She's On The Money - podcast cover

She's On The Money

Victoria Devinewww.shesonthemoney.com.au

Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and —yes—actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt— all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real-life Money Diaries or cheeky Friday Drinks money talk with the girls, Victoria and her team make finance feel like your group chat—just way better for your bank balance. 

It's honest, relatable and non-judgmental talk about personal finance, investing, real estate, career and business... with a big dose of fun.  

Episodes

MONEY DIARIES: Scammed By Her Own Fam!

This incredible Money Diarist is a doctor who got scammed $271k by her cousin who lived overseas! She has finally managed to get out of a financial hell hole with a lot of help and hard labor and it has catapulted her financial literacy like nothing else! She hopes that by sharing her experience it will help raise awareness of how these things can happen, and also break down the stigma for others who have also been scammed. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgemen...

Mar 19, 202328 min

The Feedback Sandwich

It sure doesn’t feel like a Friday on SOTM unless we kick back and celebrate with you! Today the gals talk their recent IWD whip round the country and we hear from some of you who made it to our Melbourne event! We also celebrate your money wins and answer a Money Dilemma about how to improve your credit score. Plus, does a friend of yours have a side hustle that you feel pressured to support? Well, you slid into our DMs about this very topic and the gals talk all about it! Links: Check Your Cre...

Mar 16, 202340 min

Removing the Guilt of Not Giving

Very often in life you can’t make your money go far enough to do all the things that you “want” or even “should” do. Giving to charity can be one of these things that we know is super important, which is why we often carry guilt when we can't afford to. So today we talk about the mindset of giving, managing the guilt around not being able to afford it, other ways that you can give that might not impact your budget and so much more! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknow...

Mar 14, 202323 min

MONEY DIARIES: Loving the Inner Child

She grew up with polar opposite immigrant parents; tiger parent vs carefree. She found herself earning minimum wage in a toxic work environment, to tripling her income in an amazing job and team. With a profitable side hustle on the go, her most important work to date has been repairing the relationship with her inner child and having the best circle of friends that love and support me unconditionally. Get ready to feel inspired! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowle...

Mar 12, 202320 min

Friend or (Fin) Foe?

It's Friday again and celebrate with us as we share your money wins and talk the losses, answer a money dilemma about budgeting to be paid monthly. PLUS you sild into our DMs about friends who undermine your financial goals, has this ever happened to you? Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purp...

Mar 09, 202339 min

Ethical & Sustainable Fashion

Today we're looking at ethical and sustainable fashion vs fast fashion. We'd all prefer to be ethical and sustainable in our choices, but there is often an added cost to these items that many simply can’t budget for. Listen in as the gals break it down and talk facts, figures, privilege, priorities and so much more! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She's On The Money is general in nature and does not consider your individual circum...

Mar 07, 202345 min

MONEY DIARIES: A Breath of Fresh Air

Today's Money Diarist grew up with a single dad who worked long hours and was always burdened by debt. She navigated a 30k loan at 21, and now at 28 years old, she has bought a home, a new car, is planning her wedding, and building her wealth and finances up with her fiancé. All while processing her next career steps. She's sure to inspire you! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She's On The Money is general in nature and does not co...

Mar 05, 202334 min

Life on a Pension

Hey hey its Friday again so join us as we celebrate your money wins and answer a money dilemma about spending your savings, or taking out a loan to set up your small business. Plus, this week you slid into or DMs about the difficulty of living on a pension, listen back as the girls talk all about it. The gals are on the road right now and you can get your tickets to our upcoming IWD tour here. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She's...

Mar 02, 202333 min

Back to Basics Of Investing

Know nothing about investing? Well this is the episode for you! Victoria takes us back to the basics explaining what a share is, the different types of shares, how you earn money from shares how compound interest works and more. Plus we unpack some common concerns around investing, and some questions we should be asking ourselves at the start of our journey to determine our next steps! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She's On The ...

Feb 28, 202343 min

MONEY DIARIES: Jail, Debt & Learning to be Free

This fascinating Money Diarist grew up in a family with a lot of money, only to loose it all when her dad went to prison. Having then gotten into a huge sum of personal debt, she is now 100% financially independent, has travelled the world, payed for her dream wedding and honeymoon. You'll be inspired by her story! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She's On The Money is general in nature and does not consider your individual circums...

Feb 26, 202327 min

Coughing Up For Contraception!

Happy Friday! Join the gals to celebrate your money wins and answer a juicy money dilemma about setting money aside for a child. Plus, who should pay for contraception? You slid into our DMs this week asking this very question and the gals got thoughts! Get your tickets to our upcoming IWD tour here. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's O...

Feb 23, 202331 min

Why Are Women Overworked & Underpaid?

Australia's Gender Pay Gap is currently 22.8% and is increasing and we are absolutely outraged! So today we are talk about why women are overworked and underpaid. We look at the math, the stereotypes, the quiet and overt forces in society that contribute to this situation and what we can do about it! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's O...

Feb 21, 202335 min

MONEY DIARIES: Hope After Homelessness

This week's Money Diarist has overcome so much! Having found herself homeless at 17 years old, she was diagnosed with Bipolar Disorder, PTSD and IBS. It was then that her life started to turn a corner for the better, after receiving NDIS support. She's now working on a budget with her Occupational Therapist, has savings, and even has an emergency fund for her cats! She's extraordinary and we can't wait for you to meet her. Today's chat discusses mental health struggles and addiction, if this is ...

Feb 19, 202323 min

Falling Back on the Bank of Mum & Dad?

It's Friday so that means it's time to kick back with Victoria, Jess and Bec and share your money wins and losses! They also answer a money dilemma about buying property, AND this week you slid into our DMs about the bank of mum and dad! Is it ok to be jealous of your friend who can fall back on their parents pocket? Or is comparison the theif of joy? How do we feel about this? Listen in to find out! Get your tickets to our upcoming IWD tour here. Acknowledgement of Country By Natarsha Bamblett ...

Feb 16, 202337 min

MONEY DIARIES: From Getting Drained to Absolutely Dominating!

Wait till you hear this one! This week's gorgeous Money Diarist came to the realisation after 7 years of marriage that her husband was more like a dependent, than a partner. She had supported his study, paid for their living expenses and even their home. But with two very young girls, she was worried that she wouldn't manage to make ends meet if she left him. Well, she did and now she is dominating her finances, has savings for her daughters future and is absolutely thriving! Acknowledgement of ...

Feb 12, 202332 min

Share House, Shared Costs?

Hey hey it's Friday friends, and boy are we ready for it! Join Victoria, Jess and Bec as they unwind by celebrating ALL things community! They share your money wins and losses, and answer a money dilemma about whether you are ever too old to work towards your financial freedom. Plus if you've ever lived in a share house, then you will know the ALL too common pain of that 'stingy' homie who always wiggles their way out of buying toilet paper. Or maybe that 'selfish' housemate who hides the olive ...

Feb 09, 202331 min

What is Bargain Regret?

Have you ever gotten carried away in a sale and bought way more than you budgeted for? Bargain regret is a very real and common experience! On today's show we take a look at the psychology of selling, and the things that push you to overlook your budget and buying intentions in the name of a bargain, and what you can do about it! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She's On The Money is general in nature and does not consider your ind...

Feb 07, 202348 min

MONEY DIARIES: Finally On the Right Meds & the Right Track

This week's Money Diarist has endured financial abuse, losing her partner to suicide, and years of trying to manage her bipolar disorder without the right treatment. But she finally found the right meds and it has literally turned her life around! She is now able to work and study, get her financial life on track all while raising her two girls! She is incredibly special and we can't wait for you to meet her. Themes of suicide and mental health struggles are discussed today. If these are difficu...

Feb 05, 202326 min

Split Bills or Splitsville?

Join Victoria, Jess and Bec as they put more yay in your Friday and celebrate your money wins of the week and answer a money dilemma about the best way to pay yourself as a small business owner. PLUS this week, you slid into our DMs about 'that' friend who NEVER pays their way in a bill split situation. We've all experienced it, but how do you deal with with? Tune in to find out! Links - Profit First book - Mike Michalowicz The Business Bible Podcast Acknowledgement of Country By Natarsha Bamble...

Feb 02, 202333 min

Scarcity Mindset & Investing

Have you ever found yourself worried that if someone gets pay rise, a promotion, or even some happiness in life it means you'll miss out? If so, you may have a scarcity mindset. Join Victoria and Bec as they look at the difference between scarcity and abundance mindsets, what you can do to shift from a negative to a positive outlook, how this effects your attitude towards investing and so much more! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on...

Jan 31, 202344 min

MONEY DIARIES: 6 Figures at 19, Without a Uni Degree!

This Money Diarist wants you to know that you don't need a uni degree to earn 6 figures! Money was always tricky in her family but her mum has been a model of hard work and the main bread winner, working as a nurse. At 19, she's now in her dream job and has purchased an apartment. We can't for you to meet her! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She's On The Money is general in nature and does not consider your individual circumstance...

Jan 29, 202322 min

Baby Daddy Budget Betrayal!

Friday is the day we celebrate you, our gorgeous SOTM community! Join Victoria, Jess and Bec as they share your money wins and losses, and answer a money dilemma about how to manage different income streams. PLUS this week, someone slid into our D.Ms with quite a difficult situation. She's discovered her partner and soon to be baby daddy is secretly spending money on Only Fans...against her wishes AND their budget! What would you do? The girls get real and share your thoughts on this one! Acknow...

Jan 26, 202334 min

What Is A Lot Of Money?

What does a lot of money look like to you? Is it a lifetime of financial freedom, or not checking your bank account every time you go to buy something? Well, everyone has a different answer, and it is absolutely a reflection of your money story! Join Victoria and Bec as they demystify some unconscious, or unhelpful ideas about how much you need to start investing, and also about how much money you need to be good with money. We also asked our gorgeous SOTM community consider a lot of money is, a...

Jan 24, 202331 min

MONEY DIARIES: One Step at a Time After Losing the Love of Her Life

This Money Diarist has been through it all. She had just resigned from her job as a personal injury lawyer in order to spend more time with her partner and pivot her life. That weekend, he died in an accident. On top of her world imploding, her financial stress went through the roof. It took 8 months for her income protection to set in and it didn’t include cover for psychological injury. She wants to share her painful story in the hope it might help others. Links: First Light Widows Association...

Jan 22, 202335 min

Always the Bridesmaid (paying), Never the Bride

Friday is here again! Bring more yay to your day and join Victoria, Jess and Bec as they celebrate your money wins, answer a Money Dilemma about how to financially prepare for a divorce. AND, you slid into our DMs this week to ask about what financial expectation should be put on bridesmaids for a wedding. Well, you'd better believe the gals have thoughts on this one! If you're in financial trouble the National Debt Helpline are a great resource! Acknowledgement of Country By Natarsha Bamblett a...

Jan 19, 202330 min

The Lipstick Index

Have you ever treated yourself to a little extra something when you’re under financial stress? Nothing too big… but perhaps a new shade of nail polish, or eyeshadow, or lipstick? Well this such a common thing for us to do that it has a name, the Lipstick Index! And rolling into 2023, staring down the barrel of a recession, join Victoria Devine and our brand new cohost Bec Syed as they talk about why you're likely to hear this term a whole lot more this year! Acknowledgement of Country By Natarsh...

Jan 17, 202334 min

Money Diaries: Life Is A Rollercoaster

Today's Money Diarist left a bad relationship and used to live week to week with her finances. Due to some ongoing mental health struggles, she was recently a patient at a psychiatric hospital. But at the end of last year she was married and is now in a really good place. We can't wait for you to meet this gorgeous and inspirational community member! This episode contains discussions of mental health struggles and eating disorders, if these are difficult topics for you, please check out one of o...

Jan 15, 202331 min

Bonus Episode: She's on The Money Book - 1st Chapter

With so many of us in the "new year new me" vibe, Victoria has decided to slide into your Saturday with a little bonus gift to get you inspired for 2023! This is the first chapter of the audiobook version of her first book She's On The Money, to get you motivated for 2023, enjoy! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists pu...

Jan 13, 202319 min

Introducing...Bec Syed!

Welcome to a fresh new Friday episode and meet our brand new cohost Bec Syed! You'll be hearing Bec on the show each Wednesday and Friday and we can't wait for you to get to know her - welcome to the team Bec! You might also notice that our Friday episodes are a little different this year? Join the gals as they revel in your Money Wins, solve a Money Dilemma about how to evaluate the best super company for you, PLUS with so many of you sliding into our DMs each week with questions or spicy thoug...

Jan 12, 202334 min

Setting Intentions For The New Year

The new year is abundant with both the pressure and opportunity to turn over a new leaf! So on today's show Victoria and Jess discuss setting positive intentions for the year that lies ahead. What are some solid ways to get in touch with, and also set your goals? Join us on today's episode to find out! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's...

Jan 10, 202329 min