This Money Diarist has been on quite the journey so far! After she dropped out in year 12 she proceeded to dive around $80k deep into a debt trap. She was even skipping meals due to the debt she faced! Fast forward, she's worked in everything from childcare to funeral services and is currently working in the youth justice system. She has almost $20k her Sharsies portfolio and 2 investment properties all before 30! Friends! If you loved this episode, then we know you are going to love Victoria's ...
May 05, 2024•29 min
Join us today as the team finally reunites! Victoria is back, and baby Harvey Roy Devine makes his podcast debut with Jess and Bec. The gals catch up and share your money wins, and talk some HILARIOUS broke tips. Plus this week's Money Dilemma is about managing an inheritance, and you slid into our DMs this week asking about splitting rent and bills when living with your partner. What's fair and how to make it all equitable? The gals have thoughts and feels. Check out Cheapskates Podcast Preorde...
May 02, 2024•40 min
Did you know that the average Australian is missing out on $11,055 a year, or $425 per fortnight due to unpaid overtime? So today it is high time we talk about managing workplace boundaries! What are you comfortable with? How can you define your boundaries without feeling like you’re letting your employer down? How to manage all of those little things that make you feel as though you need to always say yes to your boss? Tune in to find out! Acknowledgement of Country By Natarsha Bamblett aka Que...
Apr 30, 2024•31 min
Would you pay $10 for a packet of Doritos? How about $9 for a wilted bunch of Kale? Well this is daily life for today's Money Diarist who lives on one of Australia's remote islands. Her unique career in a male dominated industry gives her a lot to say about the inflated cost of living, and also some fascinating insights into a pretty unique way of life. She's worked her way up in her industry and negotiated $40,000 pay rise in 6 months! We can't wait for you to meet this absolute powerhouse. Fri...
Apr 28, 2024•24 min
The luminous Laura Henshaw joins Jess and Bec this Friday to chat money wins, broke tips and so much more! She shares wisdom on a Money Dilemma which is the entirely relatable problem of trying to balance your well being and budget. Plus this week's D.M is about navigating business with your bestie. How do you keep communication at the core to stay on the road to success? Follow KIC on Instagram Want one month of KIC free? Use the code: MONEYMONTH to redeem it here ! Acknowledgement of Country B...
Apr 25, 2024•55 min
As your career or business evolves, the way you spend your day now, will look very different at various points along the way. Join us as today we take a peek behind the curtain to find out how Victoria manages her time in business! She shares insights about her journey divided into 3 distinct phases; the starting phase, the growing phase and the established phase and so much more. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money ...
Apr 23, 2024•36 min
This inspiring Money Diarist had a terrible relationship with money, and after a huge life setback which meant time off work (and going broke), she managed to reset, turning around her whole life and money story! With a little help from SOTM, and a whole lot of hard work she's now well on the way to paying off her debts, is engaged, and her future looks so bright. We are endlessly proud of her and can't wait for you to meet her! Friends! If you loved this episode, then we know you are going to l...
Apr 21, 2024•36 min
Strap in for a hilarious and freewheeling Friday as Jess and Bec are joined by Matty J and Ash Wicks, aka Two Doting Dads ! The guys bring some interesting (cough) tips on how to save on your kids birthday party, and some fascinating front line dad experience to today's show. And as ever we share your money wins and losses, and some broke tips! Plus hear the brains trust unpack a Money Dilemma all about the ethics of pocket money, and you slid into our D.Ms about how best to manage spoiled niece...
Apr 18, 2024•42 min
Do you ever feel like everyone else is way ahead of you when it comes to money? How often do you find yourself thinking that others just have it better off? We ALL experience these feelings in life, but when does comparison culture stop being a motivation for good, and start costing us dearly? The cost of comparison culture is high on both our mental health, and also our finances. So today we talk about why it has such a hold over us, and how we can identify it, and combat it! Acknowledgement of...
Apr 16, 2024•35 min
Today's Money Diarist is the definition of tenacity! She came to Australia from the Philippines on a student visa almost 13 years ago, struggling to make ends meet working odd jobs and enduring some scary experiences. Fast forward to today, she's an Australian citizen earning $180 - $200k per year as travel nurse flying all over the country. She's also managed to bring her siblings here and is working towards her 4th investment property. Wait till you meet her! Friends! If you loved this episode...
Apr 14, 2024•33 min
Double your fun this Friday as Jess and Bec are joined by not one, but Two Broke Chicks! The dynamic pod duo, Sal and Al stop by with their two cents on some broke tips and money wins and losses. PLUS the gals share their wisdom on this week's Money Dilemma which is all about keeping your clothes budget for a big schedule of events by purchasing fast fashion. And you slid into our DMs this week to ask how to get on the same page as your besties when budgeting for a group event. Find Two Broke Ch...
Apr 11, 2024•42 min
Do you need to be a multi-millionaire to get financial advice? Absolutely not! And to tell you why, Victoria is joined by friend of the show, financial advisor and Chief Operating Officer from Everest Wealth, Daisy Magor. On today's episode they share practical tips on what financial advice actually looks like, how it's structured, what you can expect when you speak to a professional and so much more! Book an Everest Wealth Introductory Call Acknowledgement of Country By Natarsha Bamblett aka Qu...
Apr 09, 2024•32 min
This Money Diarist knows the meaning of hard work. She finished school by 16, had her degree by 20, and an investment property by 22. She wants to share how negotiating rental assistance in her remote work placement, plus working incredibly hard has allowed her to buy her first home and get ahead financially so early in life. Friends! If you loved this episode, then we know you are going to love Victoria's new book, Money Diaries with She's on the Money! This book has been written so you can fee...
Apr 07, 2024•41 min
Join Jess and Bec for another fabulous Friday as they catch up with the incredible Hannah Ferguson - the founder and CEO of Cheek Media Co! The gals share your money wins and losses, plus a broke tip or two. AND this week a few spicy ones for your day; Firstly a Money Dilemma about being stuck in a workplace that promotes men over women. Plus you D.Md us this week about what to do when you find out your sister makes her money on OnlyFans. What's the line between your duty of care, and crossing a...
Apr 04, 2024•39 min
Have you got the travel bug but feel anxious about parting with the money? Do you balk at setting a budget? Well never fear because today we'll not only explore how to set your budget before setting sail, but also discuss the often-overlooked aspect of budgeting for your return home, plus many more tips and tricks for your trip! Some other helpful episodes from our archives... Travel Savings Hacks Common Financial Mistakes For Travelers Travel Insurance Acknowledgement of Country By Natarsha Bam...
Apr 02, 2024•26 min
This Money Diarist has been on a huge emotional journey, and crossed the world to do it! After meeting her love she followed him to Australia, leaving behind her dream job, and life in Canada. 5 years in, she realised the relationship was toxic and had to end things. Fortunately she is now reclaiming her self-worth and is not just back on track, but truly thriving! Friends! If you loved this episode, then we know you are going to love Victoria's new book, Money Diaries with She's on the Money! T...
Mar 31, 2024•38 min
It is a very good Friday this week with yet another elite guest, Jess and Bec are joined by the wonderful Emma Edwards of The Broke Generation ! Emma shares her valuable insights on this week's Money Dilemma about getting back on track with your savings goals after ending and engagement. And this week you slid into our DMs about feeling guilt for spending in no spend month. Plus the gals share your money wins and losses and talk some top broke tips! Get Emma's new book Good With Money Check out ...
Mar 28, 2024•49 min
Social media plays a big part in most of our lives, and even more so for the brands and businesses around us. Today on the show Jessica Ricci joins Victoria Devine to discuss how to maximise social media for your business. From optimising its ability to generate customers, to the importance of consistency and so much more! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual ...
Mar 26, 2024•28 min
This savvy community member grew up in a single parent household with an amazing mum who always prioritised her education. Now at the tender age of 18, she's studying, has a side hustle, has already saved $20,000 and has investments! Wait till you meet this absolute young gun! Friends! If you loved this episode, then we know you are going to love Victoria's new book, Money Diaries with She's on the Money! This book has been written so you can feel empowered and see that YOU have the power to rew...
Mar 24, 2024•25 min
Prepare for takeoff, cause this episode is so uplifting! One of our FAVE friends of the show, the effervescent April Hélène-Horton aka The Bodzilla joins us today. April is a writer, public speaker, actor and model and joins Jess and Bec to talk climate care, body positivity, and generally spark joy for your Friday! As ever they also share your money wins and losses, talk broke tips. Plus this week's money dilemma is about the extra cost of plus size clothing, and our D.M is about traveling with...
Mar 21, 2024•51 min
It can certainly be a shock if you find yourself being made redundant, however it is all too common and nothing to be ashamed of! Often redundancy can provide you with some flexibility and put you in the position to level up in your career. Today we talk you through the ins and outs of redundancy, how packages can work, what to discuss with your boss, navigating conversations with your next employer and so much more! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The...
Mar 19, 2024•19 min
This stunning story is one to learn from. This community member was widowed at 34 after her husband died suddenly and unexpectedly. They had just built their dream home, were planning a family and overnight she was widowed, in a financial crisis, relying on Centrelink, and three weeks pregnant. With the help of good financial preparation, a solid emergency fund and much resilience, three and a half years on she's a happy solo Mumma to a beautiful three year old daughter, and earning a 6-figure s...
Mar 17, 2024•32 min
The creator of Female Founder World, Jasmine Garnsworthy delights us with her company on today's show, joining Jessica Ricci and Bec Syed to celebrate your money wins and share some broke tips. Plus we unpack a money dilemma about investing in your side hustle, and you slid into our DMs to question receiving vet bills long after you've given your pet to a relative! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in na...
Mar 14, 2024•32 min
We’re still in the first quarter of 2024, and if this was your year to start investing and you haven’t gotten around to thinking about it yet, then that’s ok! Mindset truly is the cornerstone when it comes to creating an investment strategy, and it's often the biggest hurdle many of us face. So today we give you the 6 steps you need to take to create your investment strategy! Check out these helpful investment basics episodes... Back To Basics of Investing Caution! Listen at Your Own (Risk) Prof...
Mar 12, 2024•34 min
This Money Diarist has had a fascinating journey, from growing up in a in a very low socioeconomic, single parent home, she learned to be very independent in life and with her finances. Now at 29, she has a degree, works as a singer-songwriter and freelancer in social media, PR, journalism, marketing and has backpacked to 44+ countries, spending on average for 4 months every year overseas! There is so much more to her story and we can;t wait for you to meet her. Acknowledgement of Country By Nat...
Mar 10, 2024•39 min
HAPPY INTERNATIONAL WOMEN'S DAY! We are SO excited to be sharing it with you and one of our absolute favourites, Maria Thattil. The author, speaker, former Miss Universe Australia (and so much more) joins Jess and Bec to celebrate your money wins, talk broke tips, and this week they chat about a Money Dilemma over a rainbow washing workplace. Plus, you slid into our DMs about judgement in your friendship group over your financial and relationship situation, is it cruel or cool? Don't miss this c...
Mar 07, 2024•41 min
What an incredibly special episode we have for you today in celebration of International Women's Week. Victoria is joined by the incredible Moana Hope, athlete, broadcaster and absolute legend! Get fired up as they talk about overcoming economic adversity, the power of a side hustle, the prevalence of homelessness in older women, the gender pay gap, and even a brief little intro on how to start your investment journey cause VD can't help herself! You do not want to miss this deeply moving conver...
Mar 05, 2024•39 min
This gorgeous community member from New Zealand lost her mum suddenly last year. While navigating her own grief, she's had to help her dad understand and manage his household finances,while planning her wedding and a six month OS honeymoon. The loss has highlighted how important it is to communicate openly about joint accounts, bill payments and creating a will for her and her fiance. She hopes our community can learn through her loss. Acknowledgement of Country By Natarsha Bamblett aka Queen Ac...
Mar 03, 2024•33 min
Welcome to a not so average Friday. While our beloved Victoria Devine is on maternity leave, Jessica Ricci and Bec Syed will be joined each Friday by a whole heap of friends of the show! First up is the incredible Michelle Battersby , tech start up queen, founder of Sunroom and SO much more. On the show today the gals share your money wins, talk broke tips and answer a Money Dilemma about taking a pay cut to work for a company that will get you future opportunities. Plus you slid into our DMs th...
Feb 29, 2024•47 min
Ah the mysteries of pricing! But pricing your services is not just about numbers; it's about knowing the value you bring to the table. Confidence in your pricing is directly linked to confidence in your worth. If you don't believe in yourself and your value, how can you expect others to? On today's episode, Victoria and Jess discuss how to set your prices, when to increase them, and most importantly, how to back yourself in the world of business! Acknowledgement of Country By Natarsha Bamblett a...
Feb 27, 2024•27 min
