She's On The Money - podcast cover

She's On The Money

Victoria Devinewww.shesonthemoney.com.au

Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and —yes—actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt— all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real-life Money Diaries or cheeky Friday Drinks money talk with the girls, Victoria and her team make finance feel like your group chat—just way better for your bank balance. 

It's honest, relatable and non-judgmental talk about personal finance, investing, real estate, career and business... with a big dose of fun.  

Episodes

Let's Hear it For New York!

She's on the Money are in New York! Keep your eyes and ears open for all the special US content coming your way! Trust us, you cant miss it. Our Money Dilemma this week is about job hopping, is it a turn off to other employers? Is it safe to do in the current job market? The girls have A LOT to say on this, and if you're looking for extra info, check out this episode . Then, we're unpacking the ethical dilemma on lying on your rental application to secure a much needed roof over your head. Ackno...

Oct 12, 202334 min

Respecting Your Friend's Savings Goals

FOMO often leads us to spending more than we anticipated, and at times, more than we have in our bank accounts. Now is the time to ask yourself, are you surrounding yourself with people who are supporting your financial goals? Are you supporting your friends with theirs? We're diving into the startling stats of money spent around the wrong friends, and what a financially toxic friendship looks like. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on ...

Oct 10, 202336 min

MONEY DIARIES: Turning Life Around After Addiction

This week's beautiful money diarist has transformed her life in the past five years, after severe addiction and a life with money struggles, a surprising pregnancy was what turned her life around in an instant, and since that day has turned her money story and life, into something inspiring. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Mone...

Oct 08, 202326 min

Credit Where Credit's Due

It's a jam-packed Friday! Jess is back! V has a new book! And if you replicate some of this week's money wins and broke tips, you could be saving a small fortune! Our money dilemma this week lifts the lid on the potential scary world of the work credit card, don't freak out, V has your back! Plus, this weeks DM is a prickly one, which has us asking how nosey should you be into someone else's finances and relationship. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. Th...

Oct 05, 202347 min

Ownership Structures of Investments Part B

As promised, part B is here! A few weeks ago we covered off Part A , which looked at setting up your own structures to personally own shares, now we're digging deeper into the different ownership structures of shares, ETF's, and managed funds. After this two-part series, you should be informed and confident enough to dive into investing, if you haven't already. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature...

Oct 03, 202339 min

BONUS EPISODE: Property with She's On The Money Book!

SURPRISE! Today V launches ANOTHER book, 'Property with She's On The Money', and we're celebrating by sharing the very first chapter from the audiobook version with you! Whether you're trying to crack the property market for the first time, hunting for your dream home, or looking for an investment property, the book is packed with information to get you to your goal! You can find Property with She's on the Money at all good bookstores or online here: https://booktopia.kh4ffx.net/jrRA4v Acknowled...

Oct 02, 202340 min

MONEY DIARIES: The 24-Year-Old 6 Figure Earner

Today we're putting a spotlight on an amazing Money Diarist who has had a relentless work ethic since the day she could start working. This has led her toward cracking six figures at just 24 years of age AND buying her own home and renovating it! It doesn't stop there, today's Money Diarist has educated herself to make the most of her super and start investing in shares! This is one inspiring community member! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice...

Oct 01, 202328 min

Re-Gifting... Rude or Right?

We've made it to Friday and with J-Ric still jet setting, V shares this week's Money Wins, and Bec helps you save a buck with her Broke Tips. Today's Money Dilemma is both a celebration and a contentious one, as one of our amazing community members is buying her first home (woo hoo!) but is contributing significantly more to the deposit than her partner... This week's DM gets V dishing out some of the BEST advice around re-gifting, which may have you rifling through your cupboards in preparation...

Sep 28, 202333 min

Unpacking the Cost of an Overseas Sea Change

For many of us, we've all dreamt of packing up our lives and jet setting overseas to start a new life in a different country, but what is the reality of this fantasy? What are the true costs behind relocating overseas? What do we need to know before we go? And what happens to our debt left behind in Australia? Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances...

Sep 26, 202327 min

MONEY DIARIES: The Savvy Saver

Today's gorgeous community member and her partner purchased their home at 26 years old with no financial help from family or friends. Using some savvy savings, and wise investments, she is sure to encourage you on your own journey! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be re...

Sep 24, 202323 min

It's a V, B & A Friday!

With Jess away, Victoria and Bec are joined by SOTM producer Annaliese for this free-wheeling Friday! As usual we celebrate your money wins, Bec brings the Broke Tips, and this week's Money Dilemma is all about managing your accounts. Plus this week you slid into our D.Ms about whether or not it's a red flag if a new partner has less savings than you. Does this mean you're not on the same page financially? There were lots of feels on this one, so don't miss it! Acknowledgement of Country By Nata...

Sep 21, 202338 min

How Does Novated Leasing Work?

What is a novated lease, how does it work, what should you consider, and what are some of the pros and cons of this arrangement? Today's episode is full of tips to help you make the best decision when considering whether novated leasing is right for you! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purpos...

Sep 19, 202335 min

Discovering Deception & Moving On!

Today's inspirational Money Diarist has ridden quite the rollercoaster! After getting through 6 years of financial coercion in a relationship, she's managed to recover both a 65k car debt, and also a 40k personal loan. She has 2 kids with her new husband, but this relationship has recently broken down. She also left her full time salary to start her own business in Dec 2021. How does she manage it all? Listen in to find out! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgeme...

Sep 17, 202332 min

From Babyccinos to Bill Splitting!

It's pretty hard to top V's special news in today's episode, we are SO thrilled to hear that there will be a teeny new member of the SOTM family soon - CONGRATULATIONS Victoria and Steve!! And in Friday business as usual, we share your money wins and losses, dive into some Broke Tips and answer a tricky Money Dilemma about buying property with your partner (and their parents)! Plus, the good old bill split awks...how do you deal with it? This week's D.M is an oldy but a goody. Acknowledgement of...

Sep 14, 202343 min

Ethical Landlords, Can They Exist?

We live in a world where rental housing has been increasingly converted into an investment asset. We’ve seen much debate in ours and the broader community that people shouldn’t own an investment property till everyone has a house. So today we’re talking about ethical landlords – what does this mean, is it possible? What are our Australian values around renting and more globally what the landscape? Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on Sh...

Sep 12, 202328 min

MONEY DIARIES: A Journey to Abundance

This gorgeous Money Diarist immigrated from Ukraine when she was 6 years old with nothing. At 19 she met her soon to be husband, and by 22 they were married and had bought their first home intertwined with family. They now have 2 kids and last week cut up all of their credit cards! We can't wait for you to meet this inspiring member of the SOTM community. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and d...

Sep 10, 202343 min

Spending Is My Love Language

It's Fri-yay! Celebrate with the team back together this week as J-Ric shares your money wins and losses, B-Sy brings the best Broke Tips, and V-Dev sheds light on how the Medicare safety net threshold works in this week's Money Dilemma. Plus, what is your love language in a relationship? What do you do when your other half likes to spend up big, but you prefer a more budget conscious approach? Listen back to what the gals have to say. Acknowledgement of Country By Natarsha Bamblett aka Queen Ac...

Sep 07, 202340 min

Ownership Structures of Investments Part A

Before you purchase an asset it’s important to consider the most appropriate investment structure to use, because getting it right at the beginning can have significant long term benefits, and getting it wrong can be expensive to sort out! So today we explain ownership structures of investments. We look at how to choose the kind of structure for your needs, breakdown what they are, and SO much more. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on ...

Sep 05, 202346 min

MONEY DIARIES: The Pressure To Be Perfect

Today's Money Diarist recently a quit toxic (but well paying) tech job to run a small business with her dad. As an immigrant, she has always felt family and societal pressure to achieve and wonders if she should have stuck with the more "traditional" career path. Hers is a totally relatable story of consolidating pressure, and finding her truth! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not co...

Sep 03, 202343 min

The Sublet Slap In The Face

Happy Friday angels, today JRic is sick (get better soon!) but V and Bec bring all the Friday fun. As usual they share your money wins and losses, Bec brings the Broke Tips, and today's Money Dilemma is from a new mumma wondering about whether to take a leap of faith into a new work venture for better work/life balance. Plus, today's D.M got the gals pretty riled up. Have you ever lived in a share house and discovered that your roomies were letting their mates stay in your room...without asking ...

Aug 31, 202338 min

Job Hopping to Increase Your Income

The rise of job hopping is changing the landscape of employment, with companies needing to adapt their retention strategies to keep employees engaged. And while loyalty and engagement with your workplace is important, often the most effective way to get the salary increase you want is by changing jobs. So today we unpack this concept and look at some of the pros and cons! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is genera...

Aug 29, 202335 min

MONEY DIARIES: Setting Boundaries & Standing On Her Own 2 Feet

Get ready to be inspired by this amazing Money Diarist! She's a 27 year old, full time agricultural student who is working in the industry, and coming to terms with being estranged from her family. Out of school she went to uni, but when trauma began to surface, she had to take a break to prioritise her mental health. Despite her incredible strength in honoring and caring for her trauma, and moving though it, she's battling with perpetually feeling like she's at square one with her finances, una...

Aug 27, 202337 min

Scamming the Scammer!

Today is a VERY fine Friday indeed, not only did we just get announced as finalists in this year's ACRA awards (for Best Podcast and Best Producer!!!), but just wait till you get the low down on how the girlies got their own back on the scammer who duped JRic's Instagram account! Plus we share your money wins, Bec is back with her broke tips AND we answer a Money Dilemma all about what to do with your juicy tax return. And this week in our D.Ms was an interesting message about having your own fa...

Aug 24, 202349 min

Under the (F)influence

With the rise of the "Finfluencer" and in this age of information overload, it is incredibly overwhelming to know who you can you trust. On this extra special episode Victoria and Jess are joined by Vince Scully from Life Sherpa and Queenie from Invest With Queenie for a fireside conversation all about the current landscape of financial (mis)information, how to avoid getting your information from the wrong source, and OH so much more! Acknowledgement of Country By Natarsha Bamblett aka Queen Ack...

Aug 22, 20231 hr

MONEY DIARIES: The Financial Side of Fertility

Todays gorgeous Money Diarist is a 29 year old Law student, and full time employee in litigation. She's also a part time step mum dealing with infertility, and juggling her finances while doing it all! Having spent 10k on 3 rounds of IVF with her partner, she wants to share her experience of navigating the fertility journey, and the impact that these procedures can have on your finances and your relationships. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice...

Aug 20, 202333 min

Polyamory & Equity

Happy Friday! With Bec away today V and Jess will play...and bring you all the SOTM community content we LOVE to celebrate to round off the week. Jess brings (our ever favorite segment) community money wins from the Facebook group. Plus this week, V shares a Money Dilemma which asks what to do when you discover that people doing the same job as you (who started after you) are getting paid more! Plus this week, you slid into our D.Ms about equity in polyamorous relationships. The gals had a fasci...

Aug 17, 202333 min

Changing Your Financial Decisions

When the Victorian Premier recently cancelled the 2026 Commonwealth Games due to it going way over budget, it raised a lot of feelings from the public! But for SOTM this raises an even more important point. Why should it ever not be ok to change your financial decisions if they are going to have a negative impact on your life? On today's show we dissect why we often stick with a bad plan, how to shift our mindset, and how to look out for future you! Acknowledgement of Country By Natarsha Bamblet...

Aug 15, 202327 min

MONEY DIARIES: The Art Of Calculated Risk-taking

What's your tolerance for risk? Well, this Money Diarist bought a $1.5m home (sight unseen) in her dream suburb with her partner, then rented it because they couldn’t yet afford to live in it. Like the rest of us, with their repayments increasing, her partner also just took a $50k pay cut. But in spite of this, they are about to move in, and she wants to share her story of calculated risk taking with the community! Oh and she's FULL of smart budgeting tips too, so don't miss this episode! Acknow...

Aug 13, 202335 min

Finance or Fur-baby First?

Join us for our FAVOURITE day of the week as we get to celebrate you, our gorgeous community! As ever, Jess shares your money wins and losses, Bec brings some top broke tips, and Victoria gives some red hot advice for managing finances as freelancer in this week’s Money Dilemma ! And this week’s D.M gets a little emotional as we talk about the cost of affording a pet. What would you do if you found yourself in a tough financial situation and felt you had to give up your fur-baby? Acknowledgement...

Aug 10, 202334 min

How to Recover After a Financial Mess

It's inevitable in life that we will face many stresses, and financial problems are amongst the most common causes of stress and relationship breakdowns. Yet when we are in the depths of it, there can be tremendous shame, loneliness and a sense that there is no way out. So on the show today we discuss how to recover after a financial mess. We'll take a look at resetting your mindset, and some practical tips for turning things around. Acknowledgement of Country By Natarsha Bamblett aka Queen Ackn...

Aug 08, 202330 min