Your Friday is about to get a whole lot better as the gals celebrate your money wins (and losses)! Bec brings her new segment "Broke Tips" (DM her your tips on insta @becsyed). Plus we solve a Money Dilemma about how to manage cashflow across accounts. AND you slid into our DMs this week about how to split rent in a share house when a couple breaks up. We have ALL been there! If you want to take advantage of the Go-To skincare code, it's SOTM15 and will give you 15% off all orders over $80 (plus...
May 25, 2023•34 min
Are you scared of math? Are numbers just not your thing? Well this does not mean you're automatically bad at money! If left unaddressed, math anxiety can end up shaping decisions you make further down the track and you might bury you head in the sand when it comes to your money. On today's episode we unpack math anxiety, how it plays out and what you can do about it. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She's On The Money is general in...
May 23, 2023•27 min
Wait till you meet this incredibly strong and humble member of our community! She and her brothers were raised by their single mum who experienced bankruptcy after leaving a violent relationship with their dad who was also a gambling addict. Having dealt with her own mental health and health struggles, she is now a rock for others and working in child protection after 9 years at uni, finally earning a full-time salary! This week's episode discusses eating disorders, domestic violence and mental ...
May 21, 2023•36 min
It's Friday again fam, so we celebrate your money wins, answer a Money Dilemma about the best way to pay for getting your eggs frozen, AND should a couple split wedding costs equally? Well you slid into our D.Ms this week about this very topic and there are MANY feeling about this one! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exi...
May 18, 2023•35 min
Today’s episode is the 3rd in a series of conversations we’re having that look at the true costs of healthcare in Australia. Cancer is high on the list of most common diseases that Australians face, so today we breakdown the prevalence, average lifetime cost of different types of Cancer, cost to carers and so much more. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She's On The Money is general in nature and does not consider your individual ci...
May 16, 2023•29 min
3 years ago she had no savings and refused to talk about money. She was also studying a health degree that she had zero passion for. Fast forward and she has followed her dreams of becoming a full time artist (and has staff), she's debt free, has tax savings, and has completely turned her money mindset around. How did she do this? Listen in to find out! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She's On The Money is general in nature and do...
May 14, 2023•29 min
Happy Friday! Help celebrate our favorite day of the week as we share your money wins and losses, answer a Money Dilemma about declaring your salary expectations in a job application, AND you slid into our DMs this week about pay rises. They're always exciting right? Well what if they don't match the success of your company, or even inflation? The girls have feelings on this one, and you did too! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on Sh...
May 11, 2023•38 min
HECS or HELP debt has long been described as “the best debt you can have” BUT is this still the case? With indexation on HECS/HELP set to increase on June 1st to 7.1%, what does this mean for people with this debt? Today we are getting the downlow on HECS/HELP debt and indexation, what debt we should prioritise paying off and so much more! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She's On The Money is general in nature and does not conside...
May 09, 2023•41 min
This week's Money Diarist has a fascinating story full of financial flexibility and following her heart. Having grown up in the UK, her dad got injured and couldn’t work, so mum carried two jobs to support the family. Fast forward and she has ridden a redundancy rollercoaster, gotten engaged and then married after three months, owns a house/Airbnb AND is saving for another investment property, and this is only the tip of the iceberg! Acknowledgement of Country By Natarsha Bamblett aka Queen Ackn...
May 07, 2023•42 min
Join us to celebrate Friday with as we share your money wins and losses, answer a juicy Money Dilemma all about travel insurance and credit cards. PLUS, does your other half share the same financial goals as you? If not, is that reason to call it quits? Hear what the gals, AND our community have to say about it! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She's On The Money is general in nature and does not consider your individual circumstan...
May 04, 2023•36 min
There is no doubt that we are in a stressful economic situation right now, but every season brings a different opportunity! So today we are going to give you tips and tricks on how to invest in a high inflation environment. We look at why inflation currently sits where it is, the sorts of investments that are more viable in this landscape and do a bit of an investment mindset check in. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She's On The ...
May 02, 2023•47 min
Guess what? The Property Playbook is back today! Buying your first home or investment property is hard but The Property Playbook is here to help. Join Millennial money expert and She's On The Money host Victoria Devine, along with aspiring homeowner Jessica Ricci for valuable insights and practical tips, so you can be fully prepared for today's housing market. You'll also hear inspirational Property Diaries from people in the She's On The Money community, helping you through every step on your j...
May 01, 2023•2 min
Forget everything you thought you knew, cause this Money Diarist is here to remind you that you write your own script! Growing up with a single mum with 9 credit cards, debt was normalised. She left home at 16 with nothing but the clothes on her back and lived off Centrelink and then found herself in a world of credit cards and personal loans. After spending the last decade in debt, in two years of listening to SOTM, she's been able to double her income, wipe the debt, get an emergency fund and ...
Apr 30, 2023•34 min
As we roll into Friday, join Victoria, Jess and Bec as we celebrate your money wins, share the losses, and we answer a tough Money Dilemma about unexpected funeral costs. Plus, should you pay less for household expenses if you're on a way lower salary that your housemates? Should equity exist in friendships? You slid into our D.Ms this week to ask just that, and boy does it get SPICY! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She's On The M...
Apr 27, 2023•44 min
Aussies are among the most under insured people in the world, our “she’ll be right” mentality puts us at risk of being in dire straights when unexpected things happen with our health. 45.5% of the Australian population experience a mental health condition at some point in their lifetime. This means it shares the stage with cancer and heart disease the most common of medical life disrupters. Today we take a truthful look at the cost of mental health care so you’re not caught out, and shut out of ...
Apr 25, 2023•52 min
Need a little pick me up? Wait to you meet this Money Diarist! She's only 20 and between full time uni, placements, travel and a busy life, she's managed to hit $100k in savings. She's currently in an unpaid nursing placement in remote Australia, and has really made the most of her dollars, time and family backing to educate herself and work hard towards her goals whist acknowledging the privilege she came from. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The adv...
Apr 23, 2023•47 min
It's Friday friends, so join us as we celebrate your money wins, answer a Money Dilemma that EVERYONE is worried about at the moment - indexation and HECS! Plus this week YOU slid into our DMs about that friend who is always too broke from brunch with the gals, but is always kitted out with new outfits or bags. Well, we have feelings on this and can't wait to share! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She's On The Money is general in ...
Apr 20, 2023•38 min
One in two women will experience an unplanned pregnancy in their lifetime. More than half of these women were using at least one form of contraception at the time. Currently, Australia has a Senate Enquiry into Reproductive Healthcare which is highlighting the problems with access and cost options for women across the country. So we thought we'd have a bigger conversation on the show about the cost and accessibility of different types of contraception, the Pharmaceutical Benefits Scheme and so m...
Apr 18, 2023•52 min
This Money Diarist has navigated the death of her ex-husband and one of his children, being the executor to his estate, all while raising a young family and continuing her career. She is now managing the family budget, moving into her ‘forever home’ with her FIFO hubby and reconciling with the past. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On...
Apr 16, 2023•33 min
Celebrate Friday SOTM style with Victoria, Jess and Bec as we celebrate your money wins and answer a Money Dilemma about travel emergency funds. And this week you slid into our D.Ms with a topic that split our own team! Who should chip in if you're driving your mates and you get a parking fine? Think the answer is clear cut? THINK AGAIN! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She's On The Money is general in nature and does not consider ...
Apr 13, 2023•29 min
Australians are some of the most underinsured people on the planet, there’s a reason that “she’ll be right” is a national saying! But you can never know what is around the corner with your health. Which is why today we’re talking about the cost of care with a very special guest Rhiannon Tracey who is a speaker, wellness advocate and the Founder & Executive Director at The Next Step SCI Recovery & Wellness Centre. The out of pocket cost impact to those of us affected by ill health can be ...
Apr 11, 2023•59 min
This young Money Diarist has been through it all. Growing up, her dad got her family into debt. After her brother passed away, her father left and all of a sudden her Mum had to juggle work, study and raising a young family alone. Mum provided a model of stepping up to do whatever it takes! Due to an assault she was unable to finish year 12, and she recently left an abusive relationship that was also financially abusive. Last year was scammed out of her first car savings! But she is now debt fre...
Apr 09, 2023•36 min
It's a very good Friday indeed so join the gals to celebrate your Money Wins (and losses), and answer a Money Dilemma about the best way to keep track of your records for tax time. Plus in Easter news - we ask the BIG question, are you a smoother OR a scruncher? And, this week you slid into our DMs about group gifts. How do you and your friends manage gifting? Is it even split, single gifts or no gifts at all? Are some people seeking kudos if they splash more cash? Listen in as the girls breakdo...
Apr 06, 2023•38 min
Ever thought that investing is for the rich? It's a super common misconception. Well this episode is for you! Join Victoria and Bec as they discuss tips for investing on a low income; how can you get started, what kind of impact can it have on future wealth and so much more! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely ...
Apr 04, 2023•31 min
This inspirational Money Diarist went from being financially stable, to jobless and homeless with a young family, after her husband was fired due to being deaf. They navigated $30k for medical treatment in the US for their son, and relocating to the other side of Australia. Their journey has been one of so much growth, and she's now running a thriving solo business. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She's On The Money is general in ...
Apr 02, 2023•28 min
It's Friday friends so join the gals as they share your money wins and losses and answer a Money Dilemma about HECS repayments. And this week, you slid into our DMs about who should pay when a friend pulls out of a group trip and it pushes the cost up for everyone else. We've ALL been there, so listen in to see what the gals have to say on this one! Links: Victorian Power Saving Bonus Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She's On The M...
Mar 30, 2023•32 min
Strap yourself in, because on today's episode we talk all about tax! Why do we pay tax? What are the tax brackets and how do they work? What kind of income is taxable and so much more. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial d...
Mar 28, 2023•44 min
This unstoppable Money Diarist has gone from living off Centrelink and being addicted to drugs and partying, to studying Psychology and earning close to 90k per year. Her life is finally changing for the better in every way. She now works in foster care, is the proud mama to a Chihuahua and wants to inspire others who are struggling. Content warning - this episode contains conversations about substance abuse, suicidal ideation and mental health struggles. If these are tricky topics for you, skip...
Mar 26, 2023•29 min
It's our favorite time of the week again cause we get to celebrate YOU! As per usual we share your money wins and losses, and answer a Money Dilemma about home loan repayment periods. PLUS, last week we talked about supporting a friend's side hustle. Well this week, you slid into our DMs about having the side hustle and setting boundaries with your buddies. Do NOT miss some very helpful tips on avoiding awkward situations with your besties. Acknowledgement of Country By Natarsha Bamblett aka Que...
Mar 23, 2023•25 min
"The Bank Of Mum & Dad" is a term we have been hearing about a lot more lately! But what does it mean and why is it on everyone’s lips at the moment? On today's episode we discuss BOMAD, its origins, impact on the economy and so much more. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and sho...
Mar 21, 2023•40 min
