She's On The Money - podcast cover

She's On The Money

Victoria Devinewww.shesonthemoney.com.au

Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and —yes—actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt— all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real-life Money Diaries or cheeky Friday Drinks money talk with the girls, Victoria and her team make finance feel like your group chat—just way better for your bank balance. 

It's honest, relatable and non-judgmental talk about personal finance, investing, real estate, career and business... with a big dose of fun.  

Episodes

MONEY DIARIES: Big Below Deck Vibes!

After a leave of absence to chase her dream of being a yachtie in France, she came home exhausted (but well remunerated) to return to work as a physio and continue to smash her financial goals! Just wait to you meet this week's Money Diarist. This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowle...

Jun 19, 202226 min

She's On The Money Radio Recap - 18th June

Victoria Devine and Mitch Churi bring you another Super Saver Saturday, where Victoria will give you some sneaky tips on how to keep more bucks in your bank account. And this week on Money Matters, what should you do if you come into a massive sum of money? We hear from a listener about their experience. Plus, everybody loves the honeymoon period of a new relationship…but at what point do you start talking about money? We discuss the best way to bring it up with a new flame. All this and so much...

Jun 18, 202221 min

FRIDAY DRINKS: Another Big Bank On The BNPL Bandwagon!

Happiest of Fridays angels! Join us for the best way to end the week and another episode of Friday Drinks! We wrap the week, celebrate your Money Wins and commiserate the losses, plus the ladies answer a sticky Money Dilemma about transitioning from fortnightly to monthly pay. Submit your Money Dilemma here . Plus there's more buy now, pay later chat to be had with NAB jumping on the bandwagon! The ladies discuss the ins and outs and speculate on whether this is bad or could help with further re...

Jun 16, 202232 min

Is Your Side Hustle Tax Compliant?

Today we are talking about two little words hot on everyone’s lips over the past few years...SIDE HUSTLE! We give you some tips, tricks, and living examples to make sure you aren't crying at tax time over the extra cash you've worked so hard for! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and ...

Jun 14, 202240 min

MONEY DIARIES: Achieving Her Goals with Borderline Personality Disorder

Having moved to Australia from The Philippines 5 years ago, this incredible Money Diarist was diagnosed with Borderline Personality Disorder. Hear how she discovered, and deals with this day to day in amongst her busy career, planning for a wedding and managing her finances. We're so grateful that she shared her experiences and truth with our community, and if you're struggling please check out some resources listed below. Warning: Today's episode contains discussion of self harm, sexual assault...

Jun 12, 202228 min

She's On The Money Radio Recap - 11th June

Welcome back to another SOTM Saturday with your money expert Victoria Devine and Mitch Churi. Groceries, petrol, real estate – everything costs way too much right now. So today we’re playing "The Price Is Wrong" going through everything that’s so much more expensive than it should be! Plus join us for Super Saver Saturday where Victoria gives you some sneaky tips on how to keep more bucks in your bank account. And If you’re struggling with your cash flow and got yourself in a bit of a situation ...

Jun 11, 202221 min

FRIDAY DRINKS: Life's About To Get Even More Expensive!

In good news Victoria is back for this Friday Drinks episode! But in bad news the RBA has lifted the official cash rate for the second time in just over a month, which means life is about to get even more expensive! So the girls discuss the ins and outs of this decision. And as ever they wrap the week, celebrate your Money Wins AND answer a Money Dilemma all about paying tax overseas. You can submit your Money Dilemma here . Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgeme...

Jun 09, 202224 min

Tax Season: How To Look At A Company's Financials

It’s reporting season for all around the land, and so on this episode Victoria and Georgia talk about how to read a dividend statement, report any income from shares, and what you need to look at in company’s financials. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon ...

Jun 07, 202235 min

MONEY DIARIES: A Hard Worker With A HUGE Heart!

We cannot wait for you to meet today's Money Diarist! As a kid from a low income background on a scholarship at a private school, she never felt like she fit in, but early on she formed an appetite for very hard work. Now, with four kids including two of her own, and two more she is a joint kinship carer for, she's juggling fulltime work, family and study. And did we mention she has a heart of gold? This year our Money Diaries are being brought to you by the legends at Shopback! Check them out a...

Jun 05, 202232 min

She's On The Money Radio Recap - 4th June

It's Satur-yay and that means more ways to save with the She's On The Money Radio Show with Victoria Devine and Mitch Churi! This week Victoria gives some hot tips on topping up your super before tax time. And we hear your lifestyle hacks from your student, low budget years. All this and so much more on She's On the Money Radio! You can catch us live on the KIIS network, or listen to your heart's content via the iHeartRadio app every Saturday from 9am - 10am. See omnystudio.com/listener for priv...

Jun 04, 202220 min

FRIDAY DRINKS: Another G & J Fri-yay

With V still away, it's Friday again with G & J! As ever, we delight in your Money Wins, wrap the week, answer a Money Dilemma all about Savings Burnout ( submit a dilemma here ). AND with some exciting things coming up in the SOTM community the girls give you the downlow on all that's happening. Check out TLC for Kids' Instagram here . The competition to attend She’s On The Money's 3rd birthday event has now closed. The advice shared on She’s on The Money is general in nature and does not c...

Jun 02, 202223 min

Understanding Income Guilt

On this episode we unpack income guilt. Closely related to spending guilt, it's a relatively new term, but not a new experience. And while it can be a reaction to socio economic inequality, it is very often a result of your money story and background. Join Georgia and Jess as they look at the causes, constraints and commonalties of income guilt. The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for e...

May 31, 202227 min

MONEY DIARIES: A Single Mum On Welfare With A Foot In Each World

Today's community member is a single mum who lives on welfare and gets by with a stack of tiny side hustles. She shares her story of battling for custody and keeping her head above water, while trying to prioritise quality care and time with her daughter. Warning: this episode contains discussion of domestic violence If you or anyone you know needs support: Phone: 1800RESPECT Or head to: https://www.respect.gov.au/services/ This year our Money Diaries are being brought to you by the legends at S...

May 29, 202232 min

She's On The Money Radio Recap - 28th May

Happy SOTM Saturday! This week on the She's On The Money Radio Show hear which guilty pleasures Victoria Devine and Mitch Churi cannot live without. Plus, we've got another Super Saver Saturday where Victoria gives some sneaky tips on how to keep more bucks in your bank account. And this week on Money Matters 11 year old Ben wants some advice on getting into the stock market . All this and so much more on She's On the Money Radio! You can catch us live on the KIIS network, or listen to your hear...

May 28, 202219 min

FRIDAY DRINKS: A Special G&J Q&A!

With Victoria away sick, we bring you a special G&J Q&A Friday Drinks this week, where the girls answer your burning, and quite personal questions! And as ever we celebrate your Money Wins and wrap the week of all things SOTM. We don't address a Money Dilemma this episode, but you can submit one here . The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not b...

May 26, 202235 min

Property Pressure: Buy Now Or Wait?

When considering purchasing property it is so easy to get caught up in media hype and fall into other people's ideas of what we should aspire to. In this episode we discuss the current state of the property market, check our values and how they align with external pressures in society. We'll give you some things to consider when deciding whether to purchase property. Do you do it now or wait to save a deposit? We’ll talk inflation, available grants, increased land value and so much more. The adv...

May 24, 202243 min

MONEY DIARIES: The Life and Finances of an Undercover Cop

After working as a covert operative (undercover) Police officer, this Money Diarist felt burnt out and took 7 months leave without pay. So she started her own business AND bought a van to travel round Australia. Having since retuned to work, and selling her business for a profit, she has her sights set on new things. Listen in to hear her amazing journey. This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM a...

May 22, 202225 min

She's On The Money Radio Recap - 21st May

Welcome to the first ever episode of the She's On The Money Radio Show! Victoria Devine and Mitch Churi refuse to be upstaged by a democracy sausage/Federal Election day and bring you an hour of radio power with some Super Saving tips to keep more bucks in your bank. And if you’re struggling with your cash flow and need some advice, hit us up on the She’s On The Money Socials for Money Matters. Plus who doesn’t love a bargain on Facebook Marketplace? Tune in to hear what Victoria thinks of Mitch...

May 21, 202218 min

FRIDAY DRINKS: Picking Apart Party Promises

Amidst the slings and arrows of a Federal Election countdown it is easy to zoom in on particular political promises. On this Friday Drinks, the girls zoom out on the pomp and promises, and Victoria does the math on a certain headline policy around withdrawing Super to purchase a first home. PLUS, as ever we recap the week, celebrate your money wins and answer a Money Dilemma about salary sacrificing! The advice shared on She’s on The Money is general in nature and does not consider your individu...

May 19, 202241 min

Budgeting For A Wedding

Here at She's On The Money, we LOVE a wedding but you'd be hard pressed to find another major life event that combines all of our aspirations, dreams, family and social pressures, traditions and expectations into one VERY costly package! They can quickly turn into anxiety riddled harbingers of debt, instead of a beautiful transition into the next phase of life. So on this episode we unpack the context, complications and costs of the big day. What's the history of marriage? What kinds of things d...

May 17, 202230 min

MONEY DIARIES: An Executive with Social Justice In Her Heart

This Money Diarist will get you motivated to step up for a seat at the table. As the first in her family to get a degree, she became an Executive for a not for profit as a single mother with a 6 year old daughter. By the time she left her "dream job" it had a staff of over 200 people and she oversaw a budget of close to 30mil. We can't wait to share her special story with you! This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback....

May 15, 202235 min

FRIDAY DRINKS: RBA Rates & A Wild Goose Chase!

You know what Friday means? That's right, it's time we kick back and roll through this week's episodes, celebrate your money wins, solve a Money Dilemma ( which you can submit here by the way ), and talk about what's been in the news. But this week, guess which member of the team took matters into her own hands and went on a WILD goose chase to remedy the situation? You'll have to listen to find out! And with the recent RBA rates announcement, the girls drill down on its implications and effects...

May 12, 202248 min

Having Difficult Conversations With Your Boss

One of the most common questions we get from our community is how to have that tricky conversation with your boss. So on this episode we talk about common workplace complaints, how to research and negotiate a pay rise and how to be more assertive. We also touch on discrimination laws in Australia and the fair work commission, with some resources you can lean on if you have experienced discrimination, harassment or unsafe conditions. Here are some useful links: Fair Work Commission Attorney Gener...

May 10, 202252 min

MONEY DIARIES: A Phoenix Rising From The Ashes

This Money Diarist left us utterly speechless! Having survived an abusive relationship, she was lumped with $120,000 in debt on credit cards she didn't even know existed. It took 7 years and ended up costing her $250,000, but she is finally debt free. And you'd better believe she is living her best life; in her dream job, as a home owner, with a wonderful partner AND with a successful side hustle. Oh...and she may even out-game the SOTM girls when it comes to a good spreadsheet! Warning: this ep...

May 08, 202236 min

FRIDAY DRINKS: Interest Rates, Inflation &....Horses? Oh my!

Hey hey it's Friday! As per usual we celebrate you and your successes, recap the week AND answer a Money Dilemma all about how interest rates affect your bank account. By the way, you can reach out to us with your Money Dilemmas here ! AND in the midst of this RBA rate hike, election countdown kerfuffle of a week, the ladies kick back for a chat about HELP debt, the CPI index, inflation and so much more! The advice shared on She’s on The Money is general in nature and does not consider your indi...

May 05, 202236 min

What Is The Difference Between Investment Platforms?

With so many people in ours and the broader community starting their investment journeys, now has never been a better time to brush up our investment literacy. On this episode we look at different kinds of investment platforms; what's the difference between micro investing and a share trading platform? How do you even review and compare different platforms? What is Robo Advice? Listen in to find out! The advice shared on She’s on The Money is general in nature and does not consider your individu...

May 03, 202238 min

MONEY DIARIES: 3 jobs, 3 kids and she is GLOWING!

Welcome back to another Shopback Money Diary Monday with one of our inspirational community members! On this episode we meet a woman who is on the serious hustle juggling 3 jobs, with 3 kids and is working SO hard to build her assets and maintain her financial security. We can't wait for you to meet her! This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up! The...

May 01, 202228 min

FRIDAY DRINKS: Talking the Twitter Takeover!

Welcome to Friday honeys! On this episode recap the week, like what is an axo-De facto anyway? And of course we celebrate your Money Wins. We also answer a Money Dilemma about saving vs investing. Meanwhile, we have a shiny new way for you to send us YOUR Money Dilemmas, check it out here ! And it wouldn't be Friday without the gals have a good old vent, and with Elon Musk taking over Twitter you'd better believe there are feelings to be had! The advice shared on She’s on The Money is general in...

Apr 28, 202227 min

Protecting Your Assets in a Relationship

On this episode we dive into the ins and outs of asset ownership and protection in a relationship. What are the legal implications of being in a De facto relationship and how does this effect your financial situation? Listen in to get the skinny! The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victor...

Apr 26, 202242 min

MONEY DIARIES: From Centrelink to a 6 figure business!

What can we say about this week's Money Diarist except...WOW! In 4 short years, and still at the tender age of 22 she has no debt, owns her own home, has developed a 6 figure hospitality business all while working her freelance copywriting business on the side. Prepare to be inspired! She also gives blood and currently the Red Cross are seeking donors. You can get more info here This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopbac...

Apr 24, 202238 min
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