She's On The Money - podcast cover

She's On The Money

Victoria Devinewww.shesonthemoney.com.au

Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and —yes—actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt— all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real-life Money Diaries or cheeky Friday Drinks money talk with the girls, Victoria and her team make finance feel like your group chat—just way better for your bank balance. 

It's honest, relatable and non-judgmental talk about personal finance, investing, real estate, career and business... with a big dose of fun.  

Episodes

MONEY DIARY: From Death & Debt to Dream Home

This Money Diarist has navigated the death of her ex-husband and one of his children, being the executor to his estate, all while raising a young family and continuing her career. She is now managing the family budget, moving into her ‘forever home’ with her FIFO hubby and reconciling with the past. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On...

Apr 16, 202333 min

FINE Friends?

Celebrate Friday SOTM style with Victoria, Jess and Bec as we celebrate your money wins and answer a Money Dilemma about travel emergency funds. And this week you slid into our D.Ms with a topic that split our own team! Who should chip in if you're driving your mates and you get a parking fine? Think the answer is clear cut? THINK AGAIN! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She's On The Money is general in nature and does not consider ...

Apr 13, 202329 min

The Cost Of Care

Australians are some of the most underinsured people on the planet, there’s a reason that “she’ll be right” is a national saying! But you can never know what is around the corner with your health. Which is why today we’re talking about the cost of care with a very special guest Rhiannon Tracey who is a speaker, wellness advocate and the Founder & Executive Director at The Next Step SCI Recovery & Wellness Centre. The out of pocket cost impact to those of us affected by ill health can be ...

Apr 11, 202359 min

MONEY DIARY: A Force To Be Reckoned With

This young Money Diarist has been through it all. Growing up, her dad got her family into debt. After her brother passed away, her father left and all of a sudden her Mum had to juggle work, study and raising a young family alone. Mum provided a model of stepping up to do whatever it takes! Due to an assault she was unable to finish year 12, and she recently left an abusive relationship that was also financially abusive. Last year was scammed out of her first car savings! But she is now debt fre...

Apr 09, 202336 min

Are You A Smoother Or A Scruncher?

It's a very good Friday indeed so join the gals to celebrate your Money Wins (and losses), and answer a Money Dilemma about the best way to keep track of your records for tax time. Plus in Easter news - we ask the BIG question, are you a smoother OR a scruncher? And, this week you slid into our DMs about group gifts. How do you and your friends manage gifting? Is it even split, single gifts or no gifts at all? Are some people seeking kudos if they splash more cash? Listen in as the girls breakdo...

Apr 06, 202338 min

Investing On A Low Income

Ever thought that investing is for the rich? It's a super common misconception. Well this episode is for you! Join Victoria and Bec as they discuss tips for investing on a low income; how can you get started, what kind of impact can it have on future wealth and so much more! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely ...

Apr 04, 202331 min

MONEY DIARY: Health Crisis, Homelessness & Now Happier Than Ever

This inspirational Money Diarist went from being financially stable, to jobless and homeless with a young family, after her husband was fired due to being deaf. They navigated $30k for medical treatment in the US for their son, and relocating to the other side of Australia. Their journey has been one of so much growth, and she's now running a thriving solo business. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She's On The Money is general in ...

Apr 02, 202328 min

You Gotta Pay to Play!

It's Friday friends so join the gals as they share your money wins and losses and answer a Money Dilemma about HECS repayments. And this week, you slid into our DMs about who should pay when a friend pulls out of a group trip and it pushes the cost up for everyone else. We've ALL been there, so listen in to see what the gals have to say on this one! Links: Victorian Power Saving Bonus Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She's On The M...

Mar 30, 202332 min

How Tax Works

Strap yourself in, because on today's episode we talk all about tax! Why do we pay tax? What are the tax brackets and how do they work? What kind of income is taxable and so much more. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial d...

Mar 28, 202344 min

MONEY DIARIES: From Partying to Proud Chihuahua Mumma

This unstoppable Money Diarist has gone from living off Centrelink and being addicted to drugs and partying, to studying Psychology and earning close to 90k per year. Her life is finally changing for the better in every way. She now works in foster care, is the proud mama to a Chihuahua and wants to inspire others who are struggling. Content warning - this episode contains conversations about substance abuse, suicidal ideation and mental health struggles. If these are tricky topics for you, skip...

Mar 26, 202329 min

The Side Hustle Buddy Boundary

It's our favorite time of the week again cause we get to celebrate YOU! As per usual we share your money wins and losses, and answer a Money Dilemma about home loan repayment periods. PLUS, last week we talked about supporting a friend's side hustle. Well this week, you slid into our DMs about having the side hustle and setting boundaries with your buddies. Do NOT miss some very helpful tips on avoiding awkward situations with your besties. Acknowledgement of Country By Natarsha Bamblett aka Que...

Mar 23, 202325 min

The Bank Of Mum & Dad

"The Bank Of Mum & Dad" is a term we have been hearing about a lot more lately! But what does it mean and why is it on everyone’s lips at the moment? On today's episode we discuss BOMAD, its origins, impact on the economy and so much more. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and sho...

Mar 21, 202340 min

MONEY DIARIES: Scammed By Her Own Fam!

This incredible Money Diarist is a doctor who got scammed $271k by her cousin who lived overseas! She has finally managed to get out of a financial hell hole with a lot of help and hard labor and it has catapulted her financial literacy like nothing else! She hopes that by sharing her experience it will help raise awareness of how these things can happen, and also break down the stigma for others who have also been scammed. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgemen...

Mar 19, 202328 min

The Feedback Sandwich

It sure doesn’t feel like a Friday on SOTM unless we kick back and celebrate with you! Today the gals talk their recent IWD whip round the country and we hear from some of you who made it to our Melbourne event! We also celebrate your money wins and answer a Money Dilemma about how to improve your credit score. Plus, does a friend of yours have a side hustle that you feel pressured to support? Well, you slid into our DMs about this very topic and the gals talk all about it! Links: Check Your Cre...

Mar 16, 202340 min

Removing the Guilt of Not Giving

Very often in life you can’t make your money go far enough to do all the things that you “want” or even “should” do. Giving to charity can be one of these things that we know is super important, which is why we often carry guilt when we can't afford to. So today we talk about the mindset of giving, managing the guilt around not being able to afford it, other ways that you can give that might not impact your budget and so much more! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknow...

Mar 14, 202323 min

MONEY DIARIES: Loving the Inner Child

She grew up with polar opposite immigrant parents; tiger parent vs carefree. She found herself earning minimum wage in a toxic work environment, to tripling her income in an amazing job and team. With a profitable side hustle on the go, her most important work to date has been repairing the relationship with her inner child and having the best circle of friends that love and support me unconditionally. Get ready to feel inspired! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowle...

Mar 12, 202320 min

Friend or (Fin) Foe?

It's Friday again and celebrate with us as we share your money wins and talk the losses, answer a money dilemma about budgeting to be paid monthly. PLUS you sild into our DMs about friends who undermine your financial goals, has this ever happened to you? Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purp...

Mar 09, 202339 min

Ethical & Sustainable Fashion

Today we're looking at ethical and sustainable fashion vs fast fashion. We'd all prefer to be ethical and sustainable in our choices, but there is often an added cost to these items that many simply can’t budget for. Listen in as the gals break it down and talk facts, figures, privilege, priorities and so much more! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She's On The Money is general in nature and does not consider your individual circum...

Mar 07, 202345 min

MONEY DIARIES: A Breath of Fresh Air

Today's Money Diarist grew up with a single dad who worked long hours and was always burdened by debt. She navigated a 30k loan at 21, and now at 28 years old, she has bought a home, a new car, is planning her wedding, and building her wealth and finances up with her fiancé. All while processing her next career steps. She's sure to inspire you! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She's On The Money is general in nature and does not co...

Mar 05, 202334 min

Life on a Pension

Hey hey its Friday again so join us as we celebrate your money wins and answer a money dilemma about spending your savings, or taking out a loan to set up your small business. Plus, this week you slid into or DMs about the difficulty of living on a pension, listen back as the girls talk all about it. The gals are on the road right now and you can get your tickets to our upcoming IWD tour here. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She's...

Mar 02, 202333 min

Back to Basics Of Investing

Know nothing about investing? Well this is the episode for you! Victoria takes us back to the basics explaining what a share is, the different types of shares, how you earn money from shares how compound interest works and more. Plus we unpack some common concerns around investing, and some questions we should be asking ourselves at the start of our journey to determine our next steps! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She's On The ...

Feb 28, 202343 min

MONEY DIARIES: Jail, Debt & Learning to be Free

This fascinating Money Diarist grew up in a family with a lot of money, only to loose it all when her dad went to prison. Having then gotten into a huge sum of personal debt, she is now 100% financially independent, has travelled the world, payed for her dream wedding and honeymoon. You'll be inspired by her story! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She's On The Money is general in nature and does not consider your individual circums...

Feb 26, 202327 min

Coughing Up For Contraception!

Happy Friday! Join the gals to celebrate your money wins and answer a juicy money dilemma about setting money aside for a child. Plus, who should pay for contraception? You slid into our DMs this week asking this very question and the gals got thoughts! Get your tickets to our upcoming IWD tour here. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's O...

Feb 23, 202331 min

Why Are Women Overworked & Underpaid?

Australia's Gender Pay Gap is currently 22.8% and is increasing and we are absolutely outraged! So today we are talk about why women are overworked and underpaid. We look at the math, the stereotypes, the quiet and overt forces in society that contribute to this situation and what we can do about it! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's O...

Feb 21, 202335 min

MONEY DIARIES: Hope After Homelessness

This week's Money Diarist has overcome so much! Having found herself homeless at 17 years old, she was diagnosed with Bipolar Disorder, PTSD and IBS. It was then that her life started to turn a corner for the better, after receiving NDIS support. She's now working on a budget with her Occupational Therapist, has savings, and even has an emergency fund for her cats! She's extraordinary and we can't wait for you to meet her. Today's chat discusses mental health struggles and addiction, if this is ...

Feb 19, 202323 min

Falling Back on the Bank of Mum & Dad?

It's Friday so that means it's time to kick back with Victoria, Jess and Bec and share your money wins and losses! They also answer a money dilemma about buying property, AND this week you slid into our DMs about the bank of mum and dad! Is it ok to be jealous of your friend who can fall back on their parents pocket? Or is comparison the theif of joy? How do we feel about this? Listen in to find out! Get your tickets to our upcoming IWD tour here. Acknowledgement of Country By Natarsha Bamblett ...

Feb 16, 202337 min

MONEY DIARIES: From Getting Drained to Absolutely Dominating!

Wait till you hear this one! This week's gorgeous Money Diarist came to the realisation after 7 years of marriage that her husband was more like a dependent, than a partner. She had supported his study, paid for their living expenses and even their home. But with two very young girls, she was worried that she wouldn't manage to make ends meet if she left him. Well, she did and now she is dominating her finances, has savings for her daughters future and is absolutely thriving! Acknowledgement of ...

Feb 12, 202332 min

Share House, Shared Costs?

Hey hey it's Friday friends, and boy are we ready for it! Join Victoria, Jess and Bec as they unwind by celebrating ALL things community! They share your money wins and losses, and answer a money dilemma about whether you are ever too old to work towards your financial freedom. Plus if you've ever lived in a share house, then you will know the ALL too common pain of that 'stingy' homie who always wiggles their way out of buying toilet paper. Or maybe that 'selfish' housemate who hides the olive ...

Feb 09, 202331 min

What is Bargain Regret?

Have you ever gotten carried away in a sale and bought way more than you budgeted for? Bargain regret is a very real and common experience! On today's show we take a look at the psychology of selling, and the things that push you to overlook your budget and buying intentions in the name of a bargain, and what you can do about it! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She's On The Money is general in nature and does not consider your ind...

Feb 07, 202348 min

MONEY DIARIES: Finally On the Right Meds & the Right Track

This week's Money Diarist has endured financial abuse, losing her partner to suicide, and years of trying to manage her bipolar disorder without the right treatment. But she finally found the right meds and it has literally turned her life around! She is now able to work and study, get her financial life on track all while raising her two girls! She is incredibly special and we can't wait for you to meet her. Themes of suicide and mental health struggles are discussed today. If these are difficu...

Feb 05, 202326 min
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