New financial year new you! It's the perfect time to check in on your financial situation and goals and take stock of how you're tracking. So we've made a list to take all of the guess work out of EOFY for you! You don't wanna miss Victoria's top 5 things you should be looking at before we head into the new financial year. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual ...
May 28, 2024•38 min
Join us for a special episode of Money Diaries today as Victoria reads to you from her brand new book Money Diaries With She's On The Money. Feel inspired, motivated and empowered to create the financial life you want. With page-turning stories from real people about their relationships with money, plus fun activities and quick tips to help transform your own money story, Money Diaries with She's on the Money is the enjoyable, useful finance book you need (and actually want)! Friends! If you lov...
May 26, 2024•20 min
Join us for a bit of a family focus on Victoria's last Friday episode before she goes off to Europe for a month. This week as the gals chat about a Money Dilemma asking if you can inherit debt from your parents? Plus this week's D.M wonders who should cover the cost when you live far from your family and are feeling the pinch of keeping up with family events? Plus the team talk your money wins and losses, broke tips and so much more! Acknowledgement of Country By Natarsha Bamblett aka Queen Ackn...
May 23, 2024•40 min
Join Bec Syed and financial expert and new mum Victoria Devine to discuss what it actually costs to bring a baby into the world. What does it really cost to birth in the private vs. public systems, fit out a nursery, and what are all the unexpected extras that can really add up to break the bank? Tune in to find out. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circum...
May 21, 2024•46 min
How is HECS/HELP debt is changing since Treasurer Jim Chalmers outlined overhauls in the 2024 Federal Budget? Listen to this bonus micro episode as Victoria explains the ins and outs of everything you need to know! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make...
May 20, 2024•13 min
At the tender age of 21, today's Diarist has already visited 15 countries, saved $65K and has just moved interstate all thanks to her career in the seafaring industry! Next stop is saving for a house with her partner who is a Captain in training. She can't wait to share all of the opportunities her unique industry has giver her, and we can't wait to share her with you! Friends! If you loved this episode, then we know you are going to love Victoria's new book, Money Diaries with She's on the Mone...
May 19, 2024•23 min
The gang is back together today and are talking "secure" investments vs superannuation for this week's Money Dilemma! Plus, what would you do if your bestie begged you to come on a trip you could't afford, insisted on loaning you money and then changed the deal afterwards? Who's at fault in this situation? The gals have feels as do you about this week's community D.M. And as ever we celebrate your money wins and talk broke tips! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowled...
May 16, 2024•44 min
Want the TLDR of the 2024-2025 Federal Budget? She's On The Money has got you covered! Join Victoria and Bec for a breakdown of what was promised, what matters and how it will impact you! Hear Victoria's hot takes on what's been promised on assisting the cost of living crisis, education, students, health, housing, women, First Nations peoples and disability support. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in n...
May 15, 2024•45 min
Today's Money Diarist is well on the way to turning around her situation after drowning in debt due to an unexpected tax bill! She and her husband traveled and treated themselves before the birth of their little boy, and then were overwhelmed by the task of sorting out their finances. Their son's special needs means this community member juggles family life and working part time as teachers aide. But with a lot of hard work she and her husband have paid off $80,000 of debt in 3 years and are ver...
May 12, 2024•30 min
Join Victoria and Bec for your Friday (get well soon Jess) as they talk your money wins and losses, share some broke tips and answer a Money Dilemma about whether its better to have a lower interest rate or APR? Plus, we talk wedding etiquette on today's show. This community member is close to full term of her pregnancy and has just been advised by her OB that her labour date needs to be brought forward. Her friend (the bride) is now insisting she reimburse her for her seat at the wedding recept...
May 09, 2024•38 min
If you're in a position to start investing for your child, why is it good to start early? Two words - compound interest! Join Victoria and Bec as they chat today about V's two favorite words, but also how to teach your kids about money, how to get them familiar with the concept of the family budget, child tax rates and so much more! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your i...
May 07, 2024•37 min
This Money Diarist has been on quite the journey so far! After she dropped out in year 12 she proceeded to dive around $80k deep into a debt trap. She was even skipping meals due to the debt she faced! Fast forward, she's worked in everything from childcare to funeral services and is currently working in the youth justice system. She has almost $20k her Sharsies portfolio and 2 investment properties all before 30! Friends! If you loved this episode, then we know you are going to love Victoria's ...
May 05, 2024•29 min
Join us today as the team finally reunites! Victoria is back, and baby Harvey Roy Devine makes his podcast debut with Jess and Bec. The gals catch up and share your money wins, and talk some HILARIOUS broke tips. Plus this week's Money Dilemma is about managing an inheritance, and you slid into our DMs this week asking about splitting rent and bills when living with your partner. What's fair and how to make it all equitable? The gals have thoughts and feels. Check out Cheapskates Podcast Preorde...
May 02, 2024•40 min
Did you know that the average Australian is missing out on $11,055 a year, or $425 per fortnight due to unpaid overtime? So today it is high time we talk about managing workplace boundaries! What are you comfortable with? How can you define your boundaries without feeling like you’re letting your employer down? How to manage all of those little things that make you feel as though you need to always say yes to your boss? Tune in to find out! Acknowledgement of Country By Natarsha Bamblett aka Que...
Apr 30, 2024•31 min
Would you pay $10 for a packet of Doritos? How about $9 for a wilted bunch of Kale? Well this is daily life for today's Money Diarist who lives on one of Australia's remote islands. Her unique career in a male dominated industry gives her a lot to say about the inflated cost of living, and also some fascinating insights into a pretty unique way of life. She's worked her way up in her industry and negotiated $40,000 pay rise in 6 months! We can't wait for you to meet this absolute powerhouse. Fri...
Apr 28, 2024•24 min
The luminous Laura Henshaw joins Jess and Bec this Friday to chat money wins, broke tips and so much more! She shares wisdom on a Money Dilemma which is the entirely relatable problem of trying to balance your well being and budget. Plus this week's D.M is about navigating business with your bestie. How do you keep communication at the core to stay on the road to success? Follow KIC on Instagram Want one month of KIC free? Use the code: MONEYMONTH to redeem it here ! Acknowledgement of Country B...
Apr 25, 2024•55 min
As your career or business evolves, the way you spend your day now, will look very different at various points along the way. Join us as today we take a peek behind the curtain to find out how Victoria manages her time in business! She shares insights about her journey divided into 3 distinct phases; the starting phase, the growing phase and the established phase and so much more. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money ...
Apr 23, 2024•36 min
This inspiring Money Diarist had a terrible relationship with money, and after a huge life setback which meant time off work (and going broke), she managed to reset, turning around her whole life and money story! With a little help from SOTM, and a whole lot of hard work she's now well on the way to paying off her debts, is engaged, and her future looks so bright. We are endlessly proud of her and can't wait for you to meet her! Friends! If you loved this episode, then we know you are going to l...
Apr 21, 2024•36 min
Strap in for a hilarious and freewheeling Friday as Jess and Bec are joined by Matty J and Ash Wicks, aka Two Doting Dads ! The guys bring some interesting (cough) tips on how to save on your kids birthday party, and some fascinating front line dad experience to today's show. And as ever we share your money wins and losses, and some broke tips! Plus hear the brains trust unpack a Money Dilemma all about the ethics of pocket money, and you slid into our D.Ms about how best to manage spoiled niece...
Apr 18, 2024•42 min
Do you ever feel like everyone else is way ahead of you when it comes to money? How often do you find yourself thinking that others just have it better off? We ALL experience these feelings in life, but when does comparison culture stop being a motivation for good, and start costing us dearly? The cost of comparison culture is high on both our mental health, and also our finances. So today we talk about why it has such a hold over us, and how we can identify it, and combat it! Acknowledgement of...
Apr 16, 2024•35 min
Today's Money Diarist is the definition of tenacity! She came to Australia from the Philippines on a student visa almost 13 years ago, struggling to make ends meet working odd jobs and enduring some scary experiences. Fast forward to today, she's an Australian citizen earning $180 - $200k per year as travel nurse flying all over the country. She's also managed to bring her siblings here and is working towards her 4th investment property. Wait till you meet her! Friends! If you loved this episode...
Apr 14, 2024•33 min
Double your fun this Friday as Jess and Bec are joined by not one, but Two Broke Chicks! The dynamic pod duo, Sal and Al stop by with their two cents on some broke tips and money wins and losses. PLUS the gals share their wisdom on this week's Money Dilemma which is all about keeping your clothes budget for a big schedule of events by purchasing fast fashion. And you slid into our DMs this week to ask how to get on the same page as your besties when budgeting for a group event. Find Two Broke Ch...
Apr 11, 2024•42 min
Do you need to be a multi-millionaire to get financial advice? Absolutely not! And to tell you why, Victoria is joined by friend of the show, financial advisor and Chief Operating Officer from Everest Wealth, Daisy Magor. On today's episode they share practical tips on what financial advice actually looks like, how it's structured, what you can expect when you speak to a professional and so much more! Book an Everest Wealth Introductory Call Acknowledgement of Country By Natarsha Bamblett aka Qu...
Apr 09, 2024•32 min
This Money Diarist knows the meaning of hard work. She finished school by 16, had her degree by 20, and an investment property by 22. She wants to share how negotiating rental assistance in her remote work placement, plus working incredibly hard has allowed her to buy her first home and get ahead financially so early in life. Friends! If you loved this episode, then we know you are going to love Victoria's new book, Money Diaries with She's on the Money! This book has been written so you can fee...
Apr 07, 2024•41 min
Join Jess and Bec for another fabulous Friday as they catch up with the incredible Hannah Ferguson - the founder and CEO of Cheek Media Co! The gals share your money wins and losses, plus a broke tip or two. AND this week a few spicy ones for your day; Firstly a Money Dilemma about being stuck in a workplace that promotes men over women. Plus you D.Md us this week about what to do when you find out your sister makes her money on OnlyFans. What's the line between your duty of care, and crossing a...
Apr 04, 2024•39 min
Have you got the travel bug but feel anxious about parting with the money? Do you balk at setting a budget? Well never fear because today we'll not only explore how to set your budget before setting sail, but also discuss the often-overlooked aspect of budgeting for your return home, plus many more tips and tricks for your trip! Some other helpful episodes from our archives... Travel Savings Hacks Common Financial Mistakes For Travelers Travel Insurance Acknowledgement of Country By Natarsha Bam...
Apr 02, 2024•26 min
This Money Diarist has been on a huge emotional journey, and crossed the world to do it! After meeting her love she followed him to Australia, leaving behind her dream job, and life in Canada. 5 years in, she realised the relationship was toxic and had to end things. Fortunately she is now reclaiming her self-worth and is not just back on track, but truly thriving! Friends! If you loved this episode, then we know you are going to love Victoria's new book, Money Diaries with She's on the Money! T...
Mar 31, 2024•38 min
It is a very good Friday this week with yet another elite guest, Jess and Bec are joined by the wonderful Emma Edwards of The Broke Generation ! Emma shares her valuable insights on this week's Money Dilemma about getting back on track with your savings goals after ending and engagement. And this week you slid into our DMs about feeling guilt for spending in no spend month. Plus the gals share your money wins and losses and talk some top broke tips! Get Emma's new book Good With Money Check out ...
Mar 28, 2024•49 min
Social media plays a big part in most of our lives, and even more so for the brands and businesses around us. Today on the show Jessica Ricci joins Victoria Devine to discuss how to maximise social media for your business. From optimising its ability to generate customers, to the importance of consistency and so much more! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual ...
Mar 26, 2024•28 min
This savvy community member grew up in a single parent household with an amazing mum who always prioritised her education. Now at the tender age of 18, she's studying, has a side hustle, has already saved $20,000 and has investments! Wait till you meet this absolute young gun! Friends! If you loved this episode, then we know you are going to love Victoria's new book, Money Diaries with She's on the Money! This book has been written so you can feel empowered and see that YOU have the power to rew...
Mar 24, 2024•25 min
