Family & the Cost of Keeping It Together

Hello, my name's Santasha Nabananga Bamblet. I'm a proud yor

Let's get into it.

She's on the Money. She's on the Money. Hello and welcomed.

She's on the Money the podcast Millennials who want financial freedom. Today, my friends, it is Friday, which means it is time to get our little team together and celebrate you the incredible She's on the Money community today, Miss Jess Greed, she is going to be sharing her favorite money wins from the community. Miss Bechsayed has some broke tips to share.

So guys, before we get there, how were your weeks? What did you get up to?

Nothing exciting to report from me, to be honest.

Just like that, that's boring. Moving on, I know, literally, that's it.

I had a money win.

I discovered that I can get remedial massage under my house insurance. That is a good week because despite my boyfriend being a physio, he was like, you need to go see somebody else. I was like, and I was like, why am I in pain? I'm doing all my exercises.

Why don't have to see someone else when it's free in my house?

Literally He's like, because you sit like a shrimp for.

And I was like, rude, but okay, but also why can't you fix that? If you're a physio, aren't you saving this household money?

He's pretty good, Like, he.

Is pretty good, but I complain a lot when he like pokes and prods.

I would too.

Because I don't. I don't hold backs.

He pokes and I'm like, ah.

I feel like that is so true.

Like my husband works in marketing and so like you would think that that means that I would lean on him a lot for like, you know, she's on the money marketing do you think I do? No, absolutely not get away from my business. Ill ill David, Like, who do you think you are?

Yeah? And there's all a gentle cushion of like stranger to stranger. Yeah, like, oh, I don't know if I love this, but if you're like, you know, if it's your partner, you can be like this is so gross.

You why do you think that that would work?

Yeah?

And then dumb Yeah. I think what happens is he just like drops some stuff, I lose my shit, say that that's never gonna work. Work, and then he waits a couple of months, and then I come around and suggest his idea to him. I was thinking, he's like, wow, I wish I had had a plan like that.

Anyway, what have you been up to?

So as we speak, I'm actually in Japan. I don't know if you guys can see the cherry blossoms behind me and I can.

Just see that she's on the money screens behind you.

But given we recorded this on Wednesday, it makes sense that by Friday you could be in a different.

Location could be, who knows.

I don't want to ruin the magic of She's on the money, but like it does take us a little bit to actually edit the podcast, upload the podcast.

I can get our stuff together totally.

On Friday, I wouldn't be here, So you know, I'm kind of I'm kind of glad that you guys.

I feel like we're not ruining anyone's like, you know, like rose colored glasses, because like this episode does drop at five am on Friday, So like when on Friday did we record it this?

Oh, exactly in the studio one in the morning.

I'm committed, but I'm not that committed.

And even if I had decided to do that, I don't think anyone else on the team would be as passionate about it as me.

Hey, i'd be here, Yeah, I wouldn't. I'd come.

Well, all right, so you're in Japan at the moment, and mister SCRICI can get a massage.

I feel like that's a good week. And what makes a really good week. I've just been bopping along, hanging out.

I had the biggest week of all time last week, so I feel like I've just been trying to step back.

I too.

Am leaving the country this weekend. I'm going on a europe troop, which will be really fun because we're taking Harvey and it'll be his like first holiday and I'm just I know that. Also, people have been like, he won't remember anything. I know, like he's literally three months old. He's not going to remember anything. But I will and so will my husband, And we're creating little family memories together, and like, can you imagine being able to show him a little pictures and be like.

Oh, this is you on holiday when you were little.

So I think it'll be fun, yeah, and like it'll be a good time for Steve and I to bond. And like I've heard that there's such thing called a four month sleep progression, right, and like we're fine. He's a little angel at the moment. But I'm telling you right now, I would much prefer to be overseas where it is summer, experiencing his sleep regression, then here in Melbourne, where it's started to get really bloody cold, experiencing that sleep regression.

If it happens.

I mean, lots of people say it doesn't, some people say it does, but like I compare it over the other side of the world promise you.

Oh yeah, basically the same thing.

She'll be wrong.

But anyway, let's get into the episode because today, Jess, you were saying before that there are some really good money wins from the community, so Sarah, let us know what they are.

I've started off with a just a solid one. And I think she posted this half as a joke because she put like the laughing emoji crying emoji. But Taylor said money win. I didn't pull any money out of my savings.

Yeah, money, there is a money win.

I just want to say, we're in a.

Cost of living crisis. That is common.

That's huge, that is actually huge.

Next, I've got a money win from Brianna, who said I didn't know Telstra rewards existed outside of tech stuff, so I'd never bothered looking into it. I went on there the other day and had ninety thousand points, and I got myself a hundred dollar Bunnings gift card, so I can now finally buy a pot for my plans that I've been wanting to get for ages but I couldn't justify. And then I also got a bunch of Woolies gift cards for my groceries. Funny Wind, I don't.

I had no idea.

Oh that's really cool, Bunny Win.

I love that.

Next, I've got a money in from Kelly who said she's organizing a baby clothes swap with one of her friends. Her and her friend have children of slightly different ages and different sizes, so they've organized to meet up and swap clothes between. Like the group of friends that everyone kind of ends up with things that fit their baby because they got all stuff so quick.

They really do, like I had been told. You know when someone tells you something over and over and you're like, yeah, yep, yep, whatever, whatever, whatever. Yet they like they grow like they are tiny weeds. Like all of the stuff that I bought, like not even a month ago, does not fit Harvey anymore. Like I thought his stuff would have a tiny bit more longevity.

Yeah it does not.

But I recently did that, Jess, because my best friend is having a baby, which will also be my best friend at the start of June, which is literally so soon. But Harvey's just grown out of a whole heap of stuff and she'll have a newborn. So I've gifted all of that to her.

But she has a son that is a year older than Harvey. And when I dropped that off.

She's like, oh, actually, I have a tup of stuff that I've been meaning to give you. And we did a little swap. It wasn't planned like Kelly's, but we did a little switch to root and I just was like, this is a funny, weird that's great.

And then when your best friend's baby is a year old, you give it back.

Yes, it's like a little CIPHLS.

Tiny little economy.

Yeah, cool, very clever from Kelly. Next, I've got money in from Claire, who said I wanted to use my private health insurance allowed on glasses, but I really didn't like any of the new frames better than her old ones, and the lenses of her old ones were scuffed, which

Oh my god, good would she do that?

I didn't even know you could do this, didn't but I would assume most surely. Yeah, cool, okay, I didn't even know that was an option. I love that byo frames, good little saving. Next, I've got a win from Gemma, who said she took her girlfriend shopping as she needed a new winter wardrobe, and she managed to get her nearly three hundred dollar bill down to one hundred and twenty dollars for how by asking the cashier to price match online sale prices.

Which the girl was more than happy to do. And they nearly didn't ask.

Oh my god, cool, that's a lot that.

It's a lot a lot saving.

Don't ask, don't get we always say yes. Lastly, I've got a money win from Tanya, who said she put some poor paws in box out the front to give away, just you know, like free take as you please, nice little community moment. Someone tugged five bucks in the front gators, So thank.

You, well, thank you sir.

Yeah, I know, I just I hadn't considered that that fruit was in season.

Me neither.

Actually, what do you get a pourpoorle?

And I've never had a poor pole either.

They must be from Queensland or somewhere nice and sunny.

Someone nice and sonny because like all I've got in my garden, which is quite niche as well, like Purport isn't you know fruit where you go to buy apples and oranges?

Right, I've got a Fijoa.

Tree yours, Yeah, fijo a tree, Like if you're a keyway, you're like, oh, yes, fijoeers.

But I hate them.

They are awful, Like I wish I liked them, Like I wish I could swap my fijoa tree for like a fig tree or something I actually enjoy. But I have an abundance of fi joeas, and if you're a keyway, they're hard to come by.

I can't get them in the supermarket.

So I put a box of them up on Facebook Marketplace the other day because I was like, I just don't want them going to waste in undated with messages from Kiwai.

So we're like, give me them feed joeys, and I was like, ah, Sorrey, they're already gone.

Can you bring something for us?

I can bring you on I never can try good.

I had to google how to eat them because I thought that my problem was that I was eating it like incorrectly, like eating the skin or something which you're not meant to do. Turns out I was eating them incorrectly. I see, yeah, but turns out they to me tastes not that good, So I am sorry.

Oh interesting, cut that out.

They're kind of like trash.

But yeah, people are gonna cover us.

Let's move on.

I'm scared personally, I'm scared. I'm glad. I'm literally leaving the country.

Leave the country. I will too on Sunday.

Bye.

But let's move on. What are your broke tips of the week back?

Okay, so as per, I have two from the community, one for myself side. I know that's really give you guys on your toes. So the first one comes from Danny, who says that paid market research Australia wide is a great place to earn some extra pocket money. So this is one that similar to what I said the other week about like, you know, clinical trials and things like that. I don't actually know. I think it's kind of different. Maybe it's like surveys or something in that, you know,

Whatever you need a for hot tip.

I've done two in the last week. Have you actually make CHURCHI bucks? What bucks per thing?

Yeah?

Sorry?

What that's not like four dollars?

Yeah, that's not.

Like I spent two hours on a survey and I made seven dollars, which I'm like like, yeah, that is free money, but like seven dollars to two hours of my time.

Jess, what did you do?

So?

Market research is a little bit different generally from surveys because they get you on, like the ones that I did, at least they get you on like a zoom You might have an activity to do beforehand or something. It's you know, a company is paying this company to do the market research, and you might be in a group we might put by yourself. Sure you can do ones in person, but I only do them on Zoom because they live like far away for everything, so it's just easier.

What are they doing?

Like are they asking you about like, oh, do you eat Regie might or like what.

One of them was about an app and like the usability of an app and it was related to travel.

It was good because I actually used the app before.

Cool.

And so they screen everyone in at the start, so like the company will send out an email saying we're looking for people that fit this demographic like this age, this gender, maybe like this location, and then maybe like a has traveled overseas in the last year or you know, depending on what they're screening for, and then you respond and then if you fit it, they'll call you and screen you again and just make sure that you're.

Not making it up.

Yeah, And I think they need to have like a diverse range of people probably, so they kind of fit people into categories. And then if you make it through, they're like send you the link and you get on and you answer their question and they send you the gift card.

They say thank you so much, and I go, you are most welcome money exactly. Reseach is great.

Like there's lots of companies that do it, and generally, like once you sign up to their email list, they'll send you like regular emails, which.

Yes, she's just been doing all this stuff. Yes, we didn't even know it was an option.

One thing about me is if there's a way to make money doing it, I'm doing it.

Okay, Well, chips are now by jests totally no no, no, no carry on, carry on, expects better at them anyway.

Sorry, thank you guys. Okay.

The next one comes from Shannon, who says that her counsel does rebates for reusable period products and cloth nappies and reusable nursing pads. So this one is wittle see, so do check your local council website because you might have a similar thing.

I don't know. I haven't checked mine.

I didn't even know that was the thing up. Now, how cool.

Because I will save you fair bit of money, Absolutely it would.

And what's yours?

Beck?

Mine is actually you get this green before you.

Tell us we are open ears for you. Beck.

This one's double because I thought, like the one that I wanted to go with is really really silly. And then but my actual one that's kind of helpful. It is it is common sensical. But I guess like, obviously I'm going to japair. What I did was I just like called up all my you know, Jim, I'll go to bft now in all these different things, and I just like froze for the period of time that I'm going for. Yes, so that's a really good idea if you were just like so.

Really proactive because most dian you get to do that stuff.

Thank you so much. To be fair, I think because.

This is not something you would have done last year.

You're so right? Who is she so much?

It's the girlfriend glow up, I would say, But I also want to attribute some of this to you.

You just want to talk you about your girlfriend.

That's very kind to I just wanted an opportunity to talk about your girlfriend, Jess, who is not the jest at this table, not just not the jest at this table, but like Jess is a great name. We are finding it. Oh yes, her name is Jess. You Probabs just real hot, You a good person.

You're probably my friend. I'm sorry, and I'm going to stop mentioning her.

Okay, No, we wanted to come up all the time.

That's this week.

The other one that was the one I wanted to go with. It's I'm promising this is real. So my friend, my housemate and friend Alison downloaded this thing. It's called cash app and you basically just play games. She stayed up until six am and made like a dollar sixty sound I know that that's not much money, but really, if you what's the cost of sleep exactly, and if you're really really struggling, that dollars sixty literally could buy you a can of sardines or a little thing of rights, Like if.

You I'm not disagreeing, like that is a great idea.

How do you just success the money? How does it work?

Okay?

Putting it? You can link your PayPal to it. Sorry, it's called free cash. I know that sounds like a big scam.

It sounds like scam. That's screaming scam.

It is screaming scam. But you kind of like on there.

It has like different games that you can download, so you download separately. The one I'm playing right now is Alice's Dream and if you get to level ten, you make like seven dollars or something, and then you get to level fifteen, better than seventeen dollars, but does take a long time to get there.

Okay, Well, I'm proud of you and your tenacity.

Just make sure you read the teas and c's on anything you download, because I feel like with stuff like that, they're selling your data.

Yeah, there's there's.

No making webca totally watching your sleep.

I'm saying, take my data, watch me sleep. I don't mind.

You know what, People are only scammed if it's not consensual.

She's in on it.

Actually, that's a before we go to the break. I have recently discovered a new podcast which Brooke from our team recommended to me because I had a really big drive last week. Because I'm a genius, I decided to drive to Woggle Wogger and back instead of just flying there.

Crazy cool.

The flight times weren't working for me, and I just, oh, I just I felt like a little solo road trip was a good idea. So I asked for a recommendation of a podcast, and she recommended Scam Fluences.

I love that.

Have you listened to it? Why didn't you recommend it before? I am in love?

I'm very sorry. I just didn't want to take anyone away from She's on the money podcast.

No, no, no, no, We're a podcast to give you good podcast recommendations like that's who we are, Like, I will spread the pod love, but Scamfluences, Jess, Oh my gosh. Each episode does a deep dive into a different scam and they're like, du It's like it's a true crime podcast is set up in the same kind of way where they're like, you know, deep dive into the history and what they did and then how they came to their downfall. And I'm just like, this is so juicy.

Wild luf, Yes as great.

I'm gonna go listen to that right after this.

You'll hear me on there soon talking about free cash app.

Yeah, yeah, yeah, that's gonna be on there. They're gonna be like, so beg haha, big joke. She's part of She's on the money and God scammed. Anyway, let's go to a rake. On the flip side, we're gonna be talking about the cost of traveling to family commitments, but also we're answering a money dilemma, which this week is all about inheriting debt.

So don't go anywhere, guys.

Welcome back, everybody. Let's take a listen to this week's money dilemma.

Hi, there have you got a money dilemma you just can't solve that. She's on the Money team is here to help. Every week, we have your dilemmas, both big and small, to answer your most burning money, career and life questions. To get involved, simply head to our website and leave us a short voice recording and you might just find yourself on the show. Now, let's take a listen to this week's money dilemma.

Hello everyone, She's on the Money.

Longtime listener, love the podcast. This is less of a dilemma and more of a random thought that I had that it might be helpful with other people. Is I was thinking about my future finances and getting everything set up, and then I thought about when my parents eventually die, which is really grim and sad. But I also thought and to ask them, am I going to inherit debt?

Yeah, oh, great question. I've never really even thought about that.

I just said, it's genuinely a thought that has never in my entire life crossed my mind, and it's a very good question that we've probably maybe should be asking.

It is a very big question, and I mean, lots of people are going to worry what happens to their debts after they die. But then also it's a very valid concern if you know that someone carries a lot of debt and you know you might be their next of kin or you might.

Be the person in their wills.

So, like, I get it, it's a more bid topic, but sometimes we have to have these uncomfortable conversations to get ahead in life, right, and like, it's better to have this conversation now than laid it down the track, because hopefully this inspires you to get your will and your estate planning set up, which you should be doing anyway. But essentially, long story short, if you don't want to keep listening to me, no you don't usually inherit debt.

You would have never thought.

I just thought go into their bank account, but they do, and if there's any money in the estate, the executor will.

Pay off all of the debts owed to.

Those creditors using that money before you see it, Jess, from me, because I passed away yesterday. And if there is not enough money in the estate, which is what you are all thinking, I know you want to know the answer to this. The executor will sell the property

Two you don't just get it for free.

Or if someone has guaranteed the debt, so sure, that's where a guaranteur comes in. So let's say, Jess, like you're in the home buying market at the moment, which I need to ask her about off air, got some updates I would like to chase up, which one day we'll make it to the show. But if you and I were purchasing a house and I guarantewed it and then you passed away yesterday, I would be liable for that debt ye a garranty?

Yeah?

Does that make sense.

So it's also really important to understand the difference between secured and unsecured debts. So a secure debt is something like a mortgage when a creditor lends you money but they take security, so they kind of go, oh, well, Beck, we'll give you the money for this house, but we know that if you know, the proverbial hits the fan, we can sell the house and get our money back.

That's not how it works here in Australia.

Coo, what a good thought for our listener to have.

It at a bit of a morbid topic. Not so fun.

I mean, it's never fun, but like it's a good question to ask because like, who else is going to tell you the answer to that apart from me?

Who the moms trying to like talking about morbid things.

My mum was a coroner for a really long time, so I'm not sure what you expected happy to you about death and money. But moving on, we need to unpack something that you guys slid into our dms about and this week it's all about the cost of traveling for family commitments, which you know, a bit of a family episode kiss time. It is on theme for us. Yeah, I like it. I want to say we're a little family. But it does give me the equin people work together and they're like, we like family.

Like realty. It feels cold tea, but really.

We're still we go on family holidays. So are we family? Maybe? Right?

So let me read this out because this is the dam we received hate she's on the money team. I have a dilemma for you guys that I'm hoping to get some opinions or assistance on I live with my

One of my brothers has a.

Work car with fuel paid for and still won't put in the effort to come out my way. How do I get them to understand that it's taking a toll on me in many different ways.

It's a good question.

I like, obviously, Oh maybe it's not obvious, but my whole family is in Sydney.

Actually one of my brothers is in Melbourne. Nolle.

Yay, that's exciting.

Yeah, so I totally get it.

Like for Christmas sometimes for Easter things like that, it was just like every time I miss home for a second, like I'll drive up. I didn't expect them to come with me every time I miss home. But you know, for bigger things, it got to the point where I would be like for Christmas last year, for example, I was like, if you guys want my company, you're gonna pay for it. I would like calculate how much it costs.

So cute, you know, I like that you've got the balls to ask your family that, oh, yeah.

Give me the money. You don't see this.

Totally or like all kind of not threaten them, but I'll be like, I just I can't afforded this, you guys, and I'll be like no please, I'm like, okay.

Well I am learning is actually manipulative astortion.

Extortion, and I'd pay it. I'd be like, oh, but I don't want you to miss it your company exactly.

But it's also you know, I totally se where this person's coming from. It does cost a lot of money. So I mean, I wouldn't recommend being like passag about it like I am, like, you're.

Not, You're like, give me twenty bucks directly.

You can try.

That depends on your relationship with your family, but just like yeah, just I guess being upfront and just being like, hey, this is maybe even like calculating how much it costs you for the year and then giving them the full amount. So it kind of like really hits home being like, hey, it costs me a thousand dollars every quarter to visit you guys, and it costs you guys zero dollars because I'm coming to you, and then maybe we'll be like, whoa,

Just what are your thoughts.

I think I have an unpopular opinion.

I think it's.

Not going to be unpopular. Oh goody, I know, I know, I know what you're about to say.

I just think that there are some things in life. I believe very much in sharing expenses and making things relatively equitable where possible. But I do think that there's a line in the sand where like things are your responsibility. And I think if you're the one that has moved away and you are the one who wants to go up, it's kind of on you.

Sorry, So.

Just I think that, like, with that being said, I think that you are well within your rights to say, hey, guys, like it's so expensive for me to come down, you know, I'm just going to come down for the big ones, like I'm not coming down for Sunday lunch every week, or you know, it would be nice if, like for my birthday, you guys came to me. But I don't think it's necessarily logistically to me, it just doesn't make sense to say, hey, can all fifteen of you drive two hours to see expects.

That or expects that, or like or one person you don't get me.

I mean, like, more.

Power to you if you would be like it's working cool Stoway.

Yeah, Okay.

I think maybe it's just about we didn't even invite you v.

Maybe it's just.

About finding like a middle ground, like could we meet in the middle, you know, every now and again at a restaurant, or could you take a train part of the way or all of the way and maybe someone picks you up at the station. But I just don't think that it's fair when you're the one who has moved like you did this if we blow it out to extremes, like if I moved to London and then you were like, hey, do you want to come to my birthday? And I said yeah, but bitch, you're going

I'd be like, so that invitation to my birthday? Can I just start have that I'm just gonna say, is.

That Like I just think that I understand when you're a union students really had I understand it.

You have to leave a family Facebook.

Not invited anymore, not part of the family anymore. I think that it is kind of something that you need to wear and like absolutely, like let's try find a middle ground. Public transport is a great option, meeting in the middle occasionally, or reducing the amount of times you go. And if you have this conversation they go, oh, but we really want you to come to this lunch, then I think you can say, okay, well, if I've said it's not within my means and I'm happy to leave it,

Sorry, I think it's about communication.

It's so about like you touched on that before, where you like tell them and then you go back and forth for a bit. I am in this legit situation as well. So my family all live in Tasmania and I live in Victoria, and so my parents are over here, but all of my extended family, my aunts, my uncles, my cousins, my nana, like they are all in TAZZI.

Shout out Zella, shout out Zella.

You queen who does not listen to this podcast.

But it's kind of been a mismatch over the years. And like because so I moved over from Tasmania to Melbourne because of my parents. Like I was still in school when this decision was made, so it wasn't my decision at all. Don't regret it because like obviously it's worked out pretty nicely. But they would always you know, send us back and like send us back to hang out with family and whatnot. And I think that we always saw that as our responsibility because we were the

I suppose we share an opinion.

Yeah, we moved, so it's our responsibility to travel back. However, I think reading into this, I get a little bit of nostalgia from when when I first started university, and my parents started complaining.

Love your mom and dad.

We've all sorted this out now, and I feel like it's a really common thing.

They'd be like, you never come back home, like what are you doing, Like you've moved out.

I'd be like, well, you're an hour plus away, Like yeah, it's also a two way street if you want to see me, and you're complaining about not seeing me, like I don't want to have to always do the drive, like we can beck to your point, meet in the middle, or like you could.

Come up for dinner at my house sometimes too.

And now that's like totally not a thing, But I remember feeling like they would always say, oh, but you never come down and see us, and I'd be like, well, it's a two way street, like you can come up to me as well. And now it totally is back and forth and we do go down a lot, but they come up a lot and whatnot. But over time,

Oh it'd be so nice if Jess will say, yeah, invite Jess.

Yeah yeah, yeah, we'll book oh that place around the corner love wu Ketter really nice, Like we'll just book la u Ketter. And then they just text you Jess and say, oh, Jess like dinner a lap or Ketter on Friday, question Mark. They're not actually thinking about it because it just hasn't crossed their paths. I don't think it's malicious, So I think they're.

Just like, oh, they just want to see you.

They just want to see you, like, oh, definitely make sure Jess and Becker on the invite.

And then you're frustrated, and rightly so.

Because you're like, well, I'm gonna have to drive two hours there for this dinner and then two hours home and your family are just stoked that you said yes. So I think there needs to be some conversation before making a decision, and it's not about yeah. I don't think we jump to Beck's response of like we'll charge them for that, but maybe go, oh hey, I totally love that any flexibility on the restaurant, like can we pick somewhere halfway between?

Or you know, next time, could we do it at my end of town?

Maybe it's about being a bit more proactive and you get on the front foot and be like, oh my gosh, next time, why don't we try that place near my place and just see how that goes, and then if it doesn't go well, then going hey, guys, like I'm the one that always, you know.

Is put out completely by this, what do you reckon?

So I feel like it's a mixed mash of growth of yours. But my defining factor is communication. Once again, she's on the communication.

I feel like we tend to ender that and I hope, but it really is likely is the key?

So much about money is about having a good chat with someone and being on the same page and being able to be empathetic and being able to step into like, oh, actually, that would be really tough for beck because it does cost you a grand over the year, Like far Up hadn't thought about it, because I promise, like as much as I would love to say that, everybody's always thinking about everything for you too.

They're just not They're just not.

Sometimes they need to put your hand up and be like, hey, did you realize that's not great? And they go, oh my god, I'm so sorry. So maybe give them the opportunity to do that.

Absolutely, what are the community saying?

All right?

So we asked the community, and it's common, it's common. So we asked the question, do you live in a different location to your friends and family and do you have to travel to see them for celebrations and stuff. Seventy six percent of you said yes, so this is common. The next question we asked is, if yes, how much

Wow.

We said, do you.

Think the family should contribute to the travel costs if they are not willing to travel themselves?

Caveat there.

If they are not willing to travel themselves, thirty three percent of you said yes, and sixty seven percent of you said no. Okay, We then said, give us your two cents. We want the insight, we want community.

Yeah, I want the juice.

I also love it when you guys have spicy opinions in here, like nothing sets my soul on fire, like feeling like I'm in on the gossip. So here are a few comments. So first, one, only travel for really special occasions like birthdays and Christmas, and definitely set a budget for them. Someone else said, make sure you're asking for venues that are halfway between the two of you. If they don't want that, then maybe don't attend. Someone said,

Well that's fair, jess It's like I told you told you guys.

I'm just glad that I'm not the really mean, horrible person that was like, oh.

No, in this situation, I don't think there's a right or a wrong. I think it's just like what works in the middle of somewhere. It's like if I sat you guys down and said, well, how do your families do Christmas absolutely diverse experiences? Yes, does that mean that my way of doing Christmas is the right way? No, it's probably the wrong way of it, be honest, but everybody is different and there's no right or wrong, especially when it comes to this stuff like totally, we're all

Table for three things on screen.

It's orrible.

I actually got rejected. Recently.

I asked my husband to put me on FaceTime when he went to a wedding because I couldn't attend because I just had a baby. Yes, he said no. He was like, oh, that'd be embarrasing. I was like, well, funny, you are a grudsmith. So someone else said it's okay to have boundaries with family and events, but your location is actually your responsibility. And then the last one, someone said, I either make the financial sacrifice or make the social sacrifice.

Yeah, that's a really good point. Actually it's very hard.

But I mean, if you're like Beck and you can get people to cough up by.

All means, next time Jess is like, hey, it's been a while, do you want to catch up, I'll be like twenty bucks.

Yeah, there's no harmon asked. You might lose a friend.

You might lose a friend, but if you're back, you can make a million more so.

Oh and you can make some money as well.

So yeah, you know what. I think that is a really great place to leave it.

Guys, have the best weekend, and we will see you bright and early on Monday morning for Money Diaries.

Bye bye, guys. Bye.

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