This Marine Scientist, Gen X, single mother of two teens is a MUST listen to! She has come from zero financial literacy and navigated divorce, and her journey of growth and education is utterly inspiring. She joins Victoria to reflect on previously living paycheck to paycheck (in spite of her high earnings) and her transformation into a budgeting QUEEN! She's also teaching her teens to invest in their own Superannuation. We know you're going to love this one! Acknowledgement of Country By Natars...
Aug 06, 2023•40 min
Celebrate Friday SOTM style as Jess shares your money wins and losses, Bec brings some top broke tips and VD discusses a Money Dilemma about buying in bulk. Plus, do you and your partner run at a different temp? Does this cause conflict when those utility bills roll in? Well, you're not alone! The gals unpack this common couple conflict! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider y...
Aug 03, 2023•39 min
Having growing up in a money savvy household and having studied commerce, today's Money Diarist thought she had a good grip on her finances. But when she was left with nothing in her bank account after a bad relationship ended, she had some reckoning to do. Still struggling after a year of living alone, she decided to move back in with her parents. She wants to share her story of the strength that comes after letting go of the ego, and starting again. Acknowledgement of Country By Natarsha Bambl...
Jul 30, 2023•22 min
Happy Friday! It's a Bec-less ep today but never fear, Victoria and Jess have PLENTY for you today. As ever we share your money wins, solve a Money Dilemma about salary packaging, AND a tricky DM was dealt to us this week. If your partner gets a financially rewarding, but remote work opportunity, should you pack up your thriving small business to follow them? Tune in to get the goss! Want to try Marley Spoon ? Use the code: VICTORIA on sign up and you'll get up to $225 off your first 7 boxes inc...
Jul 27, 2023•36 min
Sadly but not surprisingly it is in the interest of credit card companies to keep you in a cycle of debt. And on top of social and life pressures that push us towards spiralling consumer debt, the companies themselves have mastered the art of manipulation to trap you. So today on the show we are breaking down the sneaky ways credit card companies keep you in debt and then we’re going to tell you what you can do to break out of the cycle! Acknowledgement of Country By Natarsha Bamblett aka Queen ...
Jul 25, 2023•37 min
Today's Money Diarist is the epitome of grace, endurance and quiet personal power. She's nearly 50 and has recently separated from her husband. They were never on the same page when it came to money, which added to the stresses of owning a business together. She took care of HR and accounts working out the budget, which he would then totally overspend on. She wants to share her story of surviving a 10 year marriage, how she got out of a bad situation, and started to thrive again! Links Relations...
Jul 23, 2023•40 min
Here we are at Friday again which can mean only one thing, its time to unwind with us as we celebrate you! Jess wraps your money wins and losses, Bec shares some tips on the tighter side, AND V delivers sage advice on a Money Dilemma from a FREELANCE ACROBAT (!!) asking all about the smartest way to funnel limited savings. Plus, this week's D.M is another doozy on sharehouse equity. Should partners of housemates chip in for bills, or should the single housemate just chill? Acknowledgement of Cou...
Jul 20, 2023•31 min
There is no doubt that cost of living is weighing heavily on all of us. No matter who you are, we're all feeling the pinch of the soaring cost of groceries, utilities and interest rates! So, on today's episode we embrace the season we're currently in, and give you tips and tricks to not only make your dollar go further but have fun along the way! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not c...
Jul 18, 2023•49 min
Today's Money Diarist has already been on a huge financial journey at the tender age of 25. When she was 6, her parents suddenly separated due to a secret affair. Her spending and saving habits go through extreme swings and a misdiagnosis of anxiety/depression cost her dearly both mentally and financially. But a recent diagnosis of ADHD has helped her turn a corner, and she's just paid off $25,000 of consumer debt! She's right at the beginning of her journey to financial freedom and wants to sha...
Jul 16, 2023•37 min
It's Fri-yay angels, and to get you in the mood join V, J and B to wrap the week right. Jess shares your Money Wins, Bec brings the Broke Tips and we answer a Money Dilemma about calculating your Super for retirement. Plus, we get a SPICY community D.M about subletting in a share house. Listen in to see who's side you're on! Links Want to try Marley Spoon ? Use the code: VICTORIA on sign up and you'll get up to $225 off your first 7 boxes including free shipping on your first box! Acknowledgemen...
Jul 13, 2023•43 min
On today's super charged episode Victoria Devine and Jessica Ricci are joined by our friends from My Millennial Money and the Sort Your Career Out book team, Glen James and Shelly Johnson for a community Q & A! They give you all of the top tips, and one hell of a pep talk to get you mindful and motivated about your career! Links Boldside online and on Instagram Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She's On The Money is general in n...
Jul 11, 2023•56 min
Having travelled a lot in her 20s, this Money Diarist moved overseas and into a bad relationship right before covid hit! She lost her job and took out her super to get out of the situation, and had to start again, and then again! She made her way back home, and into a new career (and love). One year later, and she's just settled on her new home with her partner and wants to share her stop and start story with the community. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgemen...
Jul 09, 2023•29 min
It's Friday again and time to join Victoria, Jess and Bec as they celebrate your money wins and losses, Bec shares some broke tips, plus they answer a Money Dilemma about the difference between being on a casual and part time contract. Plus this week you slid into our D.Ms about prenups...otherwise known as Binding Financial Agreements in Australia. How do you have this conversation with your partner? Listen in to find out. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgemen...
Jul 06, 2023•43 min
Welcome to the new financial year friends, and today we bring you an investor’s guide to tax time. We step though a few important points on this HUGE topic to give you some general basics, the tax implications and possible benefits of certain investments, plus so much more! Useful links... Money Smart Income Tax Calculator Money Smart Investing & Tax ATO Tax Time Tool Kit For Investors ATO Rental Property Guide Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The a...
Jul 04, 2023•1 hr 4 min
This gorgeous and hardworking community member first listened to SOTM while working the farm on a tractor. She's a 3rd generation farmer who at 24 years old is studying to be a Veterinarian, saving to be able to afford to do her rotations and has a thing or two to teach us about diversified investments, of the 4 legged kind! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She's On The Money is general in nature and does not consider your individu...
Jul 02, 2023•46 min
What rhymes with Friday? That's right, and you can expect a pretty T-Swizzle heavy show today cause the gals got tickets! Plus in regular programming, we share your money wins and losses, Bec gives you some broke tips and we answer a Money Dilemma about working from home expenses at tax time. Plus, this week you slid into our D.Ms about traveling with your besties. What happens when you're on a trip of a lifetime, but you and your friends have different budgets? Is compromise the answer, or shou...
Jun 29, 2023•41 min
Today we talking about another tricky workplace topic that can be a big source of anxiety, but in the current economic climate is more important than ever! How to negotiate workplace benefits. If you've been on the end of a hard 'no' when it comes to pay rise, there are lots of other things you can ask for. So today we’re going to talk about how to prep for a negotiation at work, how to have that conversation, some of the mandatory things you should be getting in a workplace in Australia, and so...
Jun 27, 2023•43 min
This first time mum with a tiny tot works full time in the events industry plus has a side hustle as a celebrant, and we ALL know how much V loves a good wedding chat! This diarist has overcome huge spending guilt, inherited from her parents' complex relationship with money. But has changed the landscape in her own marriage and she and her husband are totally on the same page when it comes to money. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on ...
Jun 25, 2023•27 min
Join us for another fab Friday hang out where we celebrate your money wins and Bec shares her top broke tips! PLUS we answer a Money Dilemma all about reframing your skills and mindset to earn some extra cash. Plus, if you have a party and your guests make a mess, should everyone split cleaning costs? You slid into our D.Ms about this and there were feelings! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She's On The Money is general in nature ...
Jun 22, 2023•40 min
Job interviews can be nerve-wracking, but with the right approach and a dash of confidence, you can absolutely nail it. We all have unique qualities that can shine in an interview setting, it’s just about getting into the mindset and doing the prep so that you truly sparkle! Today we give you a step by step guide to nailing that job interview. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She's On The Money is general in nature and does not con...
Jun 20, 2023•45 min
This community member is the youngest of 5, in a family where they weren't taught about money. Then her mum and dad began to struggle financially and started to borrow money from their grown kids. At 25 her career in financing in the automotive industry saw her earning 130k a year and she purchased her first home while single. Now at 31, she's engaged and buying another house while paying for a wedding. Her fiancé’s parents support them with money towards their house, and she really wants to dis...
Jun 18, 2023•43 min
With V back on deck today, all is right in the SOTM-sphere! So we celebrate Friday with your Money Wins, Bec shares some brilliant Broke Tips, plus we answer a Money Dilemma all about tricky investing terms. Plus, we have been hearing a lot of stories lately about employer conflict with side hustles. So it's unsurprising that you slid into our DMs with a VERY spicy one. This community member is conflicted about disclosing her OnlyFans side hustle to her employer. Is the answer black and white? Y...
Jun 15, 2023•47 min
EOFY is our favorite time of year, but it can be intimidating if you don’t feel on top of your income tax. Don't worry, we have you covered! Today we look at some changes to tax that you should be aware of, things the ATO are cracking down on this year, plus we give you some tips to help this time of year run a little easier. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She's On The Money is general in nature and does not consider your individ...
Jun 13, 2023•52 min
This 32 year old, mother of 2 is a geophysicist in the energy industry making $152k only working four days a week. She followed in her father’s career footsteps, but not before going though her own cycle of consumer debt. She is passionate about pay transparency and wants to shed some light on the earning potential in industries many people don’t know about! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She's On The Money is general in nature a...
Jun 11, 2023•35 min
Happy Friday fam! With V away (get well soon V), its time for the first ever B & J Q & A! You sent in some questions for Bec and Jess and they get to them, with a little cameo from our producer Annaliese too! Plus, we share your money wins and losses and Bec's Broke Tips! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists pu...
Jun 08, 2023•32 min
On today's episode we discuss what’s happening in the economy right now, and what this mean for all of us. From interest rates and investments, to inflation and indexation plus so much more. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or finan...
Jun 06, 2023•45 min
Try and catch your breath as you listen to this story! This Money Diarist is 21and is working 3 jobs with the goal of saving $100,000 in two years. She's one year in and on track but is working 70- 80 hours per week across multiple jobs. Growing up she watched her mum endure several abusive relationships and this is driving her determination to never be financially dependent on anyone. We can't wait for yo to meet her! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . ...
Jun 04, 2023•28 min
Ring in Friday just right with Victoria, Jess and Bec as they share your money wins and Bec brings her broke tips (feat shiny new theme song)! Plus we answer a Money Dilemma about how to get the ball rolling on starting to save. And this week you slid into our D.Ms to ask whether you should prioritse a good work culture over an amazing salary. There are SO many angles to this so don't miss the discussion! Tasty links... SOTM Budget & Cashflow Masterclass (use the code pod50 for a cheeky $50 ...
Jun 01, 2023•43 min
Why are we striving to “make it” financially? Is it because we think we won’t be stressed, and that we will be happier? Is it even possible to ever "make it"?Today, we look at some of the mental traps, pressures and toxic cultural narratives that drive this myth and how we can strive for our goals and keep it real! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She's On The Money is general in nature and does not consider your individual circums...
May 30, 2023•50 min
Wait till you meet this game changing member of our community! She's a 29 year old Torres Straight Islander woman with 2 kids. At 23 years old, her ex left her at 8 months pregnant to pay their mortgage. But she is now in the final year of her Doctor of Medicine, she's tutoring, plus managing a side hustle all while saving for her wedding with FIFO fiancée! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She's On The Money is general in nature an...
May 28, 2023•54 min
