She's On The Money - podcast cover

She's On The Money

Victoria Devinewww.shesonthemoney.com.au

Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and —yes—actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt— all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real-life Money Diaries or cheeky Friday Drinks money talk with the girls, Victoria and her team make finance feel like your group chat—just way better for your bank balance. 

It's honest, relatable and non-judgmental talk about personal finance, investing, real estate, career and business... with a big dose of fun.  

Episodes

Setting Up Healthy Money Behaviors in Your Relationship

Navigating financial matters is a significant aspect of any relationship, and establishing healthy money behaviour is crucial for long-term harmony and financial stability. Whether you are newlyweds, long-term partners, or planning to merge your finances, addressing money matters with transparency, mutual respect, and strategy are vital in any sustainable relationship. So today we give you tips on how to establish healthy money behaviour in your relationship. For immediate crisis support relatin...

Jul 26, 202428 min

What Would You Spend An Inheritance On?

Join V and Jess this week to celebrate your money wins, share your confessions and some broke tips! This week's Money Dilemma is about HECS repayments and inheritance. And, we dive into your D.M this week all about sharing costs to visit your family when you've moved overseas for your partner. Who should cough up the cash? Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual ...

Jul 25, 202429 min

Future-proofing You!

Its so easy to get caught up in the day to day, and before you know it a year has passed and you’ve forgotten to check in with your goals. That’s why today we talk about investing in your future self. We give you a list of things to focus on which will take the anxiety out of getting proactive about financial planning, personal development, and long-term goal setting. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in...

Jul 23, 202443 min

MONEY DIARIES: The 100 Hour Work Week!

Today's Money Diarist is 28 and working over 100 hours per week in a niche safety roles in the mines. As the first of 7 in her family to graduate with a degree, she's as hard on herself as she is a hard worker! Looking to make her hours more sustainable long term, her passion for the change she's making everyday in the workplace is what fuels her. We can't wait for you to meet her. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money...

Jul 21, 202443 min

Identifying The Signs of Financial Abuse

Today we're thrilled to be joined by Caroline Wall, who has dedicated her life's work to identifying and ending financial abuse. Caroline chats with Victoria about the misconceptions around, and signs of financial abuse, the role of technology in both enabling and ending financial abuse, and how you can seek help for yourself or someone you care about. For immediate crisis support relating to domestic violence or sexual abuse, you can also contact 1800RESPECT online or at 1800 737 732. In an eme...

Jul 19, 202444 min

Would You Accept Cash With a Catch?

The team is back together this Friday and celebrate your money wins and confessions and share some broke tips. Plus today's Money Dilemma is whether removing purchase conditions when bidding for your property will give you a better shot at home ownership. And, have you ever accepted money from someone with conditions? Well tune in for a JUICY D.M on today's show. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in natu...

Jul 18, 202437 min

Renovating on a Budget

Today we give you tips and tricks on setting a budget, ways to save on materials and what sort of surprise costs can spring up to hurt your hip pocket. Plus how project managing your renovation in stages can really save costs, and so much more! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and sho...

Jul 16, 202440 min

MONEY DIARIES: Work, Live, Play - 5 Hours Away (from a Supermarket)!

Save with marley spoon - https://bit.ly/4cWAWD2 or use the code MONEYWIN Having ditched her High School graduation to start work, our Money Diarist has had a job since 11 years old and always had a strong work ethic. At 20 years old, she is currently working in a remote location, where she lives, works and plays all at the same location - 5 hours away from a Supermarket! With accommodation and bills all covered as a perk of the job, not having these living expenses allows our Money Diarist to sa...

Jul 14, 202431 min

Keeping Your Small Business Cybersafe

Another day, another high profile data breach, Medibank, Canva, Optus, Latitude – but it’s not just big corporations that are targeted. Every day, individuals and small businesses are under attack, and these stories don’t make the news. As a small business owner, a cyber security attack could end your business and really hurt your customers. But it is so easy to ensure that your business and customers are safe. Join Victoria for this bonus episode giving you some simple steps to take to keep you...

Jul 12, 202421 min

Partner Debt, Broke Tips & the Big 30!

Join the team today as they celebrate you, and our very own Jessica Ricci's big 30- Happy Birthday Jess! The gals chat money wins; cheap meal prep, tickets offers, getting a key furniture item on sale, tax return and more, plus a broke tip or 3. Plus it is indeed a juicy money dilemma this week asking whether you’re liable if your partner owes tax? And this week you slid into our D.Ms about contributing to shared funds when you're on mat leave and your partner is working full time. What's the fa...

Jul 11, 202452 min

Celebrating NAIDOC Week with Evolve Communities

Today we celebrate NAIDOC week with our friends Aunty Munya and Carla Rogers from Evolve Communities. They share their insights on the challenges faced by black businesses in Australia, how we can show up as allies, how businesses can be more inclusive and so much more. They also reflect in this year’s NAIDOC theme – Keep the fire burning! Blak, loud and proud. Check out the amazing work of Evolve Communities here. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The a...

Jul 09, 202454 min

MONEY DIARIES: The Financial 'Work In Progress'

Having started and quit uni, she found herself moving to London and working as Butler, with some WILD experiences! After heading home and back to uni, things seemed on track, after graduating she was on a $100k salary! But in 2 short years, she was on Centrelink with $0 in savings. She's now in her final year as a med student at age 30, and is in the middle of her fertility preservation treatment. Financial status: work in progress! Acknowledgement of Country By Natarsha Bamblett aka Queen Ackno...

Jul 07, 202445 min

It’s Time to Get SUPER Excited!

Today we're dropping this bonus episode in to get you engaged with what is possibly one of the BIGGEST investments of your life, superannuation. But so often we don’t frame it this way. It’s pushed to the back of our mind, or feels confusing and complicated to so many of us. So join Victoria and our special guest Anne Fuchs is the EGM for Advice, Guidance and Education, at Australian Retirement Trust for the 6 simple steps you can take to get on top of your super. Acknowledgement of Country By N...

Jul 05, 202438 min

Health At What Cost?

Never a quiet week on SOTM, and this week the gals talk Bec's eviction(!!), whether health insurance is really worth the money, and also what to do when a family member who owes you serious money ghosts you! As usual too we celebrate your money wins and talk broke tips. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for ed...

Jul 04, 202446 min

Quarterly Market Update

It's Q1 of the new financial year, but are we starting this new year with a financial hangover, or are we refreshed and ready to go? Join Bec and Victoria as they dissect where things are at in the economy, from inflation to housing, employment and wages and oh so much more. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely f...

Jul 02, 202448 min

MONEY DIARIES: There's Life After Shopping Addiction

Today's diarist grew up exposed to alcohol and gambling, and subsequently went without. She developed a shopping addiction and hit rock bottom last year after she spent all her money on clothes and relocating interstate. But this lead to her finally beginning to turn her life around with the support of her partner, and now she's on the road to home ownership! Friends! If you loved this episode, then we know you are going to love Victoria's new book! This book has been written so you can feel emp...

Jun 30, 202427 min

Is the Holiday Worth the Debt Hangover?

The team is back together this Friday and celebrate your money wins and confessions and share some broke tips. Plus today's Money Dilemma is from someone who has received a bittersweet inheritance that will help them get on the property ladder. However, they aren't sure how to manage this with their partner who isn't quite on the same page. And, have you ever booked a trip away with a bestie who then changes their plans and leaves you holding the debt? Well tune in for a JUICY D.M on today's sho...

Jun 27, 202449 min

Your Midyear Finance Health Check

New financial year, new you! Most people create their goals and look at their forward planning in January in line with a fresh new year, but how often do you review those? EOFY is the perfect time to do a review of how you've been tracking with your financial goals, or even to start fresh. SO, on today's show we talk mindset and goals,and we also run through a list of practical things that you should be checking in on at this time of year! Acknowledgement of Country By Natarsha Bamblett aka Quee...

Jun 25, 202444 min

MONEY DIARIES: Slaying After Starting Over!

This Money Diarist had to start her life over at 29 after a broken marriage. It was a blessing in disguise, teaching her to be independent and almost 10 years later, she's happily remarried, has a high paying job having switched careers, and now owns three properties. Her latest journey? After 12 unsuccessful rounds of IVF, she and her husband are on the road to adoption! Friends! If you loved this episode, then we know you are going to love Victoria's new book! This book has been written so you...

Jun 23, 202436 min

Roller-coasters, Redundancies & the Illusive Pay Rise!

Its a happy Friday indeed as Bec and Jess pilot the episode this week, so strap in for some laughter! The vibes are high, but they also drop some seriously good advice for this week's Money Dilemma on what to do with your resume when facing a redundancy. Plus this week's D.M is the age old tale of navigating a pay rise with a stingy boss! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider ...

Jun 20, 202439 min

Spending Money On Things That Bring Joy

They say money doesn’t buy happiness, but is that really true? Studies show that whether or not money can buy happiness is dependent on how our purchases align with our goals. So today we explore how money drives our emotions, how guilt impacts our purchases, and we share YOUR stories of things that have brought you happiness that you’ve dropped some cash on! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature a...

Jun 18, 202429 min

MONEY DIARIES: She's Got The F.I.R.E

At 28 and after ten years of travel, fun, work and a bunch of health issues today's Money Diarist decided to change careers. She was broke starting over and owned nothing! And now at 38, she's kicked off a 12 year plan to retire at 50! How exactly is she going to achieve this? Tune in to find out! Friends! If you loved this episode, then we know you are going to love Victoria's new book! This book has been written so you can feel empowered and see that YOU have the power to rewrite your own mone...

Jun 16, 202441 min

Two Broke Chicks Return to Talk the Click Frenzy Ick!

Double your fun this Friday as our budget besties Two Broke Chicks return! Jess and Bec are joined by queens Sal and Al who share invaluable tips on snagging a bargain, the ick of the click frenzy, the psychology of resetting and their new book Finding Your People . Plus we answer your Money Dilemma about blowing out your budget for EOFY, and get ready for some aural hugs as the gals give you a pep talk for this week's D.M about resetting your mindset after a toxic workplace. Check out Bec's Dup...

Jun 13, 202444 min

Talk To An Accountant

Does tax time send you into a spin? Well don't sweat it because we've got Julian Mauro who is not only a finance guru, but also runs his own accounting firm – Mauro joining us on the show today. He runs us through some of the key things we should be looking at this year, plus after the break, he answers all the questions from the small business owners and side hustlers in our community! Check out Mauro online and on Instagram ! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledg...

Jun 11, 202443 min

MONEY DIARIES: A Survivor With a Fascinating Job!

Today's diarist never thought she would be unemployed or renegotiating the mortgage, she had a career that was going places, and then cancer hit - twice! After she was told 10 years ago that she wouldn’t live this long, she's still here, with two adult children, and at the end of a steep learning curve. Plus you will never guess what she does for a living noways! Friends! If you loved this episode, then we know you are going to love Victoria's new book! This book has been written so you can feel...

Jun 09, 202423 min

Kate Langbroek Gives You the Pep Talk You Needed!

Get ready for takeoff as radio star, #1 podcast host, author (and just about everything else) Kate Langbroek, joins Jess as co-pilot on today's show! Discussing everything from cultural exchanges and castor oil, to capitalism and KFC, tune in as Jess stresses Kate out with all the ways she can save her money which she just won't adhere to! Plus they give valuable insights into your questions this week on concern around losing you identity when having a baby, and also whether you choose career or...

Jun 06, 202453 min

Diversification Explained

On your mark, get set, go! On today's show we explain investment portfolio diversification in 30 mins! We'll give you everything you need to know, plus share 4 tips on how to diversify your portfolio, and how to keep it that way! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be reli...

Jun 04, 202428 min

MONEY DIARIES UNMASKED: Hannah Sands

Welcome back to another Money Diary episode, but this time with a twist. We are thrilled to share this bonus episode Money Diaries Unmasked with you this week! Today's super special guest is musician, content queen and savvy saver Hannah Sands. Join us as she shares this very public Money Diary and talks all bout her business, side hustle, family budget and how she makes it all work like a dream. Get set to be inspired! Friends! If you loved this episode, then we know you are going to love Victo...

Jun 03, 202440 min

MONEY DIARIES: A Life Transformed In 2 Short Years

Today's episode discusses suicide, if that's a tricky topic for you please listen to one of our other episodes. If you or anyone you know needs help, contact lifeline online or call 13 11 14 Today's Money Diarist has been through so much in just 2 short years. After she and her ex split up he ended his life. Her whole life was turned upside down, she had to stop work and was broke. But incredibly, she is now a home owner, engaged and has a baby on the way. How did she get here? Tune in to find o...

Jun 02, 202429 min

Brittney Saunders Turns Lemons into Lemonade

Add the yay to your Friday as Jess and Bec are joined by the force that is Brittney Saunders! The entrepreneur, podcaster and founder of FAYT The Label , shares her refreshing insights into making the most of business mistakes, the cost of hiring the wrong person for the job, her formative entrepreneurial experiences from making phone cases to spray tans in her basement and SO much more! Plus the team give thoughts on this weeks Money Dilemma of scaling your business, and our community D.M on ma...

May 30, 202458 min
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