She's On The Money - podcast cover

She's On The Money

Victoria Devinewww.shesonthemoney.com.au

Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and —yes—actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt— all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real-life Money Diaries or cheeky Friday Drinks money talk with the girls, Victoria and her team make finance feel like your group chat—just way better for your bank balance. 

It's honest, relatable and non-judgmental talk about personal finance, investing, real estate, career and business... with a big dose of fun.  

Episodes

The Childcare Catch-22

Wondering if it’s worth returning to work when child care costs are eating up your paycheck? You’re not alone. This episode takes a closer look at the true cost of child care, the long-term impact of a career break, and practical tips to navigate these tough decisions while keeping your financial goals in sight. The Australian government website for researching childcare: https://www.startingblocks.gov.au/. SIGN UP FOR THE INVESTING MASTER CLASS! Use the code PODCAST for a cheeky discount. Ackno...

Sep 17, 202438 min

Turning a Property Regret into a Real Estate Win

This week's Money Diarist turned her biggest property regret into a real estate success story. After purchasing her first property at 22, she quickly found herself overwhelmed by mismanagement from her rental property manager and strata. The stress nearly pushed her to sell at a loss, but instead, she fought back, secured new management, and reclaimed control of her investment. Tune in to hear how she transformed a major setback into a stepping stone, and get inspired by her resilience and deter...

Sep 15, 202450 min

Didn't Save in Your 20s? Here's Why it's OK!

Did your 20s look more like cocktails and concerts than savings accounts and spreadsheets? You’re not alone, and guess what- it’s totally okay! In this episode, Victoria Devine breaks down why blowing your budget in your 20s doesn’t mean you’re off track. She flips the script on those financial regrets and shows you how to make the most of where you are now. It’s time to own your past, love your present, and build a future that’s all yours. SIGN UP FOR THE INVESTING MASTER CLASS! Use the code PO...

Sep 13, 202411 min

When Helping a Friend Means Breaking a Secret

Do you help a friend in financial trouble or keep their secret? It’s the ultimate friendship dilemma, and today, we’re diving into it headfirst! We’re also sharing your best money wins, your broke tips, and tackling a juicy situation about feeling more like your partner’s financial manager than their teammate. So tune in for all the Friday fun! SIGN UP FOR THE INVESTING MASTER CLASS! Use the code PODCAST for a cheeky discount. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledge...

Sep 12, 202449 min

Cutting Car Costs

How much are you spending on car costs each week? If you’re like the average Australian household, it’s nearly $500. Crazy, right? Well we couldn’t believe it either, so we’ve pulled together some killer tips to help you save on your transport costs. Join us as we break down easy, practical steps to lighten that load on your wallet. Get Victoria's free guide to getting a better deal here. Invest with Queenie breaks down electric car costs here. Acknowledgement of Country By Natarsha Bamblett aka...

Sep 10, 202432 min

Reclaiming Control After Financial Abuse

Trigger warning: This episode contains references to financial and domestic abuse. In this episode, we hear from a Money Diarist who bravely shares her journey of escaping financial abuse and reclaiming her life. From a young age, her finances were controlled by her parents, leading to shame, secrecy, and a mountain of debt that impacted her own family. Hiding the truth from her partner, friends, and colleagues, she felt trapped and powerless as her financial situation spiralled. A year ago, she...

Sep 08, 202454 min

The Fast Fashion Effect

Fast fashion is all about quick trends and affordable finds, and let’s be real—it’s hard to resist! But today, we’re taking a closer look at what happens behind the scenes of these quick-turnaround styles. We explore how ultra-fast fashion is shaking up the industry and what that means for us as shoppers and the planet. And don’t worry—we also share tips on how to enjoy fashion in a way that feels good for both your style and your values. Acknowledgement of Country By Natarsha Bamblett aka Queen...

Sep 06, 202412 min

What Would You Do With $60k?

What would you do if you suddenly had $60k in your hands? It’s fun to dream about, right? Well, for this week’s Money Dilemma, it’s not just a hypothetical—it’s real life! And things get spicy when the conversation turns to what truly counts as a favour in friendships. Plus, we’re bringing all the Friday Drinks goodness you love—celebrating your money wins, sharing your top broke tips, and of course, having a lot of laughs along the way. Pour yourself a cocktail and join us for the fun. Acknowle...

Sep 05, 202444 min

Your Most Asked Investing Questions Answered

Feeling overwhelmed by the world of investing? You’re not alone, and we’re here to help! In today’s episode, we’re tackling your most asked investing questions, with nothing off limits. And of course, we’ve got the one and only Victoria Devine, who’s ready to break it all down in her signature no-nonsense, easy-to-understand style. Whether you’re just dipping your toes in or fine-tuning your strategy, this episode is packed with the answers you need to take your investing game to the next level....

Sep 03, 202457 min

Taking Control Of Your Finances In Your 30s

Today’s Money Diarist has been through a lot in her 36 years—from battling ADHD and confronting the financial burdens handed down by her parents, to stepping up as the sole breadwinner when her husband’s health declined. She’s here to share her journey and the valuable lessons she’s learned, with a focus on teaching kids about money and the importance of smart financial planning, even on a middle-income. Make sure you don't miss this one. Acknowledgement of Country By Natarsha Bamblett aka Queen...

Sep 01, 202443 min

Are Micro-Trends Making You Broke?

Feeling the pressure to keep up with the latest fashion trends? You’re not alone. In this eye-opening episode, we take a closer look at the impact of micro-trends on your finances and how it’s more than just a style choice. This is one episode you—and your wallet—can’t afford to miss. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exist...

Aug 30, 202410 min

The Simple Way To Secure Your Perfect Home Loan

Kick off your weekend the right way with our usual Friday Drinks fun! We’re celebrating your money wins, sharing some savvy broke tips, and diving into a juicy money dilemma about navigating wedding traditions that don’t feel like you. Plus, V spills the tea on the easiest way to find the best home loan that fits your life. Tune in for laughs, real talk, and the financial advice you need. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On Th...

Aug 29, 202450 min

3 Ways To Grow Your Business Like A Pro

Feeling overwhelmed, juggling a million things, and wondering if it’s time to ask for help? Or maybe you’re spotting some exciting opportunities but can’t decide if they’re worth the leap? In this episode of The Business Bible , we’re tackling one of the biggest questions every entrepreneur faces—when is it time to scale? Whether you’re running a full-fledged business, hustling on the side, or just curious about what it takes to grow something from the ground up, this conversation is for you. Jo...

Aug 27, 202433 min

Conquering Buy Now, Pay Later Debt

Today's Money Diarist was drowning in Afterpay and Zip Money debt. When she found herself in a bedroom full of clothes with the tags still on that were already out of fashion, she knew things had to change. Now she's buy now pay later debt-free, and sharing her journey to inspire others to break free from the cycle of debt and be more intentional with their purchases. And as promised, here’s your exclusive code to kickstart your journey to financial freedom! Our Money Masterclass is packed with ...

Aug 25, 202444 min

How Influencers Turn Social Media into Cash

Curious about how your favourite influencers turn likes into cash? Tune in as Victoria breaks down the secrets behind the success of today’s top influencers. Learn how they leverage brand partnerships, affiliate marketing, and even direct payments from platforms to build a thriving business. But it’s not all glitz and glamour—find out what it really takes to stay ahead in this fast-paced, ever-changing industry. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advi...

Aug 23, 202412 min

Have You Checked Your Credit Score Lately?

Have you checked your credit score lately? If not, it’s time to take a closer look! On today's ep we chat about why your credit score should be a priority on your financial to-do list to keep financial health in check. And of course, we've got some practical tips on how to boost it. But it’s not all serious business—we’ve got the usual Friday Drinks fun, from celebrating your wins to sharing clever broke tips. And don’t miss our spicy money dilemma: How much is too much to spend on work gifts? A...

Aug 22, 202448 min

Investing Q&A with Glen James: Your Questions Answered

Today, we’ve got something special for you—Glen James, author of The Quick-Start Guide to Investing , is here to tackle your most burning investment questions. From picking the right platform to investing for your kids and knowing when it’s time to level up from micro-investing. If you’re looking to up your investing game, this episode is for you! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not ...

Aug 20, 202452 min

Hustle, Hard Work, and Healthy Financial Growth

Growing up in a single-parent household, this Money Diarist learned the value of hard work and resourcefulness early on. From selling loom bands as a kid to launching a beauty salon with her mum at 17, she's always had a hustler’s spirit. Her story is one of grit, determination, and proof that you can achieve anything if you put your mind to it. Don’t miss this inspiring episode that will motivate you to chase your own dreams. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledge...

Aug 18, 202440 min

The Real Cost of Being an Influencer

Today we’re stepping into the world of influencer culture. V is breaking down the delicate balance influencers have to strike between keeping it real and making bank. Finding that sweet spot isn’t easy, especially when they’re juggling audience expectations and trying not to get cancelled. This one’s going to be juicy! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circ...

Aug 16, 202412 min

Balancing Fun Money and Financial Goals

The team is back for Friday Drinks as they celebrate your money wins, reveal your real-life confessions, and share some savvy broke tips! This week's Money Dilemma is about the challenges of managing your money when you're single. Plus, they share their hot takes on what to do when you think your partner has an online shopping addiction. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider y...

Aug 15, 20241 hr

Stop Overthinking & Start Growing Your Money!

Do you ever spend hours & hours researching the perfect shares & ETFs, but then freeze and never actually invest? Have you gone down a rabbit hole of comparing all your insurance options to get a better deal, just to get overwhelmed and stick with what you’ve got? What about when you spend so much time stressing over all the little details of your trip away that you kick yourself because the price goes up? Join V+B as they talk through why analysis paralysis is plaguing millennials’ fina...

Aug 13, 202432 min

Money Diaries: Rebuilding After a Friend’s Financial Betrayal

Imagine being blindsided by a friend who left you with their debt and a partner with a secret gambling problem. That’s exactly what happened to this week's Money Diarist. But instead of giving up, she fought back, buying a home on a tight budget, and walking away with a $300k profit. Now, she’s planning her wedding and aiming to be debt-free by 33. Be inspired by this episode’s powerful story of resilience and financial recovery! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowle...

Aug 11, 202443 min

Red Flags and Realities of the Dallas Cowboys Cheerleaders

Today V uncovers the truth behind the iconic Dallas Cowboys Cheerleaders, and all the red flags that could turn a dream job into a dangerous trap. From shockingly low wages to relentless body image pressures, this iconic job is a cautionary tale for women everywhere. Listen in and find out why the glamour might not be worth the grind. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your...

Aug 10, 202415 min

Fears of a Crashing Share Market!

Join V, Jess, and Bec as they spill the tea on your money wins, reveal your real-life confessions, and share some savvy broke tips! This week's Money Dilemma tackles fears of a crashing share market. Plus, they give their hot takes on the question... What happens when your job and ethics clash? Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The M...

Aug 08, 202441 min

Lights! Camera! Investing Action Plan!

Ready to take control of your financial future? We got you, with our step-by-step action plan to help you confidently start investing. Perfect for newbies and those looking to fine-tune their approach, tune in to learn practical tips and gain the confidence you need to start growing your wealth. Let’s get your money working for you! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your i...

Aug 06, 202444 min

MONEY DIARIES: Choosing to be childless & breaking stereotypes.

Growing up with a strong, independent mother as the breadwinner, today's diarist was inspired to embody the same strength and independence. Despite navigating poor financial decisions in her early 20s, she overcame lifestyle creep to gain control of her finances. Choosing to remain childless in a society full of opinions, she broke stereotypes in a male-dominated industry and now earns six figures without a degree. Now she aims to own a million-dollar business and retire in her 50s, and hopes to...

Aug 04, 202433 min

The Last Victim with Tracy Hall

In this bonus episode, Victoria sits down with special guest Tracy Hall, who shares her gripping story of finding love, facing deception, and rebuilding her life. After separating from her husband, Tracy joined a dating app and met Max Tavita—a man who seemed perfect. But what started as a hopeful new beginning quickly turned into a nightmare when Tracy discovered 'Max' was actually Hamish McLaren, a notorious conman who swindled her out of $317,000. Join us as Tracy recounts her journey of resi...

Aug 02, 202438 min

Budgeting When Life Is Complicated

Join V, Jess, and Bec as they spill the tea on your money wins, reveal your real-life confessions, and share some savvy broke tips! This week's Money Dilemma tackles the chaos of budgeting for a complicated lifestyle. Plus, we dive into your D.M. that asks the hot question... do you deserve a cut of the credit card perks when the points are from shared spending? Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in natur...

Aug 01, 202438 min

How to Find & Reach More Customers for Your Business

Join Victoria and Jess today to discuss the 7 things you should do to expand your customer base, plus how can the 5-5-5 rule grow your network? Tune in to find out! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do ch...

Jul 30, 202441 min

MONEY DIARIES: Creating Positive Money Habits One Day at a Time!

Growing up comfortable with money, today's diarist developed negative money habits becoming an impulsive and emotional shopper. But now pregnant, she's working on these habits, building her money goals and paying off debt! She and her partner are working on their budget with to be aware and be on the same page in time for bubs arrival. An important episode for those in this situation, those planning on expanding their family or just want to create positive money habits with themselves and partne...

Jul 28, 202441 min
For the best experience, listen in Metacast app for iOS or Android
Open in Metacast