HECS relief or HECS headache? Today, Victoria dives into the details behind the government’s new HECS proposal, including a 20% debt discount and changes to the income threshold for repayments. Sound like a win? Maybe. But as always, the devil’s in the details. Tune in for the full breakdown on what these changes could mean for you now—and for years to come! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature an...
Nov 08, 2024•16 min
Ever had a partner bring up a money idea that makes you nervous? We’re talking a side hustle that sound more “uh-oh” than “income,” as one listener shares her dilemma. And have we got thoughts! Plus some hot takes on managing super during work breaks. Grab a drink and come hang with us for all the usual laughs and advice! We refer to Gambler's Help in this ep as great places to start if you or someone you love need help or some advice. You can also call them 1800 858 858, it's free, confidential...
Nov 07, 2024•43 min
Welcome to the ultimate money game! In today’s Ask V Anything episode, we’re flipping the podcast into a full-blown game show. Victoria is in the hot seat, answering your wildest, trickiest money questions—from real estate decisions to to prenups to business hacks and everything in between. Think you can guess her answers? Time to find out! Here is the the MLM episode we spoke about on Spotify and Apple. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice share...
Nov 05, 2024•39 min
After years of navigating life in rural communities on a single income, our family of six was on the path to financial security. But when our youngest daughter faced not one, but two battles with cancer at just three years old, our plans took a drastic turn. Now, with resilience as our foundation, we’re thriving in the city, teaching our children the value of investing, goal-setting, and the power of pivoting. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice...
Nov 03, 2024•55 min
Ever been hit with a ‘Hey, hun! Wanna be your own boss?’ message? Well this week, I'm pulling back the curtain on MLMs (Multi Level Marketing) and exposing how they exploit ambition, financial insecurity, and social media influence. From luxury cars that aren't really free to the endless cycle of recruiting, MLMs thrive on confusion and flashy promises—but leave most people at a financial loss. Ever since I started spilling the MLM tea on Instagram, my DMs have exploded. Clearly, this is a conve...
Nov 01, 2024•41 min
Ever found out a coworker’s doing the same job for more pay? Infuriating right? Today, we’re taking a deep dive into this dilemma. Join us as we dissect jaw-dropping negotiation stories, discuss how to get paid what you’re worth, and tackle the awkward money moments in relationships, like whether your partner should really be running to the Bank of Mum and Dad. Plus, of course, all the regular Friday fun! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shar...
Oct 31, 2024•53 min
Ready to take your marketing game to the next level? In part two of our Marketing 101 series, we’re diving into paid and earned media strategies to help you reach new audiences and build lasting brand buzz. From using ads strategically to making the most of organic PR, this episode covers everything you need to create a balanced, omni-channel strategy that doesn’t break the bank. Tune in for practical tips, insider tricks, and real-world examples that’ll make your marketing efforts work harder f...
Oct 29, 2024•43 min
Being a single mother by choice is a bold decision, and today’s money diarist shows us what it really takes to make it work. She’s diving into the realities of funding IVF, managing childcare costs, and building financial security—all on her own terms... and one income. This episode is raw, real, and full of insights for anyone wondering if they can do the same. For a cheeky discount on our Money Masterclass head over here and pop in the code PODCAST. Acknowledgement of Country By Natarsha Bambl...
Oct 27, 2024•47 min
This Halloween, beware… retailers are casting bewitching spells on your wallet! Ready to shield your bank account from the chilling charms of ‘limited-time offers’ and the sinister ‘Buy-One-Get-One’ spell? Victoria is here to reveal the sneaky sales tactics lurking behind every discount from Black Friday to Boxing Day. Victoria’s got the tricks to help you dodge their traps and only take home the real treats this Halloween. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgemen...
Oct 25, 2024•15 min
$50K tax-free but your partner says no — what would YOU do? In this episode, we unpack a major dilemma: would you chase financial security or stick with relationship stability? Plus, when a $10K settlement is on the table, is it ever enough, or should you always negotiate for more? We’re diving into the risks, rewards, and real-life stories from our incredible community. Tune in for some juicy discussions, money wins, and a few surprises along the way! Acknowledgement of Country By Natarsha Bamb...
Oct 24, 2024•42 min
You’ve heard the buzz about Self-Managed Super Funds (SMSFs) and maybe thought, “Do I need one?” But here’s the twist — you probably don’t. In this episode, we’re cutting through the confusion and breaking down why an SMSF might sound like the ultimate power move, but often ends up being way more work (and cost!) than it’s worth. If you’re wondering how to grow your super and take control of your future without the admin headaches and DIY stress, we’ve got you covered. Tune in to discover smarte...
Oct 22, 2024•39 min
What happens when you fall for someone whose finances are in shambles? Our Money Diarist thought she’d found her perfect partner, but when the time came to get serious about finances, she uncovered a complete mess — years of unfiled taxes, no savings, and even an unknown case of financial abuse against him. But rather than give up, she decided to help him clean up the mess; Tune in to hear how she tackled love, money, and everything in between, proving that even the messiest financial situations...
Oct 20, 2024•42 min
You don’t have to be a Swiftie to learn from Taylor Swift’s epic financial moves! In this episode, we break down the strategies that helped Taylor become a Forbes billionaire and how you can apply them to your own money game—whether you’re negotiating a raise, diversifying income, or planning for the long game. From owning her music to adapting with every era, Taylor’s playbook is packed with lessons that can help anyone level up their finances. Ready to shake off those money worries and boss up...
Oct 18, 2024•17 min
FOMO got you feeling broke? You’re not alone! This week, we’re diving into a DM about the aftermath of FOMO spending and how it can seriously mess with your budget. Jess is bringing your best money wins, Bec’s sharing her signature broke tips, and we’re unpacking a super juicy money dilemma on getting a mortgage when you work in the sex industry. You don’t want to miss this one! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is...
Oct 17, 2024•48 min
Inflation’s rising, bills are piling up, and your paycheck? Not so much. Today we're going to fix that! This episode is all about giving you the confidence and strategy to ask for that raise, lock in some lifestyle perks, and start feeling in control of your finances. Let’s get you paid what you deserve, shall we? Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumsta...
Oct 15, 2024•40 min
We're chatting with a Money Diarist who was completely blindsided when her husband announced he was leaving just months after they relocated to a new state. With a divorce looming and joint finances tied up, she’s been left to figure out how to support herself and her two children after spending years out of full-time work. But here’s the thing, she’s not backing down. Despite the heartbreak, she’s determined to rebuild and create a stable future for her family. Join us as she shares her story o...
Oct 13, 2024•44 min
Feeling overwhelmed by debt? You’re not alone... and it’s time to flip the script. In this episode, Victoria Devine helps you break free from the mindset that debt defines you. We’ll explore how to separate your self-worth from your financial situation, tackle debt with a plan, and take back control of your financial future. If you’ve ever felt stuck or ashamed of your debt, this episode is your reminder that you’ve got the power to turn it around. Acknowledgement of Country By Natarsha Bamblett...
Oct 11, 2024•32 min
Is buying property the only answer? In today’s episode, we dive into the pros and cons of going solo on the property ladder. Jess is celebrating your best money wins, Bec has some smart broke tips, and we’re tackling a dilemma straight from the DMs: Should you reduce your work hours to avoid burnout or tough it out? It’s all happening this Friday, so tune in for some financial wisdom and fun! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's O...
Oct 10, 2024•43 min
Living through the cost of living crisis doesn’t mean sacrificing your joy. In this episode, we’re sharing our community’s best-kept secrets for saving money without losing the little things that brighten your day. From grocery tips to rethinking your phone plan, these smart strategies will help you keep your wallet happy and your lifestyle intact! We'd LOVE you to vote for us for the listeners' choice awards at the Australian Podcast Awards. Vote here (Voting closes on Oct 10.) Acknowledgement ...
Oct 08, 2024•28 min
In this episode, we meet a Money Diarist who made a life-changing decision that most people would think twice about. She walked away from a nearly $100k job in Melbourne, took a $70k pay cut, and moved to the country to work in education support—a job she’s truly passionate about. While it might sound like a risky move, she’s never been happier. Not only does she love going to work every day, but living in the country has brought unexpected financial perks, proving that sometimes passion really ...
Oct 06, 2024•37 min
You don’t need to have seen The Secret Lives of Mormon Wives to get hooked on this episode. We’re uncovering the surprising ways these women are flipping traditional roles and becoming financial bosses. Even if you’re not caught up on the drama, you’ll learn some serious lessons about financial freedom, power dynamics, and how money changes everything. We'd LOVE you to vote for us for the listeners' choice awards at the Australian Podcast Awards. Vote here (Voting closes on Oct 10.) Acknowledgem...
Oct 04, 2024•18 min
Ever got an extra bit of cash and wondered if it should go to your debts first? That’s a money dilemma a SOTM community member is having, so we’re breaking that down today! Plus, Jess is sharing your best money wins, Bec’s coming in hot with her top broke tips, and we’ve got a spicy DM about whether chasing up friends for a few bucks makes you petty or practical. It’s finance, fun, and Friday vibes all rolled into one. Tune in for a laugh and some smart money moves! We'd LOVE you to vote for us ...
Oct 03, 2024•44 min
Investing can feel like a rollercoaster, but today we’re zooming out and seeing it for what it really is—the long game. In this episode of She’s On The Money, Victoria and Brooke from Sharesies are breaking down how to keep your cool when the market gets bumpy, why it’s so easy to get caught up in the emotional swings, and how to stay focused on your long-term goals. Whether you’re just starting out or a seasoned investor, we’ve got the tips to help you ride the highs, embrace the dips, and let ...
Oct 01, 2024•34 min
Today’s Money Diarist has been on a rollercoaster of a financial journey. She started her working life at just 6 years old, spent 18 years in hospitality, and went through two financial separations that could have set her back for good. But now, with three investment properties, a thriving side business, and a well-earned promotion, she’s on track to create the future she’s always envisioned. Tune in to hear how she transformed her setbacks into stepping stones and is now preparing for the retir...
Sep 29, 2024•25 min
Why do some people seem to effortlessly build wealth while others stay stuck? Spoiler: It’s not just about how much you earn, it’s about how you think and what you do with your money. In this episode, we’re diving into the key habits and mindset tweaks that successful people use to unlock financial freedom. Want in on the secrets? Click play and let’s go! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and d...
Sep 27, 2024•11 min
Ever thought about buying property with a family member? One of our community members is in this exact situation, and they need our advice! So today, the team breaks down their thoughts on co-owning property with family... what works, and what could go wrong. As always, we’re bringing the Friday vibes, celebrating money wins, broke tips and tackling a finance question about covering the cost of egg freezing. Tune in for all the Friday fun. LAST DAY TO SIGN UP FOR THE INVESTING MASTER CLASS! Use ...
Sep 26, 2024•51 min
How many of you are relying solely on social media for your marketing? Maybe you’ve thrown some cash at ads, hoping they’d work miracles? Well, in today's Business Bible episode I’m here to drop a bomb... social media alone is not a marketing strategy. But don’t stress, because, as always, we’re here to give you the real scoop on what it takes to build a successful marketing plan that actually works. We’ll cover the essentials, from defining your brand identity to understanding the power of your...
Sep 24, 2024•42 min
Today’s Money Diarist made a bold move, turning her life (and bank account) around! Feeling stuck in her job, she spotted a golden opportunity, took the leap, and built a side hustle that’s now bringing in some serious cash. She’s proof that with a little strategy and a lot of hustle, you can completely transform your financial future. Tune in for an inspiring, feel-good story that shows how hard work and a smart idea can lead to the life you’ve always dreamed of! SIGN UP FOR THE INVESTING MASTE...
Sep 22, 2024•40 min
Have you ever wondered why your beauty drawer is overflowing with products you barely use? It’s not just you—It’s V too. And it’s all part of the game beauty brands play to keep you spending. This episode V is here to break down the marketing tricks that get you to hit ‘add to cart’ and how to shop smarter without falling for the hype. SIGN UP FOR THE INVESTING MASTER CLASS! Use the code PODCAST for a cheeky discount. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. Th...
Sep 20, 2024•14 min
Tax and investing... sounds daunting, right? Not today! V breaks it down in her signature easy-to-understand style to help you keep more of your money while growing your investments. Plus there's all the usual Friday fun. We’re celebrating your biggest money wins and digging into a juicy dilemma about in-laws who just won’t stop spoiling the kids with over-the-top gifts. Tune in for all the tips and tea! SIGN UP FOR THE INVESTING MASTER CLASS! Use the code PODCAST for a cheeky discount. Acknowle...
Sep 19, 2024•46 min
