She's On The Money - podcast cover

She's On The Money

Victoria Devinewww.shesonthemoney.com.au

Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and —yes—actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt— all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real-life Money Diaries or cheeky Friday Drinks money talk with the girls, Victoria and her team make finance feel like your group chat—just way better for your bank balance. 

It's honest, relatable and non-judgmental talk about personal finance, investing, real estate, career and business... with a big dose of fun.  

Episodes

Main Squeeze Budget T's & C's

Join us for another fabulous way to end the week as we celebrate your money wins, dish up some broke tips and answer a Money Dilemma about how to get out of a rut without compromising future you. Plus, you slid into our DMS this week about spending on yourself from shared bank account with your partner. How much is ok to spend? How do you communicate? There were lots of thoughts so don't miss it! Links To contact the national domestic family and sexual violence counselling service dial 1800RESPE...

Jan 11, 202442 min

Is There Such A Thing As A Self-Made Millionaire?

Some people want you to believe that all that lies between you and your millions is hard work and determination. Well...maybe, BUT often the thing that isn't mentioned is the privilege or family connections helping people on their way to their fortune. Today we unpack the damaging myth of the self-made millionaire and take a look at what really counts...opportunity. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in n...

Jan 09, 202429 min

MONEY DIARIES: They Call Her Money Bags

Have you ever procrastinated a uni assignment so much that you end up buying a block of land instead? Today's Money Diarist has! But don't let this fool you, she is all hard work and savings savvy! In fact, so much so that her family have nicknamed her "Money Bags". Tune in to hear why. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exi...

Jan 07, 202437 min

Know Your Worth & Then Add Tax

Happy first Friday of the year angels, we have SUCH an exciting year planned for you with She's On The Money! Join Victoria, Jess and Bec as they celebrate your money wins, talk broke tips and answer a Money Dilemma about sorting out your credit history. Plus, what do you and your partner do when it comes to birthday presents? You slid into our DMs this week about a boyfriend who gives zilch! You'll be unsurprised to hear that the gals have LOTS of feelings about this one. Links The National Deb...

Jan 04, 202430 min

5 Ways To Be A Better Investor This Year

The new year is the time when we take stock of what has passed us by, and is the perfect time to set achievable goals and intentions to help prepare and motivate us for the year to come. So today we are talking 5 ways to be a better investor in 2024. We also give you some things to think about to help spring clean your investment mindset! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider ...

Jan 02, 202443 min

MONEY DIARIES: From Broke to Baller!

Happy new year! If you need a motivating story, this incredible Money Diarist is sure to be it. She came to Australia from Brazil 5 years ago as a student. Even though she worked around the clock on cruise ships, she only had $1000 in her pocket when she arrived. While studying, she hustled hard on air tasker, sacrificing and saving. She has finally made her way up the pay brackets and is making +180k a year working in mining! We can't wait for you to meet her. Use the code Pod50 - for $50 off T...

Dec 31, 202340 min

Bloopers & Borrowing From Your Besties

We cannot believe it is the last Friday of the year! Join us as we celebrate your money wins, Bec shares her broke tips, and we answer a Money Dilemma about getting started with shares. Plus, we all like to help out our friends when they need it, but what would you do if your friend was relying on you for money on the regular? You slid into our DMs about this very awkward issue! Check out Investing With She's On The Money Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements...

Dec 28, 202345 min

Kicking Your New Year Finance Goals

Are you one of the 74% of Australians making a new years resolution? This time of year we find ourselves more likely than ever to set fitness goals or focus on life changes. And while any time is a good time to reassess your financial goals, the beginning of a new year feels like a nice clean slate to set our new intentions on. That’s why today we’re taking top tips for kicking your new year finance goals! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice sha...

Dec 26, 202338 min

MONEY DIARIES: The Money Diaries That Shook Us In 2023!

Today we bring you a very special episode for Christmas and arguably one of our favorites of the year, the Money Diaries that shook us in 2023! Join Victoria and our SOTM producer Annaliese as they share some amazing stories from this year in the ultimate celebration of our beautiful She's On The Money community. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstan...

Dec 24, 202328 min

Jingle Bells, High Cost Of Living Smells!

Merry Christmas angels! It's the Friday before Christmas and all through the SOTM house...we are celebrating your money wins, looking at some broke tips, and the gals answer a Money Dilemma about how to best funnel your savings. PLUS, you slid into our DMs about that family member who just wants cash when it comes to gift giving time. Is this awkward or practical? The gals have thoughts! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The...

Dec 21, 202338 min

The Top 5 Best Savings Accounts Right Now!

We all love an end of year best of list, so today on the show join Victoria and Bec as they chat about the top 5 best savings accounts available right now! Victoria also shares valuable insights on the different types of savings accounts out there, how they work and everything you need to know to slay your new year savings goals! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your indi...

Dec 19, 202338 min

MONEY DIARIES: She's A Secret Hustler!

This Money Diarist will knock your socks off! She grew up sharing a bedroom with her mum and two siblings. She even bought her first property by 18 and kept it a secret from her mother. But now at the tender age of 21 she own 3 properties, is married and has just given birth to a beautiful baby girl. Hers is a story of intensely hard work, drive and thriving. Send us your Money Diary Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Mon...

Dec 17, 202344 min

The Stingy Cringe

Are you strutting towards the Christmas break or stumbling? If you're anything like us it's a mix of both! The full team are back on deck this week to deck the halls and celebrate your money wins, share some savvy broke tips, AND answer a Money Dilemma about how best to make your Superannuation work harder for you. Plus, things got hot this week as you slid into our D.Ms about that friend who earns a good income, but is tight with money. Are they stingy, or are you being a judgmental friend? The...

Dec 14, 202345 min

THE BUSINESS BIBLE: Creating Your Customer Avatar

Have you ever heard of a customer avatar, customer persona, or something similar? It’s where we create a fictional person who becomes the outline of our ideal customer. They are the exact person that you will be selling to, marketing to, and talking to in your business or side hustle. Join Victoria and Jess for this special Business Bible episode of She's On The Money because in this episode, they'll help you figure out the name, age, gender, and a whole fictional character that aligns with your...

Dec 12, 202331 min

MONEY DIARIES: Loss, Lingering Grief & Legacy

Today's Money Diarist has endured huge loss. With the passing of both her nana and mum within a couple months of each other, she has come into some inheritance that allowed her to buy and apartment. She's had to restructure a lot about her life, future and finances and wants to share her complex story of grief and money. Send us your Money Diary Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not co...

Dec 10, 202341 min

Bless This Christ- Mess

It has been QUITE the week for the SOTM team! Join Bec and Jess for a hard earned Friday (get better soon Victoria!), as Jess shares your money wins, Bec brings some top notch broke tips. And this week we talk through the tricky situation of last minute wedding guest cancellations. Who should carry the cost when guests pull out one week before a destination wedding? There were feelings to be had! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She...

Dec 07, 202330 min

Green Flags a Company Is a Good Investment

We know how daunting it can be to start your investment journey, and aside from your personal values, what are some of the green flags we should be looking out for that tell us a company is a good investment? From P/B and P/E ratios to IPOs and more, Victoria Devine shares her top tips for figuring out if a company might be the right place for you to invest your hard earned dosh! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She's On The Money ...

Dec 05, 202340 min

A Journey to Safety and Security

This Money Diarist grew up with domestic abuser as a father, and lived in a refuge with her mum and brothers for 8 months. Not only was she the first in her family to ever go to university, but now she has a bachelors and a masters degree and works her dream job as a teacher! She completed her masters while having a baby and we cannot wait to share her with you! Today's episode contains discussion of domestic abuse, if you or anyone you know needs support, here are some resources... 1800 RESPECT...

Dec 03, 202341 min

Cost Of Living Keep Up

Celebrate Friday SOTM style as the gals share your money wins, dish up some broke tips and answer a Money Dilemma about whether you can have your cake and eat it to when it comes to saving for a trip and still enjoying the finer things day to day! Plus, if you're not feeling the cost of living creep right now, you my friend are one of the lucky few! You slid into DMs this week about managing this tough time, and also guilt around not being able to keep up charitable donations. Acknowledgement of...

Nov 30, 202343 min

A (very) Cost Effective Christmas!

Did you know that Australians will spend a whopping $66.8 billion in the lead up to Christmas this year alone? On today's show we want to help you celebrate the season without breaking the bank! Join Victoria and Bec as they share some stats, tips and tricks for cheap, inexpensive, and sometimes free gift ideas to help you avoid going into debt this Christmas! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She's On The Money is general in nature...

Nov 28, 202330 min

MONEY DIARIES: Turning Life Around After Parental Financial Abuse

This weeks beautiful money diarist will definitely restore your faith in humanity. After being financially abused by her parents for the first half of her life, and clawing her way out of $23,000 in debt, she now owns a home, and is the shared carer of her 16-year-old sister. This weeks money diarist, truly has one of the biggest hearts, you'll be inspired after listening to this one. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Mo...

Nov 26, 202330 min

Winners Are Grinners!

We didn't know at the time of recording, but She's On The Money won Best Business Podcast at the 2023 Australian Awards! Yes, that means we beat Mark Bouris! We're also celebrating money wins, and Bec has another left of field broke tip to share. Then, the girls offer advice about approaching the conversation with your partner, about them contributing to your super while you're off on maternity leave, and whether it's even a fair question when there's a large pay disparity. Then, we help one of ...

Nov 23, 202347 min

BONUS EPISODE: How To Start Your Own Business With Jasmine Garnsworthy

We have another bonus episode from our time in NYC! We're talking business with Jasmine Garnsworthy from Female Founder World. Jasmine is an Aussie living in New York, running her business which advocates, educates and highlights young women in entrepreneurship. In this chat with V, Jasmine gives you tips to start your business, and grow it once it's found its feet. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in n...

Nov 22, 202345 min

THE BUSINESS BIBLE: Setting Up Your Small Business Books

ABNs, taxes, bank accounts, it's the very unsexy side of setting up a business, however do it right the first time, and your future self will thank you! V and Jess outline how to register business, which one is right for you, and how to make tax time easy! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purp...

Nov 21, 202345 min

MONEY DIARIES: 'Rich' Isn't A Dirty Word

This week's amazing money diarist, grew up believing that 'rich people' were inherently bad, this was a belief that was passed down from her parents. After building her own seven figure business, she grappled with her identity and how her parents would accept her, now that she was one of those 'rich people.' We can't wait for you to hear this one, and be inspired by her story! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is g...

Nov 19, 202333 min

Home Sweet (Affordable) Home

We are celebrating Friday, and yes, it's only November, but we are already getting excited for Christmas! Bec shares some broke tips, V has one of her own, and Jess has the community money wins! We've been INUNDATED with questions about housing and this week cover a question for first home buyers. Then, one of the juiciest DM's we have ever been sent which had the girls pretty unanimous on with their answers. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice ...

Nov 16, 202347 min

Deal or No Deal This Black Friday

It's that time of the year, where our email inbox gets flooded with promises of 'our biggest sale EVER!' Depending on how you approach this time of year, it could save you a lot of money, or potentially send you into debt. V and Bec chat the good and bad of Black Friday, and give you a foolproof plan to ensure you don't go broke this November! The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for edu...

Nov 14, 202323 min

MONEY DIARIES: Sheep, Surrogacy, and The $200k Side Hustle

This week's amazing money diarist has overcome money anxiety he has held from his childhood after living on a farm through the drought. Now, he's building his dream life with his husband, working on the family farm, creating their own family farm, and accumulating up to $200k per year in side hustles! This money diarist proves that no matter what your relationship was with money, you can always change it to build a better life. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledg...

Nov 12, 202328 min

Get Rich (Quick Scheme) Or Die Tryin'

Happy Friday from V, Bec and Bin Raccoon (Jess' new nickname). We have some great money wins and broke tips to share with you, that you can implement in your own life... especially the return and earn. Then the girls weigh in on Tik Tok financial advisors, and whether their advice about buying a property with your super, is legitimate advice. Plus, a DM about a partner jumping from get-rich-quick-scheme to get-rich-quick-scheme, which is beginning to put a financial strain on their shared financ...

Nov 09, 202349 min

How To Get People To Take You Seriously With Tori Dunlap

We are so excited to bring you a special episode from NYC! After receiving countless messages begging us to speak with Tori Dunlap from Her First 100k and the Financial Feminist, we managed to track her down! Tori is known for her no-nonsense authentic approach to helpign women, from all walks of life, become empowered to master their money and build a life that they love. She'll teach you how to advocate yourself to get your finances on track, and once that is sorted, most of everything else wi...

Nov 07, 20231 hr 1 min
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