The Property Couch - podcast cover

The Property Couch

Bryce Holdaway & Ben Kingsleythepropertycouch.com.au

Each week, Bryce Holdaway and Ben Kingsley bring their conversational style to The Property Couch, where they educate their community on the fundamentals of property, finance, and money management. They delve into the latest industry data, trends, and best practices, making complex concepts understandable and engaging.

Since its launch in February 2015, The Property Couch has become Australia’s premier property investing podcast. Bryce and Ben draw on over 25 years of personal investing experience and extensive work with thousands of clients through Empower Wealth, their multi-award-winning national property and wealth advisory firm.

With a consistent ranking in the Top 5 of the Investing Category charts and an impressive 4.8-star rating from more than 2,300 reviews on Apple Podcasts, The Property Couch is essential for anyone serious about building a passive income through property investing.

As best-selling authors of two books, Bryce and Ben don’t hold back in sharing their deep knowledge, personal experiences, and lessons learned including both their successes and their mistakes. Known for their fun banter, they make learning about these topics enjoyable and insightful.

But the podcast isn’t just about Bryce and Ben. They love learning from others too, and regularly bring in top minds from Australia and around the world to discuss topics like property, economics, lending, money management, investing mindsets, high performance, and habit and behaviour building.

Their true mission? To help you achieve financial peace and live your ‘Lifestyle By Design.’ They’re so dedicated to your success that they’ve even developed Moorr, a free money management app designed to help you set and achieve your goals, manage your finances, oversee property investments, and track wealth creation over time.

As Ben often says when wrapping up each episode, “Knowledge is empowering, but ONLY if you act on it.”

YT: https://www.youtube.com/@thepropertycouchaustralia

IG: https://www.instagram.com/thepropertycouch/

Episodes

472 | “We’re Moving to Kalgoorlie!”: Sacrifices, Savings, and Three Investment Properties Later - Chat with Amy

This week’s episode is about many things... 💎 The boundless rewards that come from delayed gratification, 📚 The enlightening power of financial empowerment, and... 🧑‍🌾 Getting out of your comfort zone by heading to the outback. Meet Amy, today’s brave and resourceful Summer Series guest! Growing up with “tangible money values”, Amy would spend her early 20’s prioritising life experiences over financial gain until the age of 26 when she made 1 life-changing decision... This would completely c...

Dec 14, 202351 min

471 | How He Built His $2.3M Property Portfolio After Leaving School At Just 16 - Chat with Ethan

Folks, today marks the FIRST episode of our much anticipated 2023/24 Summer Series! We’re extraordinarily excited to sit down with some amazing listeners and dig into their money story, explore the steps they took to build their property portfolios and ultimately unpack the intriguing question (which is also the theme of this series...) “What does money mean to YOU?” As our 6th Summer Series, we’re spending this season digging deep into the psyche of the investor, understanding what motivates us...

Dec 07, 20231 hr 3 min

RBA Dec 2023 | Market Wrap and Property Trends in 2024

Welcome to the final Economic and RBA report for this year! In this edition, Ben delves into crucial topics: Has the US concluded its Interest Rate tightening cycle? Unpacking the Governor’s recent slide deck on inflation and the signals outlining the problem. In the extensive property update, Ben recaps the 2023 Property Market and shares initial insights on the t en Macro forces shaping different property markets in 2024. Stay tuned for this at the end of the update! And folks, anticipate more...

Dec 05, 20231 hr 13 min

470 | What Money Means to YOU!

Folks, as the LAST episode for 2023 before we kick off our inspiring 2023/24 Summer Series, we’re focusing on a question that looks at the heart of what we do (and not just as a podcast but through our advisory business ): What Does Money Mean To YOU!? To properly dig into this question, we’re unpacking the psyche of the investor through one of America’s greatest psychologists and combining it with data from THOUSANDS of respondents to explore... 👉 The #2 biggest reasons that investors seek mon...

Nov 30, 20231 hr 14 min

Jan Somers: How this Housewife Built Her Multimillion-Dollar Property Portfolio from Scratch

Please Note: This episode is a re-run. The original air date was on February 16, 2017. 😊 In our FINAL bonus episode for 2023, we’re replaying an awesome episode with one of Bryce’s all-time property-investing heroes... Jan Somers! She is an incredibly humble housewife who is the author of 4 bestselling property books and is a successful property investor and educator extraordinaire. With her property portfolio spanning more than 40 years, we follow Jan’s motivational story from her first ventur...

Nov 28, 20231 hr 8 min

469 | How Auctions Really Work: The Hybrids, Negotiations & Courageously Uncomfortable Reserve Prices - Chat with Justin Nickerson

What are the best auction strategies for buyers when the hammer drops? Why should buyers use “Courageously Uncomfortable” reserve prices? And who do auctioneers really work for?? Folks, these are just a few of the big questions we’re tackling today in an episode that’s all about the art of auctioning in Australia. Here to shed expert intel into this world is Justin Nickerson, Director of Apollo Auctions, the largest auctioneering business in Australasia, and the only Australian to win the Austra...

Nov 23, 20232 hr 33 min

How to Manage your Money in 10 Minutes a Month (On Parenthood Podcast) Part 2

In this week’s bonus episode, we’re back with Part 2 of Bryce's appearance on the Parenthood Podcast featuring its Founder and Host, Leonie Akhidenor. Continuing last week’s theme, Bryce and Leonie are unpacking how new parents can get onto the property ladder despite today's high-interest rates and heated property market. They’ll be exploring Bryce's fail-proof money management system, deep diving into how folks can use this to manage their money in 10 minutes a month and unpacki...

Nov 21, 202325 min

468 | Why Don’t We Start with Property First and the Hidden Power of Building a Moat

In this week’s episode, we’re back with our final Throwback Thursday episode focusing on our last. three foundational pillars from our Four Pillars of Property Investing Mastery! Folks, these pillars are absolutely critical for anyone wanting to build a stable property portfolio which is why we’re revisiting and unpacking these concepts with today’s market conditions. We’ll be covering... ⚡ Ep 4. Borrowing Power: How to smash glass ceilings, why finance is like a game of chess and the top #3 sol...

Nov 16, 20231 hr 9 min

Why You Should Make The Sold Tag Your Best Friend (On Parenthood Podcast) Part 1

The transition into parenthood can be a difficult one with new priorities, greater expenses and less free time. During this time, it’s no surprise that many parents start to search for security through that forever family home, however, with today’s tumultuous economy, high interest rates and heated property market, it's no surprise that new parents are wondering how and if it’s even possible. In today’s bonus episode – originally recorded by Parenting Podcast - Bryce sits down with Leonie ...

Nov 14, 202324 min

467 | Back To The Future: Are Our 2015 Investing Strategies Still Relevant Today?

Folks, it’s time to strap your seatbelts in and tighten your property investing hats because in today’s episode, we’re doing our own Back to the Future with our first-ever Throwback Thursday!! 🔮 We’re revisiting our best property investing strategies and theories from aaallll the way back in 2015 and asking... Are they still relevant today?!? We’ll be unpacking (Yep, that's still a favourite word of ours today 😉): 🛠️ Ep 1. We Fix Bad Property Investment Advice: The two most common regret...

Nov 08, 20231 hr 15 min

RBA Nov 2023 | Inflation – Material Enough?

Hey folks, it's that time again for our Monthly Economic and RBA update! This time around, Ben got his sight set on a few key things: RBA's November Board Meeting: We've all been eagerly waiting to see if the RBA is going to hike the cash rate again. This could mark the 13th time they've done it in this upward cycle. Find out more in this episode! Inflation Rant: Hold onto your hats because Ben got a bit of a rant brewing about inflation. Property Market Scoop: Of course, las...

Nov 06, 20231 hr 10 min

466 | Like a Snake swallowing a Goat: Why interest rates aren't controlling inflation - Chat with Nerida Conisbee

With today’s geopolitical tensions and growing inflation uncertainty, how is Australia’s commercial, construction and property sectors faring? Plus, what can we expect from next week’s cash rate decision and why has this instrument been so ineffective in stopping inflation?! Their big questions folks and luckily, here to help us unpack them is Nerida Conisbee, our good friend and Chief Economist at Ray White! Nerida is a leading property expert who sits as the Chair of the Construction Forecasti...

Nov 01, 20231 hr 4 min

Where are all the property investors going? (On REAL Talk Podcast) - August '23

We’ve all heard the misconceptions about property investors – how they’re often painted as greedy landlords who love raising rents and spend their time swimming in a mountain of cash. In this bonus episode - originally recorded for the Real Talk podcast (aka the realestate.com.au podcast) - we debunk some of the popular myths around property investment! Hosted by Alice Piper, this episode features our very own Bryce Holdaway, as well as senior PropTrack economist Paul Ryan. Before joining REA in...

Oct 31, 202329 min

UNpacked: How to Retire on $2k per Week

Do you know what the number one trap is when it comes to money? We’re not all playing the same game! What does this mean? In their 20+ years in the industry, Bryce & Ben often come across a common theme which is… “ My friend/family invested in property via that strategy/location and was really successful, so I decided to do the same thing. ” We might all have the same destination but bear in mind that how we get to this destination is different for everyone! In this mini bonus episode, Bryce...

Oct 24, 202315 min

465 | How This Family Can Afford their Year-Long Holiday While Building Their Portfolio

We’ve always said that property investing is a process, not an event but how does one successfully match this process with ongoing family, life AND travel goals to achieve it all?!? 🏡🌟 Folks, in today’s episode, we’re revealing how it’s possible through two real-life case studies! In our first case study, "Scratching the Itch”, we’re exploring how a young family who is looking to spend a memorable year travelling with their young ones can achieve this while continuing to work towards buyi...

Oct 19, 20231 hr 9 min

How to Create $2,000 A Week – Six Real Life Case Studies from Six Very Different Investors

Want to hear how six very different people — that’s different ages, different incomes, different incomes and different demographics — ALL managed to build a multimillion-dollar property portfolio that creates $2,000 a week in passive income? Yep. They each hit that magical figure of $2K per week in passive income! So… how’d they do it?! Psst.. for a FULL breakdown into all the numbers and property portfolio builds for each case study, please pick up your FREE physical copy of The Armchair Guide ...

Oct 17, 202332 min

464 | Using SMSFs to Avoid Getting Stuck on Your Next Property!

Many investors can’t seem to move beyond owning 2-properties due to limited borrowing power or equity, so why don’t more people turn to Self-Manager Super Funds (SMSFs) as an answer? Folks, this is just ONE of the enlightening questions from today’s enormous Q&A episode which has a bit of gold for every property investor, no matter what stage you are at on your property journey. From the ultimate pros and cons list of SMSFs to revealing the true long-term advantages of owner-occupier appeal ...

Oct 12, 20231 hr 11 min

18 Investment Strategies: Which One Are You Implementing?

We’ve NEVER spoken about these investment strategies publicly before… but right now going through ALL 18 of our tried and tested investment strategies! And in case you’re wondering… YES!... we use these investment strategies every single day when work with our clients! Basically, each of them can be a powerful standalone strategy, but they can also be interlinked and intertwined depending on which pathway you choose. Here’s the deal… Our 18 strategies each fit into one of these four categories: ...

Oct 10, 202338 min

463 | Property Managers: Are They Worth It?!

With today’s property and economic conditions in mind, we’re back with a massive Q&A Day that’s focused on how to maximise your savings. Tune in to hear: Are property managers really worth it?! We’re giving you the unfiltered pros and cons of managing tenants, insurance, taxes and more (Basically we’re unpacking exactly what goes on behind the scenes!) If you renovate your Principal Place of Residence (PPOR) can it be considered tax-deductible when you turn it into an investment property?! W...

Oct 05, 20231 hr 8 min

RBA Oct 2023 | To Stick or Slip? Inflation Trend, Property Supply, and an Overlooked Lesson

Hey folks, amidst all the economic chatter making headlines in Australia, we're diving into our October RBA update. Got a ton to chat about, and of course, Ben's back to give us the lowdown. In this October catch-up, here's what we're chatting about: Inflation: Just a quick phase or are we in it for the long haul? All things property: Let's really get into what's going on with market supply. And to wrap things up, Ben's got a lesson on behavioral economics that...

Oct 03, 202356 min

The 5 Types of Property Investors – Which One Are You?

In this episode you’re about to discover the Five Types of property investors… … the question is: which one are you?! Here’s the deal… depending on your level of risk, the amount of time you have (and the amount of time you want to sacrifice), your current cashflow position and borrowing power, how long you want to be in the market AND your overall “Why” when it comes to property investing, you will fall into one of either five categories… Active Worker Active Weekend Worker Active Manager Passi...

Oct 03, 202324 min

462 | Top 5 Reasons You Have NOT Become A Successful Property Investor Yet!

The sad truth is…some property investors NEVER reach financial freedom. Why is this?! Well, after 20+ years of observation, and helping thousands of property investors undergo life-changing mental and financial transformations, we can pinpoint it to just 5 reasons. Can you guess them?! (We think they might surprise you…. Reason #1: T_M_ Reason #2: V_ _U_ Reason #3: F_T Reason #4: A_T_O_ _T_ Reason #5: A_ _I_A_CE We consider this framework to be just like an onion because we’re peeling back the d...

Sep 28, 20232 hr 34 min

How To Pick The Right Investment Property: “Know Thy Quadrant…”

So, what makes for the RIGHT investment property… and how do you pick it? Well, let’s be honest… most of us can’t tick all the boxes on our property wish-list. We’d like to, sure, but often this isn’t an accurate depiction of reality. We can’t all afford the best house in the best street in a blue-chip, capital-growth-centric location every time we invest in property! So, chances are you’ve had, or will have, a conversation about what you might have to compromise in the buying process. … And thi...

Sep 26, 202322 min

461 | Why AI, Office Culture and Medium Density has the Power to Revolutionise Australia’s Property Market! - Chat with Simon Kuestenmacher

What will a post-covid-Australia world look like? 🌎 What trends can be predicted with Australia’s greatest migration in history currently ongoing? And yet, why is today’s skill shortage here to stay? Meanwhile, in property, why do we think we’re headed towards the roaring 30s and 40s? Folks this is just a SNIPPET of the questions we’re asking our favourite German-accented data expert. Can you guess who it is?? 😉 Returning to The Property Couch after over 100 episodes is our favourite data demo...

Sep 21, 20232 hr 38 min

The #1 Reason Why These Properties Soar In Value… While Others DON’T!

Not all properties are created equal. And there is a specific reason for this – what we like to call “The Psychology Behind The Price”. And this has EVERYTHING to do with human interest and human behaviour – something that can indeed be measured and, almost always, stays exactly the same… no matter who you are or where you live. Here’s the deal… there are two “types” of properties – Investment Grade and Investment Stock . And most investors are often tricked into thinking – or falsely assume – t...

Sep 19, 202324 min

460 | How To Navigate Cash Flow Challenges During Rate Rises: Real Life Case Studies

With today’s tightening rate cycle, it’s no surprise that many folks are refocusing and replanning their lending strategies to secure their cash flows. That's why, in this week’s episode we’re honouring those folks who are focusing on a “prevention rather than a cure” (and encouraging others to get on board!) by unpacking 4 REAL mortgage stories from our own brokers covering: 👉 Refinancing before maternity leave with a history of health complications, 👉 Navigating cash flow challenges as ...

Sep 14, 20232 hr 31 min

The Property Investment Formula That Works In ANY Market And At ANY Time!

If there’s just one framework you should focus your attention on if you want to be a successful property investor… please make it this one! Folks, in today’s episode we’re revealing THE Property Investment Formula you need, not just in your toolkit, but also what you must implement if you want to build a multimillion-dollar property portfolio that creates a passive income for yourself and your loved ones! Our Property Investment Formula is made up of FOUR critical elements – what we call our our...

Sep 12, 202327 min

459 | How Can We Solve Australia's Growing Demand for Property? - Chat with Paul Ryan

As new property listings surge higher and the housing market continues to recover post-COVID, how can we solve Australia's growing demand for property in the capital cities? Here to help us tackle this giant question that pierces the heart of one of Australia’s biggest upcoming issues, we’re introducing an exceptional, first-time guest to the show... Welcome Paul Ryan, REA Economist and Specialist in Housing Finance, Market Forecasting and Big Data Analysis! Before joining REA in late 2020,...

Sep 07, 20231 hr 29 min

RBA Cash Rate Sept 2023: China's Economic Slowdown and Its Impact on Australian Interest Rates

As spring paints the town with color, it's time for our September Economic and RBA commentary update - where the economic scene keeps on shifting. T his month, we're getting into the nitty-gritty of a few key topics. Hang out with Ben as he unpacks the RBA's latest moves. In today's RBA update, here are the main things we're diving into: Checking out how China's economic slowdown might mess with Aussie interest rates. Giving a shout-out to our outgoing RBA Governor,...

Sep 05, 20231 hr 1 min

Bet $1 To Make $10 – How To Master Leverage And Compound Growth Without Risking It All

Have you ever wondered how to accelerate your wealth position without having to risk everything? If so, we have something very important to tell you in this episode that – let’s be real here – a lot of folks don’t actually know about. Property Investors actually have a Superpower…. and that Superpower is LEVERAGE. But it gets even better than that. Because if you add this superpower with another one – “The Compound Effect” – you’ll be sitting very pretty indeed! And these two fundamentals of inv...

Sep 05, 202319 min