The Property Couch - podcast cover

The Property Couch

Bryce Holdaway & Ben Kingsleythepropertycouch.com.au

Each week, Bryce Holdaway and Ben Kingsley bring their conversational style to The Property Couch, where they educate their community on the fundamentals of property, finance, and money management. They delve into the latest industry data, trends, and best practices, making complex concepts understandable and engaging.

Since its launch in February 2015, The Property Couch has become Australia’s premier property investing podcast. Bryce and Ben draw on over 25 years of personal investing experience and extensive work with thousands of clients through Empower Wealth, their multi-award-winning national property and wealth advisory firm.

With a consistent ranking in the Top 5 of the Investing Category charts and an impressive 4.8-star rating from more than 2,300 reviews on Apple Podcasts, The Property Couch is essential for anyone serious about building a passive income through property investing.

As best-selling authors of two books, Bryce and Ben don’t hold back in sharing their deep knowledge, personal experiences, and lessons learned including both their successes and their mistakes. Known for their fun banter, they make learning about these topics enjoyable and insightful.

But the podcast isn’t just about Bryce and Ben. They love learning from others too, and regularly bring in top minds from Australia and around the world to discuss topics like property, economics, lending, money management, investing mindsets, high performance, and habit and behaviour building.

Their true mission? To help you achieve financial peace and live your ‘Lifestyle By Design.’ They’re so dedicated to your success that they’ve even developed Moorr, a free money management app designed to help you set and achieve your goals, manage your finances, oversee property investments, and track wealth creation over time.

As Ben often says when wrapping up each episode, “Knowledge is empowering, but ONLY if you act on it.”

YT: https://www.youtube.com/@thepropertycouchaustralia

IG: https://www.instagram.com/thepropertycouch/

Episodes

18 Investment Strategies: Which One Are You Implementing?

We’ve NEVER spoken about these investment strategies publicly before… but right now going through ALL 18 of our tried and tested investment strategies! And in case you’re wondering… YES!... we use these investment strategies every single day when work with our clients! Basically, each of them can be a powerful standalone strategy, but they can also be interlinked and intertwined depending on which pathway you choose. Here’s the deal… Our 18 strategies each fit into one of these four categories: ...

Oct 10, 202337 min

463 | Property Managers: Are They Worth It?!

With today’s property and economic conditions in mind, we’re back with a massive Q&A Day that’s focused on how to maximise your savings. Tune in to hear: Are property managers really worth it?! We’re giving you the unfiltered pros and cons of managing tenants, insurance, taxes and more (Basically we’re unpacking exactly what goes on behind the scenes!) If you renovate your Principal Place of Residence (PPOR) can it be considered tax-deductible when you turn it into an investment property?! W...

Oct 05, 20231 hr 8 min

RBA Oct 2023 | To Stick or Slip? Inflation Trend, Property Supply, and an Overlooked Lesson

Hey folks, amidst all the economic chatter making headlines in Australia, we're diving into our October RBA update. Got a ton to chat about, and of course, Ben's back to give us the lowdown. In this October catch-up, here's what we're chatting about: Inflation: Just a quick phase or are we in it for the long haul? All things property: Let's really get into what's going on with market supply. And to wrap things up, Ben's got a lesson on behavioral economics that's had a big impact on inflation an...

Oct 03, 202356 min

The 5 Types of Property Investors – Which One Are You?

In this episode you’re about to discover the Five Types of property investors… … the question is: which one are you?! Here’s the deal… depending on your level of risk, the amount of time you have (and the amount of time you want to sacrifice), your current cashflow position and borrowing power, how long you want to be in the market AND your overall “Why” when it comes to property investing, you will fall into one of either five categories… Active Worker Active Weekend Worker Active Manager Passi...

Oct 03, 202324 min

462 | Top 5 Reasons You Have NOT Become A Successful Property Investor Yet!

The sad truth is…some property investors NEVER reach financial freedom. Why is this?! Well, after 20+ years of observation, and helping thousands of property investors undergo life-changing mental and financial transformations, we can pinpoint it to just 5 reasons. Can you guess them?! (We think they might surprise you…. Reason #1: T_M_ Reason #2: V_ _U_ Reason #3: F_T Reason #4: A_T_O_ _T_ Reason #5: A_ _I_A_CE We consider this framework to be just like an onion because we’re peeling back the d...

Sep 28, 20231 hr 34 min

How To Pick The Right Investment Property: “Know Thy Quadrant…”

So, what makes for the RIGHT investment property… and how do you pick it? Well, let’s be honest… most of us can’t tick all the boxes on our property wish-list. We’d like to, sure, but often this isn’t an accurate depiction of reality. We can’t all afford the best house in the best street in a blue-chip, capital-growth-centric location every time we invest in property! So, chances are you’ve had, or will have, a conversation about what you might have to compromise in the buying process. … And thi...

Sep 26, 202322 min

461 | Why AI, Office Culture and Medium Density has the Power to Revolutionise Australia’s Property Market! - Chat with Simon Kuestenmacher

What will a post-covid-Australia world look like? 🌎 What trends can be predicted with Australia’s greatest migration in history currently ongoing? And yet, why is today’s skill shortage here to stay? Meanwhile, in property, why do we think we’re headed towards the roaring 30s and 40s? Folks this is just a SNIPPET of the questions we’re asking our favourite German-accented data expert. Can you guess who it is?? 😉 Returning to The Property Couch after over 100 episodes is our favourite data demo...

Sep 21, 20231 hr 38 min

The #1 Reason Why These Properties Soar In Value… While Others DON’T!

Not all properties are created equal. And there is a specific reason for this – what we like to call “The Psychology Behind The Price”. And this has EVERYTHING to do with human interest and human behaviour – something that can indeed be measured and, almost always, stays exactly the same… no matter who you are or where you live. Here’s the deal… there are two “types” of properties – Investment Grade and Investment Stock . And most investors are often tricked into thinking – or falsely assume – t...

Sep 19, 202324 min

460 | How To Navigate Cash Flow Challenges During Rate Rises: Real Life Case Studies

With today’s tightening rate cycle, it’s no surprise that many folks are refocusing and replanning their lending strategies to secure their cash flows. That's why, in this week’s episode we’re honouring those folks who are focusing on a “prevention rather than a cure” (and encouraging others to get on board!) by unpacking 4 REAL mortgage stories from our own brokers covering: 👉 Refinancing before maternity leave with a history of health complications, 👉 Navigating cash flow challenges as a sin...

Sep 14, 20231 hr 31 min

The Property Investment Formula That Works In ANY Market And At ANY Time!

If there’s just one framework you should focus your attention on if you want to be a successful property investor… please make it this one! Folks, in today’s episode we’re revealing THE Property Investment Formula you need, not just in your toolkit, but also what you must implement if you want to build a multimillion-dollar property portfolio that creates a passive income for yourself and your loved ones! Our Property Investment Formula is made up of FOUR critical elements – what we call our our...

Sep 12, 202327 min

459 | How Can We Solve Australia's Growing Demand for Property? - Chat with Paul Ryan

As new property listings surge higher and the housing market continues to recover post-COVID, how can we solve Australia's growing demand for property in the capital cities? Here to help us tackle this giant question that pierces the heart of one of Australia’s biggest upcoming issues, we’re introducing an exceptional, first-time guest to the show... Welcome Paul Ryan, REA Economist and Specialist in Housing Finance, Market Forecasting and Big Data Analysis! Before joining REA in late 2020, Paul...

Sep 07, 20231 hr 28 min

RBA Cash Rate Sept 2023: China's Economic Slowdown and Its Impact on Australian Interest Rates

As spring paints the town with color, it's time for our September Economic and RBA commentary update - where the economic scene keeps on shifting. T his month, we're getting into the nitty-gritty of a few key topics. Hang out with Ben as he unpacks the RBA's latest moves. In today's RBA update, here are the main things we're diving into: Checking out how China's economic slowdown might mess with Aussie interest rates. Giving a shout-out to our outgoing RBA Governor, with a little tribute. Taking...

Sep 05, 20231 hr

Bet $1 To Make $10 – How To Master Leverage And Compound Growth Without Risking It All

Have you ever wondered how to accelerate your wealth position without having to risk everything? If so, we have something very important to tell you in this episode that – let’s be real here – a lot of folks don’t actually know about. Property Investors actually have a Superpower…. and that Superpower is LEVERAGE. But it gets even better than that. Because if you add this superpower with another one – “The Compound Effect” – you’ll be sitting very pretty indeed! And these two fundamentals of inv...

Sep 05, 202319 min

458 | Are We At The Turning Point? From Slow Growth To A Surge in Listings - Chat with Tim Lawless

Want to know what areas are booming with new listings? Or when the market tide will turn? Or even, how real estate agents accurately research and predict market trends? Well folks, returning to The Couch for the FIFTH time (Yep. We seriously can’t get enough of this awesome guest!!): CoreLogic’s Research Director, Tim Lawless! He is one of Australia’s leading property market analysts and commentators who also heads a team of analysts in Australia and New Zealand. Together with his team, he provi...

Aug 31, 20231 hr 8 min

Bonus Episode: How To “Cheat” The Property Game: The 5-Step Framework, Money SMARTS and Meeting The Industry Players

“Cheat?” By this we mean… How to “Fast Track” The Property Game by getting the PROVEN method from the get-go. In all honesty… if you’re looking to “rig” the system or are chasing a “Get Rich Quick” scheme you’re likely not going to succeed in property investing… especially over the long term. That said, there IS a simple 5-Step framework to follow that will make your property investing experience a whole lot easier and much more fruitful… which, of course, we’re unpacking in today’s episode! Plu...

Aug 29, 202332 min

457 | CHRIS VOSS: FBI Hostage Negotiation Masterclass on Why You Should Never Split the Difference

Folks... We’re going to be honest with you. This episode took us 4 years (and countless emails) to land, and that’s because today’s super special guest is none other than the famous... CHRIS VOSS , former FBI hostage negotiator and author of the book Never Split the Difference ! He has had a jaw-dropping, movie-worthy career working for the Federal Bureau of Investigation (FBI) that spans 24 years. Across this time, he has worked in roles such as the Lead International Kidnapping Negotiator and ...

Aug 24, 20231 hr 21 min

Bonus Episode: Don't Invest in Property Without These Four Foundational Levers…

The process of building wealth is like operating a bulldozer… What do we mean by that? Well, a bulldozer comes with a few levers that you’ll need to push and pull to make sure that it’s doing what it’s meant to do. Likewise, when it comes to building your property portfolio, there are “Four Foundational Levers” that you’ll need to adjust to achieve your own specific and unique end goal. …And the faster you can adjust each of these levers, the quicker you’ll get to your goal. To put this into per...

Aug 22, 202322 min

456 | Australian Housing Market Update: 2023 Mid-Year Report

Want to know the hottest upcoming markets as we round off 2023? Or why the housing market is actually just like...a Waterwheel?!? Yep. It’s that time of year again folks! We’re sitting down to unpack everything we've seen in 2023 so far, why we’re seeing it, and how you can end your year on a high thanks to our Mid-Year Property Outlook! From where the cash rate landed (Were our predictions right??) to our forecasts for property prices and the biggest reasons why you shouldn’t be focusing on the...

Aug 17, 20231 hr 23 min

Bonus Episode: The Game of Property Investing - How To Win Before You Even Play

Are you curious about the ONE single factor that distinguishes a thriving property investor from one facing financial challenges? Knowledge! Well, to take that one step further… it is actually the RIGHT knowledge! Imagine the possibilities if you were already equipped with the knowledge to triumph in The Game of Property Investing. In this episode, the beginning of an exciting ten-part mini-series extracted from our acclaimed bestseller, 'The Armchair Guide to Property Investing: How to Retire o...

Aug 15, 202322 min

455 | How a $69,000 Property, 2 Duplexes and a Buffer Changed this Investor’s Life Forever! - Chat with Jodi Page Smith

As winter comes to an end so too does our phenomenal 2023 Winter Series, but you can be sure folks, we’re ending it with a bang! This week we’re sitting down with an investor whose childhood was characterised by sacrifice, determination and good money habits... Tune in now to hear how this moulded the person she’s become, from growing up in a low socioeconomic area to buying her first investment property... just before travelling the globe?!? Yep. Jodi’s story is one that will have you guessing ...

Aug 10, 20231 hr

454 | How to Create a $5.54M Portfolio in Your 50s - Chat with Tom Dekker

What would you do if a life-altering event inspired you to shift gears, prompting you to build a multi-million-dollar property portfolio? Enter Tom Dekker, a TPC listener with one amazing story to share! Tune in as we dive into his inspirational tale, kicking off with his conservative upbringing leading to his experiences within the property industry from engaging Buyers Agents to becoming a landlord - especially amidst interest rate spikes and rent increases. And of course, we’re covering ALL t...

Aug 03, 20231 hr 2 min

RBA Cash Rate August 2023 & Australian Housing Market Update

Another month down and yet another close call by the RBA ! Welcome back to Ben’s RBA and Economic Update. Join Ben as he unpacks the RBA's latest decision. He delves into the impact of rising interest rates in the US and the intricacies of the woes happening in the home-building landscape. Additionally, he provides in-depth insights into the latest property market updates, offering a comprehensive view of the evolving industry. Tune in to stay updated on the latest market developments and gain v...

Aug 01, 20231 hr 15 min

453 | From $20K to a $2M Property Portfolio: How She Used the Migrant Mindset to Start Again - Chat with Mila Holmes

Meet Mila Holmes, an amazingly disciplined and driven Winter Series guest who, together with her partner, owns a property portfolio worth nearly $2M. But growing up....? There was one morning when she and her family woke up with their entire life savings WIPED. 😱 Mila shares what it was like to experience this, from growing up living with 10 other people (yep...housing in USSR is VERY different to Australia) and rampant debt levels to how she made the brave, life-changing decision to move to Au...

Jul 27, 20231 hr

452 | “We made $400k tax free from Reno's!": How this TV Popstar Built His Flourishing Portfolio - Chat with Jason Bird

Meet Jason Bird, today’s super special Winter Series guest. Although, this probably isn’t the FIRST time you’ve ever heard of him because today’s guest is also... Former Scandal'us pop star from the 90’s hit show Pop Stars!! 😮 Yep. We got to sit down with an incredibly humble and inspiring former pop star with a truly mind-blowing story to share. We’ll be starting right back at the beginning, before the fame and worldwide tours, to when recessions and failing family businesses were his reality....

Jul 20, 20231 hr 12 min

451 | From Unspeakable Trauma to Overcoming Doubts & Beach Holidays: How This Nurse Did it! - Chat with Larraine Kenniff

Today we’re continuing our inspirational 2023 Winter Series with a story from a true Aussie battler.... Meet Laraine, a nurse in the Trauma Centre Emergency Department who, until very recently, didn’t think she could see an endpoint. As she would later share with us... “I have been kicked and knocked out, and I get sworn at every shift (literally). I stay for the people that we can save as a team. However, sometimes the sadness is relentless. So what today's meeting gave me was an endpoint.” Wha...

Jul 13, 202352 min

450 | Thriving After Divorce - Rebuilding Wealth & Renewing Spirit - Chat with Adam Crane

It's that time of year again, folks! Today marks the exciting beginning of our highly anticipated 2023 Winter Series. Get ready for an extraordinary lineup of guests, each with their own awe-inspiring stories that revolve around this year's captivating theme: "What Drove You To Act." Drawing inspiration from those pivotal moments we see in movies, the light bulb moments and "A-ha" breakthroughs, we delve into the driving forces behind every successful investor's property journey. We kickstart th...

Jul 06, 20231 hr 10 min

449 | Secrets of Bank Foreclosures and the Debt Spiral - Chat with Laurence Hugo

In our latest episode, we had the privilege of sitting down with Laurence Hugo, a true master in the art of negotiation with over three decades of experience in the dynamic worlds of banking and debt management. Prepare to have your expectations shattered because this conversation is anything but dry folks!!! It's a treasure trove of wisdom and practical solutions for all your financial challenges. With his extensive expertise, Laurence specialises in guiding both individuals and businesses thro...

Jun 29, 20231 hr 32 min

Why Investors are Needed to Solve the Affordability Crisis - Bonus Episode with Matt from Aussie Firebug May '23

In May, we had the privilege of being featured on the highly regarded Aussie Fire Bug podcast. We delved into the origins of property acquisition, discussing the humble beginnings that led us on our respective journeys. Additionally, we explored the pressing issue of the Australian housing crisis, dissecting the multifaceted implications and exploring potential solutions. These are the key themes we unpack: How Ben and I originally made a connection Property investing guidelines and regulations ...

Jun 27, 20231 hr 32 min

448 | The Interest Only vs P&I Debate - which is better?

Join us for our latest Q&A episode as we dive deep into the intricate mechanics of interest-only loans, we unveil some of the strategies for managing mortgage stress, and we also unlock the hidden gems of building financial muscle memory. Get ready to unlock a wealth of knowledge and practical insights as we explore the art of budgeting, saving, and setting goals. Discover the power of delayed gratification and learn how it can shape your financial future. In this episode, we address the bur...

Jun 22, 20231 hr 19 min

447 | Facing Setbacks: How to Navigate the Unknown

In this week's episode, we dive deep into real-life case studies, unravelling the journey of overcoming setbacks, unlocking untapped potential, and navigating uncharted horizons. Prepare yourself to be equipped with invaluable insights and tools that will empower you to conquer challenges, turn setbacks into stepping-stones, and forge your path to resounding success. Join us as we unpack the following key themes: 💡 Discover the impact of embracing diverse perspectives and how it can unlock inno...

Jun 15, 20231 hr 23 min
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