Get ready to be blown away by a groundbreaking episode today folks! In this essential show, we are peeling back the layers and exposing the concealed truths lurking within the world of property spruikers. Hold on tight as we take a deep dive into this industry, shedding light on the risks that lie beneath the surface. Our mission is to leave no stone unturned as we navigate through the realm of property spruikers and explore their questionable tactics. From the absence of regulation within the i...
Jun 08, 2023•1 hr 41 min
Another month down and yet another close call by the RBA ! Welcome back to Ben’s RBA and Economic Update. Join Ben as he unpacks the RBA's latest decision. From navigating loan default aversion to the RBA’s interest rate dilemma, the Aussie economy’s wage growth vs productivity battle, mortgage prison insights, cash flow management tips, and unexpected property price surges. Tune in to stay updated on the latest market developments and gain valuable insights for making informed financial decisio...
Jun 06, 2023•1 hr 17 min
Get ready for an absolute powerhouse of an episode, folks! We had the immense pleasure of sitting down with Joseph Healy and David Hornery, known as The Judo Boys, and let us assure you, it is an extraordinary deep dive into knowledge and wisdom that will leave you inspired and empowered! Despite the challenges, Joseph and David boldly established Judo Bank in 2016, revolutionising the Australian banking industry. Their extensive experience in the business world, coupled with their remarkable jo...
Jun 01, 2023•1 hr 43 min
Welcome to our latest jam-packed Q&A episode , where we dive deep into the multifaceted world of property ownership. From the challenges of retirement risks to the strategies for alleviating mortgage stress, the evolving landscape of tenancy reforms, and the crucial examination of power dynamics, this thought-provoking discussion offers a comprehensive exploration of the diverse perspectives surrounding property. In this episode, we leave no stone unturned, addressing pressing topics such as...
May 25, 2023•1 hr 29 min
In our latest Bonus Episode for 2023, (also the 5th episode from the Talking Property Tax with Julia series), Ben is deep diving into the latest tax updates from across Australia! To help him, we’ve got Julia Hartman, Empower Wealth Chief Technical Advisor and Bantacs’ Founder 🧾👔📅 . Together they'll be unpacking... Important Changes to HECS/HELP Debt – changes you MUST ACT on quickly Superannuation Contributions before 30 June General Tax Return Insight End-of-the-Year Tax Strategies for Prop...
May 22, 2023•55 min
Join us in our latest episode of MythBusters as we debunk the widespread misconceptions surrounding taxes and financial planning. Prepare to be enlightened as we unravel the complexities of last-minute tax preparation and unveil the secrets of meticulous documentation. Brace yourself for the rollercoaster ride through the ever-changing landscape of tax laws and their impact on depreciation claims. We also delve into the realm of financial planning, shattering the myth that a defence strategy is ...
May 18, 2023•1 hr 36 min
In this week’s episode, we sat down with NRL superstar Chad Townsend. And let us assure you folks, this one is NOT JUST for sports lovers… It truly has something for EVERYONE. It is absolutely packed with inspiration and wisdom. Chad's incredible journey from 17, when he made a huge decision to purchase his first property, to his current state is an inspiring testament to perseverance. His story sheds light on the sacrifices that he had to make, to embracing pivotal catalysts that propelled his ...
May 11, 2023•1 hr 31 min
Investing can be a daunting task, as it requires making definitive decisions in an uncertain and ever-changing market. Many people fall prey to the sirens that lure them toward investment traps, but today’s guest Michael Kemp, the author of the Ulysses Contract, has spent 35 years mastering the art of investing and avoiding these traps. He emphasizes the importance of staying focused on your investment goals and using history, diversification, and patience as your guide toward financial success....
May 04, 2023•1 hr 40 min
The temperatures are dropping, the end of the financial year is looming and the Reserve Bank of Australia have just released their cash rate folks! The RBA’s May update is packed with global news, from Banking Woes in the US to the train wreck that is the UK economy, I also cover the Property Market Inflection Point and deep dive into a Rental Yield Analysis. Tune in now to hear Ben’s evaluation of the update and his predictions for the future! Tune in to this episode where Ben unpacks three key...
May 01, 2023•58 min
We all have those family and friends with impressive portfolios and beautiful renovations that leave us wondering... “How the heck did they do it?!” Like...is the answer simply earning a higher income?? Or did they hit the golden number of properties to achieve their dream lifestyle? And ultimately, is it possible for you to achieve the same results?!? Well, you’ve arrived at the perfect episode to answer ALL the questions above!! In our third awesome Mythbusters episode, we’re shining a light o...
Apr 27, 2023•1 hr 26 min
In today’s episode, we’re covering exactly how to reposition and recover when interest rates have nearly wiped out your entire buffer! From making your reduced "rainy day” money last to Ben’s Golden Buffer Ratio (plus a behind-the-scenes look at how our experienced team of planners do it), we’re sharing how to bunker down and hold for the long-term as the market bottoms out (which we reckon is happening NOW!) And, like all gigantic Q&A Days, we’re not just unpacking how to bounce back from t...
Apr 20, 2023•1 hr 23 min
There are many myths about buying property, but... it is important to avoid the hype of the headlines folks! In this week’s episode, we tackle some of the biggest property-buying myths going around – and bust them right open with facts and real-life examples from our team on the ground. This is Part 2 of our series on myths and misconceptions and today we unpack some of the big ones; 🔎 Are property prices dropping?? 🔎 The Time it takes to transact 🔎 What is a Bargain Property? 🔎 Unpacking th...
Apr 13, 2023•1 hr 12 min
When it comes to property investment, data is a very valuable tool for making informed decisions. However, looking at single data measures can be dangerous, especially when it comes to something as complex as the housing market. To truly understand affordability and sustainability, we need to consider a range of factors and look at the bigger picture. Take median house prices, for example. This is a commonly used statistic that can give us a general idea of the state of the housing market. Howev...
Apr 06, 2023•1 hr 34 min
Welcome back to Ben’s RBA and Economic Update where this month's announcement could mark a “turning point” for Australia... Will the Reserve Bank of Australia finally end the country’s 11-month rate hike or is the inflation genie still out of the bottle?! Ben unpacks this momentous decision and what it means for Australia’s future (can we expect more rate rises?!). Plus, we’re diving into the latest market data which sees the country recording its largest drop in retail spending – ever (outside ...
Apr 04, 2023•59 min
Last week we sat down with one of our Mortgage Brokers and well, they shared a client’s story which completely shattered our hearts and became the driver behind today’s show…. You see, this client had fallen for a common but sadly misguided lending myth which resulted in her losing THOUSANDS of dollars…😮🙁 That’s why, in this episode, we’ve switched things up to become Ben and Bryce, your Mortgage MythBusters!! From debunking the 8 most common mortgage myths to unpacking where these misconcepti...
Mar 30, 2023•1 hr 15 min
In our first Bonus Episode for 2023, (that’s also the fourth episode from the Talking Property Tax with Julia series), Ben is deep diving into the latest tax updates from across Australia! To help him, we’ve got Julia Hartman, Empower Wealth Chief Technical Advisor and Bantacs’ Founder 🧾👔📅 . Together they'll be unpacking... Changes to working from home Expense claims CGT affects most of your assets – even gifting jewellery! Renting a room out to an international students 2 Hectares & chan...
Mar 28, 2023•42 min
Given today’s unique and nail-biting economic environment, it’s no surprise that so many people are asking, “What is the next best move for me?!” And the sad truth is...there is no ‘one size fits all’! What we can give you contact~first.name, however, is the next best thing... Our insider's knowledge, skills, tips and tactics that we (and our advisors) use for our clients that helps them to optimise their journeys! Using real case studies from real clients, we’re unpacking everything from escapi...
Mar 23, 2023•1 hr
The ONE tax question we get asked all the time is... What name should I put my tax structure in?!? And, as Ben says, “It is a minefield.” To help you avoid getting into any tricky situations we’re unpacking everything you need to know about tax structures in 2023. Did we mention...We’ve got help from one of the best! Re-joining us in the studio (For the FIRST time in 2023 – which we’re BEYOND pumped!!) is Julia Hartman: Founder of BanTACS, Leading Tax Consultant at Empower Wealth and Tax structu...
Mar 16, 2023•1 hr 34 min
Humans are not rational creatures - especially when it comes to our finances. So how can we identify and navigate our natural human biases and emotions around investing and risk?! Folks, in Episode 433 we’re exploring all of this and more as we dive into the fascinating topic of behavioural finances with the help of returning podcast guest and ultimate money mindset guru, Evan Lucas! Author of the best-selling book Mind Over Money: Why understanding your money behaviour will improve your financi...
Mar 09, 2023•1 hr 27 min
Welcome back to another monthly RBA update and yet another cash rate hike. (No surprises here folks!). Tune in now to find out whether we’ve crept up another 25 basis points bringing the rate to 3.60%, or if the Reserve Bank of Australia has decided to jawbone consumers this month to curb spending. Overarching all this is the goliath question... If the economy is slowing (tick), unemployment is rising (tick), and wages are contained (tick), then why haven’t we seen interest rates pause!?! Listen...
Mar 06, 2023•58 min
It’s sad but true, we’re back covering yet ANOTHER tax grab that’s set to take 62.5% of your earnings...The Windfall Gains Tax. 🤯 Welcome back to our first Q&A session for 2023 where we’re tackling this shocking tax grab, along with a line-up of fantastic questions like… 👉 Should I renovate and rent now or rent then renovate later?! 👉 Why buy Established over new housing?! (How much do you really benefit?) 👉 And if diversification is the key to growth, should one expand their investments...
Mar 02, 2023•1 hr 18 min
A mortgage is one the biggest loans most people will ever take out in their life. It’s a scary thought. Now here’s the only thing scarier than that... Being stuck in Mortgage Jail and not realising it. This sad truth is unfortunately what too many folks are facing, especially with rising rates. That’s why in Episode 431, we’re shining a light on why EVERYONE needs an investment-savvy broker to help them break out of Mortgage Jail and stop overpaying on interest – for good. To help us do this, we...
Feb 23, 2023•1 hr 9 min
Folks, we’re super excited to be welcoming a return guest to the couch that’s one of the greatest minds in the industry! Re-welcoming... Damian Collins, Founder and Managing Director of Momentum Wealth! He’s also the Chairman of Westbridge Funds Management , has been on the Council of the Real Estate Institute of Western Australia ( REIWA ) since 2011 and served as President of the Institute from 2018 to 2022 (phew!) An active property investor himself, Damian also owns 17 properties in Western ...
Feb 16, 2023•1 hr 15 min
Folks, it’s about that time of year again... We’re dusting off our crystal ball, crunching the numbers from the last Quarter and using our hard-earned experience from past market cycles to give you... Your ultimate Property Market Outlook for 2023! From the suburbs that are set to soar to when we can finally expect this record rate hike to end, we’re covering everything you can expect this year and answering: Is Australia headed towards a V or U-Shaped Recovery? And for those who are thinking of...
Feb 09, 2023•1 hr 24 min
Welcome back to a new year and Ben’s first RBA report for 2023! After a month’s hiatus, Australia’s economic landscape has changed rapidly. Will the board decide to mirror December’s 0.25 rate rise or is a larger rate hike in order? Tune in to find out, plus Ben covers the highs and lows of the domestic market from the ASX’s surprise positive results to falling unemployment and business sentiment. Of course, Ben also dives into the biggest news from around the world including the US’ “disinflati...
Feb 07, 2023•1 hr
Why do folks struggle with good money management? It’s a huge question. Now here’s an even bigger one... How can they overcome it?! Yep. We're kicking off February with some pretty big and bold content! With many new year’s resolutions fading into the background of life as January comes to an end, we’re aiming to give you an extra boost of motivation by diving into the 3 biggest causes of bad money management (do you fall into any of these?) and revealing how to tackle and triumph these challeng...
Feb 02, 2023•1 hr 14 min
Folks, we're finishing our 2022/23 Summer Series with an unbelievably great episode... Meet Steph. Her first renovation was done on a shoestring budget. With her husband in between jobs, and Steph herself fresh out of university, there wasn’t much money to play with. Then, they received some advice....and made the life-changing decision to sell 🙁. But this isn’t the end of this couple’s story. In fact, it’s just the beginning... During their next renovation is when they had THE penny-drop momen...
Jan 26, 2023•1 hr 10 min
Today’s special Summer Series guest didn’t have a typical childhood. Growing up with a scarcity mindset, Maryanne and her siblings lived in an environment where food was scarce and at a young age, were placed into foster care. Then, at just 14 years old, she started making her own way in the world. If you can’t tell already folks, today's Summer Series story is an incredible tale of breakthrough and deciding “It's not where you’re from, it’s where you’re going”. From developing her own money man...
Jan 19, 2023•56 min
Growing up on a rice and cattle farm that would later sell due to Bankruptcy ... The circumstances that Dale, today’s special Summer Series guest, grew up in are drastically different to the financial outlook he has today. With 6 investment properties under his belt (with more to potentially come) and an early retirement on the cards, how did he make this complete 360, mind-blowing transformation?? From buying his FIRST share at the age of 15 (yep. You read that right!) to the pivotal point wher...
Jan 12, 2023•1 hr 17 min
We’ve all had big nights out where the next morning…we cringe, sigh and peek at our bank account with a feeling of dread. But what happens when this is your life every weekend?! This was sadly the story of David, today’s awesome Summer Series guest. Once a “weekend millionaire” who funnelled all his money into living for the weekend and getting bailed out by the bank of mum and dad, it wasn’t until he went across the world and had some life-changing experiences that he had his “a-ha” moment. Tun...
Jan 05, 2023•1 hr 13 min
