The Property Couch - podcast cover

The Property Couch

Bryce Holdaway & Ben Kingsleythepropertycouch.com.au

Each week, Bryce Holdaway and Ben Kingsley bring their conversational style to The Property Couch, where they educate their community on the fundamentals of property, finance, and money management. They delve into the latest industry data, trends, and best practices, making complex concepts understandable and engaging.

Since its launch in February 2015, The Property Couch has become Australia’s premier property investing podcast. Bryce and Ben draw on over 25 years of personal investing experience and extensive work with thousands of clients through Empower Wealth, their multi-award-winning national property and wealth advisory firm.

With a consistent ranking in the Top 5 of the Investing Category charts and an impressive 4.8-star rating from more than 2,300 reviews on Apple Podcasts, The Property Couch is essential for anyone serious about building a passive income through property investing.

As best-selling authors of two books, Bryce and Ben don’t hold back in sharing their deep knowledge, personal experiences, and lessons learned including both their successes and their mistakes. Known for their fun banter, they make learning about these topics enjoyable and insightful.

But the podcast isn’t just about Bryce and Ben. They love learning from others too, and regularly bring in top minds from Australia and around the world to discuss topics like property, economics, lending, money management, investing mindsets, high performance, and habit and behaviour building.

Their true mission? To help you achieve financial peace and live your ‘Lifestyle By Design.’ They’re so dedicated to your success that they’ve even developed Moorr, a free money management app designed to help you set and achieve your goals, manage your finances, oversee property investments, and track wealth creation over time.

As Ben often says when wrapping up each episode, “Knowledge is empowering, but ONLY if you act on it.”

YT: https://www.youtube.com/@thepropertycouchaustralia

IG: https://www.instagram.com/thepropertycouch/

Episodes

RBA Cash Rate Sept 2023: China's Economic Slowdown and Its Impact on Australian Interest Rates

As spring paints the town with color, it's time for our September Economic and RBA commentary update - where the economic scene keeps on shifting. T his month, we're getting into the nitty-gritty of a few key topics. Hang out with Ben as he unpacks the RBA's latest moves. In today's RBA update, here are the main things we're diving into: Checking out how China's economic slowdown might mess with Aussie interest rates. Giving a shout-out to our outgoing RBA Governor,...

Sep 05, 20231 hr 1 min

Bet $1 To Make $10 – How To Master Leverage And Compound Growth Without Risking It All

Have you ever wondered how to accelerate your wealth position without having to risk everything? If so, we have something very important to tell you in this episode that – let’s be real here – a lot of folks don’t actually know about. Property Investors actually have a Superpower…. and that Superpower is LEVERAGE. But it gets even better than that. Because if you add this superpower with another one – “The Compound Effect” – you’ll be sitting very pretty indeed! And these two fundamentals of inv...

Sep 05, 202319 min

458 | Are We At The Turning Point? From Slow Growth To A Surge in Listings - Chat with Tim Lawless

Want to know what areas are booming with new listings? Or when the market tide will turn? Or even, how real estate agents accurately research and predict market trends? Well folks, returning to The Couch for the FIFTH time (Yep. We seriously can’t get enough of this awesome guest!!): CoreLogic’s Research Director, Tim Lawless! He is one of Australia’s leading property market analysts and commentators who also heads a team of analysts in Australia and New Zealand. Together with his team, he provi...

Aug 31, 20231 hr 8 min

Bonus Episode: How To “Cheat” The Property Game: The 5-Step Framework, Money SMARTS and Meeting The Industry Players

“Cheat?” By this we mean… How to “Fast Track” The Property Game by getting the PROVEN method from the get-go. In all honesty… if you’re looking to “rig” the system or are chasing a “Get Rich Quick” scheme you’re likely not going to succeed in property investing… especially over the long term. That said, there IS a simple 5-Step framework to follow that will make your property investing experience a whole lot easier and much more fruitful… which, of course, we’re unpacking in today’s episode! Plu...

Aug 29, 202332 min

457 | CHRIS VOSS: FBI Hostage Negotiation Masterclass on Why You Should Never Split the Difference

Folks... We’re going to be honest with you. This episode took us 4 years (and countless emails) to land, and that’s because today’s super special guest is none other than the famous... CHRIS VOSS , former FBI hostage negotiator and author of the book Never Split the Difference ! He has had a jaw-dropping, movie-worthy career working for the Federal Bureau of Investigation (FBI) that spans 24 years. Across this time, he has worked in roles such as the Lead International Kidnapping Negotiator and ...

Aug 24, 20231 hr 21 min

Bonus Episode: Don't Invest in Property Without These Four Foundational Levers…

The process of building wealth is like operating a bulldozer… What do we mean by that? Well, a bulldozer comes with a few levers that you’ll need to push and pull to make sure that it’s doing what it’s meant to do. Likewise, when it comes to building your property portfolio, there are “Four Foundational Levers” that you’ll need to adjust to achieve your own specific and unique end goal. …And the faster you can adjust each of these levers, the quicker you’ll get to your goal. To put this into per...

Aug 22, 202322 min

456 | Australian Housing Market Update: 2023 Mid-Year Report

Want to know the hottest upcoming markets as we round off 2023? Or why the housing market is actually just like...a Waterwheel?!? Yep. It’s that time of year again folks! We’re sitting down to unpack everything we've seen in 2023 so far, why we’re seeing it, and how you can end your year on a high thanks to our Mid-Year Property Outlook! From where the cash rate landed (Were our predictions right??) to our forecasts for property prices and the biggest reasons why you shouldn’t be focusing o...

Aug 17, 20231 hr 23 min

Bonus Episode: The Game of Property Investing - How To Win Before You Even Play

Are you curious about the ONE single factor that distinguishes a thriving property investor from one facing financial challenges? Knowledge! Well, to take that one step further… it is actually the RIGHT knowledge! Imagine the possibilities if you were already equipped with the knowledge to triumph in The Game of Property Investing. In this episode, the beginning of an exciting ten-part mini-series extracted from our acclaimed bestseller, 'The Armchair Guide to Property Investing: How to Ret...

Aug 15, 202322 min

455 | How a $69,000 Property, 2 Duplexes and a Buffer Changed this Investor’s Life Forever! - Chat with Jodi Page Smith

As winter comes to an end so too does our phenomenal 2023 Winter Series, but you can be sure folks, we’re ending it with a bang! This week we’re sitting down with an investor whose childhood was characterised by sacrifice, determination and good money habits... Tune in now to hear how this moulded the person she’s become, from growing up in a low socioeconomic area to buying her first investment property... just before travelling the globe?!? Yep. Jodi’s story is one that will have you guessing ...

Aug 10, 20231 hr

454 | How to Create a $5.54M Portfolio in Your 50s - Chat with Tom Dekker

What would you do if a life-altering event inspired you to shift gears, prompting you to build a multi-million-dollar property portfolio? Enter Tom Dekker, a TPC listener with one amazing story to share! Tune in as we dive into his inspirational tale, kicking off with his conservative upbringing leading to his experiences within the property industry from engaging Buyers Agents to becoming a landlord - especially amidst interest rate spikes and rent increases. And of course, we’re covering ALL t...

Aug 03, 20231 hr 2 min

RBA Cash Rate August 2023 & Australian Housing Market Update

Another month down and yet another close call by the RBA ! Welcome back to Ben’s RBA and Economic Update. Join Ben as he unpacks the RBA's latest decision. He delves into the impact of rising interest rates in the US and the intricacies of the woes happening in the home-building landscape. Additionally, he provides in-depth insights into the latest property market updates, offering a comprehensive view of the evolving industry. Tune in to stay updated on the latest market developments and g...

Aug 01, 20231 hr 15 min

453 | From $20K to a $2M Property Portfolio: How She Used the Migrant Mindset to Start Again - Chat with Mila Holmes

Meet Mila Holmes, an amazingly disciplined and driven Winter Series guest who, together with her partner, owns a property portfolio worth nearly $2M. But growing up....? There was one morning when she and her family woke up with their entire life savings WIPED. 😱 Mila shares what it was like to experience this, from growing up living with 10 other people (yep...housing in USSR is VERY different to Australia) and rampant debt levels to how she made the brave, life-changing decision to move to Au...

Jul 27, 20231 hr 1 min

452 | “We made $400k tax free from Reno's!": How this TV Popstar Built His Flourishing Portfolio - Chat with Jason Bird

Meet Jason Bird, today’s super special Winter Series guest. Although, this probably isn’t the FIRST time you’ve ever heard of him because today’s guest is also... Former Scandal'us pop star from the 90’s hit show Pop Stars!! 😮 Yep. We got to sit down with an incredibly humble and inspiring former pop star with a truly mind-blowing story to share. We’ll be starting right back at the beginning, before the fame and worldwide tours, to when recessions and failing family businesses were his rea...

Jul 20, 20231 hr 12 min

451 | From Unspeakable Trauma to Overcoming Doubts & Beach Holidays: How This Nurse Did it! - Chat with Larraine Kenniff

Today we’re continuing our inspirational 2023 Winter Series with a story from a true Aussie battler.... Meet Laraine, a nurse in the Trauma Centre Emergency Department who, until very recently, didn’t think she could see an endpoint. As she would later share with us... “I have been kicked and knocked out, and I get sworn at every shift (literally). I stay for the people that we can save as a team. However, sometimes the sadness is relentless. So what today's meeting gave me was an endpoint....

Jul 13, 202353 min

450 | Thriving After Divorce - Rebuilding Wealth & Renewing Spirit - Chat with Adam Crane

It's that time of year again, folks! Today marks the exciting beginning of our highly anticipated 2023 Winter Series. Get ready for an extraordinary lineup of guests, each with their own awe-inspiring stories that revolve around this year's captivating theme: "What Drove You To Act." Drawing inspiration from those pivotal moments we see in movies, the light bulb moments and "A-ha" breakthroughs, we delve into the driving forces behind every successful investor'...

Jul 06, 20231 hr 11 min

449 | Secrets of Bank Foreclosures and the Debt Spiral - Chat with Laurence Hugo

In our latest episode, we had the privilege of sitting down with Laurence Hugo, a true master in the art of negotiation with over three decades of experience in the dynamic worlds of banking and debt management. Prepare to have your expectations shattered because this conversation is anything but dry folks!!! It's a treasure trove of wisdom and practical solutions for all your financial challenges. With his extensive expertise, Laurence specialises in guiding both individuals and businesses...

Jun 29, 20232 hr 32 min

Why Investors are Needed to Solve the Affordability Crisis - Bonus Episode with Matt from Aussie Firebug May '23

In May, we had the privilege of being featured on the highly regarded Aussie Fire Bug podcast. We delved into the origins of property acquisition, discussing the humble beginnings that led us on our respective journeys. Additionally, we explored the pressing issue of the Australian housing crisis, dissecting the multifaceted implications and exploring potential solutions. These are the key themes we unpack: How Ben and I originally made a connection Property investing guidelines and regulations ...

Jun 27, 20232 hr 32 min

448 | The Interest Only vs P&I Debate - which is better?

Join us for our latest Q&A episode as we dive deep into the intricate mechanics of interest-only loans, we unveil some of the strategies for managing mortgage stress, and we also unlock the hidden gems of building financial muscle memory. Get ready to unlock a wealth of knowledge and practical insights as we explore the art of budgeting, saving, and setting goals. Discover the power of delayed gratification and learn how it can shape your financial future. In this episode, we address the bur...

Jun 22, 20231 hr 19 min

447 | Facing Setbacks: How to Navigate the Unknown

In this week's episode, we dive deep into real-life case studies, unravelling the journey of overcoming setbacks, unlocking untapped potential, and navigating uncharted horizons. Prepare yourself to be equipped with invaluable insights and tools that will empower you to conquer challenges, turn setbacks into stepping-stones, and forge your path to resounding success. Join us as we unpack the following key themes: 💡 Discover the impact of embracing diverse perspectives and how it can unlock...

Jun 15, 20231 hr 23 min

446 | Property Spruikers Exposed

Get ready to be blown away by a groundbreaking episode today folks! In this essential show, we are peeling back the layers and exposing the concealed truths lurking within the world of property spruikers. Hold on tight as we take a deep dive into this industry, shedding light on the risks that lie beneath the surface. Our mission is to leave no stone unturned as we navigate through the realm of property spruikers and explore their questionable tactics. From the absence of regulation within the i...

Jun 08, 20232 hr 41 min

RBA Cash Rate June 2023: RBA's Tough Call, Wage Growth vs. Productivity Battle & What's driving Property Values

Another month down and yet another close call by the RBA ! Welcome back to Ben’s RBA and Economic Update. Join Ben as he unpacks the RBA's latest decision. From navigating loan default aversion to the RBA’s interest rate dilemma, the Aussie economy’s wage growth vs productivity battle, mortgage prison insights, cash flow management tips, and unexpected property price surges. Tune in to stay updated on the latest market developments and gain valuable insights for making informed financial de...

Jun 06, 20231 hr 17 min

445 | How to take on the Big Banks and Win - Chat with The Judo Boys

Get ready for an absolute powerhouse of an episode, folks! We had the immense pleasure of sitting down with Joseph Healy and David Hornery, known as The Judo Boys, and let us assure you, it is an extraordinary deep dive into knowledge and wisdom that will leave you inspired and empowered! Despite the challenges, Joseph and David boldly established Judo Bank in 2016, revolutionising the Australian banking industry. Their extensive experience in the business world, coupled with their remarkable jo...

Jun 01, 20232 hr 43 min

444 | How to Tackle Mortgage Stress

Welcome to our latest jam-packed Q&A episode, where we dive deep into the multifaceted world of property ownership. From the challenges of retirement risks to the strategies for alleviating mortgage stress, the evolving landscape of tenancy reforms, and the crucial examination of power dynamics, this thought-provoking discussion offers a comprehensive exploration of the diverse perspectives surrounding property. Join us as we unravel the complexities of property ownership. In this episode, w...

May 25, 20231 hr 29 min

Bonus Episode with Julia: Maximise Your Returns, Master End-of-Year Tax Planning, HECS Hacks, Super Strategies & More

In our latest Bonus Episode for 2023, (also the 5th episode from the Talking Property Tax with Julia series), Ben is deep diving into the latest tax updates from across Australia! To help him, we’ve got Julia Hartman, Empower Wealth Chief Technical Advisor and Bantacs’ Founder 🧾👔📅 . Together they'll be unpacking... Important Changes to HECS/HELP Debt – changes you MUST ACT on quickly Superannuation Contributions before 30 June General Tax Return Insight End-of-the-Year Tax Strategies for...

May 22, 202356 min

443 | How to Break Free from the Spending Trap

Join us in our latest episode of MythBusters as we debunk the widespread misconceptions surrounding taxes and financial planning. Prepare to be enlightened as we unravel the complexities of last-minute tax preparation and unveil the secrets of meticulous documentation. Brace yourself for the rollercoaster ride through the ever-changing landscape of tax laws and their impact on depreciation claims. We also delve into the realm of financial planning, shattering the myth that a defence strategy is ...

May 18, 20232 hr 36 min

442 | NRL Star on Money, Property and Life after Footy - Chat with Chad Townsend

In this week’s episode, we sat down with NRL superstar Chad Townsend. And let us assure you folks, this one is NOT JUST for sports lovers… It truly has something for EVERYONE. It is absolutely packed with inspiration and wisdom. Chad's incredible journey from 17, when he made a huge decision to purchase his first property, to his current state is an inspiring testament to perseverance. His story sheds light on the sacrifices that he had to make, to embracing pivotal catalysts that propelled...

May 11, 20232 hr 31 min

441 | Why Great Investors Don't Need to be Champions

Investing can be a daunting task, as it requires making definitive decisions in an uncertain and ever-changing market. Many people fall prey to the sirens that lure them toward investment traps, but today’s guest Michael Kemp, the author of the Ulysses Contract, has spent 35 years mastering the art of investing and avoiding these traps. He emphasizes the importance of staying focused on your investment goals and using history, diversification, and patience as your guide toward financial success....

May 04, 20232 hr 40 min

RBA Cash Rate May 2023: Banking Woes, RBA's Close Call & Property Inflection Point

The temperatures are dropping, the end of the financial year is looming and the Reserve Bank of Australia have just released their cash rate folks! The RBA’s May update is packed with global news, from Banking Woes in the US to the train wreck that is the UK economy, I also cover the Property Market Inflection Point and deep dive into a Rental Yield Analysis. Tune in now to hear Ben’s evaluation of the update and his predictions for the future! Tune in to this episode where Ben unpacks three key...

May 01, 202359 min

440 | How Do They Do It? 5 Wealth Destroying Property Myths

We all have those family and friends with impressive portfolios and beautiful renovations that leave us wondering... “How the heck did they do it?!” Like...is the answer simply earning a higher income?? Or did they hit the golden number of properties to achieve their dream lifestyle? And ultimately, is it possible for you to achieve the same results?!? Well, you’ve arrived at the perfect episode to answer ALL the questions above!! In our third awesome Mythbusters episode, we’re shining a light o...

Apr 27, 20231 hr 26 min

439 | HELP! What To Do When You've Got No Buffer Left...

In today’s episode, we’re covering exactly how to reposition and recover when interest rates have nearly wiped out your entire buffer! From making your reduced "rainy day” money last to Ben’s Golden Buffer Ratio (plus a behind-the-scenes look at how our experienced team of planners do it), we’re sharing how to bunker down and hold for the long-term as the market bottoms out (which we reckon is happening NOW!) And, like all gigantic Q&A Days, we’re not just unpacking how to bounce back f...

Apr 20, 20231 hr 23 min