The investing world in 2025 is full of change—but is that a bad thing? AI is shaking things up ( again ), Trump’s tariffs are making headlines, and interest rates are keeping us on our toes. But what does it actually mean for your money? If investing news feels like a mix of big headlines and even bigger question marks, we’ve got you. Markets move fast, but smart investing isn’t about chasing trends. So, let’s break it all down (no finance degree required) and ...
Feb 11, 2025•36 min
Would you walk away from a six-figure salary? For many of us, climbing the career ladder and reaching financial milestones feels like the ultimate goal. But when this week’s Money Diarist and her husband hit a household income of over $200K, they realised that success wasn’t just about the numbers. When they became parents, the long hours, the career grind, and the constant pressure to earn more no longer felt like the right fit. So, they made a huge decision—they stepped back ...
Feb 09, 2025•35 min
Victoria just lived out her own true crime moment and she's here to spill the tea. She found an ACTUAL card skimmer at an ATM and girl ripped it off with her bare hands! If you've ever wondered how scammers get their sneaky little hands on your money (and, more importantly, how to stop them), you need to hear this wild story. But that’s just the beginning. We’re also diving into a tough community question about navigating unemployment, from what to do when job hunting feels impossibl...
Feb 06, 2025•59 min
This Valentine’s Day, we’re turning up the romance… with your finances! Whether you're single or in a relationship, a money date is the ultimate act of self-love. Pour yourself a glass of wine, light a candle, and let’s make your financial future irresistible. In this episode, we’re making finances feel sexy, fun, and totally stress-free. We’ll show you how to plan the perfect money date (yes, wine and fancy cheese are encouraged), how to overcome money anxie...
Feb 04, 2025•47 min
If you've ever wanted a front-row seat inside the mind of a young, self-made investor, this episode is for you. This week’s Money Diarist didn’t inherit wealth and she didn’t walk into a six-figure salary after uni. Instead, she hustled hard, built strong networks, and made investing moves that paid off—and yes, we get really pervy about it. We dive deep into her first-ever investment, the mistakes she made along the way, and how her strategy has completely evolved ...
Feb 02, 2025•45 min
Got big travel plans but a not-so-big budget? This week, we’re sharing travel savings hacks to help you cut costs without sacrificing the fun. Then, we dive into one of the most awkward money dilemmas: what do you do when a friend owes you money but won’t pay up? Do you call them out? Drop hints? Cut them off completely? We break down the best ways to handle it, without losing the friendship (or your patience). Plus we find out how one listener scored $600 cleaning out that ran...
Jan 30, 2025•39 min
Feel like buying a home in 2025 seems impossible? We’ve got the plan to make it happen! This week, Victoria teams up with expert mortgage broker Jaclyn Walsh to arm you with the ultimate guide to turning your property dreams into reality—and saving thousands while you’re at it. From when to call a mortgage broker to insider hacks that could cut years off your loan and tens of thousands off the cost, this episode is bursting with tips from our industry expert. Wondering if your ...
Jan 28, 2025•48 min
What does it take to turn a paycheck-to-paycheck life into homeownership, wedding plans, and dreams of starting a family? This week’s Money Diary is a masterclass in leveling up your finances—and your life. Our diarist spills all about their journey from being a self-described hot mess, splurging on brunches and carrying a $25K car loan to ditching debt, buying a house, and building a future with their partner. You’ll hear about the hard lessons (like how car loans can play hav...
Jan 26, 2025•49 min
What happens when a wedding invite turns into major family drama? This week, we’re spilling the tea on a juicy guest list dilemma that’s got everyone talking. Who’s in the right? Who’s way out of line? And how do you navigate sticky situations like this without losing your cool—or your budget? We’ve got opinions, and so does the She’s on the Money community. But that’s not all. We’re also tackling a financial dilemma that could save you hundr...
Jan 23, 2025•53 min
Have you seen those TikToks saying you need seven income streams to be a millionaire? Yeah, we’re calling BS. This week, we’re tearing apart the hustle culture myth that’s been making the rounds on social media—and giving you a realistic, sustainable approach to building wealth without working 24/7. Victoria and Bec unpack where this viral idea comes from, why it’s not what it seems, and what actually works when it comes to creating a financial glow-up. If you&rsquo...
Jan 21, 2025•40 min
Imagine selling everything you own, starting a business, and hitting the road with your family—all while raising two young kids. Sounds impossible? Not for this week’s Money Diarist. After a life-changing experience in the NICU, she and her husband realised life is too short to wait for the “perfect” time to live their dream. So, they made it happen: selling their belongings, buying a caravan, and building a business that gives them the freedom to work from anywhere. In t...
Jan 19, 2025•39 min
What would you do if your parents surprised you with a car… and then dropped a bombshell that there were financial strings attached? This week, we unpack a juicy money dilemma that will leave you stunned, and we’re not holding back. Plus, we’re diving into another hot topic: how to split housing costs with your partner when one of you owns the home. It’s tricky, but we’ve got the tips to keep things fair and drama-free. Of course, Fridays wouldn’t be complete...
Jan 16, 2025•53 min
Got a big goal for 2025? Whether it’s smashing debt, building an emergency fund, or finally booking that dream holiday, a side hustle could give you the extra cash you need. But how do you find the perfect one? In this week’s episode, we’re diving into exactly that—how to turn your skills, passions, and free time into cold, hard cash. Victoria and Bec break down everything you need to know, from assessing your goals and availability to exploring creative ways to make extr...
Jan 14, 2025•25 min
Ever had life give you everything you thought you wanted, only to wonder if it’s what you actually needed? This week’s Money Diary is a juicy, emotional rollercoaster, and trust us—you won’t want to miss it. Our Money Diarist shares her incredible journey of building her dream life, only to find it wasn’t what she truly wanted. After years of saving, buying a dream home, and getting engaged, she made the bold decision to burn it all down, walk away, and start over. ...
Jan 12, 2025•44 min
Think achieving financial freedom has to mean endless spreadsheets and giving up your favourite treats? Think again! In this episode of She’s on the Money , we’re embracing our inner lazy girl and showing you how to work smarter—not harder—with your money. Join V as she breaks down the easiest, tech-savvy strategies to simplify your financial life in 2025. From our favourite apps to automations, this is your ultimate guide to making your money work for you while you ...
Jan 10, 2025•13 min
This week’s episode is the ultimate financial pick-me-up to power you into the weekend like the boss you are. We’re diving into your incredible money wins—think ChatGPT hacks that make meal planning a breeze and slashing power bills to a jaw-dropping $87. But we’re not stopping there. We’re tackling two big, relatable topics that you need to hear about. Ever thought about a removable home? (Spoiler: It’s trickier than you’d think, but we’ve got the...
Jan 09, 2025•33 min
Ever told yourself, “This is the year I start investing,” only to hit pause because, let’s be real, it all seemed a bit too much ? Been there, done that. But not this year, my friend. This time, we’re ditching the excuses and diving headfirst into making those investing dreams a reality. Whether you’ve got $10 or $10,000, this episode is your official pep talk to stop procrastinating and start building your future. Victoria Devine is here to break it all down—...
Jan 07, 2025•40 min
What does it take to rebuild your life not once, not twice, but three times? In this unforgettable Money Diary, we meet an inspiring single mom who turned heartbreak and setbacks into a financial success story. From devastating breakups to losing $38,000 in a scam, she shares how she clawed her way back. Now, she’s achieved her dream of homeownership through the Australian government's Family Home Guarantee and is on a mission to build a buyer’s agency to help others find stability. ...
Jan 05, 2025•28 min
Is HECs debt the ultimate financial ball and chain, or is it not as bad as it seems? We’re unpacking why some people never pay it off (and why that might be okay), plus tackling a wild money dilemma involving a broken TV and a very awkward friendship moment. This episode has the drama and the money smarts, plus all the usual Friday Drinks fun—don’t miss it! Want to kick off 2025 with your best financial foot forward? Victoria’s Financial Foundations Workshop is packe...
Jan 02, 2025•47 min
Tired of making resolutions that don’t even survive until February? You’re not alone. In this episode, Victoria unpacks why so many goals lose steam and shares psychology-backed strategies to help you avoid the same fate. Whether it’s saving money, building better habits, or tackling your personal goals, this conversation will get you inspired to approach 2025 differently. Ready to be part of the 8% who stick to it? Hit play now! Got big dreams for 2025? Victoria’s ...
Dec 31, 2024•42 min
The best thing about Money Diaries? They prove that no one’s money story is perfect, but there’s always something to learn. Today, V takes us through the most teachable moments of 2024’s Money Diaries, unpacking the lessons that remind us we don’t have to have it all figured out. From breaking the debt cycle to transforming a side hustle into a booming business, this episode is packed with inspiration, insights, and the kind of financial wisdom you’ll want to take n...
Dec 29, 2024•30 min
We’re back with more jaw-dropping revelations from Emily Lynn Paulson, the million-dollar MLM insider who climbed to the top—only to reveal the truth hiding behind the glittering promises. In Part 2, Emily takes us deeper into the manipulative tactics MLMs use to hook you, from love bombing and trauma bonding to financial exploitation and cult-like control. Victoria Devine doesn’t hold back as they unpack the shocking psychology behind these schemes and how they blur the l...
Dec 27, 2024•27 min
We saved the best for the last Friday Drinks ep of 2024! We’re sharing the hilarious bloopers that you didn't hear this year that had us crying (and cringing). Plus we're tackling two of your biggest money dilemmas: investing for kids and deciding if it’s time to move on after a missed promotion. It’s all the laughs, lessons, and relatable advice you need to end 2024 with a bang. And we've got some exciting things happening in Jan you're going to want to be part of. We’re...
Dec 26, 2024•41 min
This year wasn’t just a rollercoaster—it was the whole theme park. Whether you crushed your goals or just barely held it together, you’re not alone. In this episode, Victoria Devine gets real about the wins, the losses, and everything in between, sharing how to make 2025 your year to thrive. We’re breaking down simple, actionable ways to reflect on your year without the guilt, celebrate the progress you’ve made (even if it feels small), and set yourself up to absolu...
Dec 24, 2024•43 min
What would you do if you lost your job, went through a breakup, and moved back in with your parents—all at once? This week’s Money Diarist didn’t just survive—she thrived. With some serious grit and a creative spark, she built a side hustle that didn’t just pay the bills—it allowed her to wipe out her HECS debt in one swoop. Want to know how she turned a tough situation into a major financial win? Press play to find out! Acknowledgement of Country By Natarsha ...
Dec 22, 2024•51 min
We got the scoop from a million-dollar MLM insider—and it’s juicier than you think. In this special episode, Victoria chats with Emily Lynn Paulson, a real-life MLM millionaire who had it all—until she decided to expose the truth. From the shiny promises of freedom and community to the shocking reality at the top, Emily reveals how MLMs prey on women and keep them hooked. She reached the peak of the pyramid, and now she’s here to tear it all down. Don’t miss the ins...
Dec 20, 2024•44 min
You’ve survived the year, and secretly dreaming of a little extra something in your paycheck. But then—no Christmas bonus in sight. Is it a sign you’re undervalued at work, or just the way things are these days? This week, the V, Jess and Bec dive into the great Christmas bonus debate: are they a must-have to feel appreciated, or just a festive myth. We’re also dishing out some festive cheer with budget-friendly hacks to save on decorations and gifts—because who kne...
Dec 19, 2024•1 hr 6 min
Managing people can feel like a maze—whether you’re running a business, managing a team, or just trying to survive office politics. In this Business Bible episode, we’re cutting through the noise and giving you practical, no-nonsense tips for managing people like a pro. From building a team culture to mastering feedback, and creating clear HR policies (that actually work), this episode is packed with advice to help you navigate the workplace with confidence. And don’t wor...
Dec 17, 2024•39 min
Twins in a pandemic? Talk about a curveball. This week’s Money Diarist faced double the costs with none of the extra support, but she found a way to turn her finances around. Now, she’s sharing how she paid off debt, started investing, and built a budget that works—even with two four-year-olds running around! Curious how she did it? Hit play to find out. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is ...
Dec 15, 2024•32 min
What do a $6,500 water machine, misleading promises of financial freedom, and a whole lot of pseudoscience have in common? This week, Victoria dives deep into one of the most predatory MLM schemes yet—unpacking how high-pressure sales tactics and debt traps leave people drowning, not thriving. From bogus health claims to a compensation plan so confusing it’s practically a trap, this episode pulls back the curtain on how these schemes exploit vulnerability and sell dreams that often t...
Dec 13, 2024•29 min
