She's On The Money - podcast cover

She's On The Money

Victoria Devinewww.shesonthemoney.com.au

Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and —yes—actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt— all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real-life Money Diaries or cheeky Friday Drinks money talk with the girls, Victoria and her team make finance feel like your group chat—just way better for your bank balance. 

It's honest, relatable and non-judgmental talk about personal finance, investing, real estate, career and business... with a big dose of fun.  

Episodes

MONEY DIARIES: Livin' La Vida Limbo

She is happy, healthy, working towards her goals and is very grateful, but over the past 12 months, she's subconsciously hit autopilot and yearning for positive change. How can she combat complacency, and what's at the root of it all? Find out on this Money Diary! This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up! Acknowledgement of Country By Natarsha Bambl...

Jul 24, 202236 min

She's On The Money Radio Recap -

Join Victoria Devine and Mitch Churi to roll into your weekend right on She's On The Money Radio! On today's show we've got Super Saver Saturday, and our Money Dilemma this week is from Bronte who wants some tips on Paid Parental Leave. Plus, with the news media stressing us all out with interest rates and cost of living, we’re going to debunk some of the headlines in a new segment Calm Ya Farm! All this and so much more on She's On the Money Radio! You can catch us live on the KIIS network, or ...

Jul 23, 202222 min

FRIDAY DRINKS: Big Surprises, Bank Mergers & Spending Addiction!

You know it's Friday when the girls get together to unpack the week that was, celebrate your money wins AND dive headlong into a Money Dilemma all about spending addiction! Plus this week, they unpack the implications of the announced merger of ANZ and Suncorp Banks. And, Jess has a BIG surprise for Victoria. What is it? You'll need to tune in to find out! Here are some links we mention in today's show: Victorian Power Saving Bonus National Debt Helpline She's On the Money Budget Template Pre Or...

Jul 21, 202240 min

Travel Savings Hacks

After long last travel is back on! But with the exchange rate poor and fuel prices high, travel may be out of reach for most of us. So we want to give you some travel saving hacks on today’s episode. From the cheapest time to book flights, to rentable routers and more…you name it, the girls have the downlow! ICYMI, listen back to our full episode on Travel Insurance from last week too! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She’s on The ...

Jul 19, 202240 min

MONEY DIARIES: From Public Housing to 10k a Week as a Sex Worker

This week's Money Diarist has a loving and supportive husband, kids and is making bank earning between 5-10k per week as a sex worker. The pandemic meant she had to pivot her in person business to online, which absolutely flourished. In this fascinating episode, she shares her story of growing up in public housing, being a single mother, and some of the tricky sides of the business she loves so much. We can't wait for you to meet her! This year our Money Diaries are being brought to you by the l...

Jul 17, 202235 min

She's On The Money Radio Recap - 16th July

Join Victoria Devine and Mitch Churi to roll into your weekend right on She's On The Money Radio! On today's episode Victoria will give you tips on how to keep more bucks in your bank account with Super Saver Saturday. Plus, if you’re struggling with your cash flow and got yourself in a bit of a situation, hit us up at She’s On The Money Socials with your Money Dilemma! This week, Karina wants some tips on how to avoid scammers using text messages. We also hear about your Guilty Pleasures. And, ...

Jul 16, 202224 min

FRIDAY DRINKS: A BNPL Regulation Conversation

Happy Friday! Kick back with the ladies as we wrap the week, celebrate some excellent money wins, and chat about the latest news from over the ditch in New Zealand that Afterpay is now available on alcohol sales. Strap in for a regulation conversation between the gals! Plus we answer a Money Dilemma about how to get over trauma post bankruptcy. If you or anyone you know needs support, here are some places than can help... Beyond Blue The National Debt Helpline online or phone: 1800 007 007 Ackno...

Jul 14, 202235 min

Talking Travel Insurance

With travel finally back on the cards, today we unpack travel insurance! Why do you need it, what level of cover should you consider, and what are some important things to remember when driving a car overseas or trying to safeguard yourself against Covid catastrophes? Dive into today's episode to find out. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. S...

Jul 11, 202237 min

MONEY DIARIES: An Uber Hard Working, Business Owning, Mother To Be!

She's a new Australian citizen with multiple small businesses on the go, is a driver partner for Uber, PLUS she has a baby on the way! With lofty ambitions, this delicate balance has her well on her way to achieving her financial dreams. Who is she? This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up! Acknowledgement of Country By Natarsha Bamblett aka Queen A...

Jul 10, 202230 min

FRIDAY DRINKS: Live 3rd Birthday Extravaganza!

To celebrate She's On the Money's 3rd birthday, we threw a party! So join us for this very special episode as we LITERALLY kick back with the girls...and you, bev in hand and celebrate your money wins, catch up on what's been happening in the community, and solve a bunch of Money Dilemmas asked live in person from our gorgeous community! Thank you so much to everyone who came along to celebrate with us, it was such a special night and so wonderful to meet you all! We can't wait to get out and do...

Jul 07, 202241 min

What is a Bear Market?

With the ASX having lost approx. 10% of it's value over the past financial year and investor confidence down, we are officially in a bear market! On this episode, we dive head long into the causes and effects of this current state of affairs and what may lie ahead. We look at what a bear market is, what it means for us, and why we are in one. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She’s on The Money is general in nature and does not cons...

Jul 05, 202241 min

MONEY DIARIES: Staying Financially Afloat & Living On A Boat!

It's time for our favorite part of the week again, where we get to meet a community member! This week; she learned the value of money early on when both of her parents retired young. Now, she is gearing up for a life afloat, and is moving onto a boat with her partner to save money. She's hard working, dedicated and definitely thinks outside of the box, we can't wait for you to meet her! This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app...

Jul 03, 202218 min

FRIDAY DRINKS: "Stable" Coins, Crypto Horses and more!

Happy Friday...the gang is back together and boy do they have a convo for you! As usual the team celebrate your money wins, recap the week, and this week's Money Dilemma about Finder's Earn really opens up a BIG conversation! Hear the team's thoughts on "stable" coin, deceptive marketing and the nature of a guaranteed investments. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She’s on The Money is general in nature and does not consider your in...

Jun 30, 202249 min

Let's Simplify Tax Time!

Feeling overwhelmed at EOFY? Don't worry, we've got your back! In this episode we give you tips and tricks to simplify tax time; from some of the most surprising things you can claim, to what you should do if you have investments. Victoria and Georgia will have you rolling into the new financial year full of confidence! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She’s on The Money is general in nature and does not consider your individual ci...

Jun 28, 202229 min

MONEY DIARIES: A Single Mother Of 3 Moving Into An Abundance Mindset

With her grandmother's words still ringing in her ears this Money Diarist is learning to shift from a scarcity to abundance mindset. She came to Australia at 16 and became a single parent at 19. By choice she continued on her journey as a single mother, now with 3 kids. Not only is she kicking goals but changing her mindset along the way! Who is she? Find out on this episode of Money Diaries. This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https...

Jun 26, 202227 min

She's On The Money Radio Recap - 25th June

Bring the yay to your Saturday with Victoria Devine and Mitch Churi on She's On The Money Radio! You’ve probably seen different places that offer you freebies on your birthday… well we’ve got a list of them for you to make your next birthday a great one! Plus, if you’re struggling with your cash flow and got yourself in a bit of a situation and need some advice, hit us up at She’s On The Money Socials for Money matters. This week we look at when’s the best time to book accommodation for a holida...

Jun 25, 202217 min

FRIDAY DRINKS: Valuing Our Frontline Workers

Another week is at its end and that means it's time to kick back with the girls for a wrap of the week, to celebrate and commiserate your Money Wins/Losses and solve a Money Dilemma! This week it's all about the HELP loan and the indexation rate. And with different states announcing a one off cash payment for frontline healthcare workers, the girls wax philosophical on the way society values some of our hardest working and most underpaid workers. Acknowledgement of Country By Natarsha Bamblett a...

Jun 23, 202225 min

5 Finance Books That Will Change Your Life

On this episode Victoria shares 5 finance books that will change your life! She breaks down their philosophies, tips and different approaches to money and mindset in this special SOTM Book Club episode. You can preorder Victoria's new book here ! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and ...

Jun 21, 202253 min

MONEY DIARIES: Big Below Deck Vibes!

After a leave of absence to chase her dream of being a yachtie in France, she came home exhausted (but well remunerated) to return to work as a physio and continue to smash her financial goals! Just wait to you meet this week's Money Diarist. This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowle...

Jun 19, 202226 min

She's On The Money Radio Recap - 18th June

Victoria Devine and Mitch Churi bring you another Super Saver Saturday, where Victoria will give you some sneaky tips on how to keep more bucks in your bank account. And this week on Money Matters, what should you do if you come into a massive sum of money? We hear from a listener about their experience. Plus, everybody loves the honeymoon period of a new relationship…but at what point do you start talking about money? We discuss the best way to bring it up with a new flame. All this and so much...

Jun 18, 202221 min

FRIDAY DRINKS: Another Big Bank On The BNPL Bandwagon!

Happiest of Fridays angels! Join us for the best way to end the week and another episode of Friday Drinks! We wrap the week, celebrate your Money Wins and commiserate the losses, plus the ladies answer a sticky Money Dilemma about transitioning from fortnightly to monthly pay. Submit your Money Dilemma here . Plus there's more buy now, pay later chat to be had with NAB jumping on the bandwagon! The ladies discuss the ins and outs and speculate on whether this is bad or could help with further re...

Jun 16, 202232 min

Is Your Side Hustle Tax Compliant?

Today we are talking about two little words hot on everyone’s lips over the past few years...SIDE HUSTLE! We give you some tips, tricks, and living examples to make sure you aren't crying at tax time over the extra cash you've worked so hard for! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and ...

Jun 14, 202240 min

MONEY DIARIES: Achieving Her Goals with Borderline Personality Disorder

Having moved to Australia from The Philippines 5 years ago, this incredible Money Diarist was diagnosed with Borderline Personality Disorder. Hear how she discovered, and deals with this day to day in amongst her busy career, planning for a wedding and managing her finances. We're so grateful that she shared her experiences and truth with our community, and if you're struggling please check out some resources listed below. Warning: Today's episode contains discussion of self harm, sexual assault...

Jun 12, 202228 min

She's On The Money Radio Recap - 11th June

Welcome back to another SOTM Saturday with your money expert Victoria Devine and Mitch Churi. Groceries, petrol, real estate – everything costs way too much right now. So today we’re playing "The Price Is Wrong" going through everything that’s so much more expensive than it should be! Plus join us for Super Saver Saturday where Victoria gives you some sneaky tips on how to keep more bucks in your bank account. And If you’re struggling with your cash flow and got yourself in a bit of a situation ...

Jun 11, 202221 min

FRIDAY DRINKS: Life's About To Get Even More Expensive!

In good news Victoria is back for this Friday Drinks episode! But in bad news the RBA has lifted the official cash rate for the second time in just over a month, which means life is about to get even more expensive! So the girls discuss the ins and outs of this decision. And as ever they wrap the week, celebrate your Money Wins AND answer a Money Dilemma all about paying tax overseas. You can submit your Money Dilemma here . Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgeme...

Jun 09, 202224 min

Tax Season: How To Look At A Company's Financials

It’s reporting season for all around the land, and so on this episode Victoria and Georgia talk about how to read a dividend statement, report any income from shares, and what you need to look at in company’s financials. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon ...

Jun 07, 202235 min

MONEY DIARIES: A Hard Worker With A HUGE Heart!

We cannot wait for you to meet today's Money Diarist! As a kid from a low income background on a scholarship at a private school, she never felt like she fit in, but early on she formed an appetite for very hard work. Now, with four kids including two of her own, and two more she is a joint kinship carer for, she's juggling fulltime work, family and study. And did we mention she has a heart of gold? This year our Money Diaries are being brought to you by the legends at Shopback! Check them out a...

Jun 05, 202232 min

She's On The Money Radio Recap - 4th June

It's Satur-yay and that means more ways to save with the She's On The Money Radio Show with Victoria Devine and Mitch Churi! This week Victoria gives some hot tips on topping up your super before tax time. And we hear your lifestyle hacks from your student, low budget years. All this and so much more on She's On the Money Radio! You can catch us live on the KIIS network, or listen to your heart's content via the iHeartRadio app every Saturday from 9am - 10am. See omnystudio.com/listener for priv...

Jun 04, 202220 min

FRIDAY DRINKS: Another G & J Fri-yay

With V still away, it's Friday again with G & J! As ever, we delight in your Money Wins, wrap the week, answer a Money Dilemma all about Savings Burnout ( submit a dilemma here ). AND with some exciting things coming up in the SOTM community the girls give you the downlow on all that's happening. Check out TLC for Kids' Instagram here . The competition to attend She’s On The Money's 3rd birthday event has now closed. The advice shared on She’s on The Money is general in nature and does not c...

Jun 02, 202223 min

Understanding Income Guilt

On this episode we unpack income guilt. Closely related to spending guilt, it's a relatively new term, but not a new experience. And while it can be a reaction to socio economic inequality, it is very often a result of your money story and background. Join Georgia and Jess as they look at the causes, constraints and commonalties of income guilt. The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for e...

May 31, 202227 min