She's On The Money - podcast cover

She's On The Money

Victoria Devinewww.shesonthemoney.com.au

Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and —yes—actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt— all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real-life Money Diaries or cheeky Friday Drinks money talk with the girls, Victoria and her team make finance feel like your group chat—just way better for your bank balance. 

It's honest, relatable and non-judgmental talk about personal finance, investing, real estate, career and business... with a big dose of fun.  

Episodes

FRIDAY DRINKS: Afterpay is in HOW much debt?!

Celebrating Friday with another wrap of this week's episodes; from the Money Diary of a Diesel Mechanic, to budgeting for charitable and philanthropic giving. Plus YOUR money wins and a listener question about investing when not an Australian citizen. And the ladies dive into a juicy chat about Afterpay's latest financial report that reveals the company are in massive debt! The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on ...

Apr 21, 202229 min

Charity & Philanthropic Budgeting

All of us have donated money in one way or another. The ways to support charities and philanthropic organisations have evolved to integrate our moral compass with our spending habits or lifestyle focus. But how do we decipher where our money should go, and how to budget for it? In this episode we go though on the ins and outs, some considerations and context of charity and philanthropic budgeting. The advice shared on She’s on The Money is general in nature and does not consider your individual ...

Apr 19, 202229 min

MONEY DIARIES: No degree, but on the way to 140k!

Happy Easter Monday honeys, and what a treat of a community member we have for you on this Money Diaries episode! She is a young woman working as a diesel mechanic in the male dominated mining sector, and with no degree under her belt, is already smashing her financial goals. Find out what makes her tick. This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up! Th...

Apr 17, 202239 min

FRIDAY DRINKS: Playing god with the stock market

A very good Fri-yay to you angels! We are extra pumped on this ultralong weekend edition of Friday Drinks and as usual, share your money wins, answer a listener question about setting up Legacy Funds and give our wrap of the week. Also Elon has been busy buying up Twitter shares and you'd better BELIEVE that the girls have thoughts about this! The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for edu...

Apr 14, 202233 min

Managing Spending Guilt

On this episode we unpack the all too common feeling of spending guilt! Is it different to other forms of guilt? Why do we feel it AND what do we do about it? Listen to this episode to find out more on the prevalence and purpose of this particularly icky, but entirely manageable experience! The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to mak...

Apr 12, 202231 min

MONEY DIARIES: A leave of absence to find her dream job!

This powerhouse community member realised that she was climbing a ladder that was not right for her, so after a leave of absence and some serous soul searching, she redefined that ladder and is scaling amazing new heights! This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up! The advice shared on She’s on The Money is general in nature and does not consider you...

Apr 08, 202234 min

FRIDAY DRINKS: We talk the latest "Credit Card"/Influencer combo with Glen James

Happy Friday! This week it's the gang plus 1 as we're joined by our friend Glen James from My Millennial Money for hot takes on this week's episodes, your money wins and to answer a listener question. Plus, have you heard about the latest influencer/"credit card" combo?! Well, we definitely have thoughts and feelings about this spicy situation, so don't miss it! The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money ex...

Apr 07, 202237 min

What is Ethical Investing?

On this episode we unpack the complex and very personal world of ethical investing. We talk its history, purpose, the difference between sustainable, impact and ethical investing, how it stacks up compared to other forms of investing and SO much more! We’re so grateful to be working with our friends at Sharesies to create more investing content in 2022. Use the code SOTM when you sign up and you will get $10 in your account ready to invest! Head to Sharesies.com.au to snag your bonus! Terms and ...

Apr 05, 202229 min

MONEY DIARIES: An open heart and an open book!

This gorgeous community member went though several open-heart surgeries as a child and inherited a fair bit of anxiety around money due to her family situation at this time. Now that she's a hard working, hard saving nurse, she wants to know what financial stability looks like for someone at 27 years old. Warning: this episode contains discussion of sexual assault. If you or anyone you know needs support: Phone: 1800RESPECT Or head to: https://www.respect.gov.au/services/ This year our Money Dia...

Apr 03, 202236 min

FRIDAY DRINKS: The Federal Budget 22/23

In the highly politicised environment of an election year Federal Budget, we bring a special Friday Drinks to start to wrap our heads around the promises, the pitfalls and the palaver! Plus of course we give a wrap of the week and share YOUR money wins. The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision....

Mar 31, 202239 min

Growth vs. Dividend Investing

Half of Australians now own shares, and so today we're looking at the difference between Dividend and Growth Investing. Is it like comparing apples and oranges or Gucci and Kmart? What makes this such a sexy topic? Well...take a listen to find out! We’re so grateful to be working with our friends at Sharesies to create more investing content in 2022. Use the code SOTM when you sign up and you will get $10 in your account ready to invest! Head to Sharesies.com.au to snag your bonus! Terms and con...

Mar 29, 202237 min

From the 9-5 to Gardening & Sex Work!

This beautiful community member left a toxic 9-5 job to get into gardening and sex work. With covid hitting, she went back to study! How can she keep building her financial stability and savings goals in the face of an irregular income? Let’s find out! This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up! The advice shared on She’s on The Money is general in na...

Mar 27, 202237 min

FRIDAY DRINKS: A Finfluencers Regulation Conversation!

This week ASIC have announced that Finfluencers who do the wrong thing will face up to 5 years in jail or a million dollar fine, and we have A LOT TO SAY. We talk about the important and valuable landscape in which responsible Finfluencers operate, the unsolid ground that this whole space now stands on and we attempt to clarify a few points! Here's a link to ASIC's information as discussed on the show: https://asic.gov.au/regulatory-resources/financial-services/giving-financial-product-advice/di...

Mar 24, 202227 min

Glen James and Victoria Devine answer YOUR questions!

My Millennial Money’s Glen James joins us for an extra special Deep Dive with Victoria as they answer YOUR questions! This episode is an absolute banger and packed with all sorts of tips about what happens when you inherit an estate? When is a good time to buy property given the current market? Glen also shares his money story, best and worse money habits, AND talks his new book Sort Your Money Out: and Get Invested, which you can buy with a tasty discount here: https://amzn.to/3szv3FR The advic...

Mar 22, 20221 hr 4 min

MONEY DIARIES: From debt and a horrible injury, to career pivot and a scholarship – who IS she?!

We can’t wait to share this beautiful person from our community who has worked through significant personal debt, AND suffered a harrowing workplace injury only to come though to study financial planning AND be offered a scholarship to finish her studies! What a time! This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up! The advice shared on She’s on The Money ...

Mar 20, 202244 min

FRIDAY DRINKS: The U in Comm-U-nity

Happy Friday and on this special episode of Friday Drinks, we bask in our glorious community and share some amazing moments from our first EVER events for International Women's Day in Melbourne and Sydney! With so many of you spread out all over the place, and with what a tough time it has been for so many lately, we wanted to bring you the vibe and some voices from our community who were able to join us for the events, and just say thank you! We were blown away with the response to the events, ...

Mar 17, 202234 min

The 5 individual shares that returned the MOST in 2021

Welcome back to our regularly scheduled Wednesday content, and what a welcome back it is - this week we're looking at the top-performing individual shares on the ASX in 2021, and why they made the cut. This isn't an advice episode (obviously! We never do that!) but rather an episode to more deeply discuss shares and what drives their performance! We hope you enjoy is as much as we enjoyed making it (which is a lot!) The advice shared on She’s on The Money is general in nature and does not consid...

Mar 15, 202254 min

MONEY DIARIES: From being in hospital and just surviving 12 months ago, to THRIVING and earning six figures today

I bet you guys didn't see this coming, but this week's diarist is a GOODIE. From being in hospital 12 months ago struggling, to now thriving and earning six figures. WHAT. Content warning: This week our diarist discusses the topic of eating disorders, and their journey with one. It's an important conversation to have, but if it's not one you're feeling like having today that's okay, know that we love you endlessly and are proud that you're putting your mental health first. We have heaps of other...

Mar 13, 202237 min

In Conversation: Kait Fenwick

Happy Friday angels! We hope you've been enjoying our International Women's Day content this week, but sadly it's coming to an end with this very last, very special interview with Kait Fenwick. Kait is a transgender diversity and inclusion specialist, SOTM community member and public health student living in Muloobinba on unceded Awabakal Country. They're wildly passionate about equity in the context of health, dismantling exclusive organisational culture and centring the lived experience of his...

Mar 10, 202236 min

In Conversation: Jessica Quinn

Happy Wednesday angels, we hope you enjoyed our Monday In Conversation, and we're back with another one in honour of International Women's Day (or week, as we've decided!) Let us introduce you to the effervescent Jess Quinn who, in her own words, is quite literally a walking miracle. Her body has been completely restructured so that she could survive an aggressive cancer. Jess's leg was amputated just before her ninth birthday, and she has had to adapt to living with a prosthetic leg. The challe...

Mar 08, 202244 min

In Conversation: Aunty Munya Andrews and Carla Rogers from Evolve Communities

HAPPY INTERNATIONAL WOMEN'S WEEK ANGELS! We know, we know - that's not a real thing. But we've decided it is this week because International Women's Day is just not enough for us. This week we're switching out our regular content with not one, but THREE epic chats, with THREE epic people we know you're going to learn a lot from. These people are absolute powerhouses and have voices that need to be heard. In today's episode, we were absolutely honoured to be joined by Aunty Munya Andrews and Carl...

Mar 06, 202244 min

FRIDAY DRINKS: is it okay to ask questions about my share portfolio right now?

The world is a tricky place for most of us to navigate at the best of times, but right now it's extra challenging for many of our community, but does that mean we shouldn't be asking insensitive questions like "what's happening to my share portfolio?" when others are going through far more traumatic things? Join J, V and G to discuss the ins and outs of caring for the world, while still ensuring you're safe in it. Also, we'd like to share with you guys that we will be donating 20% of the profits...

Mar 03, 202241 min

Should you pay for your partners kid?

This week G + V breakdown the intricate and not so simple situation of managing a relationship with a partner who has a child/children. Should you be financially supporting them? Is that your responsibility, or is it theirs? Is it perhaps a joint responsibility? What if you haven't moved in together yet, what happens then? Join us for a pretty pervy convo on how to have the discussion, but also to learn about some things you should be taking into consideration. The advice shared on She’s on The ...

Mar 01, 202239 min

MONEY DIARIES: 25, a lawyer and has bought three properties with no guarantor

HELLO ANGELS and happy Monday! This week's diary is an epic one from a hustling young lawyer who's throwing the narrative that millennials can't buy property right in the bin. We adored our chat with her, and just know you're going to as well! The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria ...

Feb 28, 202232 min

FRIDAY DRINKS: bringing Friday vibes on a Sunday evening

Hello and Happy Sunday friends, Before we get into the usually upbeat Friday Drinks Podcast you know and love, we wanted to take a moment to acknowledge the devastating conflict taking place in Ukraine and send our strength and support to anyone with ties there. You may have noticed we paused our content on Friday - there was no pod, no presence on socials and no newsletter - as it didn't feel right to be getting up to our usual antics in the wake of such disaster. If you're feeling a little ove...

Feb 27, 202232 min

How to treat an inheritance with the respect it deserves

Terrifyingly, we are on the cusp of a mammoth intergenerational wealth transfer, with Boomers expected to leave behind $224 billion each year in inheritances by 2050 - THAT'S SO MUCH MONEY. So we need to start talking now about what this means and how it works, because whether you've inherited $500, or $5 million - showing that money the respect it deserves is really important. So join us, as we discuss a number of hypotheticals, and also talk about a number of real-life inheritance stories. See...

Feb 22, 202246 min

MONEY DIARIES: a self-described average money story

This week's beautiful SOTM member shares her story about approaching 30, getting through some soul-crushing personal debt and is finally seeing the light at the end of the tunnel. She's self-described her story as "average" but as we all know, there's no such thing as average when it comes to money stories. We hope you love this one as much as we did. Have the best Monday angels! The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She...

Feb 21, 202245 min

FRIDAY DRINKS: Have you watched the TinderSwindler?!

This week not only do we recap the week that was, but we answer a listener question about debt, and have a very important conversation about what we have learnt from the TinderSwindler that's trending at the moment - and no, it's not what you think. Thanks to Superhero for helping us bring this episode to life! Check them out at https://superhe.ro/pr/sotm22 and they'll shout you a FTEC ETF when you fund your account with A$100 or more in your first 30 days. The advice shared on She’s on The Mone...

Feb 17, 202245 min

How you can make money in the sharing economy

This week G + V sit down to talk about all things related to the sharing economy. Whether it's Airbnb, ReleaseIt, Glamcorner or Uber - there's now an opportunity for everyone to make some extra cash! The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of In...

Feb 15, 202243 min

MONEY DIARIES: It took three years and $$$ to settle her dad's will

It took this money diarist three years to settle her dad's will because it was outdated, a really important message to hear. The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AF...

Feb 13, 202237 min
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