We imagine right now more than ever people are discouraged about their finances and trying to just get stable; not even thinking about becoming a millionaire! BUT we believe that when we shift our mindset to believe our financial situation can improve, things change! For this reason, we've invited Chris Hogan from Ramsey Solutions on the show to help us shift our mindset by debunking some common myths that may be holding you back from believing wealth is possible for you. Click here for full sho...
Dec 04, 2020•41 min•Ep. 137
We believe frugality is a means to an end, not the end itself. We all have our 'whys' for being frugal and for us a big reason is the room it provides for generosity. Join us as we explore ways to maximize our financial giving. Click here for full show notes! See omnystudio.com/listener for privacy information.
Nov 27, 2020•43 min•Ep. 136
Tis the season for purchasing new TV's, phones, tablets, and more but buying new and impulsively can cost a lot of money! On this episode we're talking about what to buy, when to buy new, and tips for saving on electronics. Click here for full show notes! See omnystudio.com/listener for privacy information.
Nov 20, 2020•45 min•Ep. 135
We've got one of our archived favs making another appearance! This conversation with Kristin about pairing down in our kitchens not only helps to free up brain space and reduce stress, but, you guessed it...it's frugal! Listen in for tips on how you can make your kitchen functional AND minimal! Sponsors: Every year you have the best intentions about controlling your holiday spending and every year you forget something. That’s why Jen made this FREE Christmas planner to help you record every cost...
Nov 13, 2020•54 min•Ep. 134
The holiday season is upon us and one of the biggest pitfalls to blowing our budgets is impulse spending! On this episode we explore how stores, whether in person or online, prey upon our tendency make impulsive purchases and what we can do avoid these traps and not overspend! Sponsors: Every year you have the best intentions about controlling your holiday spending and every year you forget something. That’s why Jen made this FREE Christmas planner to help you record every cost and stay on budge...
Nov 06, 2020•50 min•Ep. 133
Whether or not you have heard of the pink tax, we can nearly guarantee you've encountered it in some way! On this episode we take a broad look at what the pink tax is, the various products and services most susceptible, and how to avoid paying extra unnecessarily. Sponsors: Whether you’re new to budgeting or trying to reach a big financial goal and need something to motivate you, you’ll enjoy The Frugal Friends Workbook. It’s a digital workbook with 6 week-long challenges that will help you save...
Oct 30, 2020•42 min•Ep. 132
Budgeting. We're never gonna stop talking about it. AND on this episode we have THE Jesse Mecham, creator and founder of the famous budgeting app 'You Need a Budget'. For those still wondering whether or not they actually need a budget, and for all the rest who benefit from more reminders and tips; listen in! Sponsors: Whether you’re new to budgeting or trying to reach a big financial goal and need something to motivate you, you’ll enjoy The Frugal Friends Workbook. It’s a digital workbook with ...
Oct 23, 2020•1 hr 8 min•Ep. 131
If you've ever thought about living in an RV or trying the tiny house lifestyle, or even considered it short-term; this episode is for you! We're covering a lot of the basics regarding what should be considered before full-time RV-ing, where to park, and what to look for when purchasing an RV! Sponsors: Whether you’re new to budgeting or trying to reach a big financial goal and need something to motivate you, you’ll enjoy The Frugal Friends Workbook. It’s a digital workbook with 6 week-long chal...
Oct 16, 2020•57 min•Ep. 130
We've talked about side hustles and selling our gently used items to bring in more cash and now we're introducing the idea of a side business! If this feels next level, it is. BUT we hope this episode helps give some sunlight and water to those seedling ideas that may be sprouting in your mind about putting your skills and talents to work in a way that benefits your budget big time! Sponsors: Whether you’re new to budgeting or trying to reach a big financial goal and need something to motivate y...
Oct 09, 2020•51 min•Ep. 129
Have you ever bought something to make yourself feel better? Or splurged on something only to feel instant guilt afterward? We may not always realize it, but our spending habits are incredibly connected to our emotions; recognizing this can unlock some strategies for seeing the financial progress we desire! We're thrilled to share our conversation with Leslie about identifying our own emotional spending habits, how to curb them, and ways to engage in healthy spending patterns. Sponsors: B3 is Je...
Oct 02, 2020•59 min•Ep. 128
We can often struggle to make big dents in our savings or debt payoff journey which leads to feelings of frustration and defeat. When the small spending changes aren't cutting it anymore, we might consider a no-spend challenge! We've explored doing this for a day, or a week, but on this episode we talk about challenging ourselves to not spend for an entire month! Join us as we explore how 'gamifying' finances can help us achieve the progress in our budgets we so desire! Sponsors: B3 is Jen’s new...
Sep 25, 2020•55 min•Ep. 127
We've all been there; lending to friends and never seeing that money again, 'splitting the bill' when you only got a salad and a water, standing up in a wedding without realizing all the hidden costs. Whatever the situation, setting financial boundaries with friends and loved ones can be tough, but necessary! Today we talk identifying our financial boundary lines and how to draw them. Sponsors: B3 is my new mini course designed to help you stick to a budget in just one week. If you find yourself...
Sep 18, 2020•55 min•Ep. 126
As frugal folk, we're always interested in finding ways to save money and spend less - which is why we are thrilled to have Lisa Rowan on the show to talk about some lesser known 'hacks' to both save and earn money! Sponsors: Whether you’re new to budgeting or trying to reach a big financial goal and need something to motivate you, you’ll enjoy The Frugal Friends Workbook. It’s a digital workbook with 6 week-long challenges that will help you save money, simplify your life, improve money convers...
Sep 11, 2020•55 min•Ep. 125
It's no shocker that buying a home is a huge expense - which is why we are interested in ways to cut costs! On this episode we talk both buying and refinancing our homes and ways to save on both. Sponsors: Whether you’re new to budgeting or trying to reach a big financial goal and need something to motivate you, you’ll enjoy The Frugal Friends Workbook. It’s a digital workbook with 6 week-long challenges that will help you save money, simplify your life, improve money conversations, and more. It...
Sep 04, 2020•53 min•Ep. 124
Whether you're married, in a serious relationship, or 'surveying the landscape' we could all use some refreshers on ways to enjoy time with our romantic interests in a frugal and affordable way! On this episode we're exploring some of the costs we don't always consider, as well as some fresh ideas for inexpensive dates. Sponsors: Whether you’re new to budgeting or trying to reach a big financial goal and need something to motivate you, you’ll enjoy The Frugal Friends Workbook. It’s a digital wor...
Aug 28, 2020•52 min•Ep. 123
Having and raising children can be expensive! And with so many different products and precautions vying for our money it can be tough to know where to spend and where to save. We're thrilled to have Chelsea Brennan, founder of Smart Money Mamas and former hedge fund investor to talk about the important pieces to consider when having kids and the items most parents don't think about, but should! Sponsors: Whether you’re new to budgeting or trying to reach a big financial goal and need something t...
Aug 21, 2020•1 hr 2 min•Ep. 122
So you've done the declutter and achieved a degree of minimalism and frugality that feels right for you...now what?? On this episode we talk all about what to do after the 'purge' and some sustainable and responsible ways to give, sell, or donate your used and unwanted things! Sponsors: The Frugal Friends Workbook is officially available! The Frugal Friends Workbook is a digital download with 6 week-long challenges that will help you improve your spending, declutter your life, become a better ne...
Aug 14, 2020•54 min•Ep. 121
In this episode we share our minimalist approach to personal finance. This is certainly not comprehensive but if you’re just starting out these are the things to focus on before you get distracted by everything else in the personal finance ecosystem. Sponsors: TODAY is the day folks! The day you’ve been waiting for! The Frugal Friends Workbook is officially available! The Frugal Friends Workbook is a digital download with 6 week-long challenges that will help you improve your spending, declutter...
Aug 07, 2020•53 min•Ep. 120
Traveling and vacationing is very difficult right now with all that is going on in the world which is why we are very excited to talk with Danielle Desir from The Thought Card about ways we can enjoy the summer, experience new things, and get creative in safe and affordable ways! https://thoughtcard.com/ Sponsors: ! We are so excited to share this with you next week! We have designed this workbook to be six week-long challenges that will help you identify changes you can make to become more frug...
Jul 31, 2020•58 min•Ep. 119
If you've ever been curious about what it would be like to pair down your clothing essentials, this one's for you! While there are all sorts of definitions and guidelines out there for how to achieve a 'capsule' or minimalist wardrobe, we are providing the foundational tips and principles to create a closet that is simple and beloved. Sponsors: The Frugal Friends Workbook! We are so excited to share this with you in two short weeks! We’ve always worked to promote healthy conversations about mone...
Jul 24, 2020•47 min•Ep. 118
We all experience transitions in our lives; some foreseen, others unforeseen and while these changes impact our whole personhood, we want to explore how to sustain financially through these stressful shifts. From divorce to job change, today we're talking about what we should be focusing on to come out the other side aimed at financial well-being! Sponsors: Our show has always been about coming together around a shared desire to save more, consume less, and do great things financially and we hav...
Jul 17, 2020•50 min•Ep. 117
Despite how important budgeting is for our frugal lifestyles, we often skip over this step or struggle to find a method that works well for us. For this reason (and many others) we are over the moon to share our conversation with THE Rachel Cruze about her budgeting tips and the ways we can tailor our budgets to make sense for our lives and circumstances! Sponsors: As if it wasn’t hard enough to source our own sponsors, now the world has fallen apart and there are no ad budgets for podcasts. Whi...
Jul 10, 2020•37 min•Ep. 116
We are starting in on our summertime listener requests today with a show all about making the most of your outdoor space, no matter how big or small, as inexpensively as possible. Sponsors: We love you guys. You are the third most important reason we keep doing this podcast behind liking each other and the money. And if you would like to support the show head to FrugalFriendsPodcast.com/support to find free and inexpensive ways you can help us big time with little effort!Listeners like you: Want...
Jul 03, 2020•49 min•Ep. 115
Some say money can't buy happiness, but what if it can? Today we're talking 'happy money principles' and ways to align your dollars with your values and use money as a resource to experience greater intentionality with your spending. Sponsors: As if it wasn’t hard enough to source our own sponsors, now the world has fallen apart and there are no ad budgets for podcasts. While we look for our next sponsor here’s how you can financially support us without giving us your money. 1st is to buy a disc...
Jun 26, 2020•53 min•Ep. 114
Sometimes our budgets, financial goals, and lifestyles don't fit into a nice neat box; we find that our approach needs to be individualized and create space for freedom! This is why we are excited to share one of our top most listened to episodes with Merilee from Easy Budget; tune in (again!) to hear about how she modifies the baby steps to fit her needs! Sponsors: As if it wasn’t hard enough to source our own sponsors, now the world has fallen apart and there are no ad budgets for podcasts. Wh...
Jun 19, 2020•49 min•Ep. 113
We talk a lot about paying off debt and most of the time that debt includes student loans but what about just not getting into student loan debt? Is that even possible? We think, now more than ever, it is. College is changing and today we’re talking about how you can adapt and graduate college without debt. Sponsors: : As if it wasn’t hard enough to source our own sponsors, now the world has fallen apart and there are no ad budgets for podcasts. While we look for our next sponsor here’s how you ...
Jun 12, 2020•48 min•Ep. 112
How do you make your stuff last longer? Along with reducing and reusing - prolonging the life of our things can save us money, build life skills, and increase contentment! Listen in as we talk about some of the ways you can take better care of what you already have so you can spend on what you want and need. Sponsors: As if it wasn’t hard enough to source our own sponsors, now the world has fallen apart and there are no ad budgets for podcasts. While we look for our next sponsor here’s how you c...
Jun 05, 2020•40 min•Ep. 111
Paying off debt is hard enough, not to mention when you live in an expensive area! Reaching financial goals can feel insurmountable when living expenses are astronomical which is why we're excited to hear from Emma on today's episode talking about how she paid off $46,000 of student loans while living in CA. Sponsors: As if it wasn’t hard enough to source our own sponsors, now the world has fallen apart and there are no ad budgets for podcasts. While we look for our next sponsor, here are 2 ways...
May 29, 2020•40 min•Ep. 110
Once we've sorted through our closets, toy bins, junk drawers, and garages and sold or donated what is not needed; and after we've learned to be content with less stuff and make room for what we want from life - what comes next? How do we maintain what we've worked so hard to achieve? Today we talk about how to continually be aimed at minimalism and some of the lifestyle shifts and changes that will help keep us in the minimalist lifestyle we desire! Sponsors: . As if it wasn’t hard enough to so...
May 22, 2020•44 min•Ep. 109
We all have to put our money somewhere, but how do we decide the best banking solutions? On this episode we explore whether an online bank is right for you, if credit unions live up to all the hype, and if you do choose multiple accounts how you should organize your money in them. We'll also go through our recommendations for the best banks with no or low fees! Sponsors: is a mobile bank with an awesome user interface, no overdraft fees and no minimum balance requirements. Its app has a free bui...
May 15, 2020•43 min•Ep. 108
