Paying off debt is a daunting task no matter what stage of life, however the older we get the more insurmountable it can feel! For this reason we are thrilled to have Bobbi Olsen on the show to share her story of beginning her debt-payoff journey in her 40's and all that she learned along the way! It's never too late (or too early!) to pay off debt! Sponsors: is a mobile bank with an awesome user interface, no overdraft fees and no minimum balance requirements. Its app has a free built in budget...
May 08, 2020•46 min•Ep. 107
It's our most popular episode and we're digging it up out of the archives! Check it out to see where we started 2 years and get back to the basics! Sponsors: A mobile bank with an awesome user interface, no overdraft fees and no minimum balance requirements. If you’re looking for another bank account to hold your emergency fund or something big you’re saving for, try Current because we’re giving $10 to the first 10 people who sign up using our promo code FRUGALFRIENDS for each episode. Current: ...
May 01, 2020•59 min•Ep. 106
During difficult financial times it can be tough to make ends meet, and while finding ways to earn extra income is great, this is not always feasible! On today's episode we tackle how to cover our expenses without pushing ourselves to get another side hustle! Sponsors: Current: A mobile bank with an awesome user interface, no overdraft fees and no minimum balance requirements. If you’re looking for another bank account to hold your emergency fund or something big you’re saving for then you’re de...
Apr 24, 2020•38 min•Ep. 105
It's our most listener requested episode AND our 2 year podcast celebration! You all asked the questions, and Travis and Eric answered! It's certainly not 'content heavy' but it is fun! Sponsors: An awesome mobile app jam packed with features that make managing your money easier. With a high-yield checking account offering 1.6% APY, and direct access to their financial coaches; Empower is an obvious choice in mobile apps! For more info about Empower, visit: empower.me/FRUGAL and use offer code F...
Apr 17, 2020•55 min•Ep. 104
Decreasing our consumption, decreases our spending, which increases our savings AND creates sustainable practices! Sounds good right?! But how do we do this practically...and frugally?? On this episode we explore attainable ways to decrease our waste in an effort to live more frugally and steward our resources well. Sponsors: An awesome mobile app jam packed with features that make managing your money easier. With a high-yield checking account offering 1.6% APY, and direct access to their financ...
Apr 10, 2020•55 min•Ep. 103
How do we respond when money is tight or when we reach a point of financial crisis? This can bring feelings of anxiety and overwhelm to any person especially when it seems we don't have enough to cover the essentials. On this episode we hope to reduce the panic financial upheaval can bring and discuss some tangible ways to care for ourselves and our budgets when things aren't going 'according to plan'. Sponsors: An awesome mobile app jam packed with features that make managing your money easier....
Apr 03, 2020•49 min•Ep. 102
Where does all our money go? It can often seem like we've cut back on spending but somehow we're not 'crushin it' like we thought we would! We quickly learn that our budget's don't work well on autopilot. Thankfully we have Alyssa from Mixed Up Money to share with us some tips on how to increase our level of intentionality with our finances so we can see the results we want! Sponsors: An awesome mobile app jam packed with features that make managing your money easier. With a high-yield checking ...
Mar 27, 2020•35 min•Ep. 101
How do we keep up motivation and effort with the ebbs and flows of our financial journey? Once we know how to budget, cut spending, pay down debt, and increase savings the challenge can become how to maintain these practices over years! On this episode we're talking all about tips for motivation + focus to keep us working towards our goals and maybe even have some fun along the way! Click here for full show notes! See omnystudio.com/listener for privacy information....
Mar 20, 2020•46 min•Ep. 100
There's a lot of uncertainty right now and depending on where we live some of us are feeling this burden more than others. We are not doctors, policy makers, or financial planners, but we are encouragers and we recognize our current situation is leading to profound financial impact for many. So what can we do? In our current climate how do we harness the most of our time and energy and take the best steps forward? Join us in our short bonus episode on ways to respond to what's happening. Click h...
Mar 16, 2020•14 min
How do we know how much is enough? What are our measuring tools for knowing this? Today we explore the topics of contentment, gratitude, and minimalism as a means to embracing frugality and being kind to our finances. Listen in as we explore why these principles are foundational to our frugal journey. Click here for full show notes! See omnystudio.com/listener for privacy information....
Mar 13, 2020•47 min•Ep. 99
Saving money and spending less is an ongoing journey and can have additional difficulties when this is paired with raising young kids! We know everyone's financial story is different but we also know that it is not uncommon to have children before accomplishing major financial goals. For this reason (and many more) we are thrilled to have Caroline Vencil to share some encouragement and tangible tips for those living on a budget with small children! Click here for full show notes! See omnystudio....
Mar 06, 2020•38 min•Ep. 98
Sometimes spending money is a whole lot easier than saving money! Spending money often gives us what we want in the moment, but it can derail us from our financial goals or debt payoff plans. Today we're talking about strategies to move from spending to saving so that we can get the most out of budgets! 🎙️ https://bit.ly/3Hgf7OE 📑 https://www.frugalfriendspodcast.com/ebook 📣 https://www.frugalfriendspodcast.com/bill-of-the-week/ 💸 https://www.frugalfriendspodcast.com/club-bff-waitlist/ 👉🏼 ...
Feb 28, 2020•45 min•Ep. 97
Insurance; it's not everyone's favorite topic to talk about, but it is an important one! We'll keep it short and sweet for you, reviewing which insurances you can skip, and which ones are the 'must-haves'. Click here for full show notes! See omnystudio.com/listener for privacy information.
Feb 21, 2020•36 min•Ep. 96
Debt can feel insurmountable and even debilitating at times, especially if our debt reaches the 6-figure mark. This is exactly where Kate from 'Living that Debt Free Life' was at prior to tackling $105K of student loan debt and she's got some great insights and tips in her story to help the rest of us on our debt payoff journey. Regardless of the reasons we find ourselves in debt we hope Kate's story will provide encouragement and motivation for your financial goals! Click here for full show not...
Feb 14, 2020•43 min•Ep. 95
It's never too early to start saving for retirement, but with all the weird acronyms and other necessities vying for our money it is easy to push this off to the 'someday' category. On this episode we're breaking down more of those barriers to saving and making retirement feel a bit more attainable! Click here for full show notes! See omnystudio.com/listener for privacy information....
Feb 07, 2020•56 min•Ep. 94
In our fast-paced, busy lifestyles it can be difficult to find time for rest and enjoyment. And beyond that, the things we often turn to for 'self care' are expensive and not always effective. We're excited to spread the message today that self care does not need to break our budgets AND it's about so much more than bubble baths and massages (although they're nice :)) Click here for full show notes! See omnystudio.com/listener for privacy information....
Jan 31, 2020•56 min•Ep. 93
Reigning in our food and grocery bills can be one of the most challenging things to our budgets! We often talk about cooking at home and being savvy with the items we purchase, but what about controlling our food waste? It's staggering how much food ends up in the trash and thereby how much money is wasted, which is why we are pumped to be talking with Debt Kickin' Mom about how to get a handle on our food consumption and save money in the process! Click here for full show notes! See omnystudio....
Jan 24, 2020•1 hr 3 min•Ep. 92
Have you ever wanted to achieve something, financially or otherwise, but struggled to actually make it happen? You're not alone! It's one thing to desire something, but a whole other animal to take the steps towards accomplishing it! Goal setting is a popular idea this time of year, but let's chat about how we can actually MAKE IT HAPPEN in 2020! Click here for full show notes! See omnystudio.com/listener for privacy information....
Jan 17, 2020•44 min•Ep. 91
Out of the biggest expenses we incur, transportation falls in the top 4! So if we are looking to cut spending and save we've got to look at this category! On this episode we talk about the ways we can limit our transportation costs and commute frugally. Click here for full show notes! See omnystudio.com/listener for privacy information....
Jan 10, 2020•1 hr 2 min•Ep. 90
Combating the desire for material possessions is crucial in our 'debt-payoff and other financial goals' journey! And it's this desire for 'stuff' that is really at the heart of impulse spending and can be such a barrier to seeing real shifts in our budgets. So today we've invited Desirae Endres from the Minimalish podcast and blog to share her personal story of scaling back on possessions and the impact this made in her life! Click here for full show notes! See omnystudio.com/listener for privac...
Jan 03, 2020•51 min•Ep. 89
Budgeting is foundational to this frugal lifestyle, and can be a hard enough muscle to build with a predictable income, but how do we approach this task if our income is irregular? While there are a few more barriers to budgeting when we don't know exactly how much we are making, there are still ways to get the bills paid, and save! Click here for full show notes! See omnystudio.com/listener for privacy information....
Dec 27, 2019•38 min•Ep. 88
Talking about finances can feel just as taboo as talking about politics with co-workers; but what if it didn't have to be this way? Today we're chatting about the conversations we all should be having with our friends, family, and partners about money. Listen in, then tell us how you approach your important conversations! Click here for full show notes! See omnystudio.com/listener for privacy information....
Dec 20, 2019•58 min•Ep. 87
Learning financial tools and responsibility can be hard enough as an adult, but how do we approach this topic with our kids? How do we pass on better money habits and financial literacy? On today's episode, we talk with Bobbi Rebell about the impact our own childhood has on the way we approach money with kids, as well as ways to navigate money conversations with your children. Click here for full show notes! See omnystudio.com/listener for privacy information....
Dec 13, 2019•45 min•Ep. 86
The idea of increasing our earnings each month sounds fantastic, but what if our day jobs sap all of our time an energy?! In this episode we explore some side hustle options that require minimal effort but maintain decent pay-outs. Skip the online surveys and check out this episode! Click here for full show notes! See omnystudio.com/listener for privacy information....
Dec 06, 2019•46 min•Ep. 85
'Tis the season for parties, get-togethers, and hosting! While we've already explored frugal gift ideas, black Friday, + holiday fun; today we talk about entertaining. Having others over to our homes is not only daunting at times, but let's face it; EXPENSIVE! Of course, some of us relish the opportunity to provide an enjoyable experience in our homes, while other's of us don't even know where to start! The good news is, having get-togethers can be more attainable and far more budget friendly th...
Nov 29, 2019•48 min•Ep. 84
Goal setting; we all know we should do it, but what makes it so difficult to take this first step? Maybe we don't believe it works, or maybe it's the fear of failure - no matter the reason it remains true that if we don't know where we are going, any road will get us there. Join us in our discussion with Brian from SAVVI financial about the importance of goal setting and how to do it in a way that makes sense to YOU! Click here for full show notes! See omnystudio.com/listener for privacy informa...
Nov 22, 2019•1 hr•Ep. 83
Paying off debt is a BIG and worthwhile goal, but why does it seem like we are making zero progress at times?! On today's episode we talk through the reasons why paying down debt can seem insurmountable, and the ways to break down the barriers to see real progress fast! Click here for full show notes! See omnystudio.com/listener for privacy information....
Nov 15, 2019•52 min•Ep. 82
We all know there are so many resources out there that can help us save AND make money, but how we do find them?! It can be difficult to weed through the internet and find the apps and websites that are actually worth our time. On this episode, we do the heavy-lifting for you! We've got a curated list (with commentary of course :)) on the best apps out there to help you make the most of time, energy, and money! Click here for full show notes! See omnystudio.com/listener for privacy information....
Nov 08, 2019•53 min•Ep. 81
We're all about cutting expenses, especially the major ones! And what better way to reduce costs than by getting someone else to pay your mortgage?! We're talking about house hacking, and we have Craig Curelop, author of "The House Hacking Strategy" on the show to talk about how he reduced his housing costs, and how you can too! Click here for full show notes! See omnystudio.com/listener for privacy information....
Nov 01, 2019•39 min•Ep. 80
We love food! And if you haven't noticed yet, we love talking about food! It's even better when we can make and eat good food for a reasonable amount of money! On this episode we give you our favorite food blogs + recipes... award show style. Listen in to find out who wins each category of our Frugal Friends Foodie Awards! Click here for full show notes! See omnystudio.com/listener for privacy information....
Oct 25, 2019•36 min•Ep. 79
