She's On The Money - podcast cover

She's On The Money

Victoria Devinewww.shesonthemoney.com.au

Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and —yes—actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt— all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real-life Money Diaries or cheeky Friday Drinks money talk with the girls, Victoria and her team make finance feel like your group chat—just way better for your bank balance. 

It's honest, relatable and non-judgmental talk about personal finance, investing, real estate, career and business... with a big dose of fun.  

Episodes

She's On The Money Radio Recap - 17 September

Welcome to the weekend! It's time to check in with the She's On the Money Radio Show with Victoria Devine and Mitch Churi. This week, Victoria is back from a trip to the USA and she's got some genius cost-cutting travel hacks. And if you've got a mortgage, Victoria has a hot tip to save you $43,000! Umm, yes please! Plus, the team answer a Money Dilemma from Katelyn who is weighing up a new job offer. All this and so much more on She's On the Money Radio! You can catch us live on the KIIS networ...

Sep 17, 202223 min

FRIDAY DRINKS: Tangible Actions For Equal Pay!

Happy Friday, we celebrate the end of another week by recapping this week's episodes! Plus celebrate your money wins and commiserate your losses. You can send us a Money Dilemma to solve on the show here , and this week V talks all about how you can make different bank accounts work for you. And with Equal Pay Day recently passing and the news that the gender pay gap has increased, the gals talk about some tangible actions that you can take to address this ongoing problem! Acknowledgement of Cou...

Sep 15, 202232 min

Unpacking Financial Trauma

Most of us carry trauma of some sort, be it from childhood, relationships or other countless experiences that cause ongoing pain. And this is no different when it comes to money. On today’s episode we are talking about a lesser known trauma, but one we hear about all the time in our community - financial trauma. We define it, talk about they ways it manifests and things you can do if you are experiencing it. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice ...

Sep 13, 202226 min

MONEY DIARIES: She's An Egg Donor & An Inspiration

Today's Money Diarist gives SO much to those around her. She is a Māori mother of two, emergency services worker, and egg donor. As the first in her family to get a degree, she has been working on the money story she grew up with, and changing the narrative! She is insightful, she is inspirational and we can't wait for you to meet her! This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cash...

Sep 11, 202231 min

She's On The Money Radio Recap - 10 September

It's time to catch up with the She's On the Money Radio Show with Victoria Devine and Mitch Churi. Join them for Super Saver Saturday! A segment where Victoria will give you some sneaky tips on how to keep more bucks in your bank account. And for this week's Money Dilemma - Andrea wants to know if Private Secondary Education is really worth the coin? Plus, Victoria is renovating her home, we’ll get the in’s and out’s on how to get a bang for your buck and what has been the biggest blow out. All ...

Sep 10, 202220 min

FRIDAY DRINKS: Free Degree But Not Free For All

Another Friday has rolled around again friends, and what would Friday be without a recap of the week that was, and a solid celebration of your money wins (and losses of course)! Plus our Money Dilemma this week is all about that tricky question of sharing property with a partner. You can send us a Money Dilemma to solve on the show here . And with the Victorian Government recently announcing they will be covering the full HECS debt for Undergraduate study in Nursing and Midwifery degrees, the gi...

Sep 08, 202232 min

Passive vs. Active Investing

Your investment options and journey is as unique as you are. However, most investors fit in to 2 categories; active or passive. This refers essentially to two different ways of managing your investment portfolio. Today we dive deep into passive and active investing, and look at some pros and cons for each to help you choose what path could suit your capabilities and values better. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She’s on The Money...

Sep 06, 202227 min

MONEY DIARIES: She's a Globe Trotting Game Changer!

This Money Diarist is a super hard working, globe trotting wonder woman! We chat to her from her home in the Netherlands all about her conflicting childhood money story (one parent wanted to save, while the other splurged), working to change the script for herself and gain financial independence, supporting her parents through their tough situation as residents of Venezuela (inflation there currently sits at around 500%) and SO much more. We cannot wait for you to meet this powerhouse! This year...

Sep 04, 202229 min

She's On The Money Radio Recap - 3 September

Happy Saturday! Catch up with the She's On the Money Radio Show with Victoria Devine and Mitch Churi. They answer a Money Dilemma this week from first home buyer Eloise, who is looking for advice about property Buyers Agents. Plus, did you hear that Beyonce bought Jay Z a $40 Million Fathers-Day Gift? Well you better believe the team have some feels all about this! All this and so much more on She's On the Money Radio! You can catch us live on the KIIS network, or listen to your heart's content ...

Sep 03, 202222 min

FRIDAY DRINKS: Easy Breezy Rent Freezie

It's another Friday and as usual we celebrate by kicking back and reflecting on this week's Money Diary and Deep Dive episodes, and share your money wins and losses! We answer a juicy Money Dilemma all about investment diversification. Plus, with the Greens this week proposing a rent freeze for two years, the girls talk about how this would help and what the implications of such a move would be. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She...

Sep 01, 202227 min

MONEY DIARIES: From Bankruptcy to Building Solid Foundations

We know you'll love meeting this gorgeous, and totally relatable community member! As a child her family faced bankruptcy and lost everything. Now that she is building a home and she and her fiancée are working hard, and building their financial literacy, how does this early struggle play out in her day to day mindset? Listen in to find out. This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get ...

Aug 28, 202226 min

She's On The Money Radio Recap - 27 August

It's another She's On the Money radio Show Saturday with Victoria Devine and Mitch Churi! As ever we dive into Super Saver Saturday. Plus, remember when you were a student? The team talk how to make your money go further on a student's budget. And, should you ever lend money to a friend? We suss the best way to go about it to save heartache down the road. All this and so much more on She's On the Money Radio! You can catch us live on the KIIS network, or listen to your heart's content via the iH...

Aug 27, 202217 min

FRIDAY DRINKS: With V Away, It's A G & J Friday!

With Victoria away, celebrate your your Friday Jess and Georgia! This week they share money wins and losses from our community, plus recap the week that was. And, how do you ask for a pay rise? This is one of the MOST common dilemmas in our community and the girls get into it on the week's Money Dilemma . And...income guilt! Do you have it? Having spoken about it on the pod before, we recently put it out to you guys on Instagram to open up the chat. And the conversation took an interesting turn....

Aug 25, 202223 min

How To Prepare For A Recession

On this episode we talk about some things to keep in mind when heading into a recession or a time where the economy is sluggish. We want you to be prepared for what may lay ahead, so Victoria shares a few simple steps to help reduce your risks and assist you to weather the economic storm. This episode is a companion to last week’s episode "What Is A Recession" so go back and listen to that episode when you’re done with this one! Here are some resources discussed in today's show: The National Deb...

Aug 23, 202243 min

MONEY DIARIES: Hustling Hard to Change the Script

Not only is she working incredibly hard in her small business, but also to change her money story and educate herself around finances. With her husband by her side, they are learning to invest and doing all they can to educate their daughter to help elevate her money story too. We can't wait for you to meet this incredibly hard working and insightful Money Diarist! This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/part...

Aug 21, 202232 min

She's On The Money Radio Recap - 20 August

Catch up with today's episode of She's On the Money radio Show with Victoria Devine and Mitch Churi! As ever we dive into Super Saver Saturday, and our Money Dilemma today is from Simone who is looking for advice about paying for IVF using Superannuation. Plus we get the scoop on Victoria's Hen's Party...and of course who paid for what. All this and so much more on She's On the Money Radio! You can catch us live on the KIIS network, or listen to your heart's content via the iHeartRadio app every...

Aug 20, 202225 min

FRIDAY DRINKS: The Gender Pay Gap & The Patriarchy

Hey hey it's Friday, so kick back with gals as we recap the week that was, commiserate your money losses AND celebrate your money wins! And we answer a Money Dilemma about saving for a property with Salary Sacrifice, the First Home Super Saver Scheme and Superannuation. Plus...the gals talk about the ATO's latest statistics comparing income for men and women who perform the same roles. The only question we really have is...how on earth can people still think the gender pay gap is a myth? Don't m...

Aug 18, 202230 min

What Is A Recession?

Interest rates are rising and inflation is seeing its fastest annual increase in 21 years. Plus, unemployment is at a low, and job vacancies are at a high. These conditions see those in power reluctant to say it, but many people believe we are headed for a recession. So on today's show we look at exactly what recessions are, how they effect us, how long they generally last for and their history. Plus, Victoria assures us that it isn't all doom and gloom! Don't miss fascinating episode. Acknowled...

Aug 16, 202242 min

MONEY DIARIES: Climbing One Rung At A Time!

She's young, and a senior WorkCover case manager with her eye on the welfare of others. She shares how growing up in a privileged family that lost their financial security has left its mark on her outlook and ambitions. She's well on her way up the corporate ladder, and we know that you'll love hearing her story. This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sig...

Aug 14, 202229 min

She's On The Money Radio Recap - 13 August

Join Victoria Devine and Mitch Churi for some fiscal fun on She's On The Money Radio! This week, listener Maddie has a Money Dilemma and wants the downlow on pet insurance. Plus we have a new segment...Gumtree Trash Or Treasure! Have you ever looked through the free stuff on gumtree, and thought ‘oh wow, I’ve found treasure!’, or ‘that’s a piece of trash…’? Well, Victoria will decide whether they’re trash or treasure on today's show. All this and so much more on She's On the Money Radio! You can...

Aug 13, 202222 min

FRIDAY DRINKS: Glen James Drops In

Happy Fri-yay! The Girls celebrate with their pal Glen James from My Millennial Money and as ever wrap the week, celebrate your money wins, and answer a Money Dilemma about the First Home Super Saver Scheme. Plus with Spaceship in the news, the team talk through the headlines, plus concerns from the community! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She’s on The Money is general in nature and does not consider your individual circumstance...

Aug 11, 202235 min

Tips For Selling Secondhand

On this special episode Georgia King is joined by SOTM co-host and secondhand selling QUEEN Jessica Ricci. Why you may ask? Because that's what today's episode is all about! This is one of Jess' side hustles and she couldn't wait to share her tips with you on how to convert that stuff laying around into cash. But in true SOTM style, the girls also go headlong into a chat about the post-pandemic landscape that has really spurred on the growing secondhand economy we find ourselves in now. Listen i...

Aug 09, 202226 min

MONEY DIARIES: A Frontline Worker With A Heart Of Gold

She is a frontline emergency services worker who has been though it all. Last year she lost her partner to cancer and was medically discharged from her job due to PTSD. And now she's navigating the complexities of the settlement of her partner's estate, work cover and so much more. We can't wait for you to meet this incredibly strong member of our community. This episode contains discussions about physical and mental health, death and grief. If these are tough topics for you, perhaps give this e...

Aug 07, 202237 min

She's On The Money Radio Recap - 6 August

Join Victoria Devine and Mitch Churi on She's On The Money Radio today for Super Saver Saturday, with some tips to help you keep your cash! Our Money Dilemma this week is from Anna who wants some tips on how to get her partner to start budgeting and saving. Plus, A former playboy bunny has revealed she didn’t actually make any money from the first season – they did it for free… would you work for free? The team unpack this. And, have you ever seen somebody asking way too much for something on Fa...

Aug 06, 202223 min

FRIDAY DRINKS: Rate Rises & Property Plummets!

As ever we round out another week in true SOTM style by wrapping the week that was, celebrating your money wins and losses, and answering a Money Dilemma about merging bank accounts with a partner. Plus, rising interest rates, falling house prices, what on EARTH is going on and how do we feel about it? The gals talk through this confusing push and pull in the market! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She’s on The Money is general in...

Aug 04, 202240 min

How to Value & Pick Shares

On today's episode we unpack the acronyms; from P/E, PEG and P/B ratios, to Fundamental and Technical analyses we go headlong into ways to help you value and pick shares! This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She’s on The Money is general in nature ...

Aug 02, 202242 min

MONEY DIARIES: From Loungewear to Paralegal

She's a young law student who is in the final year of her degree and works as a paralegal. Today's Money Diarist shares her story of transcending minimum wages and a poor work environment, to starting her own loungewear business on the side of her legal career. She's a real go-getter and we can't wait for you to meet her! This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus whe...

Jul 31, 202234 min

She's On The Money Radio Recap - 30 July

It's Satur-yay with Victoria Devine and Mitch Churi on She's On The Money Radio! As ever we've got Super Saver Saturday with more tips to help you keep your cash, and our Money Dilemma this week is from Wendy who wants a pay rise. Have you ever seen somebody asking way too much for something on Facebook Marketplace? We’re playing Tell ‘Em They’re Dreaming! Plus...we've all got guilty pleasures right? We hear from you about things that you just can't resist splashing your cash on. All this and so...

Jul 30, 202227 min

FRIDAY DRINKS: Pandemic Office Politics

Here at SOTM we love Fridays because it's the time of we reflect on the week that was, commiserate/celebrate your Money Wins, and answer your Money Dilemmas ! This week we answer a dilemma all about how to celebrate the little wins in life. Plus, the gals dig into a juicy chat about productivity in the office. Should the "working from home" flexibility brought on by the pandemic continue? Are there implications for not being "seen" around the watercooler? Listen into this interesting chat! Ackno...

Jul 28, 202241 min

Insurance Q&A

On this episode we go deep into questions from the community all about insurance. From understanding what insurance is covered inside your Super, to personal and income insurance, or how to know if you're paying for things you don't need, plus so much more! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements . The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational pu...

Jul 26, 202230 min