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IBS Intelligence Podcasts

IBS Intelligence Podcasts | A Cedar Consulting Unitibsintelligence.com

IBSi podcasts for insights and discussions from the world of FinTech and Banking. Listen in to what’s trending in the ever-evolving financial industry.

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Episodes

EP619: Evolving fraud in the digital payments world

Gopal Sharma, Chief Product and Technology Officer, Clari5 Increasing adoption of digital payments solutions by banks and financial institutions has, inevitably led to rising levels of attempted fraudulent behaviour. We review the precautions necessary – both on the part of the banks and by customers as the threat surface expands. Robin Amlôt of IBS Intelligence speaks to Gopal Sharma, Chief Product and Technology Officer at financial crime management solutions provider Clari5....

Aug 07, 202312 minEp. 619

EP618: How blockchain is being used to transform the global financial infrastructure

Jason Thompson, CEO, Partior Harnessing the blockchain and smart contracts technology, Partior has created an open platform that enables banks around the world to provide real-time cross-border multi-currency payments, trade finance, foreign exchange and DVP securities settlements. Robin Amlôt of IBS Intelligence speaks to Partior’s Chief Executive Officer Jason Thompson.

Aug 03, 202312 minEp. 618

Ep617: How Starling Bank is marketing its own SaaS solution

Nick Drewett, Chief Commercial Officer, Engine by Starling Starling Bank leads the digital pack among the UK’s challenger banks. Now it is marketing its homegrown tech solution, giving banks, building societies, FinTechs and corporates the ability to build banking products on the SaaS platform. The bank has more than 3.6 million customers and is now taking the Engine technology global, aiming to power the banks of the future. Robin Amlôt of IBS Intelligence speaks to Nick Drewett, Chief Commerci...

Aug 02, 202311 minEp. 617

EP616: Building an ecosystem of financial products in Tajikistan

Gulanor Atobek, Chief Executive Officer, Alif Bank Alif, an Islamic FinTech and neobank based in Central Asia, recorded over 121% year-on-year growth in 2022. Owned by UK-based investment vehicle Jefferson Capital Holdings, Alif operates a fully licensed bank in Tajikistan. Gulanor Atobek was appointed CEO of the bank in November 2022. She speaks to Robin Amlôt of IBS Intelligence and about the bank’s plans for financial inclusion, Islamic banking, and digitalisation....

Jul 21, 202314 minSeason 1Ep. 616

EP615: The first steps in digital transformation for banks

Baiju Panicker, Global CTO & Practice Head – Banking, Insurance & Financial Services with Bheem Adavikolanu, Chief Transformation Officer, Altimetrik In today’s ‘tech-celerated’ world keeping pace with changing trends and technologies is essential. Banks and FinTechs need modular solutions that are flexible, scalable and that offer continuity. But the first step in digital transformation is to understand what needs to transform and why. At Money 20/20, Robin Amlôt of IBS Intelligence spe...

Jul 21, 202311 minSeason 1Ep. 615

Ep614: What are the next steps in digital payments and open banking?

Brian Hanrahan, CEO, Nuapay Nuapay is a pioneer of open banking. It’s payments platform offers customers across Europe a comprehensive, integrated solution that covers account-2-account based payment needs and supports credit transfers and direct debit transactions in both euros and sterling including real time mechanisms SEPA Instant and Faster Payments. Brian Hanrahan, CEO, Nuapay speaks to Robin Amlôt of IBS Intelligence about the future…

Jul 20, 202314 min

Ep613: The embedded finance revolution is here

Alex Mifsud, CEO & Founder, Weavr Weavr’s Embedded Finance Cloud offers banks and e-money institutions the means to create financial products that are embeddable by design, with risk and compliance intrinsic components. This allows financial institutions to unlock significant new revenue streams from embedded finance faster and in a safe manner. Robin Amlôt of IBS Intelligence speaks to Alex Mifsud of Weavr about the new tech stack and his views on FinTech Mergers and acquisitions....

Jul 13, 202317 min

Ep612: How and why Fenergo is pivoting to appeal to FinTechs

Stella Clarke, Chief Strategy & Marketing Officer, Fenergo Announced at Money 20/20, Fenergo has launched KYC & Transaction Compliance, a new offering for FinTechs that combines its KYC and transaction monitoring solutions and enables continuous monitoring of customer profiles in a single, integrated Software-as-a-Service (SaaS) solution. Stella Clarke, Chief Strategy & Marketing Officer at Fenergo, speaks to Robin Amlôt of IBS Intelligence about the change in the company’s strategy ...

Jul 11, 202313 min

Ep611: FIS looks to the cloud for future growth

Silvia Mensdorff-Pouilly, SVP Head of EMEA Corporates & International Banking, FIS FIS has signed a definitive agreement to sell a majority stake in its Worldpay Merchant Solutions business. Their marriage back in 2019 was never a comfortable fit. But what happens now for FIS? Silvia Mensdorff-Pouilly, SVP Head of EMEA Corporates & International Banking at FIS talks to Robin Amlôt of IBS Intelligence at FinTech Week London about the firm’s move to the cloud, establishing itself as a plat...

Jul 11, 202313 min

Ep610: Solving the problem of interoperability for Africa’s mobile money crossborder payments

Nika Naghavi, Group Head of Growth, MFS Africa Mobile money is popular in Africa – the number of mobile money accounts rose to 1.6 billion in 2022. but the missing piece of the puzzle used to be the lack of interoperability – payments could be made within national borders but not on a crossborder basis. MFS Africa is the continent’s largest digital payments network. The firm is working to make payments borderless for individuals, SMEs and larger enterprises. Robin Amlôt of IBS Intelligence spoke...

Jul 10, 202310 min

Ep609: Do you need help finding, recruiting and retaining FinTech talent?

Bram Vreugdenhil, Co-Founder and Managing Director of PaymentGenes ; Neill Butcher, Founder & Growth Consultant, Chief Commercial Officer at The Conexus Group PaymentGenes and The Conexus Group are merging their recruitment businesses. PaymentGenes Recruitment and Headcount will combine under the PaymentGenes Recruitment brand. Fintech may be all about technology, but it is still a people business, dependent on the successful recruitment and retention of the right talent. It is time to shift...

Jul 10, 202310 min

Ep608: Going digital doesn’t bring customers into investing, understanding their behaviour does

Jurgen Vandenbroucke, Managing Director, everyoneINVESTED Digitisation is not a goal in itself, but a means to reach potential investors. Digitising the sales process won’t magically bring more customers into a bank’s investment solutions – investment is an emotional process, and you need to engage properly with consumers in order to help turn their savings into investments. In other words, acknowledge their fear of losing money, address it properly and boost customer loyalty....

Jul 06, 202316 min

Ep607: The next steps in decarbonising digital assets

Kirsteen Harrison, Environmental Adviser, Zumo Zumo believes the digital asset sector has an opportunity to lead in the transition to renewable electricity. FinTechs, banks and payment providers looking to engage with the digital asset space now have an opportunity to do so that still fits in with their net zero commitments. Robin Amlôt of IBS Intelligence speaks to Zumo’s Environmental Adviser Kirsteen Harrison at Money 20/20.

Jul 05, 202311 min

Ep606: What do banking customers need to know about open banking?

Tasha Chouhan, UK & Ireland Banking Director, Tink The answer may surprise you! Tink, now owned by Visa, claims to be Europe’s most robust open banking platform but the fact is, the key story in open banking is about the services on offer and the customer experience, not about the brand offering. Robin Amlôt of IBS Intelligence speaks to Tasha Chouhan, UK & Ireland Banking Director of Tink at Money 20/20.

Jul 05, 202312 min

Ep605: Zopa on a mission to be the best… and looking to acquire?

Merve Ferrero, Chief Strategy Officer, Zopa Zopa has come a long way in the 17 years it has been in business. It has a very clear aspiration to be Britain’s best bank, and it also has a hungry look in its eye, having already digested Buy Now Pay Later firm DivideBuy in February. Merve Ferrero, Zopa’s Chief Strategy Officer oversees some of Zopa’s most important products and services such as deposits and partnerships, as well as overall strategy and operational resilience. She speaks to Robin Aml...

Jul 03, 20239 min

Ep604: The importance of transparent pricing and building a partnership in payment services

Monika Liikamaa & Denise Johansson, Co-Founders & Co-CEOs, Enfuce Meeting the rush by non-financial companies and public sector bodies to find FinTechs who can deliver the seamless multichannel payment services their end users are demanding, card issuing and card processing company Enfuce is making a name for itself. The company has already signed multiple high-profile and strategic partnerships in the last year alone. Monika Liikamaa and Denise Johansson (pictured l-r) of Enfuce speak t...

Jun 29, 202313 min

Ep603: Making payments work properly in a safe and secure environment

Charles McManus, Group CEO and Executive Director, Clear.Bank ClearBank is one of only 5% of new banks around the world that have reached profitability – in 2020 it nearly tripled income to £58 million. The bank was founded with the aim of making payments faster, safer, more reliable and accessible to all. ClearBank offers its client institutions secure accounts, clear payments in real time and allows them to enhance their banking propositions to their customers. ClearBank Group CEO Charles McMa...

Jun 29, 202312 min

Ep602: Developing an SME ecosystem and making establishing a business easier

Yanki Onen, Chief Executive Officer, wamo wamo, founded in 2021, claims to be committed to putting the human touch back into SME banking. CEO and founder Yanki Onen established the business as a reaction to his own frustration at the hurdles SMEs have to jump over to get banking services and credit. He speaks to Robin Amlôt of IBS Intelligence at Money 2020 about giving customers what they want.

Jun 27, 20239 min

Ep601: Enabling UK FinTechs with scalable Banking-as-a-Service infrastructure

Miroslava Betinova, Head of FinTech, Griffin Griffin is the UK’s first full-stack API-first, BaaS platform, offering Banking as a Service, compliance procedures to allow companies to meet regulatory obligations, and direct banking solutions for FinTechs – including access to operational accounts, overdrafts, and structured lending products. Miroslava Betinova, Head of FinTech at Griffin, speaks to Robin Amlôt of IBS Intelligence at Money 2020.

Jun 27, 202312 min

Ep600: What getting a UK banking licence means for LHV Bank

Erki Kilu, Chief Executive Officer, LHV Bank Heard at Money 2020… LHV Bank is now able to take deposits in the UK as a result of receiving its banking licence from the UK regulators. That is allowing the bank to develop its SME lending business alongside existing banking services. Erki Kilu, Chief Executive Officer of LHV Bank in the UK speaks to Robin Amlôt of IBS Intelligence at the Money 2020 conference and exhibition.

Jun 23, 20236 min

Ep599: How TerraPay is working to build an inclusive international financial ecosystem

Ani Sane, Co-Founder and Chief Business Officer at Terrapay TerraPay closed a $100m Series B funding round in April and secured a strategic investment from Visa in May. The firm is expanding, notably in LatAm and MENA, and is promoting the adoption of alternate payment methods for mobile wallets. Ani Sane, Co-Founder and Chief Business Officer at Terrapay speaks to Robin Amlôt of IBS Intelligence at Money 2020.

Jun 23, 20239 min

Ep598: What’s in focus at FinTech Week London?

Raf de Kimpe, Chief Executive Officer, FinTech Week London Events season continues in the FinTech world with the annual FinTech Week London… Raf de Kimpe, Chief Executive of FinTech Week London spoke to IBS Intelligence on day 1, turning the spotlight onto what’s hot and in focus in FinTech for the London event…

Jun 22, 202310 min

Ep597: Making CBDCs work – the challenge of interoperability

Pallavi Thakur, Director for CBDC & Interoperability, Swift Central bank digital currencies (CBDCs) are gaining momentum. But as central banks around the world explore the use of this digital money, what does it mean for payments, especially cross border payments? Enabling interoperability alongside emerging innovations is a key focus for Swift, and a key challenge for banks and financial services providers with many central banks focusing primarily on domestic use. Robin Amlôt of IBS Intell...

Jun 15, 202313 min

Ep596: Building a brave new world with digital assets?

Norman Wooding, Founder, and CEO, SCRYPT SCRYPT is a Swiss-licensed provider of crypto trading facilities to institutions. The firm claims to be supporting the transition to a new global financial system. It offers a complete suite of services to institutions, including execution, custody, staking, market making, and investment. Robin Amlôt of IBS Intelligence speaks to SCRYPT CEO Norman Wooding about what the ‘new economic order’ could look like....

Jun 14, 202314 min

Ep595: How same day payments through earned wage access could help stretched US households

Tal Clark, CEO of Instant Financial The cost-of-living crisis crosses borders; last year more than double the number of Americans said they were short of money before payday – 51% against 24% in 2018. In 2022, 79% of Americans said they would be more interested in applying for a job that offers payments to them the same day they work – 30% more than in 2018. Earned wage access could be the solution to the problem. Robin Amlôt of IBS Intelligence speaks to Tal Clark of Instant Financial about his...

Jun 13, 202311 min

Ep594: Trust – hard earned and all too easily lost – what should BFSIs be doing to retain it?

Cheryl Chiodi, Industry Strategist for Financial Services, Akamai Gaining, or perhaps regaining and retaining customer trust should be a key concern for any financial services institution. Ensuring security is another cornerstone with cyberattacks costing 50% more for banks and financial services institutions (BFSIs) than all other industries combined, according to data from industry consortium the Financial Services Information Sharing and Analysis Center (FS-ISAC) and Akamai, which offers a su...

Jun 12, 202316 min

Ep593: The business case for SoftPOS payment terminals

Matt Rowsell, Chief Product Officer, Merchant Solutions, Nexi Group It is estimated that some 34.5 million merchants globally will deploy SoftPOS by 2027… a jump of 28.5 million in 5 years. SoftPOS may be seen as the natural evolution of the POS terminal with payment data suggesting that contactless payments now account for 80% of in-store payments. Robin Amlôt of IBS Intelligence debates the advantages and limitations, business cases and barriers to SoftPOS with Matt Rowsell, Chief Product Offi...

Jun 02, 202312 min

Ep592: Data protection – what’s the next step on from GDPR?

Paul Mountford, Chief Executive Officer, Protegrity May 2023 marked the 5th anniversary of GDPR. Now is the time to take the next step forward in managing data with a global data security framework with common standards. Such a framework would allow secure borderless data flow. But is this a realistic aim? According to UNCTAD 71% of countries have data protection regulations in place and a further 9% have legislation in development. One solution to this multiplicity of regulatory environment cou...

May 31, 202312 min

Ep591: How sustainability must become a cornerstone of banking for the future

Steve Round, Founder, SaaScada In addition to his position as founder of cloud native core banking provider SaaScada, Steve Round is, among other roles, the recently-appointed Chairman of the Global Alliance for Banking on Values , a global network of independent banks with more than $200 billion in combined assets, using finance to deliver green and inclusive banking to all. Steve Round speaks to Robin Amlôt of IBS Intelligence about what banks can and should be doing to meet their ESG requirem...

May 26, 202314 min

Ep590: The challenges of balancing the books – accountancy in the 21st century

Mike Whitmire, Co-Founder & CEO, Floqast Tech unicorn Floqast is a provider of accounting workflow automation, freeing the (mostly) men in green eyeshades from their spreadsheets! But seriously, accountancy is the US faces a crossroads with increasing automation and the likely future adoption of AI-backed solutions. Automation should be freeing up talent to tackle the more interesting and value-added tasks but there’s actually a talent shortage that needs addressing. It seems there is no acc...

May 25, 202313 min
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