Do you have questions about divorce? In this week’s expert episode, Certified Financial Planner Barbara Ginty interviews Michelle J. Dordick who is an Attorney in Family Law at Wasser Cooperman Mandles in Los Angeles, CA. Michelle tackles listener submitted questions on the nitty gritty topic of divorce and how incredibly important it is to have conversations about money BEFORE you decide to get married. Check Out Michelle’s Law Firm: http://wcmfamilylaw.com/attorneys/ FOLLOW MICHELLE! Michelle’...
Aug 16, 2019•49 min
In this week's exciting new #FUTURERICH episode, Certified Financial Planner Barbara Ginty interviews 26 year old financial rockstar Ashlee! Ashlee lives in New Jersey and works in New York for a non-profit organization where she recently negotiated a giant salary increase. Learn how Ashlee advocates for herself in the workplace, how she saves smarter, not harder, and what she has planned for the future!! instagram.com/planancial facebook.com/planancial Follow us to stay up to up to date and...
Aug 09, 2019•21 min
*NOTE* This week's guest's name has been removed from the episode for privacy reasons! In this week’s episode of #futurerich Certified Financial Planner Barbara Ginty interviews a 38 year old who works for a Creative Agency and lives in the Upper East Side of Manhattan. It can be challenging to live in an expensive place like New York City, especially when you have to pay Federal, State, and City Taxes. Barbara talks through saving money in the big apple in practical ways. Get Barbara’s ...
Jul 26, 2019•30 min
Certified Financial Planner Barbara Ginty interviews the wonderful Prudence in this week’s episode of #futurerich. Prudence is a 37 year old attorney and single parent living in the DC area. Barbara helps Prudence realize how on track she really is with her retirement savings plan and emergency fund. This may be the first episode where Barbara’s advice is to spend more money on FUN things rather than save more! instagram.com/planancial facebook.com/planancial Follow us to stay up to up to date a...
Jul 26, 2019•40 min
In this week’s #futurerich episode Certified Financial Planner Barbara Ginty dives into a more personal topic with reoccurring guest, Natasha. Together, they discuss Barbara’s experience with freezing her eggs. From the financial planning, to the aftermath, they cover all the nitty gritty details! If this is a subject you’ve been curious about this is not an episode you want to miss! instagram.com/planancial facebook.com/planancial Follow us to stay up to up to date and let us know what topics y...
Jul 20, 2019•24 min
This weeks episode gets down to the nitty gritty of budgeting! Certified Financial Planner Barbara Ginty interviews Ophelia in this week’s episode of #futurerich! Ophelia recently opened her art business in North Carolina where she lives with her husband and two kids. Her husband also recently opened his own Dental Practice. Together they are trying to manage their combined business and student loan debt. Barbara helps Ophelia learn how she can deal with the different expenses of being a busines...
Jul 12, 2019•42 min
Certified Financial Planner Barbara Ginty interviews Nacray in this week’s episode of #futurerich! Nacray is a 24 year old graduate who just obtained her Masters in Architecture. She lives in Atlanta, Georgia and works as an Architectural Designer at an Architecture Firm along with her part time job at Lush. Barbara and Nacray talk about the struggles of working while pursuing higher education, saving for retirement in your 20s, and why it may be worth it to defer student loan payments. instagra...
Jul 05, 2019•30 min
In this week’s episode, Certified Financial Planner Barbara Ginty interviews Gary, a 32 year old commercial interior designer who relocated to North Carolina from New York City. Even though Gary is already a #futurerich savings *rockstar* Barbara finds different ways for her to save even MORE money. They also talk about surviving the 2008 market crash, how closely the design industry is tied to the economy, and how it’s important to still have an emergency fund when you’re looking to buy a home....
Jun 28, 2019•32 min
In this followup to episode 7, Certified Financial Planner Barbara Ginty interviews Trish, a 27 year old in NYC who works in Ad Operations. Trish shares how she's been since her first interview and why she’s actually given up her once famous Daily Budget Worksheet. What do you do after you’ve mastered your budgeting habits? Do you invest? Do you completely wipe out your student loans? Find out by listening to this weeks episode! instagram.com/planancial facebook.com/planancial Follow us to s...
Jun 21, 2019•32 min
Certified Financial Planner Barbara Ginty interviews the lovely Linda! Linda is a 27 year old dental hygienist living in colorful Colorado. In this week’s episode, Barbara and Linda deep dive into the world of traditional versus roth IRAs, discuss how to quickly pay off consumer debt, saving for retirement in your twenties, and how time mitigates risk when it comes to investments. instagram.com/planancial facebook.com/planancial Follow us to stay up to up to date and let us know what topics you&...
Jun 14, 2019•40 min
Certified Financial Planner Barbara Ginty interviews prolific author of the #MoneyDiaries book, Lindsey Stanberry! In this week’s extra special episode, Barbara and Lindsey discuss the importance of financial education for women, how to navigate overly-complicated industry jargon, emergency savings funds, wage gaps in the workplace, AND answer a few of your juicy Future Rich listener questions! Follow Lindsey Stanberry: instagram.com/lestanberry moneydiariesbook.com Follow us to stay up to up to...
Jun 07, 2019•38 min
Certified Financial Planner Barbara Ginty interviews the lovely Mary! She’s a 29 year old Dallas native living in Central Texas, and working for the State Government. In this week’s episode, Barbara and Mary discuss how to save smart for a wedding, how to handle confusing student loans within as little as 2-4 years, and how to properly combine finances with a partner to tackle each other’s unique debt — together! instagram.com/planancial facebook.com/planancial Follow us to stay up to up to date...
May 31, 2019•44 min
Certified Financial Planner Barbara Ginty interviews the wonderful Ms. Worldwide! Ms. Worldwide is 33 year old woman living in Manhattan who works in advertising for business development while simultaneously attending grad school for her MBA. In this episode, they discuss maximizing your savings potential, comparing financial lives on social media, balancing grad school with a full time job, and working hard rather than questioning yourself! instagram.com/planancial facebook.com/planancial Follo...
May 24, 2019•34 min
Certified Financial Planner Barbara Ginty interviews reoccurring guest, the fabulous Natasha! Natasha is a lawyer who has juicy home buying questions for Barbara to answer in depth. In this episode, they discuss what to do when you have student loans while trying to buy a house, mortgage rates, down payments, and so much more! instagram.com/planancial facebook.com/planancial Follow us to stay up to up to date and let us know what topics you'd like Barbara to cover more in-depth this season. ...
May 17, 2019•23 min
Certified Financial Planner Barbara Ginty interviews Rosita, a 33 year old who works for an International Non-Profit that specializes in financial services for low-income women throughout Central America. Barbara and Rosita discuss student loans, job stability, and explore different ways that she can invest her money in Guatemala and Honduras while her cost of living is low. instagram.com/planancial facebook.com/planancial Follow us to stay up to up to date and let us know what topics you'd ...
May 10, 2019•45 min
It's a quick bonus pod! Producer Alex joins Barbara to ask for your help... On Monday, Barbara is interviewing Lindsey Stanberry, Work & Money Director at Refinery29 and author of Money Diaries. Send us your questions for Lindsey! https://www.refinery29.com/en-us/author/lindsey-stanberry https://www.amazon.com/Refinery29-Money-Diaries-Everything-Finances/dp/1501197991 instagram.com/planancial facebook.com/planancial Follow us to stay up to up to date and let us know what topics you'd...
May 04, 2019•4 min
Certified Financial Planner Barbara Ginty interviews Penny Pincher, a 31 year old software engineer living in San Francisco, CA. Penny is frugal by nature and has a side gig in the art world, though she is making a stellar salary in her day job. Barbara and Penny discuss the importance of talking about money and salary demands especially as a woman, and talk about Penny's somewhat complicated retirement savings plan. instagram.com/planancial facebook.com/planancial Follow us to stay up to up...
May 03, 2019•43 min
In this followup to episode 14, Certified Financial Planner Barbara Ginty interviews Sonja, a 43 year old floral designer in NYC. Sonja shares how she's been since her first interview and shares her exciting news. She's debt free and working on a retirement fund! Since meeting with a CFP (shout out to Dan) she's a self-proclaimed evangelist, preaching the personal finance gospel to the youths and inspiring them to take control of their financial freedom ;) instagram.com/planancial fa...
Apr 26, 2019•30 min
Certified Financial Planner Barbara Ginty interviews Frances, a 35 year old Educational Leader who lives in DC. Frances recently went through a very unique divorce, leaving her with a sticky financial situation. Barb is pleased to learn that she is aggressively taking care of her credit card debt, and they devise a plan for the money she brings in from her side hustle. This episode is a must listen for anyone who was left in the lurch by a breakup! instagram.com/planancial facebook.com/planancia...
Apr 19, 2019•53 min
Certified Financial Planner Barbara Ginty interviews Rose, a 31 year old living in NYC and making 80k in take home pay as a nanny. Rose and her wife live in an apartment with three other people are are planning on getting their own place as soon as her wife finishes school. Rose has some student debt that she's trying to tackle, and Barbara dives into the (seriously confusing) world of income based repayment plans. instagram.com/planancial facebook.com/planancial Follow us to stay up to up t...
Apr 12, 2019•28 min
If you have student debt that you want to tackle, the first step is listening to this episode! Certified Financial Planner Barbara Ginty interviews NY Debt Attorney Leslie Tayne, Esq. Leslie has nearly 20 years’ experience in the practice area of consumer and business financial debt-related services. Barbara and Leslie talk about the secrets and sneaky tricks of loan companies and strategies to take control of your debt. Leslie drops way too much knowledge to list in an episode description - you...
Apr 05, 2019•38 min
Certified Financial Planner Barbara Ginty interviews Jayne Stewart, a 26 year old who works in sales for a hotel management company. Jayne makes 44k a year with room for bonuses and is looking for strategies to tackle some credit card debt she's been carrying as well as her student loans. Plus, Barb and Jayne bond over the horrors of paying their own phone bills. instagram.com/planancial facebook.com/planancial Follow us to stay up to up to date and let us know what topics you'd like Bar...
Mar 29, 2019•35 min
Certified Financial Planner Barbara Ginty interviews Sonora, a 33 year old marriage and family therapist who moved to Gulf Shores, AL last year. Sonora is getting married soon and recently most of her extra cash has gone to wedding prep - she and her fiance aim to do all their wedding planning debt free. Barbara helps her figure out a post-wedding plan to pay of some significant credit card debt and start saving for retirement. Non-profit income based student loan forgiveness https://studentaid....
Mar 22, 2019•37 min
This week Certified Financial Planner Barbara Ginty is joined by special guest Natasha (previously on episode 4) to talk about what to do when you get a raise. Barbara gives her recommendation for what to do with the extra cash (Spoiler Alert: she doesn't want Natasha to just go on more vacations). instagram.com/planancial facebook.com/planancial Follow us to stay up to up to date and let us know what topics you'd like Barbara to cover more in-depth this season. Advertising Inquiries: ht...
Mar 18, 2019•16 min
Certified Financial Planner Barbara Ginty interviews Nina Saver, a 35 year old who recently made the transition from career woman to stay at home mom. Nina is married and owns a house in Upstate New York. They talk about how Nina and her partner made the decision for her to leave work and how they plan to get rid of some debt within the next year. instagram.com/planancial facebook.com/planancial Follow us to stay up to up to date and let us know what topics you'd like Barbara to cover more i...
Mar 08, 2019•35 min
Certified Financial Planner Barbara Ginty interviews Summer Jones, a 30 year old who lives in NYC and works in sales for a major corporation. She is doing well financially and hopes to hit over 500k in total compensation this year; however, she does have a bit of a shopping habit. Barbara and Summer Jones identify ways that she can be more prudent with how she saves her money. They discuss what exactly an IRA is, and get into which type of life insurance would be a better fit. instagram.com/plan...
Mar 01, 2019•43 min
In this special expert interview episode, Certified Financial Planner Barbara Ginty interviews Daniela Pierre-Bravo. Daniela is a Booking Producer NBC Universal and a contributor for Know Your Value. She is the Co-Author of Earn It! Know Your Value and Grow Your Career in Your 20s and Beyond, coming out this Spring. Daniela shares her unique story of building her career from the ground up, and how her unique position as a DACA recipient has shaped her journey. They also discuss how to overcome i...
Feb 22, 2019•38 min
Certified Financial Planner Barbara Ginty interviews Adele, a 28 year old living in Upstate New York and working in Domestic Violence Outreach. Adele has some student debt as well as credit card debt that she is trying to get rid of while also going back to school. Info for Tier 6 NY State... https://www.osc.state.ny.us/retire/members/tier-6/faq.php#faq_8 Info: There are various types on "Income Based" repayment plans....be sure to know which ones you have... See a breakdown here....ALSO...
Feb 15, 2019•51 min
Certified Financial Planner Barbara Ginty interviews Monique, a 32 year old Nurse Practitioner living in Philadelphia. Monique makes good money and while she technically has done everything "right," she still found herself with some debt she can't shake. Barbara helps her devise a strict plan to get rid of the debt and begin saving. instagram.com/planancial facebook.com/planancial Follow us to stay up to up to date and let us know what topics you'd like Barbara to cover more in-d...
Feb 08, 2019•41 min
In this special expert interview episode, Certified Financial Planner Barbara Ginty interviews Marcus Garrett, host of the Paychecks and Balances podcast and author of Debt Free or Die Trying. Marcus tells the inspiring story of how he racked up and then paid off $30k in debt by age 30. Barb and Marcus also bond over their shared love of emergency funds. Relevant links: Yes, Banks Are Reordering Your Transactions And Charging Overdraft Fees https://www.forbes.com/sites/halahtouryalai/2013/06/11/...
Feb 01, 2019•47 min