In this week’s new episode of Future Rich, Certified Financial Planner Barbara Ginty interviews a wonderful guest who goes by, “The Recovering Spendthrift”. She’s a social butterfly who, despite the pandemic, is THRIVING in the beauty industry in Manhattan. Spendthrift wants to stop, think, and budget. In NY, it’s VERY easy to be excessive. Her goal during this time in lockdown is to put a hard reset on both her personal life and her financial life. Tune in to find out what Barbara’s number one ...
May 08, 2020•32 min
In this week’s new episode of Future Rich, Certified Financial Planner Barbara Ginty interviews Lindsay, who is self-employed and absolutely crushing it with multiple revenue streams as a Ceramics Artist, Teacher, and Restaurant Consultant. All of the years of hustling that Lindsay put in working in the food and hospitality industry after college are finally paying off. She's at the point in her life where she’s prioritizing balance and looking for ways that she can invest her money wisely. ...
May 01, 2020•41 min
To Roth, or not to Roth? In this week’s expert episode, Certified Financial Planner Barbara Ginty interviews Alex Chalekian who is a Registered Investment Advisor and CEO of Lake Avenue Financial in California. Together, they discuss a multitude of topics including risky vs. safe investments, tax triangles, and which IRA is better, Roth or Traditional? Tune in to find out what Alex’s predictions are on the economy during this pandemic and which companies he suggests you invest in now! FOLLOW Ale...
Apr 24, 2020•26 min
In our new episode of #Futurerich Certified Financial Planner Barbara Ginty interviews 24 year old, Heather who is extremely BUSY, even during the quarantine. Heather is a full-time elementary education student with three part-time jobs. Her initial goal for 2020 was to save, but of course, Covid has changed everything. Listen and learn what Heather's new game plan is for being student loan debt free and what Barbara's insight is on hustling during this hard time. instagram.com/planancia...
Apr 17, 2020•22 min
In this week’s episode of #Futurerich Certified Financial Planner Barbara Ginty interviews 25 year old, Jennifer who works as a Dietician in North Carolina. It can be challenging going through a career change and even MORE so during a worldwide pandemic. Learn why Barbara says it’s not outlandish to ask for more money and what her tips are for negotiating a higher salary. instagram.com/planancial facebook.com/planancial Follow us to stay up to up to date and let us know what topics you'd lik...
Apr 10, 2020•36 min
In this special expert interview episode, Certified Financial Planner Barbara Ginty interviews Marcus Garrett, host of the Paychecks and Balances podcast and author of Debt Free or Die Trying. With everything that's happening in the world, one thing is for sure... there are a lot of uncertainties. Marcus and Barb offer their expert insight and tips for staying afloat, and discuss how the scariest part about the situation is not knowing how scared to be. Listen to learn what each of their res...
Apr 03, 2020•42 min
Are you ready for a lot of adulting? This week’s wonderful guest Kate is a thirty-year-old living and working with her husband in the gorgeous Rocky Mountains of Colorado. Over the past few years Kate got married, bought a house, and is now pregnant with a baby due in September. With this whirlwind of great life changes comes a ton of new responsibilities including life insurance, home renovations, mortgage payments, credit card debt and more. Listen to find out what Barbara’s plan is for Kate t...
Mar 27, 2020•36 min
We're back at it with another BONUS episode! With everything happening in the world right now, we figured that you all could probably use more advice on what to do with your finances. In this episode we answer a few of your questions about emergency funds, where you should be investing your money right now, and what's going on with federal student loans. There are two important announcements in this episode so make sure you listen to the end! Follow us to stay up to up to date and let us...
Mar 22, 2020•20 min
In this week’s episode of Future Rich Certified Financial Planner Barbara Ginty does a deep dive on everyone’s favorite topic… student loans! Barbara interviews the lovely Amy who is a 25-year-old living in Boston and working in the healthcare field. Amy is unsure of how much to save vs how much to spend while she’s young. Listen to learn what Barbara’s advice is for her to balance everything and knock out her student loans in record time! Follow us to stay up to up to date and let us know what ...
Mar 20, 2020•38 min
DON'T PANIC! So... this week has been CRAZY to say the least. We've had the largest one day move in the DOW since 1987, there's a toilet paper virus, and countries around the world are going on lockdown. Coronavirus has caused a lot of uncertainty in everyone's lives to say the least. As Certified Financial Planner Barbara Ginty says, uncertainty creates volatility and volatility in an otherwise stable stock market is scary. Learn what Barbara's advice is during this uncertai...
Mar 17, 2020•13 min
Do you want to learn how to make money with a side hustle? In this week's expert edition of #FUTURERICH Certified Financial Planner Barbara Ginty interviews entrepreneur extraordinaire Nick Loper! Nick started Side Hustle Nation as a community and tool for others to learn how to escape their 9-5 jobs and achieve financial freedom. Find out how Nick started Side Hustle Nation, and how can get your own side hustle up and running by tuning in. Learn more about Nick and Side Hustle Nation: https...
Mar 13, 2020•19 min
In this week’s follow-up episode, Certified Financial Planner Barbara Ginty catches up with Gary from episode 42 eight months after their first interview! Gary is still crushing it as a commercial interior designer in North Carolina. She continues to be a #futurerich savings *rockstar* only now is in the process of also becoming a homeowner. Find out Barbara's advice on splitting the various costs that come with purchasing property with a partner, as well as Gary's tips on saving money o...
Mar 06, 2020•32 min
For this new week of #FUTURERICH we are joined by the lovely Gracie who lives and works as an Executive Assistant in Nashville, Tennessee. Gracie and her husband both work for the government and have BIG savings goals, including retirement, paying off their mortgage, and traveling. Certified Financial Planner Barbara Ginty is "pushing for excellence" when it comes to her savings ratio suggestions for Gracie! Find out what her advice is for Gracie to be able to save for ALL of her goals i...
Feb 28, 2020•40 min
Get ready for the first #FUTURERICH episode where we've had TWO guests! Certified Financial Planner Barbara Ginty interviews fan favorite reoccurring guest, Natasha AND Future Rich's incredible producer, Alex. This special episode is all about a very important financial topic, home buying! Barbara, Alex, and Natasha discuss how confusing the home buying process is, renting vs. buying, and how emotional (and expensive!!)it can really be. Follow us to stay up to up to date and let us know ...
Feb 21, 2020•30 min
This week we dive into PART 2 of episode 63 back into Eglantine's student loan fiasco! Learn what Certified Financial Planner Barbara Ginty has to say about the scary world of student loan interest (did you know that some places charge interest ON TOP of interest?!). If you have student loan questions, this is the episode for you! instagram.com/planancial facebook.com/planancial Follow us to stay up to up to date and let us know what topics you'd like Barbara to cover more in-depth this ...
Feb 14, 2020•29 min
In this week's episode of #FUTURERICH Certified Financial Planner Barbara Ginty interviews the lovely Eglantine (Bedknobs and Broomsticks reference!). Eglantine is a 36-year-old professor living in Boston with her husband and two-year-old. In part one of this longer episode we take a deep dive into the world of PSLF = public service loan forgiveness program. Learn more about why private loans are scary and why student loans are so unnecessarily complicated! instagram.com/planancial facebook....
Feb 07, 2020•29 min
In this week's episode of #FUTURERICH Certified Financial Planner Barbara Ginty interviews 28-year-old Jackie. This episode is extra special because Jackie works in the financial realm too as a Financial Services Consultant in Charlotte, NC. Brace yourselves, because Jackie dishes up not only one but TWO plot twists! instagram.com/planancial facebook.com/planancial Follow us to stay up to up to date and let us know what topics you'd like Barbara to cover more in-depth this season. Advert...
Jan 31, 2020•29 min
Say hello to Season 3 of #FUTURERICH!! In this first episode of 2020 Certified Financial Planner Barbara Ginty interviews teacher and professional singer, Joy. Joy is a self-proclaimed "worry wart" who has been financially savvy with her savings. Together, they discuss the best way to approach saving for a new home because neither Joy or her husband want to be house poor! Find out Barbara's advice for saving smarter, not harder in this weeks episode. instagram.com/planancial facebook...
Jan 24, 2020•43 min
2019 is almost over - can you believe it!?? Cheers to another fantastic year of Future Rich! We can't wait to show you what's in store for Season 3. We'll be back in 2020 with more in-depth personal finance interviews and insightful chats with experts. We want to hear from you: what types of experts do you want us to interview? We're also looking for GUESTS! If you or a friend want to be on the podcast please let us know. We'll be reaching beyond the NYC area - you can be any...
Nov 15, 2019•5 min
In this week’s mini #FUTURERICH episode Certified Financial Planner Barbara Ginty interviews our favorite reoccurring guest, Natasha. Together, they lament over how quickly the year is going by and discuss how much you REALLY should be spending on holiday gifts based on your income. If you struggle with planning for the holidays and need some solid gift ideas, this is the episode for you! instagram.com/planancial facebook.com/planancial Follow us to stay up to up to date and let us know what top...
Nov 01, 2019•14 min
What do you really value? In this week’s expert episode, Certified Financial Planner Barbara Ginty interviews Dr. Dawn Baker who is a physician, blogger, and speaker as well as a cancer and infertility survivor in Salt Lake City, Utah. Dawn lives a "F.I.R.E." or pre-retirement lifestyle. F.I.R.E. stands for “Financial Independence, Retire Early.” If you're interested in learning how you can work for the enjoyment of it and not for the paycheck, this is the episode for you. *IMPORTANT...
Oct 25, 2019•31 min
Tune into this week’s episode where CFP Barbara Ginty interviews quite possibly the most prepared guest of #FUTURERICH, Anita! This 24-year-old Industrial Engineer Consultant lives and works in Miami. She’s taking all the right steps to save ample money for her future by living with her parents and focusing on investing. Anita and Barbara discuss health insurance, the difference between a 401k and a Roth IRA, and why being BASIC when it comes to saving isn’t bad! Follow us to stay up to up to da...
Oct 17, 2019•35 min
We’re super excited for this week’s #FUTURERICH episode because we have our very first Canadian guest, Palmer! Palmer is a 34-year-old Toronto native who is happily married and working full time in PR with a toddler at home. Turns out, there are quite a few differences between the US and Canada when it comes to healthcare, retirement, childcare, and education savings. Find out what those differences are and exactly how Palmer is tackling unexpected debt by listening to this episode. Follow us to...
Oct 11, 2019•39 min
Do you know what you’re REALLY netting per hour? In this week’s #FUTURERICH episode Certified Financial Planner Barbara Ginty interviews 25-year-old registered dietitian Emily who lives in North Carolina with her husband and two cats. Emily has a unique work situation where she has to deal with BOTH a W2 AND a 1099. So how much of her paycheck should she be putting away for taxes? Can she be her own employer and employee? Find out the answers to these questions and more by listening! Advertising...
Oct 04, 2019•34 min
Check out this week’s episode where Certified Financial Planner Barbara Ginty interviews 28-year-old Advertising extraordinaire Sarah who lives in Nashville, Tennessee. Sarah has a lot of what she likes to call, “lofty goals.” These goals include going to grad school to get her MBA, saving for a down payment for a house, and finding new ways to earn supplemental income. Follow us to stay up to date and let us know what topics you'd like Barbara to cover more in-depth this season and next! in...
Sep 27, 2019•29 min
When is the "right" time to invest? Should you wait until you've paid off your student loans? What is the difference between a debt avalanche and a debt snowball? In this week's expert episode of #FUTURERICH, CFP Barbara Ginty interviews Erin Lowry, author of the insightful, Broke Millennial ® series. Together, they take a deep dive into all things investing! Keep up with Erin here: Instagram: @BrokeMillennialBlog Twitter: @BrokeMillennial You can purchase Erin's newest book ...
Sep 20, 2019•34 min
Tune into this week’s episode where for the first time ever, we focus on near-term retirement! Certified Financial Planner Barbara Ginty interviews 52-year-old mother of four, Nancy who lives in Boise, Idaho and works part time as a substitute teacher. Together, they discuss how important finding a budgeting mentor is, what happens to health insurance when you retire, and how it’s much harder to play catch up on your finances later in life. Follow us to stay up to up to date and let us know what...
Sep 13, 2019•36 min
In this week’s episode of #FUTURERICH Certified Financial Planner Barbara Ginty interviews Chloe, who currently works as a Project Manager for a tech startup in Austin, Texas. Learn how Chloe navigated seven and a half months of unemployment, how she’s paying off her credit card debt with a 20% pay-cut, AND if tiny homes are TRULY cheaper than renting… this is not an episode you want to miss! Follow us to stay up to up to date and let us know what topics you'd like Barbara to cover more in-d...
Sep 06, 2019•36 min
In this week’s episode of #FUTURERICH Certified Financial Planner Barbara Ginty interviews the lovely Ivy one year after her first Future Rich interview in episode 15. From switching jobs, moving locations, and overcoming healthcare woes, A LOT has changed in one year for Ivy! Follow us to stay up to up to date and let us know what topics you'd like Barbara to cover more in-depth this season. instagram.com/planancial facebook.com/planancial Advertising Inquiries: https://redcircle.com/brands...
Aug 30, 2019•18 min
In this week’s episode of #FUTURERICH, Certified Financial Planner Barbara Ginty interviews award-winning show creator, Misha! While living in New York, Misha has created diverse projects that span film, TV, theater, and the digital sphere. For the past few years, she’s invested her own hard earned cash into her creative endeavors without really focusing on investing in herself through retirement or emergency funds. Learn what Barbara has to say about how she can start investing in her personal ...
Aug 23, 2019•34 min
