Certified Financial Planner Barbara Ginty interviews Mary, a 34 year old paralegal who lives in Upstate New York. Mary is a single mother who is in the process of adopting a child from a foreign country. Mary has some student loan debt that she can't seem to shake and Barbara helps her formulate a strategy to tackle it before the adoption goes through. They talk about the financial differences between having one and two children, as well as the importance of life insurance when there are kid...
Jan 25, 2019•32 min
Welcome to Season 2! We're so excited to kick things off - this season it's all about strategizing and setting goals to get #FutureRich. In this episode, Certified Financial Planner Barbara Ginty interviews Beatrice, a 32 year old who lives in Austin, TX and makes around 75k a year as a technical recruiting consultant. Last year, she separated from her fiancé and the breakup led to some sticky financial stuff. Barbara and Beatrice discuss how she is recovering from that huge life change ...
Jan 18, 2019•49 min
2018 is almost over - we can't believe it! This year has been so much fun and we have some exciting things in store for Season 2. It's all about getting #FutureRich. In addition to personal finance interviews, we're going to be chatting with experts. We want to hear from you: what types of experts do you want Barbara to interview? We're also looking for GUESTS! If you or a friend want to be on the podcast please let us know. Next season we're reaching beyond the NYC area - yo...
Dec 27, 2018•5 min
Certified Financial Planner Barbara Ginty interviews Hannah, a 29 year old attorney who lives in Brooklyn. Hannah has some student loan debt in her home country and a unique plan to pay it off. She also recently moved in with her boyfriend and was shocked by the reality vs expectation of saving money by moving in with a partner. Barbara helps her plan out ways to tackle some lingering credit card debt. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/p...
Sep 30, 2018•34 min
Certified Financial Planner Barbara Ginty interviews Jane, a 34 year old single mother who lives in Connecticut. Jane works in sales and has recently endured a tough 5 months of unemployment where she built up some credit card debt. Barbara helps Jane figure out next steps as far as getting the debt under control and building up some savings. They also discuss how to get the kids involved in budgeting and the pressures of living in an affluent area as a single parent. Advertising Inquiries: http...
Sep 14, 2018•33 min
Certified Financial Planner Barbara Ginty interviews Clementine, a 36 year old who lives in Brooklyn. Clementine is going through some huge life changes. She just quit her job as a handbag designer making 105k to start her own culinary business. They discuss the huge risk of starting you own business and Clementine's decision to take out her 401k early in order to move from Jersey City to Brooklyn after separating from her spouse. Advertising Inquiries: https://redcircle.com/brands Privacy &...
Aug 31, 2018•36 min
Certified Financial Planner Barbara Ginty interviews Ivy, a 31 year old who recently left her job as a senior staffer at a nonprofit in DC to travel full time while doing contract work. Barbara and Ivy discuss the freedom (and surprises!) that comes with being your own boss. They break down the finances of being a global citizen and how Ivy makes it work, and turns out she knows every airfare trick in the book! Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcir...
Aug 17, 2018•34 min
Certified Financial Planner Barbara Ginty interviews Sonja, a 43 year old who lives in NYC and 7 years ago left her job in high end interior design to start her own floral design business. She credits an effort to be kinder to herself as the inspiration for branching out on her own. They discuss the various emotional ties we can have to our debt and how getting rid of it is always more complicated than expected. In Sonja's case, this was a credit card debt strategy that came with a tax-seaso...
Aug 03, 2018•53 min
Certified Financial Planner Barbara Ginty interviews Cassandra, a 25 year old who lives in NYC and just started a job at an animal rights nonprofit. She makes 35k base salary and currently has some student loans in forbearance. Barbara gives her advice on how to tackle the loans, suggests an income based repayment program, and explains credit scores as they pertain to loan payments. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy...
Jul 20, 2018•35 min
Certified Financial Planner Barbara Ginty meets with Francesca, a 37 year old who lives on Long Island. Francesca is a former performing artist and current primary caretaker of her two-year-old. She earns extra cash with a few creative side-hustles. Barbara helps her with a strategy to tackle her credit card debt and they discuss the emotions and fears surrounding money -- especially when it comes to charging for her freelance work. Advertising Inquiries: https://redcircle.com/brands Privacy & O...
Jul 06, 2018•39 min
Certified Financial Planner Barbara Ginty meets with Claire, a 27 year old who lives in NYC and makes 75k as an ecommerce manager for a fashion brand. They discuss Claire's experience advocating for herself when she took a new role and landed a higher salary. Plus, we get the lowdown on her new apartment and the secret to finally ditching the IKEA furniture. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy...
Jun 22, 2018•35 min
Certified Financial Planner Barbara Ginty meets with Ariana, a 33 year old Digital Project Manager in NYC who makes 85k. She is married to a musician and they own their apartment through a special HDFC program. Highlights include Ariana's distinctly millenial savings plan and hilarious insight into the dynamics of staying on the family cellphone plan as an adult. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy...
Jun 08, 2018•44 min
Certified Financial Planner Barbara Ginty meets with Ruby, a 25 year old who lives in NYC and is a manager at a TV network. She's got a few investments and is curious about the vesting schedule for her 401k. They go over why bonuses are taxed differently from regular pay, and Barbara explains different types of mutual funds. Ruby drops some wisdom on Barbara and teaches her the magic of "Netflix and run." Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://...
May 25, 2018•38 min
Certified Financial Planner Barbara Ginty meets with Monica, a 29 year old who works for NYC as a transactional attorney. The go over the ins and outs of loan forgiveness plans. Monica also shares how she managed to save money by moving from Staten Island to Manhattan. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy
May 11, 2018•40 min
Certified Financial Planner Barbara Ginty meets with Trish, a 26 year old in NYC who works in Ad Operations. They discuss the pros and cons of working for a large corporation, and her experience recently getting a credit card for the first time. Trish also shares her budgeting spreadsheet (which thrills Barbara!). Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy...
Apr 27, 2018•43 min
Certified Financial Planner Barbara Ginty meets with Rachel, a family Nurse Practitioner in Upstate New York. They figure out a plan for Rachel and her spouse to achieve their dream of building a house while simultaneously saving for retirement. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy
Apr 13, 2018•39 min
Certified Financial Planner Barbara Ginty meets with Taylor, a teacher who is getting back into the swing of things after taking a "life break" for 2 years to travel. They discuss the often deceptive nature of school loans, and the costs associated with owning a car. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy
Mar 30, 2018•34 min
Certified Financial Planner Barbara Ginty talks with Natasha, a woman who went to law school in her late twenties after working in the entertainment industry. They discuss the hidden perils of student loan debt, and what it's like to make a total career transition. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy
Mar 16, 2018•40 min
Certified Financial Planner Barbara Ginty talks with Amanda, a woman in her late 30s who lives in New York City. They chat about Amanda's recent decision to take a step back in her career and how she's dealt with the change in income. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy
Mar 02, 2018•30 min
Certified Financial Planner Barbara Ginty talks with Kira who works in Human Resources and lives in New York City. Barbara asks Kira what it's like to be a homeowner as a young, single woman and what the process of buying her first property was like. Kira shares her financial stressors and how her immigrant parents helped motivate her to take the leap and purchase her apartment. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy...
Feb 16, 2018•30 min
Certified Financial Planner Barbara Ginty talks with Emily who works in education and lives in New York City. They chat about tackling student debt and the predatory nature of some loan companies. They also discuss the mysteries of when to start saving for retirement and how to go about doing it. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy...
Feb 02, 2018•31 min
