On this episode of A Wiser Retirement™ Podcast, we talk about common struggles that small business owners face. Listen to this episode with Casey Smith who is joined by Marty Paradise, from Paradise Business Coaching . Podcast Episodes Referenced: - Ep 176: Tips to Grow and Scale Your Small Business with Marty Paradise - Ep 138: Making Your Business Less Dependent on You Youtube Videos Referenced: - How to Reduce Taxable Income as a Business Owner - Tips for Growing Your Small Business Other Lin...
Feb 12, 2024•53 min•Ep. 207
On this special crypto episode of A Wiser Retirement Podcast™, Casey Smith is joined by Robert Swarthout, Founder, CEO, and Portfolio Manager of Teton Crypto Capital. They talk about the Bitcoin ETF launch, the SEC's X account getting hacked, VanEck delisting their ETF, Greyscale outflow, and Bitwise. Podcast Episodes Referenced: - Ep 197: Will financial advisors be using Bitcoin ETFs soon? - Ep 202: Bitcoin Halving and the Upcoming Bull Run Youtube Videos Referenced: - Bitcoin ETFs Have Been Ap...
Feb 05, 2024•41 min•Ep. 206
On this episode of A Wiser Retirement™ Podcast, Casey Smith is joined by Missie Beach, CFP®, CDFA®, and Andrew Pratt, CFA to talk about financial concerns that are unlikely to happen. They bring up various political, financial, and market-related predictions and concerns that never materialized. They also highlight the necessity of having a robust financial plan that aligns with your goals, risk tolerance, and lifestyle. Podcast Episodes Referenced: - Ep 181: 5 Common Financial Myths Debunked - ...
Jan 29, 2024•49 min•Ep. 205
On this episode of A Wiser Retirement Podcast™, Casey Smith is joined by Evan Bogan, Airline Captain to talk about how the aviation industry has changed over the years. They exchange stories, talk about the change in pilot salaries, the state of the aviation industry, and how pilots can be wise with their money. Click here to download a FREE 401k allocation for your airline. Podcast Episodes Referenced: - Ep 194: Delta, American & United: Who's Got the Best Pilot Retirement Offering? - Ep 17...
Jan 22, 2024•47 min•Ep. 204
On this episode of A Wiser Retirement Podcast™, Casey Smith is joined by Amy Rambo, Travel Advisor with Blue Pineapple Travel. Discover how to create unforgettable family memories without breaking the bank, as they talk about budgeting for travel and the advantages of working with a travel advisor. They also discuss the best seasons for travel, aligning trips with family events, and the benefits of traveling during less crowded shoulder seasons. Podcast Episodes Referenced: - Ep 192: Estate Plan...
Jan 15, 2024•43 min•Ep. 203
On this episode of A Wiser Retirement Podcast™, Casey Smith is joined by Robert Swarthout, Founder, CEO, and Portfolio Manager of Teton Crypto Capital, to talk about bitcoin halving, the upcoming bull run, the Bitcoin ETF, and regulatory issues. Podcast Episodes Referenced: - Ep 197: Will financial advisors be using Bitcoin ETFs soon? - Ep 172: Crypto Special: Tips to Secure Your Passwords and Cryptocurrency Assets Learn More: - About Wiser Wealth Management - Schedule a Complimentary Consultati...
Jan 10, 2024•43 min•Ep. 202
On this episode of A Wiser Retirement Podcast™, Casey Smith is joined by Andrew Pratt, CFA, and Missie Beach, CFP®, CDFA®, to discuss the potential impact of the 2024 election on the stock market. They give a 2023 market recap and their 2024 market predictions. They also discuss various market influences, including political manipulation, tax changes, the housing market, and inflation. They emphasize the importance of long-term investing, and to be cautious about what financial news sources you ...
Jan 08, 2024•38 min•Ep. 201
On this episode of A Wiser Retirement Podcast™, Casey Smith and Missie Beach, CFP®, CDFA® discuss setting and achieving financial goals in the new year. They talk about the art of creating objectives that are specific, measurable, achievable, relevant, and time-bound. It's not just about setting goals; it's about choosing to chase them with a passion that burns brighter than any excuse. Podcast Episodes Referenced: - Ep 142: How to Set 2023 Goals You Can Keep Youtube Videos Referenced: - Tips fo...
Jan 01, 2024•40 min•Ep. 200
Ever wondered how the economic climate might be shaping your finances and investments? On this episode of A Wiser Retirement™ podcast, Casey Smith and Missie Beach, CFP®, CDFA® talk about the Fed target rate, consumer price index, US GDP, housing, employment rates, and interest rates. They also go over the impact of economic indicators on various sectors. Podcast Episodes Referenced: - Ep 169: How the 2024 Election will Affect Your Portfolio Youtube Videos Referenced: - Sticking to Your Budget D...
Dec 18, 2023•32 min•Ep. 199
In this episode of A Wiser Retirement™ podcast, Casey Smith is joined by Tom Townsend, Realtor with Townsend Realty Group . Tom has been a guest on our podcast many times. They talk about real estate market trends, what to watch for in 2024, interest rates, rental properties, and tips for first-time home buyers. Podcast Episodes Referenced: - Ep 133: What Financial Planners Wish You Knew About Buying Your First Home Other Links: - Townsend Realty Group Learn More: - About Wiser Wealth Management...
Dec 11, 2023•47 min•Ep. 198
On this episode of A Wiser Retirement™ Podcast, Casey Smith is joined by Robert Swarthout, Founder, CEO, and Portfolio Manager of Teton Crypto Capital , and Don Friedman, President of DACFP, to talk about financial advisors using bitcoin ETFs, congress' view on cryptocurrency, and the future of bitcoin. Podcast Episodes Referenced: - Ep 157: Crypto Special: Where Crypto is Headed with Don Friedman, President of DACFP - Ep 172: Crypto Special: Tips to Secure Your Passwords and Cryptocurrency Asse...
Dec 06, 2023•54 min•Ep. 197
On this episode of A Wiser Retirement™ podcast, Casey Smith, Missie Beach, CFP®, CDFA®, and Michaela Dowdy, discuss the importance of having a financial plan and a checklist for year-end financial planning. At the end of the episode, Casey Smith is joined by Orrin "Checkmate" Hudson for a short segment. Orrin runs Be Someone , an organization that teaches young people to move with love through the game of chess. Orrin briefly shares his life story about being in a gang and how he turned his life...
Dec 04, 2023•47 min•Ep. 196
It has been a rough last couple of years for the 60/40 portfolio investors, but does that mean this investing strategy is dead? On this episode of A Wiser Retirement™ podcast, Casey Smith and Andrew Pratt, CFA® talk about the 60/40 portfolio strategy and its performance historically. They also discuss why it continues to play a pivotal role in retirement planning, despite the challenges. Podcast Episodes Referenced: - Ep 182: Investing for the Long Haul: Creating a Retirement-Focused Investment ...
Nov 27, 2023•36 min•Ep. 195
On this episode of A Wiser Retirement™ Podcast, Casey Smith and Missie Beach, CFP®, CDFA®, discuss the different airline retirement plans, specifically focusing on offerings from Delta, American, and United. Click here to download your airline's 401k allocation. Podcast Episodes Referenced: - Ep 173: Making the Most of Your Airline 401k YouTube Videos Referenced: - Delta Pilots - Market Based Cash Balance Plan - Tips for Airline Pilots Approaching Retirement - Avoid Asset Managers Looking to Man...
Nov 20, 2023•36 min•Ep. 194
On today's special episode of A Wiser Retirement™ podcast, Casey Smith is joined by whiskey enthusiasts, Robert Swarthout and Noland Glenn. We are switching it up from our regular financial topics to talk about the best whiskeys to gift in 2023. Whether you're looking to impress a whiskey connoisseur, surprise a loved one, or simply elevate your collection, we hope you find our whiskey gift guide helpful. Click here to see the full list. Links: Nosing Kit: Nose Your Bourbon Glencairn Glass Set B...
Nov 13, 2023•30 min•Ep. 193
On this episode of A Wiser Retirement™ podcast, Casey Smith is joined by guest Brian Smith, Partner at Moore Ingram Johnson Steele, for an engaging conversation about estate planning for those that travel frequently or live in multiple states. They discuss having a power of attorney, medical health directive, will, and revocable living trust. Podcast Episodes Referenced: - Ep 120: Finding the Right Estate Planning Attorney for You Youtube Videos Referenced: - Using an Online Estate Planning Serv...
Nov 06, 2023•20 min•Ep. 192
On this episode of A Wiser Retirement™ Podcast, Casey Smith, Michaela Dowdy, and Andrew Pratt, CFA, discuss the differences between mutual funds and ETFs. They also talk about why you shouldn't be stuck in the mutual fund mentality. Podcast Episodes Referenced: - Ep 165: 5 Principles of Successful Investing - Ep 96: Small Cap ETF Selection Process Youtube Videos Referenced: - Are Financial Advisors Paid by Mutual Funds? Learn More: - About Wiser Wealth Management - Schedule a Complimentary Consu...
Oct 30, 2023•38 min•Ep. 191
On this episode of A Wiser Retirement™ podcast, Casey Smith is joined by guest Jordan Sute Norton, CPA, to talk about year-end tax moves and how to plan ahead for a stress-free tax season. They also talk about maximizing tax savings, including employer deferred accounts, charity bunching, and IRA and Roth IRA contributions. Podcast Episodes Referenced: - Ep 174: 2023 Tax Credits You Should Know About - Ep 150: Can Tax-Loss Harvesting Improve Your Investing Returns? Youtube Episodes Referenced: -...
Oct 18, 2023•42 min
Are you ready to step in and take control of your aging parents' finances, and in the process, safeguard them from the lurking financial scams? On this episode of A Wiser Retirement™ Podcast, Casey Smith and Missie Beach, CFP®, CDFA® we talk about the importance of being proactive about the potential threats your elderly loved ones may be susceptible to. From romance scams to government impersonations, we explore the insidious ways scammers prey on the elderly, and how you can protect your loved...
Oct 16, 2023•30 min
On this episode of A Wiser Retirement™ podcast, Casey Smith is joined by Logan Steele from Steele Choice Insurance to talk about the current state of healthcare and Medicare open enrollment. They also go over the options available to small business owners, discuss the unavoidable effects of aging on healthcare costs, and contemplate the potential future of universal healthcare in the US. Podcast Episode Referenced: - Ep 155: Key Things to Know About Medicare Enrollment - Ep 111: Differences betw...
Oct 09, 2023•37 min•Ep. 188
On this episode of A Wiser Retirement™ Podcast, Casey Smith is joined by Robert Swarthout, Founder, CEO, and Portfolio Manager of Teton Crypto Capital, to talk about how Blockchain will change the world. Beyond just a database, we examine how Blockchain is set to redefine security features, smart contracts, and the potential for digital voting. Podcast Episode Referenced: - Ep 177: Crypto Special: XRP Gets Clarity - Ep 172: Crypto Special: Tips to Secure Your Passwords and Cryptocurrency Assets ...
Oct 04, 2023•45 min•Ep. 187
On this episode of A Wiser Retirement™ Podcast, Casey Smith and Andrew Pratt, CFA, talk about market performance in 2023 and discuss the potential for choppy waters ahead. They also delve into market expectations, the comparison between growth and value investments, bond performance, and provide insights into the market's future direction. They will educate you on the significance of asset allocation and diversification within portfolios, offering actionable steps for effectively managing risk e...
Oct 02, 2023•31 min•Ep. 186
Ready to turn your financial dreams into reality? On this episode of A Wiser Retirement™ Podcast, Casey Smith and Missie Beach, CFP®, CDFA® impart wisdom on proper financial planning and the concept of an opportunity fund. This fund can be your secret weapon to achieving family goals such as going on a grand vacation or buying a vacation home. This episode underscores the necessity of mindfulness in your financial decisions and the immeasurable value of having a financial plan in place and stick...
Sep 25, 2023•26 min•Ep. 185
On this episode of A Wiser Retirement™ Podcast, Casey Smith is joined by the Retirement Travelers , John and Bev Martin, as they share what it's like to travel full-time in retirement, their top 5 favorite travel destinations, and financial tips for traveling. John and Bev's story is a testament to living retirement to the fullest. Check out their YouTube channel for travel advice and to follow along on their latest adventures! Connect with the Retirement Travelers: - Website - YouTube - Instagr...
Sep 18, 2023•41 min•Ep. 184
How impactful can heated financial disagreements be on a marriage? Is there a secret formula to avoid financial conflict with your spouse? On this episode of A Wiser Retirement™ Podcast, Casey Smith and Missie Beach, CFP®, CDFA® discuss different ways couples often manage their finances, the pivotal role of communication, and why it's important to have joint goals. Podcast Episodes Referenced: - Ep 143: Financial Success is Intentional - Ep 124: Financial Literacy is Vital for Everyone Youtube V...
Sep 11, 2023•32 min•Ep. 183
Are you truly ahead of the game if you’re trying to beat the market? On this episode of A Wiser Retirement™ Podcast, Casey Smith and Missie Beach, CFP®, CDFA® discuss investing for the long-haul, and how to create a retirement focused investment strategy. They mention misconceptions about the financial market and reveal why a bad year performance shouldn't make you lose sleep. They also go over long-term investment strategies, investing in real estate, and the S&P 500. Podcast Episodes Refer...
Sep 04, 2023•33 min•Ep. 182
On this episode of A Wiser Retirement™ Podcast, Casey Smith and Michaela Dowdy unravel the true limits of 401K contributions and how an HSA can serve as a handy retirement tool and a resource to cover Medicare premiums. Additionally, they also discuss the age-old debate of renting vs buying. With the changing dynamics of the housing market, you might be surprised which side they're rooting for. Podcast Episodes Referenced: - Ep 170: How much money do you need to retire? - Ep 95: ESG: Scam or sav...
Aug 28, 2023•30 min•Ep. 181
Estate planning can feel like navigating a labyrinth of complex legalities and tax codes. On this episode of A Wiser Retirement™ Podcast, Casey Smith is joined by guest Shawn Shelton, partner at Moore Ingram Johnson & Steel to explain Charitable Remainder Trusts (CRTs), as a strategic tool for those with estates valued over the $25 million federal estate tax exclusion. Podcast Episodes Referenced: - Ep 120: Finding the Right Estate Planning Attorney for You - Ep 116: Are you striving to leav...
Aug 21, 2023•32 min•Ep. 180
On this episode of A Wiser Retirement™ Podcast, Casey Smith is joined by guest Randy Hargett, CLTC, who is a Long-Term Care Specialist at Capstone LTC Advisors , to talk about how you can confidently secure your future and protect your family's wealth against potential catastrophic events. They will also help you determine whether you should buy long-term care insurance. They talk about the complexities of long-term care insurance, discussing who could reap the most benefits from it and how to d...
Aug 14, 2023•29 min•Ep. 179
Curious about the intriguing dynamics within the financial advice industry? On this episode of A Wiser Retirement™ Podcast, Casey Smith and Missie Beach, CFP®, CDFA® unveil the hidden realities of the business of financial advice. This episode talks about the world of financial advisors, exposing the three main business models: commission, fee-based, and fee-only, and how some can be manipulated for profit. We also talk about hidden conflicts of interest that are prevalent in this industry. We d...
Aug 07, 2023•36 min•Ep. 178
