On this special crypto episode of A Wiser Retirement™ Podcast, Casey Smith and Robert Swarthout talk about the nature of ETFs, a possible Bitcoin spot ETF in the near future, the complexities of ETFs, and Bitcoin in the ever-evolving crypto universe. They also discuss the most current ruling in the Ripple vs SEC case, and how XRP has gotten more clarity as this case unfolds. We also talk about the possibilities of creating an XRP-based ETF, and reflect on how supply and demand can shape the futu...
Aug 02, 2023•54 min•Ep. 177
On this episode of A Wiser Retirement™ Podcast, Casey Smith is joined by guest Marty Paradise from Paradise Business Coaching, to discuss smart ways to grow and scale a small business without increasing the burden on the business owner. Our discussion underscores the value of seeking quality financial guidance and argues the case for small businesses to prioritize leadership and management, just as substantial corporations do. We talk about the pivotal role of having a crystal-clear vision and m...
Jul 31, 2023•39 min•Ep. 176
Ever wondered how wealthy families preserve their fortune for multiple generations? On this episode of A Wiser Retirement™ Podcast, Casey Smith and Missie Beach, CFP®, CDFA® talk about ways to ensure you can successfully pass down your assets to create multi-generational wealth. We kick off our conversation by understanding the concept of generational wealth and how important education and communication are in ensuring a successful transfer of wealth to the next generation. We share the inspirin...
Jul 24, 2023•40 min•Ep. 175
On this episode of A Wiser Retirement™ Podcast, Casey Smith is joined by guest Jordan Sute Norton, CPA, to discuss new opportunities for tax credits in 2023. Together, we delve into the noteworthy updates to deductions for 2023, highlighting changes in mileage rate, retirement contributions, and teacher expenses. When talking about tax credits, we begin by explaining the difference between refundable and non-refundable tax credits, and how the former might give you that much-needed financial boo...
Jul 17, 2023•31 min•Ep. 174
Did you know that the world of airline pilots is rife with unique retirement planning challenges and opportunities? On this episode of A Wiser Retirement™ Podcast, Casey Smith and Missie Beach, CFP®, CDFA® discuss different 401k options for pilots. Crack the code of planning for retirement as a pilot with our in-depth discussion on the industry, pensions, non-elective contributions, and 401k's. Discover the benefits of a Market Based Cash Balance plan, and the financial implications between majo...
Jul 10, 2023•31 min•Ep. 173
How secure is your digital life, especially when it comes to cryptocurrency? This week, on A Wiser Retirement™ Podcast, Casey Smith is joined by Robert Swarthout, founder, CEO, and portfolio manager of Teton Crypto Capital, to discuss the essential role of password managers and two-factor authentication in safeguarding your digital assets. Don't miss this episode that will provide valuable insights and advice on protecting your digital presence and navigating the ever-evolving landscape of crypt...
Jul 05, 2023•33 min•Ep. 172
On this episode of A Wiser Retirement™ Podcast, Casey Smith, Missie Beach, CFP®, CDFA®, and Michaela Laney dive into the complex world of estate tax rates, annuities, and IRAs. We shed light on strategies like Roth conversions to minimize tax burdens and the importance of legacy planning to ensure your kids benefit from your inheritance. But it's not just about the numbers; we also tackle the psychological and practical aspects of managing inherited wealth. Discover the value of diversifying ass...
Jul 03, 2023•31 min•Ep. 171
On this episode of A Wiser Retirement™ Podcast, Casey Smith, Missie Beach, CFP®, CDFA®, and Michaela Laney, discuss retirement planning and demystify the "right amount of money to retire" expectation. How much money do you really need to retire comfortably? It's a tough question to answer, and the truth is, there isn't a one-size-fits-all solution. Join us in this episode as we explore the factors determining each individual's unique retirement needs, why online retirement calculators can't prov...
Jun 26, 2023•34 min•Ep. 170
On this episode of A Wiser Retirement™ Podcast, Casey Smith and Brad Lyons, CFP® discuss how human behavior leads us to believe that a presidential election can make or break our investments. As we gear up for the 2024 election season, you might be wondering how the political climate could affect market volatility and your financial planning. Fear not, as we're here to help you navigate these uncertain times with a comprehensive discussion on the potential impacts of the upcoming election, the i...
Jun 19, 2023•35 min•Ep. 169
On this episode of A Wiser Retirement™ Podcast, Casey Smith and Missie Beach, CFP®, CDFA® discuss 529 plans as a vehicle for college savings. Are you prepared for the skyrocketing costs of higher education? Look no further; we've got you covered with this enlightening episode all about 529 plans. Discover the pros and cons of the two main types of plans, learn about the incredible benefits of compounding interest, and understand the various ways to set up a 529 plan. We also dive deep into the t...
Jun 12, 2023•29 min•Ep. 168
On this special crypto episode of A Wiser Retirement™ Podcast, Casey Smith and Robert Swarthout discuss news in the Crypto world and the SEC's involvement in lawsuits against different Crypto companies. Podcast Episodes Referenced: - Ep 161: Crypto Special: Why Crypto is So Confusing to the Average Investor - Ep 157: Crypto Special: Where Crypto is Headed with Don Friedman, President of DACFP YouTube Videos Referenced: - What are the Best Short-Term Investment Plans? - What is the Number One Rul...
Jun 07, 2023•36 min•Ep. 167
On this episode of A Wiser Retirement™ Podcast, Casey Smith and Michaela Laney, talk about the components of a mentally and physically healthy morning routine, and how you can make changes in your life to create a million-dollar morning routine for yourself. Podcast Episodes Referenced: - Ep 143: Financial Success is Intentional YouTube Videos Referenced: - 6 Habits of Financially Successful People Other Links: - Join 1440 Learn More: - About Wiser Wealth Management - Schedule a Complimentary Co...
Jun 05, 2023•36 min•Ep. 166
On this episode of A Wiser Retirement™ Podcast, Casey Smith and Brad Lyons, CFP® discuss 5 principles of successful investing. These principles should help you succeed in any season of life and through differing economic and political circumstances. Podcast Episodes Referenced: - Ep 154: Investing Through Times of Fear - Ep 121: Designing Your Portfolio to Leave a Lasting Legacy YouTube Videos Referenced: - Two Bucket Investing Strategy: Income Strategy vs Total Return - What is the Number One R...
May 29, 2023•47 min•Ep. 165
On this episode of A Wiser Retirement™ Podcast, Casey Smith opens the podcast with guest Tom Townsend, real estate agent at Townsend Realty Group . They briefly talk about what's going on in the current real estate market. For the remainder of the episode, Casey is joined by Missie Beach, CFP®, CDFA® to talk about what you should do with your old 401k. Podcast Episodes Referenced: - Ep 115: What could happen if you don’t prepare for retirement - Ep 89: Active vs Passive Investing YouTube Videos ...
May 17, 2023•31 min•Ep. 164
On this episode of A Wiser Retirement™ Podcast, Casey Smith and Brad Lyons, CFP® talk about how to maximize earnings on your cash reserves and cover the basics of ESG investing. Podcast Episodes Referenced: - Ep 143: Financial Success is Intentional - Ep 102: Low Cost, Diversified, Long-term Investing YouTube Videos Referenced: - What is the right time to invest in the stock market? - How to be a Long-Term Investor Learn More: - About Wiser Wealth Management - Schedule a Complimentary Consultati...
May 15, 2023•32 min•Ep. 163
On this episode of A Wiser Retirement™ Podcast, Casey Smith is joined by guest Evan Bogan, airline captain, to talk about how flying a plane can be compared to retirement planning. Podcast Episodes Referenced: - Ep 141: What is holistic financial planning? - Ep 129: Financial Planning Looks Different in Every Decade of Your Life YouTube Videos Referenced: - Avoid Asset Managers Looking to Manage your Airline 401k - Should I hire a financial advisor or DIY? Learn More: - About Wiser Wealth Manage...
May 08, 2023•54 min•Ep. 162
On this special crypto episode of A Wiser Retirement™ Podcast, Casey Smith and Robert Swarthout discuss some of the reasons why Crypto is so confusing to the average investor and why people may opt for other investment options. Learn More: - About Wiser Wealth Management - Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom. - Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business...
May 01, 2023•34 min•Ep. 161
On this episode of A Wiser Retirement™ Podcast, Casey Smith, Missie Beach, CFP®, CDFA®, and Michaela Dowdy, discuss how finances affect divorce. They also talk about things couples can do to avoid heading down the road toward divorce. Podcast Episodes Referenced: - Ep 153: How to Recover Financially After Divorce - Ep 143: Financial Success is Intentional YouTube Videos Referenced: - 6 Habits of Financially Successful People - Should I Hire a Financial Advisor or DIY? Learn More: - About Wiser W...
Apr 24, 2023•36 min
At the start of the episode, Casey Smith takes a few minutes to talk with Amy Rambo, a travel advisor at Blue Pineapple Travel . They talk about traveling in retirement and mention some of the benefits of hiring a travel advisor to help plan your next trip. Casey is joined by Missie Beach, CFP®, CDFA®, for the remainder of the episode to talk about steps you can take to retire early. Podcast Episodes Referenced: - Ep 147: Market Update and What to Know about Rule 72t and Early Retirement - Ep 10...
Apr 17, 2023•47 min•Ep. 159
On this episode of A Wiser Retirement™ Podcast, Casey Smith, and Brad Lyons, CFP®, talk about different ways to prepare for retirement and how to determine how much you can spend in retirement. Podcast Episodes Referenced: - Ep 106: Create a Cash Flow Strategy for Retirement - Ep 107: Get Rid of Debt Before You Retire - Ep 68: Leveraging Your Wealth in Retirement - Ep 60: Withdrawal Strategies for Retirement YouTube Videos Referenced: - Will a Stock Market Decline Kill My Retirement? - Are Annui...
Apr 10, 2023•28 min•Ep. 158
On this special crypto episode of A Wiser Retirement™ Podcast, Casey Smith and Robert Swarthout are joined by guest Don Friedman to discuss their view on where crypto is headed. Don Friedman is the President of DACFP , the Digital Assets Council of Financial Professionals. During Don’s 20-year career, he has created and produced many of the financial industry’s largest and most prestigious events. Learn More: - About Wiser Wealth Management - Schedule a Complimentary Consultation: Discover how w...
Apr 05, 2023•59 min•Ep. 157
On this episode of A Wiser Retirement™ Podcast, Casey Smith, and Brad Lyons, CFP®, discuss the Silicon Valley Bank collapse and if people should be concerned about banks now. Podcast Episodes Referenced: - Ep 154: Investing Through Times of Fear YouTube Videos Referenced: - What You Need to Know About Silicon Valley Bank Failure - Stay Invested Long Term Learn More: - About Wiser Wealth Management - Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom. - ...
Apr 03, 2023•43 min
On this episode of A Wiser Retirement™ Podcast, Casey Smith, and guest Logan Steele, discuss preparation for medicare enrollment, and the different options for Medicare coverage. Podcast Episodes Referenced: - Ep 111: Differences between Medicare A, B, D, Medigap, and Advantage - Ep 110: How Does Healthcare Work in Retirement? YouTube Videos Referenced: - What is IRMAA? - How does Medicare work? Other Links: Steele Choice Insurance Learn More: - About Wiser Wealth Management - Schedule a Complim...
Mar 27, 2023•47 min•Ep. 155
On this episode of A Wiser Retirement™ Podcast, Casey Smith, and Brad Lyons, CFP®, talk about investing through times of fear. They also discuss 37 different reasons people often fear investing in the stock market, but shouldn't. Podcast Episodes Referenced: - Ep 53: Invest Now, In this Market? - Ep 91: Is Your Behavior Affecting Your Portfolio? YouTube Videos Referenced: - How to be a Long Term Investor - What is the Number One Rule in Investing? Learn More: - About Wiser Wealth Management - Sc...
Mar 20, 2023•49 min•Ep. 154
On this episode of A Wiser Retirement™ Podcast, Casey Smith, Missie Beach, CFP®, CDFA®, discuss divorce, all the financial hardships that come with it, and how to work around them. Podcast Episodes Referenced: - Ep 46: Financial Terms Everyone Should Know - Ep 69: Achieve Financial Success in Retirement YouTube Videos Referenced: - Tips for Sticking to Your Financial Goals - Stay Invested Long-Term - Should I hire a financial advisor or DIY? Learn More: - About Wiser Wealth Management - Schedule...
Mar 13, 2023•29 min•Ep. 153
On this episode of A Wiser Retirement Podcast, Casey Smith, Brad Lyons, CFP®, and guest Jordan Sute, CPA, give a quick market update. They also talk about 10 tax planning strategies for high-net-worth individuals. Podcast Episodes Referenced: - Ep 127: The Cost of Inheriting Wealth, Estate Tax and Opportunities to Avoid It - Ep 81: What is tax loss harvesting? YouTube Videos to Reference: - Does inheritance count as income? - Asset Protection for High Net Worth Learn More: - About Wiser Wealth M...
Mar 06, 2023•45 min•Ep. 152
On this special crypto episode of The Wiser Retirement™ Podcast, Casey Smith and Robert Swarthout talk about how cryptocurrency is not going anywhere and is here to stay, crypto proof of work, staking, and news in the crypto market. Robert is the Founder, CEO, and Portfolio manager of Teton Crypto Capital. He will be joining Casey once a month for a special crypto episode. Learn More: - About Wiser Wealth Management - Schedule a Complimentary Consultation: Discover how we can help you achieve fi...
Mar 01, 2023•48 min•Ep. 151
On this episode of A Wiser Retirement™ Podcast, Casey Smith, and Brad Lyons, CFP®, discuss if tax-loss harvesting can improve your investing returns. They talk about how this strategy can help investors use market value losses of securities to offset gains and remain invested with a diversified portfolio. Podcast Episodes Referenced: - Ep 81: What is Tax Loss Harvesting? - Ep 83: Commonly Missed Tax Deductions for Business Owners - Ep 87: Strategies to Grow and Protect Your Portfolio YouTube Vid...
Feb 27, 2023•27 min•Ep. 150
On this episode of A Wiser Retirement™ Podcast, Casey Smith and Brad Lyons, CFP® talk about some of the reasons for high inflation, and how to inflation-proof your retirement portfolio. Podcast Episodes Referenced: - Ep 45: Inflation Protecting Your Portfolio - Ep 101: What is Portfolio Diversification? YouTube Videos to Reference: - Protecting Your Portfolio During a Market Downturn Learn More: - About Wiser Wealth Management - Schedule a Complimentary Consultation: Discover how we can help you...
Feb 20, 2023•41 min•Ep. 149
On this episode of A Wiser Retirement™ Podcast, Casey Smith and Brad Lyons, CFP® discuss Chat GPT and how AI could eventually be used in the financial services industry. They also go over different strategies for managing risk in your portfolio. Podcast Episodes Referenced: - Ep 101: What is portfolio diversification? - Ep 100: Performance Benchmarks for your Portfolio - Ep 91: Is your behavior affecting your portfolio? YouTube Video Referenced: - Protecting Your Portfolio During a Market Downtu...
Feb 13, 2023•39 min•Ep. 148
