On this episode of A Wiser Retirement™ Podcast, Casey Smith, Brad Lyons, CFP®, and guest Jordan Sute, CPA, give an update on what's going on in the market. They also discuss early retirement and rule 72t. They also cover different ways you can avoid tax penalties if you are hoping to retire early. Podcast Episodes Referenced: - Ep 115: What could happen if you don’t prepare for retirement - Ep 103: Your pre-retirement checklist YouTube Videos to Reference: - Changes to the 72t Interest Rates - W...
Feb 06, 2023•34 min•Ep. 147
On this episode of A Wiser Retirement Podcast, Casey Smith, and Randy Hargett, CLTC, discuss the importance of life insurance to make sure your family's needs are covered. Podcast Episodes Referenced: - Ep 23: Life Insurance with Randy Hargett - Ep 126: How can insurance protect your wealth? Youtube Videos Referenced: - Long Term Care Insurance Explained - What is umbrella Insurance ? Learn More: - About Wiser Wealth Management - Schedule a Complimentary Consultation: Discover how we can help yo...
Jan 30, 2023•27 min•Ep. 146
On this episode of A Wiser Retirement Podcast, Casey Smith is joined by guest Doug Butler to discuss why estate planning is so important when planning for your future. They also go over what an estate plan consists of, and what can go wrong if you don't have one. Podcast Episodes Referenced: - Ep 120: Finding the right estate planning attorney for you - Ep 123: Estate planning for young adults - Ep 119: Choosing a CPA to meet your estate planning needs Youtube Videos Referenced: - Using an Onlin...
Jan 23, 2023•38 min•Ep. 145
On this episode of A Wiser Retirement Podcast, Casey Smith, and Missie Beach, CFP®, CDFA®, discuss what goes into planting financial seeds for the next generation. Podcast Episodes Referenced: - Ep 128: Transferring Wealth from Generation to Generation - Ep 121: Designing Your Portfolio to Leave a Lasting Legacy Youtube Videos Referenced: - What is Legacy Planning and Why is it Important? - A Financial Advisor's Role in Legacy Planning - Greenlight Debit Card for Kids 2022 Update - Greenlight De...
Jan 16, 2023•31 min•Ep. 144
On this episode of A Wiser Retirement Podcast, Casey Smith, and Brad Lyons, CFP®, discuss various stories of success and tell us why financial success is intentional. Podcast Episodes Referenced: - Ep 124: Financial Literacy is Vital… For Everyone! - Ep 115: What Could Happen if You Don’t Prepare for Retirement - Ep 69: Achieve Financial Success in Retirement - Ep 49: 4 Steps to Be Wealthy Youtube Videos Referenced: - What is Legacy Planning and Why is it Important? - A Financial Advisor's Role ...
Jan 09, 2023•33 min•Ep. 143
On this episode of A Wiser Retirement Podcast, Casey Smith, and Brad Lyons, CFP®, discuss the new year and how to set 2023 goals you can keep. Podcast Episodes Referenced: - Ep 61: 5 Steps to Financial Sucess in Retirement Youtube Videos Referenced: - Tips to Grow Your Business in the New Year - New Years Resolutions to Be Financially Successful in 2022 Learn More: - About Wiser Wealth Management - Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom. - A...
Jan 02, 2023•28 min•Ep. 142
On this episode of A Wiser Retirement Podcast, Casey Smith, Brad Lyons, CFP®, and Missie Beach, CFP®, CDFA®, discuss what holistic financial planning is. Podcast Episodes Referenced: - Ep 117: What is generational wealth and how do you preserve it - Ep 129: How Financial Planning Looks Different in Every Decade of Your Life Youtube Videos Referenced: - A Financial Advisor's Role in Legacy Planning - What is Financial Planning? - What is a CERTIFIED FINANCIAL PLANNER™ (CFP®)? Download Our Guide: ...
Dec 26, 2022•43 min•Ep. 141
On this episode of A Wiser Retirement Podcast, Casey Smith and Brad Lyons, CFP® discuss tips for making a smooth transition into retirement. Podcast Episodes Referenced: - Episode 139: Financial Planning in Your 60’s - Episode 113: Finding a Purpose in Life After Retirement - Episode 103: Your Pre-Retirement Checklist Youtube Videos Referenced: - 4 Steps to Get Financially Organized Before Retirement - How to Retire Debt Free Learn More: - About Wiser Wealth Management - Schedule a Complimentary...
Dec 19, 2022•38 min•Ep. 140
On this episode of A Wiser Retirement Podcast, Casey Smith and Brad Lyons, CFP® discuss financial planning in your 60s and ways to prepare for retirement. Podcast Episodes Referenced: - Episode 115: What Could Happen if You Don’t Prepare for Retirement - Episode 103: Your Pre-Retirement Checklist Youtube Videos Referenced: - Are Annuities and Good Retirement Strategy? - 4 Steps to Get Financially Organized Before Retirement Learn More: - About Wiser Wealth Management - Schedule a Complimentary C...
Dec 12, 2022•31 min•Ep. 139
On this episode of A Wiser Retirement Podcast, Casey Smith is joined by special guests Robert Swarthout of Teton Crypto Capitol and Marty Paradise of Paradise Business Coaching. They will discuss the ins and outs of making your business less dependent on you. Podcast Episodes Referenced: - Episode 122: Succession Planning for Small Business Owners - Episode 83: Commonly Missed Tax Deductions for Business Owners - Episode 104: An Investment Portfolio Built for Retirement Youtube Videos Referenced...
Dec 05, 2022•39 min•Ep. 138
On this episode of A Wiser Retirement Podcast, Casey Smith and Brad Lyons, CFP® discuss financial planning in your 50s, and why you shouldn't get spooked in volatile markets. Podcast Episodes Referenced: - Episode 129: How Financial Planning Looks Different in Every Decade of Your Life - Episode 115: What Could Happen if You Don’t Prepare for Retirement Youtube Videos Referenced: - 4 Steps to Get Financially Organized Before Retirement - What is Legacy Planning and Why is it Important Learn More...
Nov 28, 2022•22 min•Ep. 137
On this episode of A Wiser Retirement Podcast, Casey Smith and Missie Beach, CFP®, CDFA® discuss financially preparing for your high-schooler to go to college and the importance of being prepared. Podcast Episodes Referenced: - Episode 10: College Saving Tips - Episode 34: College Admissions 101: How to Prepare Your Student for College - Episode 131: Money Management Tips for Recent College Graduates Learn More: - About Wiser Wealth Management - Schedule a Complimentary Consultation: Discover ho...
Nov 21, 2022•21 min•Ep. 136
On this episode of A Wiser Retirement Podcast, Casey Smith is joined by special guest Marty Paradise of Paradise Business Coaching, and they discuss how to start and grow a business and the importance of surrounding yourself with a good team. Podcast Episodes Referenced: - Episode 122: Succession Planning for Small Business Owners - Episode 83: Commonly Missed Tax Deductions for Business Owners YouTube Videos Referenced: - Ways Businesses Can Reduce Taxes and Plan for the Future - Business Owner...
Nov 14, 2022•1 hr 10 min•Ep. 135
On this episode of A Wiser Retirement Podcast, Casey Smith, Brad Lyons, CFP®, and Missie Beach, CFP®, CDFA® discuss financial planning in your 40s, financial mistakes, and ways to start preparing yourself for retirement. Podcast Episodes Referenced: - Episode 129: How Financial Planning Looks Different in Every Decade of Your Life - Episode 124: Financial Literacy is Vital... for Everyone! - Episode 106: Create a Cash Flow Strategy for Retirement YouTube Videos Referenced: - Using an Online Esta...
Nov 07, 2022•40 min•Ep. 134
On this episode of A Wiser Retirement Podcast, Casey Smith and Michaela Dowdy are joined by special guest Tom Townsend of Townsend Realty Group. They will discuss what financial planners wish you knew about buying your first home. Podcast Episodes Mentioned: - Episode 17: Real Estate with Tom Townsend - Episode 51: Is there a Looming Real Estate Crash? - Episode 9: All Things Mortgages with Mary Ansley Southerland YouTube Videos Mentioned: - Should I Pay Off My Mortgage? - How To Leverage Assets...
Oct 31, 2022•43 min•Ep. 133
In this episode of A Wiser Retirement Podcast, Casey Smith, Brad Lyons, CFP®, and Michaela Dowdy discuss financial planning in your 30s and 30-year-olds biggest issues with money. Podcast Episodes Referenced: - Episode 129: How Financial Planning Looks Different in Every Decade of Your Life - Episode 124: Financial Literacy is Vital... for Everyone! - Episode 123: Estate Planning for Young Adults YouTube Videos Referenced: - Using an Online Estate Planning Service vs Using a Local Attorney - How...
Oct 24, 2022•23 min•Ep. 132
In this episode of A Wiser Retirement Podcast, Casey Smith, Brad Lyons, CFP®, and Michaela Dowdy talk about money management tips for recent college graduates. They also dive into the benefits of building and sticking to a budget. Podcast Episodes Mentioned: - Episode 130: Financial Planning in Your 20’s - Episode 124: Financial Literacy is Vital... for Everyone! - Episode 123: Estate Planning for Young Adults YouTube Videos Mentioned: - Avoid the Annuity Salesperson - How to Be a Long Term Inve...
Oct 17, 2022•20 min•Ep. 131
In this episode of A Wiser Retirement Podcast, Casey Smith, Brad Lyons, CFP®, and Michaela Dowdy discuss financial planning in your 20s and 20-something's biggest issues with money. Podcast Episodes Referenced: - Episode 54: Hiring the Right Financial Advisor - Episode 89: Active vs Passive Investing YouTube Videos Referenced: - 4 Steps to Get Financially Organized before Retirement - Should I Pay Off My Mortgage? Learn More: - About Wiser Wealth Management - Schedule a Complimentary Consultatio...
Oct 10, 2022•37 min•Ep. 130
In this episode of A Wiser Retirement Podcast, Casey Smith and Brad Lyons, CFP® discuss how financial planning looks different in every decade of your life and take a deep dive into the current state of the market. Podcast Episodes Referenced: - Episode 54: Hiring the Right Financial Advisor - Episode 89: Active vs Passive Investing YouTube Videos Referenced: - 4 Steps to Get Financially Organized before Retirement - Should I Pay Off My Mortgage? Learn More: - About Wiser Wealth Management - Sch...
Oct 03, 2022•36 min•Ep. 129
On this episode of A Wiser Retirement Podcast, Casey Smith and Brad Lyons, CFP® talk about transferring wealth from generation to generation and go over what we've talked about on the podcast during the past quarter. Podcast Episodes Referenced: - Episode 117: What is Generational Wealth and How Do You Preserve It? - Episode 121: Designing Your Portfolio to Leave a Lasting Legacy - Episode 123: Estate Planning for Young Adults YouTube Videos Referenced: - The Financial Advisor’s Role in Legacy P...
Sep 26, 2022•26 min•Ep. 128
On this episode of A Wiser Retirement Podcast, Casey Smith is joined by Jordan Sute, CFP, from Sute CPAs . Jordan has been a guest on our podcast many times. She is joining us to talk about the cost of inheriting wealth, estate tax, and opportunities to avoid it. Podcast Episodes Referenced: - Episode 117: What is Generational Wealth and How Do You Preserve It? - Episode 83: Commonly Missed Tax Deductions for Business Owners - Episode: 57: Opportunities Missed on Tax Returns YouTube Videos Refer...
Sep 19, 2022•27 min•Ep. 127
On this episode of A Wiser Retirement Podcast , Casey Smith is joined by Randy Hargett, owner of Capstone LTC Advisors . Randy was a guest on episode 16 of our podcast back in 2020. He has a wealth of knowledge about long term care insurance and is a RamseyTrusted Provider for the Dave Ramsey show. He is joining us to talk about how insurance can be used to protect your wealth, long term care insurance, and life insurance. Podcast Episodes Referenced: Episode 16: Long-Term Care with Randy Harget...
Sep 08, 2022•37 min•Ep. 126
On this episode of A Wiser Retirement Podcast , Casey Smith and Brad Lyons CFP® are joined by Barbara Garner , Donor Services Manager at Cobb Community Foundation . Barbara was a guest on episode 73 of our podcast last year when we talked about what donor advised funds are. She is joining us to talk about leaving a legacy of generosity. Learn more about Cobb Community Foundation's Non-Profit Bus Tours here ! Learn more about Cobb Community Connection here ! Podcast Episodes Referenced: Episode 7...
Sep 05, 2022•37 min•Ep. 125
On this episode of A Wiser Retirement Podcast , Casey Smith kicks off the episode by introducing Jared Knox , a local artist from Marietta, Georgia. He painted the new artwork of the bear and the bull that we have hanging in the background of our podcast every week. Jared's art can be found in DK Gallery down the street from our office in Marietta Square. On the rest of the episode, Casey is joined by Michaela Dowdy, Financial Planning Associate at Wiser Wealth Management and Jason Waters, CFP® ...
Aug 29, 2022•45 min•Ep. 124
On this episode of A Wiser Retirement Podcast , Casey Smith is joined by Nick Rosenbauer, Estate Planning Attorney. Nick is founder of The Rosenbauer Law Office, LLC in West Chester, Ohio. Nick is also the host of the Complete Estate Planning podcast . They talk about the importance of a power of attorney, guardianship, privacy for young adults, and estate planning for crypto investors. They also explain the importance of having a master list for your passwords. Click here to schedule a consulta...
Aug 22, 2022•41 min•Ep. 123
On this episode of A Wiser Retirement Podcast , Casey Smith and Brad Lyons, CFP® are joined by Gary Bottoms, CLU, ChFC, who is Chairman and CEO of The Bottoms Group, LLC and author of Getting it Right: 10 Strategies to Avoid Regrets . Gary is also a Principal of TBX Benefit Partners, a subsidiary of The Bottoms Group. They talk about succession planning for small business owners, developing a family mission statement, having a mentor, and leaving a legacy. Learn More: - About Wiser Wealth Manage...
Aug 15, 2022•48 min•Ep. 122
On this episode of A Wiser Retirement Podcast , Casey Smith and Brad Lyons, CFP® talk about how to design your portfolio to leave a lasting legacy. They also explain the importance of an opportunity fund, real estate in your portfolio, and educating the next generation. Podcast Episodes Mentioned: Episode 87: Strategies to Grow and Protect Your Portfolio Episode 102: Low Cost, Diversified, Long-Term Investing Episode 104: An Investment Portfolio Built for Retirement Learn More: - About Wiser Wea...
Aug 08, 2022•32 min•Ep. 121
On this episode of A Wiser Retirement Podcast , Casey Smith and Brad Lyons, CFP® are joined by Doug Butler who is an Attorney at Moore Ingram Johnson and Steele. Doug is a partner within the firm’s Corporate and Transactional, Insurance Regulatory, and Self-Insured / Captive Insurance Departments . They talk about how to find the right estate planning attorney for you. Podcast Episodes Mentioned: Episode 116: Are You Striving to Leave a Purposeful Legacy? Episode 117: What is Generational Wealth...
Aug 01, 2022•45 min•Ep. 120
On this episode of A Wiser Retirement Podcast , Casey Smith and is joined by guest, Jordan Sute, CPA, from Sute CPAs . Jordan has been a guest on our podcast many times now. They talk about how to choose a certified public accountant (CPA) to meet your estate planning needs. They also explain why a CPA is important, what to look for in a CPA, some red flags, and how a CPA can be beneficial to your team. Learn More: - About Wiser Wealth Management - Schedule a Complimentary Consultation: Discover...
Jul 25, 2022•20 min•Ep. 119
On this episode of A Wiser Retirement Podcast, Casey Smith and Brad Lyons, CFP® talk about what to look for in a financial advisor when building a legacy plan. It’s important to understand that your advisor should be working in the client’s best interest, and not selling products. They also give us an update on current inflation numbers for the last year and tips for how investors should be approaching the situation. Learn More: - About Wiser Wealth Management - Schedule a Complimentary Consulta...
Jul 18, 2022•38 min•Ep. 118
