On this episode of A Wiser Retirement Podcast , Casey Smith and Brad Lyons, CFP® introduce a special guest, James E. Hughes, Jr. , author of Family Wealth: Keeping it in the Family . Hughes talks about how to create a family covenant, the hierarchy of a covenant, the Rockefeller legacy story, and how to structure a team that will work in your best interest. He also discusses some main points from his book, Family Wealth: Keeping it in the Family . Learn More: - About Wiser Wealth Management - Sc...
Jul 11, 2022•42 min•Ep. 117
On this episode of A Wiser Retirement Podcast, Casey Smith and Brad Lyons, CFP® kick off the new season of the podcast by explaining what it takes to leave a purposeful financial legacy. It is important to plan ahead of time in order to leave the legacy you wish to leave for the next generation. Learn More: - About Wiser Wealth Management - Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom. - Access Our Free Guides: Gain valuable insights on building a...
Jul 04, 2022•52 min•Ep. 116
On this episode of A Wiser Retirement Podcast , Casey Smith, Matthews Barnett, CFP®, ChFC®, CLU®, and Brad Lyons, CFP® wrap up this season of the podcast by talking about the three main ways to prepare for retirement. They also reveal our theme for the new season of the podcast starting in July and say goodbye to Matthews! Podcast Episodes Mentioned: Episode 106: Create a Cash Flow Strategy for Retirement Episode 107: Get Rid of Debt Before You Retire YouTube Videos Mentioned: 4 Steps to Get Fin...
Jun 27, 2022•28 min•Ep. 115
On this episode of A Wiser Retirement Podcast , Casey Smith, Matthews Barnett, CFP®, ChFC®, CLU®, and Brad Lyons, CFP® talk about 5 different ways you can stay active during retirement. They also talk about the current market situation, and how it has entered bear market territory. Podcast Episodes Mentioned: Episode 112: How Retirement can Affect Mental and Physical Health Episode 110: How does healthcare work in retirement? Episode 107: Get Rid of Debt Before You Retire YouTube Videos Mentione...
Jun 20, 2022•31 min•Ep. 114
In this episode of A Wiser Retirement® Podcast , Casey Smith, President of Wiser Wealth Management, welcomes special guest Dr. Tara Arnold, PhD, LCSW, CEDS-S, RYT-200 , Clinical Co-Director of WholeHeart Psychotherapy . Dr. Arnold shares insights on finding purpose after retirement and navigating emotional wellness during this major life transition. The conversation explores marriage in retirement, recognizing signs of depression, and practicing mindfulness. She also offers strategies for managi...
Jun 14, 2022•44 min•Ep. 113
On this episode of A Wiser Retirement Podcast , Casey Smith and Matthews Barnett, CFP®, ChFC®, CLU® talk about the effects of retirement on both mental and physical health. Retirement is a great accomplishment, and is a huge life transition. However, many people aren't aware of the impacts that retirement can have on your mental health. It is important before you retire to think about how you will spend your time and stay busy during retirement. Podcast Episodes Mentioned: Episode 104: An Invest...
Jun 06, 2022•15 min•Ep. 112
On this episode of A Wiser Retirement Podcast , Casey Smith, Matthews Barnett, CFP®, ChFC®, CLU®, and Brad Lyons, CFP® talk about the differences between Medicare A, B, D, Medigap and Advantage. They also explain Medicare for employees, the process of switching from Advantage to Medigap, and offer advice on how often to review your plan. Speak with a specialist today so you can find the right plan for you! Learn More: - About Wiser Wealth Management - Schedule a Complimentary Consultation: Disco...
May 30, 2022•17 min•Ep. 111
Are you considering retiring early but are unsure about your healthcare options? On this episode of A Wiser Retirement Podcast , Casey Smith, Matthews Barnett, CFP®, ChFC®, CLU®, and Brad Lyons, CFP® talk about different healthcare options in retirement. They also talk about ways to qualify for Medicare early, the Affordable Care Act, and why it’s important to consider different saving strategies. Learn More: - About Wiser Wealth Management - Schedule a Complimentary Consultation: Discover how w...
May 23, 2022•15 min•Ep. 110
On this episode of A Wiser Retirement Podcast , Casey Smith and Brad Lyons, CFP® answer and explain some of the most common questions about Social Security. They also talk about current market performance, and why you should stay invested long-term. Learn More: - About Wiser Wealth Management - Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom. - Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financia...
May 16, 2022•37 min•Ep. 109
On this episode of A Wiser Retirement Podcast , Casey Smith, Matthews Barnett, CFP®, ChFC®, CLU® and Brad Lyons, CFP® talk about the highlights of social security, how it works, and how to maximize it in retirement. It is important to research your social security options in advance, so you are prepared for the future. It’s never too early to get started! Learn More: - About Wiser Wealth Management - Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom. -...
May 09, 2022•32 min•Ep. 108
On this episode of A Wiser Retirement Podcast , Casey Smith and Brad Lyons, CFP® talk about the importance of getting rid of debt before you retire. They talk about credit cards, managing student loans, real estate, and the snowball method. It is important to take control of your debt and find a payment strategy that works for you so you can have enough income to sustain yourself in retirement. Learn More: - About Wiser Wealth Management - Schedule a Complimentary Consultation: Discover how we c...
May 02, 2022•52 min•Ep. 107
On this episode of A Wiser Retirement Podcast, Casey Smith, Matthews Barnett, CFP®, ChFC®, CLU® and Brad Lyons, CFP® talk about how to prepare cash flow in your portfolio for retirement. They describe a couple strategies for maintaining cash flow in retirement, the process of preparing for inflation, and why it’s important to invest in bonds. Learn More: - About Wiser Wealth Management - Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom. - Access Our F...
Apr 25, 2022•36 min•Ep. 106
On this episode of A Wiser Retirement Podcast, Casey Smith, Matthews Barnett, CFP®, ChFC®, CLU® and Brad Lyons, CFP® talk about a few different dividend investment strategies. They explain what a dividend is, the risks associated with them, and give advice on how to manage them within your portfolio. It is important to understand the different dividend investment strategies so you can choose which one is the best fit for you. Learn More: - About Wiser Wealth Management - Schedule a Complimentary...
Apr 18, 2022•36 min•Ep. 105
On this episode of A Wiser Retirement Podcast, Casey Smith, Matthews Barnett, CFP®, ChFC®, CLU® and Brad Lyons, CFP® talk about how to build an investment portfolio for retirement. They explain how to be your own pension fund manager, the importance of having cash reserves, and how to diversify your portfolio in retirement. Learn More: - About Wiser Wealth Management - Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom. - Access Our Free Guides: Gain va...
Apr 11, 2022•40 min•Ep. 104
On this episode of A Wiser Retirement Podcast, Casey Smith, Matthews Barnett, CFP®, ChFC®, CLU® and Brad Lyons, CFP® talk about the upcoming theme for Q2 2022, the importance of having a plan for retirement, and outline the five main topics they will be cover throughout the quarter. They also introduce our new guide, called "Your Pre-Retirement Checklist" . You can download this free guide on our website by clicking here . Learn More: - About Wiser Wealth Management - Schedule a Complimentary Co...
Apr 04, 2022•22 min•Ep. 103
It is important to understand the concept of long-term investing because it can help you grow and protect your portfolio . On this episode of A Wiser Retirement Podcast, Casey Smith and Brad Lyons, CFP® wrap up Q1 2022 by talking about why investing for the long-term is crucial to maintaining your portfolio. They talk about investing in emerging markets, reveal the fourth way to grow and protect your portfolio , and introduce our new theme for Q2 2022. Learn More: - About Wiser Wealth Management...
Mar 25, 2022•25 min•Ep. 102
It is important to recognize the amount of risk you're willing to take on in order to achieve a diversified portfolio. On this episode, Casey Smith, Matthews Barnett, CFP®, ChFC®, CLU® and Brad Lyons, CFP® talk about the importance of portfolio diversification. They talk about modern portfolio theory, the efficient frontier line, allocating your assets, and they offer advice on how to diversify your portfolio. Learn More: - About Wiser Wealth Management - Schedule a Complimentary Consultation: D...
Mar 21, 2022•32 min•Ep. 101
It is important to include performance benchmarks in your financial portfolio so you can achieve your goals. On this episode of A Wiser Retirement Podcast, we talk about how to include performance benchmarks in your portfolio. Casey Smith, Matthews Barnett, CFP®, ChFC®, CLU® and Brad Lyons, CFP® also go over measuring risk in your portfolio, the importance of being an investor, how to begin choosing indexes for a benchmark portfolio, and offer advice on how to set yourself up for success in reti...
Mar 14, 2022•35 min•Ep. 100
Casey Smith, Matthews Barnett, CFP®, ChFC®, CLU® and Brad Lyons, CFP® talk about if cryptocurrencies belong in an investment portfolio. They talk about some of the main cryptocurrencies, how they are being used today, the advantages and disadvantages of investing in them, and they offer advice on how to manage them in your portfolio. It is important to analyze the risks and rewards of including cryptocurrencies in your portfolio, so you can make the right decision. Learn More: - About Wiser Weal...
Mar 07, 2022•43 min•Ep. 99
Casey Smith and Robert Swarthout talk about Russia and Ukraine, crypto performance, taxes, CBDCs, Bitcoin, and the new Onramp software for advisors. Cryptocurrency has fluctuated in the past month, why could this be? Learn More: - About Wiser Wealth Management - Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom. - Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, po...
Mar 02, 2022•36 min•Ep. 98
Casey Smith and Brad Lyons, CFP® talk about which alternative investment may be right for you. They explain what an alternative investment is, the characteristics of limited partnerships, private equity, and how to properly utilize them in your portfolio. It is important to evaluate which one is the best fit for you and the amount of risk you are willing to undertake. Learn More: - About Wiser Wealth Management - Schedule a Complimentary Consultation: Discover how we can help you achieve financi...
Mar 01, 2022•49 min•Ep. 97
Casey Smith, Matthews Barnett, CFP®, ChFC®, CLU®, and Brad Lyons, CFP® talk about why selecting the best small cap ETF is crucial to your portfolio. They talk about the risks of buying inverse ETFs, the importance of having an overall theme within your portfolio, how to select the best small cap ETF, and how to diversify your portfolio. Learn More: - About Wiser Wealth Management - Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom. - Access Our Free Gu...
Feb 21, 2022•38 min•Ep. 96
Casey Smith and Matthews Barnett, CFP®, ChFC®, CLU® talk about what ESG investing is, how ESG investing works, and whether it is a scam or if it is actually saving the world. Learn More: - About Wiser Wealth Management - Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom. - Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more! S...
Feb 14, 2022•36 min•Ep. 95
Casey Smith, Matthews Barnett, CFP®, ChFC®, CLU® and Brad Lyons, CFP® talk about what an ETF is, how ETFs operate, and important things to know about ETF tradability. They also walk through how to select the best technology ETF for your investment portfolio. Learn More: - About Wiser Wealth Management - Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom. - Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a...
Feb 07, 2022•44 min•Ep. 94
Once a month, we take a deep dive into all things cryptocurrency. On this episode of A Wiser Retirement Podcast, Casey Smith and Robert Swarthout talk about crypto performance at the end of 2021 and start of 2022, inflation, CBDCs, a US Dollar crypto, and regulation. There was a great deal of volatility during January 2022 in the cryptocurrency market. Will there be a US Dollar Crypto? Learn More: - About Wiser Wealth Management - Schedule a Complimentary Consultation: Discover how we can help y...
Feb 02, 2022•38 min•Ep. 93
Casey Smith and Brad Lyons, CFP® talk about why choosing the right investment fund is crucial. They talk about the differences in the three big asset classes, how to pick an investment, trade volume, and give advice for the DIY ETF investor. It is important to understand how much risk you should be taking on inside your investment portfolio. You need to have a financial plan in place with set goals, and a plan to achieve those goals. Learn More: - About Wiser Wealth Management - Schedule a Compl...
Feb 01, 2022•57 min•Ep. 92
The team talks about behavioral finance and the impact that your behavior can have on your investment portfolio. They talk about various biases, such as conservatism, overconfidence, herd behavior, and loss aversion. Casey Smith, Matthews Barnett, CFP®, ChFC®, CLU® and Brad Lyons, CFP® tell you how to overcome bias and set yourself up for success. Learn More: - About Wiser Wealth Management - Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom. - Access ...
Jan 24, 2022•48 min•Ep. 91
Casey Smith, Matthews Barnett, CFP®, ChFC®, CLU® and Brad Lyons, CFP® talk about Q4 2021 and give an overview of stock market performance. They talk about bonds, treasury inflation-protected securities, and real estate. They also review their 2021 market picks, discussing the Invesco Global Return Clean Energy ETF and the S&P Kensho New Economies ETF. Learn More: - About Wiser Wealth Management - Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom. -...
Jan 19, 2022•31 min•Ep. 90
Casey Smith, Matthews Barnett, CFP®, ChFC®, CLU® and Brad Lyons, CFP® talk about the difference between active vs passive investing. The debate between these two approaches to investing is nothing new. It has actually been a long-time debate in our industry. There are two very passionate sides to this debate. Which approach is best? Learn More: - About Wiser Wealth Management - Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom. - Access Our Free Guides...
Jan 17, 2022•42 min•Ep. 89
On this episode of A Wiser Retirement Podcast, Casey Smith, Matthews Barnett, CFP®, ChFC®, CLU® and Brad Lyons, CFP® talk about the cost of investing. A lot of people don’t want to talk about fees. Many people say that their investment portfolio is free, that they don’t care, or that they just don’t understand it. It comes down to two things: the fee you pay for the advice and the fee you pay for the product. Understanding how much you are paying for investment advice and portfolios is important...
Jan 11, 2022•32 min•Ep. 88
