Episode description
Apollo Finvest positions itself as the AWS of lending in India with the capability to enable any company to offer lending within 48 hours. A technologist at heart, Mikhil speaks about the vision of the company and the hard work that goes into building a platform which is fit to purpose across various client segments, among many other things.
01:18 - What kind of lending capabilities does the platform offer? Tell us a little bit more about ‘enabling any company to offer lending in 48 hours’
14:50 – What kind of companies do you provide capital with – how young, how mature?
17:38 – What should companies do if they are interested in partnering with you?
20:50 - Can we discuss a bit in detail your tech stack and architecture? - What is the adoption of white-labeled consumer apps considering most companies prefer to build this themselves.
24:53 – How can companies differentiate themselves from other partners on your platform. What is the level of configurability to support this?
27:50 – How do you manage processes that are complex orchestrations – E.g. opening accounts. How much of that burden are you taking away from the partner
34:35 – How much of your platform did you build grounds up Vs renting/buying
38:15 - Can you explain a bit about the asset reconstruction and loan securitization services you have? This does not seem like a typical FinTech play. What is the target segment here and how does it work?
43:33 – Where do you think collections technology is today in India?
45:21 – Pharma, OTT, and now Banking/Lending – 10X engineer?
48:03 – The potential for account opening as a service