Dear Listeners, in this episode we bring to you Raman Narayanswamy, Chief Innovation Officer at Trust Stamp which is (OTCQX: IDAID) (Euronext Growth: AIID ID), a global provider of AI-powered trust and identity services used across multiple sectors. Raman is an expert with over 20 years of experience and had previously served as Vice President, Humanitarian & Development (Digital Identity) at Mastercard Most importantly a true thought leader on the topic of Identity and Tokenization. We spok...
Oct 05, 2021•27 min•Ep 15•Transcript available on Metacast 01:10 - Intro 03:00 - What is the value proposition of DriveWealth and what is the tech, regulatory, and license stack that you have to support it ? 04:42 - We know that you have a bunch of customers in India. Can you talk about them in general and about the growth in investments in the US stock market from Indian investors? How big is India vis-a-vis other markets 09:15 - Which of your target segments is red-hot right now and How do you look at the prospects of the embedded investing...
Sep 22, 2021•34 min•Ep 14•Transcript available on Metacast 01:10 – Context and Guest Intro 04:45 - With the prevailing focus on partnership-led and marketplace-led business models in the market, what role do technology service providers play in helping banks and FIs support these new models? 14:25 - There are a number of digital transformation programs that run in a bank at any given point in time. If we take just two of them – transformation of core systems and increasing accessibility of services by means of APIs, how do the two get connected? What ar...
Sep 15, 2021•53 min•Ep 13•Transcript available on Metacast Cashfree is India’s leading bulk payouts and payment gateway solution. Cashfree is backed by Y Combinator and incubated by Paypal. 02:45 - What prompted you to focus on a niche area with bulk payouts. What were the insights that led you to this decision? How does it improve upon the traditional payouts and collections methods through banking channels? 12:50 - Cart abandonment, transaction success rates, reconciliation, receivables, fraud management, and so goes the list of issues for merchants. ...
Jun 21, 2021•39 min•Ep 12•Transcript available on Metacast In this episode, we look at a new segment of invisible solutions - core banking platforms. Core banking systems have evolved fast in the last 5 years along with improvements in cloud technologies. Often considered the most difficult part of the IT landscape to deal with in a bank, cloud-native platforms are now starting to deliver significant business benefits in terms of scalability, agility, the pace of innovation, and ease of integration. www.10xbanking.com This conversation with Leda ...
Jun 17, 2021•45 min•Ep 11•Transcript available on Metacast Embedded finance is the next big thing. We expect that in the next 2-3 years, any app - consumer or enterprise - could be an access point for credit. Pavitra explains the 3-point framework that Kudos Finance follows to onboard partners, providing end-to-end lending infrastructure as a service, and much more. Listen in! 01:30 - Briefly explain your journey as an entrepreneur. What motivated you into credit and finance? 03:00 - Was Kudos a tech-first NBFC at the outset and if not, what motivated y...
Jan 28, 2021•41 min•Ep 10•Transcript available on Metacast In this episode on banking as a service for business banking, Rohit explains the typical challenges in stitching the front and back end parts of the BaaS chain, gaps in the market, and the overall outlook for BaaS. 02:00 - Your entrepreneurial journey and how Decentro was setup. 07:12 – What role does Decentro play in the FinTech ecosystem? 10:04 - What are some of the problem statements that you are trying to solve on priority? What does your roadmap look like 11:40 – Maturity of APIs exposed b...
Jan 28, 2021•41 min•Ep 9•Transcript available on Metacast In this episode of Invisible FinTech, Sujatha Mohan, Senior Director at FIS Global, talks about the strategic importance of open banking and BaaS to banks and why banks can not side-step governance and due diligence while working through partnerships. 02:00 - Evolution of open banking and BaaS in India. As far as adoption and maturity is concerned, have banks lived up to their potential in the last 7-8 years? 11:30 - The strategic importance of open banking for banks 22:15 - View on open banking...
Jan 27, 2021•46 min•Ep 8•Transcript available on Metacast Apollo Finvest positions itself as the AWS of lending in India with the capability to enable any company to offer lending within 48 hours. A technologist at heart, Mikhil speaks about the vision of the company and the hard work that goes into building a platform which is fit to purpose across various client segments, among many other things. 01:18 - What kind of lending capabilities does the platform offer? Tell us a little bit more about ‘enabling any company to offer lending in 48 hours’ 14:50...
Nov 03, 2020•52 min•Ep 7•Transcript available on Metacast In this episode, MEDICI talks to Prajit Nanu, CEO & Co-founder of Nium. Nium is one of the few BaaS platforms with a global presence. The best way to look at Nium is like a universal plug to financial services. In this conversation, Prajit talks about the journey from InstaRem to Nium, the approach to scaling across different markets, strategies to do so, the significance of human capital, and more... 01:45 – How do you describe the opportunity in BaaS 04:50 – What businesses and segments ar...
Oct 13, 2020•42 min•Ep 6•Transcript available on Metacast In this episode, MEDICI talks to Dr. Jorg Howein, Chief Product Officer, and a member of the management board at Solarisbank. Solarisbank is the first Banking-as-a-Service platform with a full banking license that enables companies to offer their own financial products. In this conversation, Jorg talks about some of the early decisions that made them the defacto B2B2X option in Europe, architectural considerations in evolving the platform, the role of FinLeap in their success, and more. Pl...
Oct 01, 2020•44 min•Ep 5•Transcript available on Metacast In this episode, MEDICI talks to Nikhil Kumar, Cofounder, Setu. Setu provides modular APIs for FinTechs to embed financial services capabilities into their apps. In this conversation, Nikhil talks about the ambitions of Setu, challenges in operating with the ecosystem and why he thinks the only way for FinTechs large and small to succeed is distinct value accrual in the value chain 01:55 - Genesys and the role Setu plays in the India FinTech ecosystem 10:53 - Problem statements that Setu is addr...
Aug 27, 2020•46 min•Ep 4•Transcript available on Metacast MEDICI talks to Madhu, Founder, YAP about their role in the financial-infrastructure-as-a-service ecosystem, how FinTechs are now able to easily subsume financial services capabilities within their apps and how banks are keen to collaborate with verticalized API platforms to widen their reach.
Aug 16, 2020•46 min•Ep 3•Transcript available on Metacast In this episode we cover the following about Open Banking: - Open banking objectives and key outcomes expected - The definitive value that Open Banking delivers and regional drivers - Global landscape of Open Banking - from countries where it is mandated to countries where it is market-driven - What's in it for the banks? Why should they open APIs? - How should banks think about it as a massive opportunity for them? - The readiness of banks in different re...
Jul 01, 2020•41 min•Ep 2•Transcript available on Metacast Jun 16, 2020•13 sec•Transcript available on Metacast In this episode we cover: - Legacy providers and limitations with older models - The definitive value that Financial Infrastructure API platforms deliver - Business services landscape - Global provider and platform landscape and regional drivers for adoption - Monetization possibilities and revenue outlook - Future horizon
Jun 13, 2020•48 min•Ep 1•Transcript available on Metacast 
