Episode description
Cashfree is India’s leading bulk payouts and payment gateway solution. Cashfree is backed by Y Combinator and incubated by Paypal.
02:45 - What prompted you to focus on a niche area with bulk payouts. What were the insights that led you to this decision? How does it improve upon the traditional payouts and collections methods through banking channels?
12:50 - Cart abandonment, transaction success rates, reconciliation, receivables, fraud management, and so goes the list of issues for merchants. What are the additional responsibilities that a payments intermediary like Cashfree can assume to make life easier for online merchants to grow their business?
17:30 - Regulation - With PAs and PGs becoming systemically important how do you look at the need for regulation? Does it help to create a level playing field with banks? What constraints do current regulations pose if any? What would you expect from the regulator?
23:45 - Reasons for your expansion into international markets when the sheer size of the Indian market itself might offer you growth opportunities
27:50 - About SBI’s strategic investment in Cashfree. What benefits does this partnership bring to Cashfree? What does SBI aim to achieve out of this partnership?
34:50 - So, what are the big problem statements that are still unresolved? What are the next set of trends and innovations that one can expect in B2B payments?