Unlock the secrets to mastering your career and finances, especially if you have ADHD, with insights from our 35-year veteran ADHD career coach, Shell Mendelson. We kick off the episode with an exciting announcement of our new project aimed at helping ADHDers gain better control over their financial lives. Shell shares her invaluable wisdom, including her adapted version of the iconic "What Color Is Your Parachute?" framework, making it more visual and easier to grasp for ADHD minds. E...
Jun 05, 2024•52 min•Transcript available on Metacast Discover the interplay between financial coaching and the unique challenges that come with ADHD as I bare all in a transparent reflection of ADHD Money Talk's journey. Step into the heart of my endeavors where I grapple with balancing the creation of engaging content and the depth of client work, all while evolving my business to meet the diverse financial needs of those with ADHD. As we navigate through the lessons gleaned from two years of coaching, I'll share with you the psychologi...
Mar 06, 2024•16 min•Transcript available on Metacast Ever feel like Uncle Sam is reaching too deep into your pockets? We've got you covered! On today's lively episode, we're unraveling the complex world of taxes for our ADHD community, tackling a tough question from Yvonne in our ADHD Money Talk Facebook group. She's got a state pension and a 403(b), but no 401(k)—so how can she keep a tight grip on her hard-earned cash? Fear not, because we're not just spewing generic advice; we're serving up educational insights tha...
Jan 19, 2024•8 min•Transcript available on Metacast In this episode, we dive into the brain's role in financial decision-making, with a special focus on individuals with ADHD. We follow the story of Jordan, who grapples with typical financial decisions, such as whether to make an extra mortgage payment or invest in stocks. Experts like E Sonuga-Barke, G Fairchild, and A Stringaris provide insights into the unique challenges faced by those with ADHD. We examine how the default mode network, essential for planning and self-reflection, and the ...
Jan 10, 2024•18 min•Transcript available on Metacast Ever wondered how to keep your holiday spending in check while living with ADHD? If so, this heart-to-heart conversation is for you. We're tackling the challenging dance of handling personal finances during the festive season, particularly for those of us with ADHD. This episode promises to provide you with tools to combat the cycle of impulsive spending and the aftermath of regret that often sets in once the celebrations are over. We're going to walk you through a quick and effective ...
Dec 12, 2023•23 min•Transcript available on Metacast Subscribe to the new and improved newsletter! https://www.adhdmoneytalk.com/ Ready to tackle the chaos of Black Friday shopping with an ADHD twist? Buckle up as we navigate the bustling aisles and virtual carts, unveiling the unique shopping personas you may embody with a sprinkle of ADHD. From the unchecked dopamine chaser, caught up in the frenzy of discounts, to the overwhelmed wanderer, feeling lost amid the flurry of sales, we've got you covered. But that's not all - even if you&a...
Nov 22, 2023•13 min•Transcript available on Metacast Does this sound familiar? Have you been told to simply focus harder or try harder to achieve financial success with your hobbies, only to feel frustrated and overwhelmed? It's time to break free from ineffective actions and the pain of not getting results. Starting an LLC can unlock the power of your ADHD hyperfocus, protect your business, streamline your financial management, boost your confidence, and provide you with a step-by-step guide to turning your hobbies into profitable ventures. ...
Nov 15, 2023•24 min•Transcript available on Metacast In the world of productivity, there's a hidden trap that many fall into. It's a cycle that gives us a false sense of accomplishment, but leaves us feeling empty and unfulfilled. Just when you think you have it all figured out, there's an unexpected twist in the story. A twist that reveals the true nature of your pseudo-productivity habits and challenges you to confront them head-on. Are you ready to unravel the mystery and rewrite your productivity narrative? In this episode, you ...
Oct 25, 2023•17 min•Transcript available on Metacast If you're feeling constantly overwhelmed and defeated by your financial situation, despite your best efforts to manage your money, then you are not alone! Many individuals with ADHD struggle to establish effective financial habits, often facing difficulties with budgeting, impulsivity, and organization. Despite your intentions, you may find that you are consistently overspending, missing bill payments, or struggling to save, leading to increased stress and frustration. In this episode, you ...
Oct 12, 2023•19 min•Transcript available on Metacast Do you want to break free from the grip of perfectionism and finally take control of your finances? Are you tired of feeling overwhelmed and frustrated by the constant pursuit of flawlessness in your budgeting? I have the solution that will help you develop healthier financial habits and achieve the financial empowerment you desire. By overcoming perfectionism and celebrating small wins in budgeting, you can finally experience the freedom and peace of mind that comes with taking charge of your m...
Sep 27, 2023•10 min•Transcript available on Metacast Do you ever feel overwhelmed when managing your business and personal finances? Well, you're not the only one. This ADHD Money Talk episode is specifically designed to provide actionable tips and strategies for those who are self-employed or work as 1099 contractors. We'll guide you through the process of separating your business and personal finances by using business banking accounts. Also, we'll highlight the importance of understanding your business structure and the benefits ...
Aug 16, 2023•20 min•Transcript available on Metacast Have you ever imagined what it would be like to have a personal assistant that transcribes your thoughts, keeping track of the tiniest tasks that your memory can't hold onto? As someone living with ADHD, this isn't just a passing thought for me, but a constant reality. Join me as we navigate the intricate maze of ADHD, IQ, and working memory, and how this intertwining impacts my everyday life, from conversations and soccer practice to financial management. The revelation of my IQ test ...
Jul 26, 2023•24 min•Transcript available on Metacast Are you ready to revolutionize your note-taking system? Discover the power of productivity apps specifically tailored for those of us with ADHD. We're taking a deep look at how I obsessively hyper-focused on productivity apps and completely transformed my approach to note-taking. We're exploring everything 'Mem', 'Obsidian', 'Akiflow', 'Asana', and 'Amazing Marvin'. Each of these apps brings a unique flavor to the table, changing the ga...
Jul 12, 2023•29 min•Transcript available on Metacast Are your summer expenses spiraling out of control? Have no fear, because in this episode, I share my struggles with balancing summer expenses and the unexpected surprises that often come with the season. You'll learn how I'm coping with these financial challenges and stay ready for life's curveballs. I also dive into the importance of developing financial responsibility and budgeting habits, especially when navigating through the costly summer months. From how having children has ...
Jun 14, 2023•14 min•Transcript available on Metacast In this episode, we dive into the features and benefits of Monarch Money, an incredible budgeting app that has gained popularity over the past three years. David shares his personal experience with the app and highlights why it stands out from other budgeting tools. From effortless budgeting to intuitive design and gamification elements, Monarch Money offers a refreshing approach to managing your finances. Stay tuned to learn more about its features and how it can help you gain control over your...
May 17, 2023•26 min•Transcript available on Metacast Listener Louise writes: "I'm very good at saving. I love watching my savings balance grow and have gamified this process in many different ways to make it interesting and exciting. The problem is that impulse spending kicks in with whatever I'm into at that moment, and suddenly all my savings are gone. How I can stop this happening?" This problem is common among ADHDers, but I have some practical tips for how to help control spending so you can enjoy saving more. Listen in......
Apr 19, 2023•19 min•Transcript available on Metacast Are you someone with ADHD who's struggling to get a handle on your finances? Well, you're not alone. Many people with ADHD find it challenging to manage their finances, leading to financial stress and anxiety. But fear not! There is a way out of this financial mess, which could start with making sacrifices. The Challenge: Make One BIG Sacrifice I work with so many people who are one sacrifice away from being able to make incredible progress. Making sacrifices is important for anyone wi...
Apr 05, 2023•9 min•Transcript available on Metacast Listener Rebecca has transformed from being an impulsive spender to now hyper-fixating on saving and investing. In today's episode, we discuss the potential struggles with money vigilance and how being close to the financial world can make personal financial decisions harder. We also explore the decision-making process for buying a car while saving for a house and retirement. We emphasize the importance of striking a balance between immediate desires and long-term financial goals, and ensur...
Mar 22, 2023•15 min•Transcript available on Metacast Money does not have to lead us to this life of dependence and scarcity. We were just taught wrong. We weren't taught how money really works. No class in high school shows us how to become wealthy and financially free. Listen in to hear: We were never taught how money really works The biggest difference between the poor and the wealthy Right mindset but wrong brain Audiobooks to "read": Rich Dad Poor Dad by Robert Kiyosaki Why the Stock Market Goes Up by Brian Feroldi Atomic Habits...
Mar 08, 2023•20 min•Transcript available on Metacast A listener asked me this question, "What does one do if, after adding up fixed expenses, there is no money leftover and nothing to cut back on?" Listen in as we assess the situation and I help address: Viewing Wants as Needs Food Prices increased 17% Reducing credit card interest rates Consolidating debt Cutting the Cord and Streaming instead Making More What you truly want Of course, I don't have the details and circumstances behind this person's reason for asking the questi...
Feb 22, 2023•19 min•Transcript available on Metacast Continually eating out hampers our ability to build our financial future. How do you avoid reaching for your phone and ordering from food delivery services like DoorDash, and GrubHub when it brings so much fulfillment and joy? Ways to Get Your Food Spending Under Control Create a spending journal to track the frequency and total dollar amount you spend each week Set a fixed dollar amount for eating out each month Budget a dollar amount to spend each month on groceries bought from the supermarket...
Jan 30, 2023•20 min•Transcript available on Metacast Are your weekends and weeknights spent devouring freshly prepared delights brought to you by your local food delivery services like DoorDash, GrubHub, or Uber Eats? Services like this are attractive to those of us with ADHD because it is a quick, easy decision and eliminates having to prepare a meal. The downside, of course, is the cost of these services. What is your food habit costing you? A quick rule of thumb is to spend no more than 15% of your take-home pay on food. On average, a single fo...
Jan 23, 2023•12 min•Transcript available on Metacast As we begin looking ahead into the new year and what we want for our financial goals, it is important that you also reflect on how you did last year to ensure you do not repeat any undesirable spending behavior. Your order of operations Here is a quick recap of what your order of operations should be for 2023: Establish an emergency fund to cover, at a minimum, three to six months of expenses Pay off any credit card debt Break big goals down into smaller, more manageable pieces Review your cashf...
Jan 09, 2023•19 min•Transcript available on Metacast The term happiness comes from the Old Norse term “happ,” meaning “luck” or “chance.” In the context of the Declaration of Independence, happiness was about an individual’s contribution to society rather than pursuits of self-gratification. Joy is a quality of the Soul. It is magnificent, divine, confirming, and otherworldly. Joy lives naturally and eternally within us all. Where is Your Focus? Money alone isn’t enough to make you happy . However, helping others can give you long-lasting joy and ...
Dec 26, 2022•17 min•Transcript available on Metacast Christmas shopping isn’t the only important item on your end-of-the-year list of things to do. There are several financial items you should also check to set yourself up for a great 2023 and potentially save money on taxes this year and get a bigger refund. Top Ten End-Of-Year Financial Checklist 1. Make sure you have not been paying too little tax on your income this year using the IRS paycheck checkup tax withholding calculator 2. If you have any money left over for the year, consider putting ...
Dec 19, 2022•15 min•Transcript available on Metacast I was blessed and excited to be a guest on Eric Tivers’ ADHD Rewired podcast. In this episode, we discuss: The shame we can feel around our finances How to use our values to help guide our financial planning How to get past the mental clutter when facing our finances Ways to stay consistent with financial management You’ll also hear some strategies for tackling debt against spending, why “budget” is a “dirty’ word, the importance of filing your taxes on time, and a glimpse into investing. This i...
Dec 05, 2022•45 min•Transcript available on Metacast Lifestyle creep, or lifestyle inflation, is a real issue that can affect anyone - especially those of us with ADHD. When our income goes up, it's natural to want to spend more and enjoy life more. But if we're not careful, we can end up in a situation where we're making more money but have less saved. This can be a real problem when we hit a financial snag or want to retire. Suddenly, all those nice things we've been buying don't seem so worth it. In this episode, we&apo...
Nov 28, 2022•20 min•Transcript available on Metacast Greed and selfishness are often seen as negative character traits, but what if they're actually symptoms of a bigger issue? In this episode, we'll explore the three differences between people with and without ADHD when it comes to greed and selfishness. We'll also outline a system that was used to get control, understanding, and change. Why is it important to understand the difference between people with ADHD and those without ADHD when it comes to greed and selfishness? People wi...
Nov 21, 2022•20 min•Transcript available on Metacast You've spent six months repairing your financial situation. You are completely out of debt. But now you are tired prone to a slip-up. Your credit cards with zero balances are staring at you begging to be used. This is the most important time of your journey, and when you may be the most vulnerable! This episode originally aired March 21, 2022. Want to work with me? Check out my ADHD Planning & Coaching service . Help Me Out! If you enjoyed this podcast, the best way to help me is share ...
Nov 14, 2022•16 min•Transcript available on Metacast In this final episode of the budgeting workshop, we will complete the remaining steps to implement your budget, allowing you to concentrate on being intentional with your spending. If you just joined us and would like to start the series from the beginning, here is a quick recap of the episodes: Ep. 40, Part 1 Income and Fixed Expenses Ep. 41, Part 2 Variable Expenses Ep. 42, Part 3 Analyzing Expenses Ep. 43, Part 4 Selecting the Right Goal I have also created and shared a spreadsheet on the rev...
Oct 31, 2022•21 min•Transcript available on Metacast 
