What if you could follow your career dreams AND find a more affordable housing market? That's exactly what James and Cynthia considered. Listen in as they share their journey of exploring homeownership opportunities nationwide, ultimately landing in Tennessee! This inspiring story will show you how to navigate buying a home in a new location and the unexpected benefits of considering out-of-state options. Connect with me to find a trusted realtor in your area or to answer your burning ques...
Apr 16, 2024•44 min•Ep 235•Transcript available on Metacast Is your dream of homeownership getting crushed by the weight of 2024 housing market news? Headlines screaming about bidding wars and soaring prices might have you convinced it's a buyer's apocalypse. But before you throw in the towel, listen up! This episode is here to inject a powerful dose of inspiration into your house-hunting journey. Connect with me to find a trusted realtor in your area or to answer your burning questions! Subscribe to our YouTube Channel @HowToBuyaHome Instagram&nbs...
Apr 11, 2024•34 min•Ep 234•Transcript available on Metacast Student loans are always a huge burden to bear, but they must never hinder you from achieving your biggest dreams. Stephanie is living proof of how someone dealing with student loans managed to buy her first-ever home – in just three months! Joining David Sidoni, she looks back on her first-time house purchase in 2022, getting through financial hurdles, anxiety, and a highly competitive market. Stephanie shares how finding the right people for support and holding on to faith proved vital in her ...
Apr 09, 2024•37 min•Transcript available on Metacast In this episode, David Sidoni sits down with first-time homebuyers Gage and Mozelle to share how their cross-country purchase went. Tune in and discover how they found a beautiful property in Ohio located near a dense oak forest. The couple shares what it is like to leave their rental property, their best strategies to live as cheaply as they can, and how they trusted their team to guide them towards a successful home purchase. Connect with me to find a trusted realtor in your area or to a...
Apr 04, 2024•49 min•Transcript available on Metacast In Part 2 of our series on the NAR lawsuit, David Sidoni reveals how the new rules and regulations are reshaping real estate and offers insider tips for buyers and sellers to navigate the changing landscape. The NAR lawsuit's shockwaves: How is it transforming real estate as we know it? Insider secrets: Get ahead of the curve with David Sidoni's expert strategies for buyers and sellers. New rules, new game: Understand the regulations reshaping the market and how to play by them. Consumer impact:...
Apr 02, 2024•35 min•Transcript available on Metacast Back in 2019, we made a rather bold prediction that the real estate market, which has been really unfair for first-tome homebuyers in the first place, would soon undergo a massive change. Initially it looks like change is definitely coming with this NAR lawsuit that’s making the headlines lately. But it’s not the real estate revolution we at the buyer’s side were hoping for. In many ways, this bogus lawsuit is even obscuring the real systemic issues and the collusion within the system that screw...
Apr 02, 2024•33 min•Transcript available on Metacast Real estate is a team sport, and if you have the elite of the elite in your field, you can be assured success. As a first-time home buyer, what you need is a unicorn real estate support team more than ever. Join our very own “Unicorn Wrangler," David Sidoni, as he breaks down what it truly means to have a unicorn realtor by your side. Explaining the rarity and value of these elite professionals, David emphasizes their commitment to treating every client with the utmost care and respect, regardle...
Mar 29, 2024•34 min•Transcript available on Metacast The down payment is one of those bogeymen that usually scare would-be homebuyers from making their move. A lot of people think that they have to put down 30% for their offer to stand a chance. But this power couple proves that isn’t necessarily the case, even in this market. In this episode, Andrew and Melissa join David in a conversation that details how they bought their first home in a matter of a few weeks without putting down anything close to 20%! Tune in and learn how, with the right tric...
Mar 27, 2024•36 min•Ep 228•Transcript available on Metacast Are you looking for a house in an area? Is it a hassle to drive around the neighborhood or travel far to check the place where you would move in? Why don’t we make that task easy and efficient for you? There are different internet sites you can utilize to research your first home. Join David Sidoni in this episode as he shares the best sites to look into when looking for a home or in a neighborhood. His tips and tricks will allow you to navigate through those sites. Don’t miss this opportunity a...
Mar 25, 2024•30 min•Transcript available on Metacast Purchasing a home is a meticulous and intricate process – it must never be executed in a hurry. That’s why when Aaron And Devany bought a new build home, they put patience and persistence at the center of their strategy. In this episode, the couple joins David Sidoni to share how two professionals in the service industry took their home purchase slowly but surely, leading to an incredible home-buying experience. Aaron and Devany also talk about their biggest credit and saving tips, detailing why...
Mar 22, 2024•47 min•Transcript available on Metacast Is it better to rent or buy in 2024? Here are a first-time home buyer's tips on the pros and cons of renting versus buying for you in this episode. The average home price is around $400,000 today, with an average size of 1800 square feet. If you think you can't afford the mortgage because you live paycheck to paycheck, David Sidoni has a tip for you. The way Pedro did in the previous episode, you can still buy a home with zero down payment. Don't burden yourself with paying your rent forever. Th...
Mar 20, 2024•31 min•Transcript available on Metacast Once upon a time, before the pandemic, rents were better until 2021 and 2022, when rents came surging those years, and the median rent rate was 200 dollars more than it was three years ago. As the rent rates increase over the years, think deeply about whether you should continue renting or start owning a home. Should you continue renting or paying to own a home. Pedro’s wife had some disabilities, and he needed to modify the bathroom, which renting won’t allow renters to do, so he decided to buy...
Mar 18, 2024•25 min•Transcript available on Metacast Do you want to know a secret? Be prepared because David Sidoni will drop the biggest truth-bomb in this episode! He shares the reports and data he saw that will greatly impact your window to own a home. Although there are tools that we could utilize to help us buy a home, David reveals that these tools might not be useful in the future as the market shifts. You don’t want to be left behind and get stuck renting. Tune in to this episode with David before it’s too late! Connect with me to fi...
Mar 15, 2024•20 min•Transcript available on Metacast Not many people are talking to first-time home buyers, and that’s why many of them make a lot of wrong decisions in their purchase. Educating yourself on the intricacies of the market is the best way to secure an ideal home. In this episode, two Daves join forces to guide you on this journey. David Sidoni sits down with HouseRichDave to share the most important pieces of advice on acquiring your very first home. They break down the biggest mistakes rookie homebuyers make and how to avoid them. H...
Mar 13, 2024•31 min•Transcript available on Metacast How would you beat those high-interest rates as a first-time homebuyer? David Sidoni has a solution for you! In this episode, David delves into how you can beat the high-interest rate with a mortgage rate buydown. He shows his equation to explain his point why mortgage rate buydown should be your go-to with today’s increasing interest rate. Beat the rates with David! Equip yourselves with David’s insights and tune in to this episode now. Connect with me to find a trusted realtor in your ar...
Mar 11, 2024•31 min•Ep 221•Transcript available on Metacast For a first-time home buyer, ending up with a money pit can be a nightmare. That's why it's crucial to ensure that home inspections are thorough, checking every nook for potential issues. But how do you know when and how to walk away from a deal? Here to guide you through the process is someone who has walked the very same shoes as you. First time home buyer Clarisse joins David Sidoni to share how she eventually found her dream home on the third attempt. With a keen eye for detail, she shares v...
Mar 08, 2024•50 min•Ep 220•Transcript available on Metacast How much money do you actually need to make in order to buy a home today? It’s time we get right down to the ultimate homebuying question, especially for first time home buyers out there. David Sidoni has you covered as he shares a guide to the annual income salary needed to get approved for a loan and finally make that home purchase. More importantly, he digs deep into what you can do now if you find yourself not there yet. Get ready to embark on your homebuying journey with confidence! Connect...
Mar 06, 2024•28 min•Transcript available on Metacast The national average for first time home buyers at 35 years old. How about you start that journey at 25? Today’s episode features a guest who believes you should be buying your first home as soon as possible. Entertainment industry giant Brian Friedman joins David Sidoni in this conversation to tell us why it makes sense for creatives and artists to start thinking about buying instead of renting. He also describes a way in which you can keep your “wandering spirit” free and not tied to one place...
Mar 04, 2024•40 min•Transcript available on Metacast Discover the secrets to buying your first home before hitting 30 in this episode, as Millie joins David Sidoni to share her invaluable tips. Reflecting on the consistent increase in home prices over the years, they emphasize that now is the opportune moment to embark on this journey. Millie's success story unfolds as she navigates the real estate landscape with the guidance of a badass unicorn realtor and lender, making a low down payment using her 401K. Tune in to learn about Millie's Rent Repl...
Mar 01, 2024•33 min•Ep 217•Transcript available on Metacast Private mortgage insurance or PMI has been drawing flak for a long time, especially from old-timers in the real estate world. Despite the negative thinking about it at this time when homes are more expensive than ever, David Sidoni is here to put an end to this grave misconception. In this episode, he explains how to actually use PMI and put real numbers into consideration to make your first-time home buying much more affordable. Tune in as he breaks down how you are probably a lot closer to mak...
Feb 28, 2024•32 min•Transcript available on Metacast Being a first-time homebuyer doesn’t have to be daunting. Let this episode show you as David Sidoni interviews none other than That ADU Guy , Derek Sherrell, who shares the ultimate house hacks to make buying affordable. Together, they talk about the concept of Accessory Dwelling Units (ADUs) and their role in making home buying more accessible, especially for first-time buyers. From the historical context of ADUs to understanding local codes and legal considerations, Derek provides a great view...
Feb 23, 2024•55 min•Transcript available on Metacast Believe it or not, mortgage rates may actually go down next year - but will that really make homes more affordable? David reveals the builders' "magic number" that had buyers flocking to purchase inventory. You'll also learn why becoming a homeowner sooner rather than later has huge financial benefits long-term. And get this - institutional investors are slowing down, leaving more opportunities for regular folks like us. If you want insider info on how to navigate the crazy market, listen to the...
Feb 15, 2024•34 min•Transcript available on Metacast Ready for more real estate revelations? In this latest episode, David pulls back the curtain on the housing market. He dives into the ongoing inventory issue plaguing buyers and explains what it could mean for prices down the road. With his trademark straight-shooting style, David shares more shocking stats and insider scoops on the true drivers of affordability. Tune in to find out what you aren't hearing from other so-called experts and get a glimpse into what may lie ahead f...
Feb 13, 2024•39 min•Transcript available on Metacast In this episode, part 2 of David's housing market analysis, he revisits past predictions and explores emerging trends in technology and housing through expert analyses. Key topics include: Rising insurance costs affecting affordability Pent-up demand for housing persisting Property price predictions for 2024 Insurance premiums are skyrocketing, adding to the total cost of homeownership. Housing shortage due to underbuilding continues, with tight inventories. Property price predictions vary, but ...
Feb 08, 2024•41 min•Ep 212•Transcript available on Metacast As real estate moves at breakneck speed, David hits the brakes to analyze where the market is headed in 2024. With bidding wars already heating up, David's insider research has given buyers and sellers an edge for over a decade. In this episode, David cuts through the noise with never-before-seen data on inventory, rates, and what to expect for prices deep into next year. From millennial homebuyers entering the scene to economic factors that could shift at any moment, those in the market f...
Feb 06, 2024•41 min•Transcript available on Metacast Congratulations! You’ve made it to STEP TEN in David’s How to Buy a Home series. If anyone knows that you’re buying a home, it’s likely that they’re going to offer you all kinds of advice. Unfortunately, most of it is just dead wrong. This episode is all about learning the market so you can cut through the bull crap advice and feel confident in what you’re doing. Connect with me to find a trusted realtor in your area! Visit our Resource Center to "Ask David" AND get your FREE Home Bu...
Jan 11, 2024•27 min•Transcript available on Metacast The thought of becoming a homeowner can be very overwhelming, but have no fear! In Step Nine of David Sidoni’s How to Buy a Home series, he gives you some practical advice on how you can practice being a homeowner before you actually become one. Following this step gets you on the right track financially and gives you the confidence you need to jump into your new chapter of home ownership. Connect with me to find a trusted realtor in your area! Visit our Resource Center to "Ask David...
Jan 09, 2024•18 min•Transcript available on Metacast If you’ve been listening to David for a while, then this step might come as a bit of a surprise. Over and over again David has warned first-time home buyers about the dangers of perusing the Internet for real estate advice so Step Eight might be confusing to you folks. BUT, stick with him because he explains it all in this episode. Connect with me to find a trusted realtor in your area! Visit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit! Subscribe to o...
Nov 15, 2023•34 min•Transcript available on Metacast One of the biggest challenges for first-time home buyers is navigating all the terms and definitions that are associated with buying a home. In the step seven of David’s 10-part How to Buy a Home series, he talks all things real estate jargon so you can empower yourself with the knowledge you need. Connect with me to find a trusted realtor in your area! Visit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit! Subscribe to our Youtube: @HowToBuyAHome I...
Nov 13, 2023•9 min•Transcript available on Metacast While you did a lot of the heavy lifting in Steps 1-5, Steps 6-10 are still vital parts of the process. In this episode, David discusses the importance of setting clear goals throughout this home-buying process so you can be on your way to home ownership success. Check it out and learn some insider tricks along the way. Connect with me to find a trusted realtor in your area! Visit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit! Subscribe to our Youtube: ...
Nov 02, 2023•49 min•Transcript available on Metacast