📱Watch the full episode for free in the Ramsey Network app. George Kamel & Jade Warshaw answer your questions and discuss: "I have $164K in a HELOC and $0 in savings," "Is it ethical for my boss to stop giving bonuses?" "What's the correct way to set up a budget?" Why you need to start paying your student loans, Can Young People Buy a Home in 2024? These 5 Millennials Proved It’s Possible, How to Set Boundaries: 7 Simple Steps, Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp...
Sep 20, 2024•1 hr 29 min
📱Watch the full episode for free in the Ramsey Network app. Dave Ramsey & Ken Coleman answer your questions and discuss: "We're $250K in debt; what should we do?" "My mother-in-law ran up $14K on a joint credit card," "What's the best way to buy land?" "How do I convince my brother-in-law not to do peer-to-peer lending?" Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started today with Churchill Mortgage 🏦 Go to FA...
Sep 19, 2024•1 hr 27 min
📱Watch the full episode for free in the Ramsey Network app. Dave Ramsey & George Kamel answer your questions and discuss: "I sell whole life insurance, why is it wrong?" Why the Fed dropping rates is "sus," "How do we pay off $500k of medical debt?" The show interviews real millionaires to find out how they built their wealth. Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started today with Churchill Mortgage 🏦 Go...
Sep 18, 2024•1 hr 29 min
📱Watch the full episode for free in the Ramsey Network app. Dave Ramsey & Jade Warshaw answer your questions and discuss: Combining money after marriage, Going into debt to buy a business, "Don't make your family fight over your will" "My wife wants me to slow down at work" 'Should I file bankruptcy if I don't care about my credit score?" Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started today with Churchill Mo...
Sep 17, 2024•1 hr 28 min
📱Watch the full episode for free in the Ramsey Network app. Dave Ramsey & Dr. John Delony answer your questions and discuss: "My husband has been unemployed for 13 years," "Should I co-sign an apartment for a relative?" "Should I consider separate managed accounts?" "Should I put my husband on an allowance?" "Should I finance equipment for my business?" Support Our Sponsors: NetSuite: Free KPI checklist, visit netsuite.com/Ramsey Zander Insurance: Go to zander.com or call 800-356-4282 for a fas...
Sep 16, 2024•1 hr 27 min
📱Watch the full episode for free in the Ramsey Network app. George Kamel & Dr. John Delony answer your questions and discuss: "We disagree on how much to be investing," "I have no investments outside of real estate," "My son's girlfriend has taken over his life," "Can I afford to retire early?" "How to approach husband's credit card debt? " One of the Nation’s Largest Auto Lenders Told Customers, “We’re Here to Help.” Then It Took Their Money and Their Cars Support Our Sponsors: BetterHelp: bet...
Sep 13, 2024•1 hr 28 min
📱Watch the full episode for free in the Ramsey Network app. Ken Coleman & Rachel Cruze answer your questions and discuss: "I was involved in a romance scam and lost $45K," "My car lease is $1500/month, what can I do?" The Ramsey Show responds to your voicemails, "I'm sick of my parents enabling my siblings," "I lost $14K on single stocks, should I sell the rest?" "I'm $406K in debt, what can I do?" Support Our Sponsors: Zander Insurance: Go to zander.com or call 800-356-4282 for a fast and easy...
Sep 12, 2024•1 hr 29 min
📱Watch the full episode for free in the Ramsey Network app. Rachel Cruze & Jade Warshaw answer your questions and discuss: "My employer told me I'm about to be laid off..." "Pick a Side: How should we buy a truck?" "How do I convince my dad to sell his Mercedes?" "Should I move states to leave a toxic work environment?" Budget Breakdown with Natalie, Tips to lower Insurance rates for home and auto homes/cars this year. Support Our Sponsors: NetSuite: Free KPI checklist, visit netsuite.com/Ramse...
Sep 11, 2024•1 hr 28 min
📱Watch the full episode for free in the Ramsey Network app. Jade Warshaw & Ken Coleman answer your questions and discuss: "Should I sell my commercial building to pay off debt?" "My car is getting repossessed, what can I do?" "Balancing paying off a house and investing," "I was fired due to being a whistleblower," "Should a college degree be this grueling?" Support Our Sponsors: The Wellness Company: urgentcarekit.com/ramsey for 15% off medical emergency kit Zander Insurance: Go to zander.com o...
Sep 10, 2024•1 hr 29 min
📱Watch the full episode for free in the Ramsey Network app. Jade Warshaw & George Kamel answer your questions and discuss: "Pay off debt or pay for marriage counseling?" "Why are credit cards bad if I pay them off?" "We keep fighting about my husband's car," "Is my son obligated to give his dad money?" "Should we buy a house or continue to rent?" Support Our Sponsors: Christian Healthcare Ministries: Find out more at https://info.chministries.org/budget Churchill Mortgage: Get started at Church...
Sep 09, 2024•1 hr 28 min
📱Watch the full episode for free in the Ramsey Network app. George Kamel & Dr. John Delony answer your questions and discuss: "I feel like I'm parenting my dad," "How do I handle being charged a $3K penalty?" "I'm in over my head with debt for solar panels," "I'm bitter because I can't afford a home..." Support Our Sponsors: NetSuite: Free KPI checklist, visit netsuite.com/Ramsey MamaBear Legal Forms: mamabearlegalforms.com and use promo code RAMSEY to save 20% Zander Insurance: Go to zander.co...
Sep 06, 2024•1 hr 28 min
📱Watch the full episode for free in the Ramsey Network app. Rachel Cruze & Jade Warshaw answer your questions and discuss: "How do we get out of $123k of debt?" "Is it too late for me to start investing?" Why you shouldn't waltz carelessly into bankruptcy, "I feel like I'm completely broke all the time," Support Our Sponsors: FAIRWINDS Credit Union: Check out the exclusive account bundle designed for Ramsey fans Zander Insurance: Go to zander.com or call 800-356-4282 for a fast and easy quote t...
Sep 05, 2024•1 hr 28 min
📱Watch the full episode for free in the Ramsey Network app. Jade Warshaw & Dr. John Delony answer your questions and discuss: "My husband and I disagree on our debt payoff," "Is now the right time to buy a house?" "Our 25-year-old college grad is living with us rent-free," "Should I lower my investing to pay off a rental?" "Should I accept a $20K gift from my parents?" Asking for a Friend: What is a Bankruptcy? Hot dogs, hot dogs, hot dogs. Support Our Sponsors: The Wellness Company: urgentcare...
Sep 04, 2024•1 hr 29 min
📱Watch the full episode for free in the Ramsey Network app. Ken Coleman & George Kamel answer your questions and discuss: "I am over $500K in debt" You have to take ownership of your mistakes, "Should I buy a house with my boyfriend? Buying a car for a side hustle, Using money from investments to pay off parent plus loans Support Our Sponsors: Zander Insurance: Go to zander.com or call 800-356-4282 for a fast and easy quote today. BetterHelp: betterhelp.com/Delony to get 10% off your first mont...
Sep 03, 2024•1 hr 28 min
📱Watch the full episode for free in the Ramsey Network app. While we're out for Labor Day, we've compiled some of our favorite Dave and Ken calls from the past couple of years. Enjoy your day and we'll be back with a live show tomorrow! Dave Ramsey & Ken Coleman answer your questions and discuss: ‘I'm facing bankruptcy and need help.’ ‘My business equipment is being held hostage’ ‘My friend may be fired if I take a promotion’ 'Should I accept a gift that would pay my debt?' ‘I was laid off yest...
Sep 02, 2024•1 hr 27 min
📱Watch the full episode for free in the Ramsey Network app. George Kamel & Dr. John Delony answer your questions and discuss: What to do after a large inheritance changes your life, Working in an industry that promotes debt, "I'm tired of funding my adult kids' lives", "Making money doesn't change who you are", What to do when the financial aid doesn't come through Support Our Sponsors: Zander Insurance: Go to zander.com or call 800-356-4282 for a fast and easy quote today Churchill Mortgage: G...
Aug 30, 2024•1 hr 28 min
📱Watch the full episode for free in the Ramsey Network app. Rachel Cruze & Dr. John Delony answer your questions and discuss: "Am I responsible for paying for this hotel charge?" "I feel lost on how to pay off my debt," "Why am I jealous of other people's income?" "We lost $80k in a crypto scam," Dr. Arthur C. Brooks on 4 ways that money can help make you happy (and 1 way it will make you miserable). Support Our Sponsors: MamaBear Legal Forms: mamabearlegalforms.com and use promo code RAMSEY to...
Aug 29, 2024•1 hr 28 min
📱Watch the full episode for free in the Ramsey Network app. Rachel Cruze & Ken Coleman answer your questions and discuss: "How do I protect myself in a family trust?" "Should I go back to school to increase my income?" "Do I need to diversify my investments?" "I'm overwhelmed and don't know how to budget," Support Our Sponsors: Zander Insurance: Go to zander.com or call 800-356-4282 for a fast and easy quote today Christian Healthcare Ministries: Find out more at https://info.chministries.org/d...
Aug 28, 2024•1 hr 29 min
📱Watch the full episode for free in the Ramsey Network app. George Kamel & Ken Coleman answer your questions and discuss: "I hate my job but make good money," "My father wants to sign over his house to me," Is a tax on unrealized capital gains coming? "Should I go into debt in order to get a career?" "How much is too much in saving?" Support Our Sponsors: Churchill Mortgage: Get started at ChurchillMortgage.com NetSuite: Free KPI checklist, visit netsuite.com/Ramsey BetterHelp: betterhelp.com/D...
Aug 27, 2024•1 hr 29 min
📱Watch the full episode for free in the Ramsey Network app. Dr. John Delony & Jade Warshaw answer your questions and discuss: "I'm $870K in debt, should I sell my house?" "I'm upside down on a car with 13% interest," "How do I mend my wife's and mom's relationship?" "Can I afford a $223k car?" Support Our Sponsors: Zander Insurance: Go to zander.com or call 800-356-4282 for a fast and easy quote today. BetterHelp: betterhelp.com/Delony to get 10% off your first month The Wellness Company: urgen...
Aug 26, 2024•1 hr 29 min
📱Watch the full episode for free in the Ramsey Network app. Ken Coleman & Jade Warshaw answer your questions and discuss: "How do I stop living paycheck-to-paycheck?" "How do I deal with financial fears?" "Should we sell our car to pay off debt?" "My dad was a victim of a romance scam" Support Our Sponsors: MamaBear Legal Forms: mamabearlegalforms.com and use promo code RAMSEY to save 20% The Wellness Company: urgentcarekit.com/ramsey for 15% off medical emergency kit BetterHelp: betterhelp.com...
Aug 23, 2024•1 hr 29 min
📱Watch the full episode for free in the Ramsey Network app. Jade Warshaw & Dr. John Delony answer your questions and discuss: "I'm in an abusive relationship, how do I get out?" "My mother-in-law wants us to build an addition," "My wife never sticks to the budget we agree on," "Should I continue to stay in a 'silent divorce?'" Support Our Sponsors: Zander Insurance: Go to zander.com or call 800-356-4282 for a fast and easy quote today. Churchill Mortgage: Get started at ChurchillMortgage.com He...
Aug 22, 2024•1 hr 29 min
📱Watch the full episode for free in the Ramsey Network app. Ken Coleman & Rachel Cruze answer your questions and discuss: How to make extra income with a felony on your record, When to make your side gig your full time job, What Kamala Harris' Price Control Plan really means for your family, "There is dignity in honest work" Support Our Sponsors: NetSuite: Free KPI checklist, visit netsuite.com/Ramsey BetterHelp: betterhelp.com/Delony to get 10% off your first month Zander Insurance: Go to zand...
Aug 21, 2024•1 hr 29 min
📱Finish today's episode for free in the Ramsey Network app. George Kamel & Dr. John Delony answer your questions and discuss: "My wife's college is trying to over-charge us," "How do I buy an expensive house in California?" "How do I get my wife to spend less?" "I've spent almost $600K on gambling" Support Our Sponsors: Christian Healthcare Ministries: Find out more at https://info.chministries.org/dave-ramsey Zander Insurance: Go to zander.com or call 800-356-4282 for a fast and easy quote tod...
Aug 20, 2024•1 hr 29 min
📱Finish today's episode for free in the Ramsey Network app. George Kamel & Jade Warshaw answer your questions and discuss: "What's the best way to pay for a degree?" "Should I pay off debt in collections first?" "I feel like I'm behind on retirement investments," "Can I spend more than 25% on my house?" "Our mother-in-law wants to be paid for childcare," Support Our Sponsors: The Wellness Company: urgentcarekit.com/ramsey for 15% off medical emergency kit Health Trust Financial: Discover Top He...
Aug 19, 2024•1 hr 28 min
📱Finish today's episode for free in the Ramsey Network app. Jade Warshaw & George Kamel answer your questions and discuss: "I have $100K in debt and we're expecting a kid," "Should I finance a Rolex?" "How do I convince my wife to loosen the budget," Talk Nerdy to Me: What is Compound Interest? Budget Breakdown. Support Our Sponsors: Churchill: Get started at ChurchillMortgage.com Zander Insurance: Go to zander.com or call 800-356-4282 for a fast and easy quote today. The Wellness Company: urge...
Aug 16, 2024•1 hr 28 min
📱Finish today's episode for free in the Ramsey Network app. Dave Ramsey & Rachel Cruze answer your questions and discuss: "My husband put us in $4.5 million in debt and I just found out," "Our lender wasn't transparent about fees," Dave reacts his advice from a 1995 TV show interview, "How do we pay off $130K in student loans?" "Do our kids really have no obligation to help us?" Support Our Sponsors: BetterHelp: betterhelp.com/Delony to get 10% off your first month The Wellness Company: urgentc...
Aug 15, 2024•1 hr 28 min
📱Finish today's episode for free in the Ramsey Network app. Dave Ramsey & Ken Coleman answer your questions and discuss: "I'm married but have to beg for money..." "We sold our home to pay off debt, what's next?" "My friend may be fired if I take a promotion," "My mortgage is 40% of my income, should I sell my house?" "A tree company crane fell on our house but they still want us to pay them..." Support Our Sponsors: Zander Insurance: Go to zander.com or call 800-356-4282 for a fast and easy qu...
Aug 14, 2024•1 hr 27 min
📱Finish today's episode for free in the Ramsey Network app. Dave Ramsey & George Kamel answer your questions and discuss: "My husband keeps refusing to combine finances; is he hiding an addiction?" "What's wrong with having a credit card?" "Should we sell our truck to get back on track?" "We make $100K/year and we still can't save," "My HOA just signed me up for $22k of debt!" Support Our Sponsors: The Wellness Company: urgentcarekit.com/ramsey for 15% off medical emergency kit NetSuite: Free K...
Aug 13, 2024•1 hr 27 min
📱Finish today's episode for free in the Ramsey Network app. Dave Ramsey & Dr. John Delony answer your questions and discuss: "We owe the IRS $600,000," "How do I surprise my wife if we combine bank accounts?" "I feel guilty for ever going in to debt," "Should I sell my truck to pay off debt and buy a ring?" Support Our Sponsors: Zander Insurance: Go to zander.com or call 800-356-4282 for a fast and easy quote today. NetSuite: Free KPI checklist, visit netsuite.com/Ramsey MamaBear Legal Forms: m...
Aug 12, 2024•1 hr 28 min