The Property Couch - podcast cover

The Property Couch

Bryce Holdaway & Ben Kingsleythepropertycouch.com.au

Each week, Bryce Holdaway and Ben Kingsley bring their conversational style to The Property Couch, where they educate their community on the fundamentals of property, finance, and money management. They delve into the latest industry data, trends, and best practices, making complex concepts understandable and engaging.

Since its launch in February 2015, The Property Couch has become Australia’s premier property investing podcast. Bryce and Ben draw on over 25 years of personal investing experience and extensive work with thousands of clients through Empower Wealth, their multi-award-winning national property and wealth advisory firm.

With a consistent ranking in the Top 5 of the Investing Category charts and an impressive 4.8-star rating from more than 2,300 reviews on Apple Podcasts, The Property Couch is essential for anyone serious about building a passive income through property investing.

As best-selling authors of two books, Bryce and Ben don’t hold back in sharing their deep knowledge, personal experiences, and lessons learned including both their successes and their mistakes. Known for their fun banter, they make learning about these topics enjoyable and insightful.

But the podcast isn’t just about Bryce and Ben. They love learning from others too, and regularly bring in top minds from Australia and around the world to discuss topics like property, economics, lending, money management, investing mindsets, high performance, and habit and behaviour building.

Their true mission? To help you achieve financial peace and live your ‘Lifestyle By Design.’ They’re so dedicated to your success that they’ve even developed Moorr, a free money management app designed to help you set and achieve your goals, manage your finances, oversee property investments, and track wealth creation over time.

As Ben often says when wrapping up each episode, “Knowledge is empowering, but ONLY if you act on it.”

YT: https://www.youtube.com/@thepropertycouchaustralia

IG: https://www.instagram.com/thepropertycouch/

Episodes

391 | War of the Property Policies: Which is the Winner?

With the Federal Election fast approaching, you’ve probably heard A LOT of noise around stuff like climate change, international security, and aged care funding… But as a property investor, you’re probably wanting to know: What do the parties’ property policies mean for you!?! We’ll be breaking down and comparing Liberal’s Access to Super policy and Labour’s Help to Buy (Shared Equity) policy and answering: How do they fit into the big picture?!? Like… Will either policy help Australia’s economy...

May 19, 20221 hr 18 min

Bonusisode | 2022 Tax Planning Tips to Maximise your Returns (Part Two) - Chat with Julia Hartman

Folks we’re back to finish what we started… In last week’s Bonusisode we featured Part One of Tax Planning Tips to Maximise your Returns and now, we’re back to give you the rest of the gold! We’ll be unpacking… How to claim travel expenses related to work (especially if you’re a rental owner!) Is it possible to successfully act as your own accountant and claim travel expenses for properties? Hint: you need to prove this ONE thing to be eligible… The 2 key ways to keep a travel record ( Plus Ben ...

May 18, 202248 min

390 | Will Interest Rates CRASH the Property Market?!

With all the buzz around interest rate hikes and inflation, potential market crashes and unpayable mortgage debt, we’ve heard a couple of people feeling anxious about the future… We want you to stop. Take a step back. Breathe. And listen to this podcast cos’ we’re not only answering the Q: “ Will Interest Rates crash the Property Market?!” , but we’re giving you 7 REASONS why we believe in our answer! (With cold hard numbers to back it up!) PLUS, we’re diving WAY deeper to cover: Is now actually...

May 12, 20221 hr 22 min

Bonusisode | Tax Planning Tips to Maximise your Returns (Part One) - Chat with Julia Hartman

As the old saying goes… “By failing to prepare, you are preparing to fail”. And folks, we believe this holds true today which is why this Bonusisode is all about organising your taxes in the lead up to 30 June [...] CONTINUE READING The post Bonusisode with Julia – Tax Planning Tips to Maximise your Returns (Part One) appeared first on The Property Couch . LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3...

May 10, 202247 min

389 | Interest Rate Rise: What this means for YOU! - Chat with Evan Lucas

Right. Let’s get this out of the way first… Interest rate rises shouldn’t be scary! There might be some panic-inducing headlines floating around (Especially after the Reserve Bank of Australia’s announcement to raise interest rates for the first time in over a decade ) But in reality, rising interest rates are not bad! To help us explain why this is true, we’ve got a NEW guest on The Property Couch… Meet Evan Lucas, Chief Market Strategist at InvestSmart ! He is an accomplished financial markets...

May 05, 20221 hr 27 min

RBA Cash Rate May 2022: Cash Rate to 0.35% - Find out what’s next here!

As we speed through the first half of 2022, we’re back with another announcement from the Reserve Bank of Australia! The RBA’s May update is not only packed with global economic news from the ongoing war in Ukraine to China’s hard lockdowns but sees the RBA raise interest rates for the first time in 11.5 years. Tune in now to hear Ben’s evaluation of the update and his predictions for the future! Here are our three other key themes for this month’s economic Global inflation, The impacts of globa...

May 03, 202248 min

388 | Why do people sell off-market properties?! - Q&A

Folks we have received one of the greatest compliments bestowed upon us in this episode… We have been called… THE NETFLIX FOR PROPERTY INVESTORS! And folks that has absolutely made our day! Thank you, Andrew!! But we’re guessing if you’re here, you haven’t just come to hear us celebrate our new title. You’ve probably been like us and Jordy – who asked the question – and wondered “Why do people sell off-market properties??” And we’re so excited to dive into this because honestly, we think the ans...

Apr 28, 202257 min

387 | Everything you need to know about Home & Contents Insurance - Chat with Steve Mickenbecker

It’s no secret that Australia is facing an insurance crisis. Did you know that roughly 70-80% of all Aussies are underinsured?! With the constant string of natural disasters from fires to floods, the ability to choose the right personal insurance that actually covers you is becoming more and more critical! It might not be our sexiest topic folks, but it’s definitely super important to know!! But how are you supposed to know what insurance is best for you? Or what makes an insurance policy a good...

Apr 21, 20221 hr 14 min

386 | BEWARE Tax Traps! How to rebuild or repair after a natural disaster - Chat with Julia Hartman

To celebrate the beginning of the festive (tax) season, we’re welcoming back a special guest…. It’s the only and only… Julia Hartman!!!! And this week she’s sharing with us how to repair or rebuild your house if it was damaged by a natural disaster (Like a fire or flood) … Without paying tax through your eyeballs!!! She’ll cover all bases from why it’s paramount that you move back into your house as soon as it’s been fixed (trust us, it’ll save you a heck of a lot of tax…listen in to find out wh...

Apr 14, 20221 hr 14 min

385 | THE GREAT AUSTRALIAN DREAM - How to make it more affordable?

Ahh yes, The Great Australian Dream . Great beaches just a stone’s throw away, endless sunny days and the ability to own a large house on a quarter-acre block of land (With enough space to invite all your mates down for a barbeque on the weekend!)… But while this dream has survived over the years , its accessibility is another thing entirely. And it has not gone unnoticed! A recent 2022 inquiry published by the Standing Committee on Tax and Revenue addresses this very issue… Titled The Australia...

Apr 07, 20221 hr 9 min

RBA Cash Rate April 2022: An Invasion, a Mandate and a Federal Budget... What does this mean for you?

The Reserve Bank of Australia has just released their cash rate folks! A lot has been happening both internationally and domestically over the past month. The Russia-Ukraine war continues, the floods in QLD & NSW, the release of the Federal [...] CONTINUE READING The post RBA Cash Rate April 2022: An Invasion, a Mandate and a Federal Budget… What does this mean for you? appeared first on The Property Couch . LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: ...

Apr 05, 202243 min

384 | Budget Wrap – Your Questions Answered!

Yep. You guessed it. This week’s topic is all about… The 2022-23 Federal Budget!! And today, we’re unpacking what’s in it, who the winners and losers are, and answering your burning questions about the Budget! We’re looking at: What are the consequences of Government Backed Schemes? Will the proposed Homeowner Guarantees actually help housing affordability and availability ? PLUS, we’re unpacking interest rates and inflation! Ensuring generational wealth! Rising cost of living! Wage growth!! If ...

Mar 31, 20221 hr 10 min

383 | How to create an optimal mindset for investing – Q&A

Let’s face it… Money is an emotional asset folks. Especially when you realise, you’ll never have “perfect” knowledge before investing… But we think that shouldn’t stop people from investing! In fact, we think it’s something that everyone should be okay with, especially if you’ve covered your bases! That’s why in today’s episode we’re uncovering: What these bases are… How to control your emotions around money… Why people fall into an analysis paralysis… And ultimately how you can create the optim...

Mar 24, 20221 hr 13 min

382 | "Property Investors are tired of being the ATMs for the State!" - Chat with Antonia Mercorella

Queensland has been through A LOT folks. With the 2022 floods estimated to cost $2.5B in damage and more than 5,000 homes inhabitable, in the words of today’s podcast guest Antonia Mercorella: “We are facing a humanitarian crisis in Queensland” Together, we’ll be unpacking the housing crisis that Queenslanders are waking up to every day, how this added demand will impact the states ALREADY struggling rental system… AND how REIQ and Q Shelter ’s “Help House a Queenslander” campaign can help with ...

Mar 17, 20221 hr 19 min

381 | Should I Continue Investing After 40?

Do you know how to make your invisible finances….visible? Or what we mean by “the big rocks in the jar”?! It’s been a while since we’ve done a Q&A Day folks, and boy we’re covering a lot of ground! We’re answering the questions above, and more, including debunking the “ too old to invest” mentality that many people fall into, why it doesn’t work and how it leads to unfortunate statics, like how 73% of all Aussie property investors stop at one property, and 91% stop at 2! Folks, we need to ch...

Mar 10, 20221 hr

380 | Is the Property Market Past its Peak?

With Australia’s housing boom slowing and interest rates on the horizon, folks it’s finally time to ask Is the property market past its peak?! To help us answer this question we’re doing a deep data dive into CoreLogic’s Hedonic Home Value Index February report! We’ll be unpacking the cycle just passed, its monthly and annual data, and what it means for our future… But remember folks: We’re talking about the peak rate of growth! While this means we probably won’t see the same level of growth in ...

Mar 03, 202259 min

RBA Cash Rate March 2022: When Will We Have The First Rate Rise?

There’s a lot happening in the world since Ben’s previous RBA update and unfortunately, there’s not a lot of great news out there from a geopolitical point of view. Tune in to this episode where Ben unpacks three key themes for this month’s economic update: What does Russia’s invasion of Ukraine mean for the global economy? When will the first rate rise be? How will the reopening of international borders affect the Australian economy? Plus, Ben also includes his latest news and commentary on… Th...

Mar 01, 202247 min

379 | Why Time is the Secret Sauce?

FOLKS if you take away one thing, let it be that the secret sauce to investing is TIME! That’s right! While playing the long game may be boring to some, we dive into why time is exactly what you need to achieve amazing returns. Don’t believe us? Did you know that investing legend Warren Buffet accumulated 99% of his wealth after he turned 50?! Yep. And to build on that, we’ll be unpacking some case studies that have achieved an 84% growth in their third decade and exploring the TRUE power of com...

Feb 24, 20221 hr 11 min

378 | The voice behind “The Female Investor”! – Chat with Nicola McDougall

Did you know that 1 in 3 Australian women retire with no super? Or that women are twice as likely as men to sell their house and move to lower-cost accommodation because of tight financial circumstances during retirement? That’s a SHOCKING fact folks. And joining us to deep dive into this complex topic is none other than Nicola McDougall : Chair of the Property Investment Professionals of Australia (PIPA), Director of Bricks & Mortar media, award-winning journalist and editor, and co-author ...

Feb 17, 20221 hr 22 min

377 | Property Market Outlook 2022 – Chat with Nerida Conisbee

It’s that time of year when everyone is interested in where the property market is going… And so are we! That is why we’ve gone and locked in a chat with Australia’s most quoted property commentator, Nerida Conisbee , a great friend to the show as well as Chief Economist at Ray White ! Before we spill all the great things on Nerida’s 2022 Outlook, we want to take a moment and thank all our Summer Series Guests ! It was an honour and privilege to have all of them on the show and we cannot thank t...

Feb 10, 20221 hr 10 min

376 | It’s never too late to start: How he’s on track for a $2k/week passive income! – Chat with Steve

It’s the final episode of our Summer Series 2021/22!! And folks, we are finishing with a bang! Steve, our special guest only started listening to us back in January last year. But… within a short span of 8 months (all during COVID as well), they… Paid off their bad debt, Implemented Money SMARTS, Got a property portfolio plan done And even bought an investment property All without penalising themselves!! They’re still doing all the fun things, still going away on weekend and having that lifestyl...

Feb 01, 20221 hr 2 min

RBA Cash Rate February 2022: Biggest Sure Bet Prediction for Property this year

It’s the first RBA Announcement for the year folks so there are lots to catch up on (take the inflation numbers for example)! Tune in to this episode where Ben unpacks three key themes for this month’s economic update: The global Omicron wave of the pandemic still playing havoc with the world’s and the Australian economies. Will the RBA hold it nerve on the cash rate in 2022, or will the risk of rising inflation force its hand? What is my biggest sure bet prediction for property this year? Plus,...

Feb 01, 202245 min

375 | “The Phone Wouldn’t Stop Ringing”... How she stopped the wolves at the door! – Chat with Bianca

“If you don’t know where you are, you don’t know where you could possibly go.” That’s just one of many amazing quotes in today’s episode. Folks, some stories need to be told. And today’s guest owns one of those stories. You can kind of guess it from the title but here’s what happened. Our special guest today, Bianca was an athlete. She was a great basketballer in her younger years and was travelling interstate and internationally for competitions and she was doing great. But life is like a rolle...

Jan 27, 20221 hr 4 min

374 | How to Win Robert Kiyosakis’ Cashflow Game in Real Life!! – Chat with Marina

“You wanna be the janitor” This is probably the first time we’ve ever had a guest over where money conversations were not only discussed at the dinner table but… it was a hot topic any time of the day! For very good reason too! Marina, our special guest today had an awareness towards money and investment at a very early age. In fact, when others were playing Monopoly, Marina was playing Robert Kiyosaki’s cashflow game ( Quick tip: It seems… being a janitor in the cashflow game has the highest ch...

Jan 20, 20221 hr 2 min

373 | From Horrible Debt To Productive Debt: How He Transformed His Life – Chat with Ricky

The reason why money is such a taboo subject… is because of fear. When Ricky was a kid, money was an issue. Growing up in a family of 7, our special guest today confessed that there was unhealthy money education very early on. Although it didn’t feel like he missed a thing and his parents made sure him and his four brothers got everything they needed… He was still able to sense some tension in the family. You see, today’s guest grew up where credit cards and personal loans were the norm and he s...

Jan 12, 20221 hr 13 min

372 | The Transformational Power of Being on The Same Page – Chat with Matt

Happy New Year folks!!! We’re kick-starting the year with an aspiring and positive story from our special guest, Matt! Folks, this comes as no surprise but it’s important to be on the same page as your partner. If you already are, that’s awesome! But if you’re not… how about making it your target this year? Cause here’s the deal. Matt and his wife, Alana are detectives and they’ve probably seen the absolute worst of society. We’re talking about drug and firearms, organised crime, family violence...

Jan 06, 202251 min

371 | Three Property Lessons from the Same $25k Deposit?! – Chat with Brad

Winners never quit, and quitters never win. – Vince Lombardi Today’s special guest, Brad is definitely not a quitter. Born & raised in Zimbabwe, Africa while experiencing hyperinflation, it wasn’t a flowery path but Brad learned resilience and tenacity from a young age. He immigrated to Perth with the family when he was 19 and unfortunately, did not have an excellent start. An unfortunate event led him to a lump sum of $25,000 which thankfully, he invested in property! But that property didn...

Dec 30, 202157 min

370 | Financial Harmony – THIS is what it looks like – Chat with Amber and Dan

Folks, if you’re looking for a textbook couple as an inspiration on what Financial Harmony looks like… Amber & Dan is your go-to couple! Although they grew up with slightly different money management styles at home, Amber & Dan worked together and made sure that they were on the same page when it comes to finance. That mindset sets them up way into the future. And, get this... They’ve got a fool-proofed saving hack that built up money for a deposit AND a renovation!! Of course, being on ...

Dec 23, 202159 min

369 | “I Spent It All and Dad Picked Up The Tab” - How this investor changed her bad money habits? – Chat with Amy

Born in England to accountant parents, Amy was given great money advice growing up. And obviously, so did her brother. Only one of them took the advice to heart though… and it’s not our special guest. From credit card spending sprees to climbing Mt Kilimanjaro, Amy lived life to the fullest! So… what changed? Why did she go from having no budget whatsoever to being a Money SMARTS advocate? Yes, you’ve read that right… she got her circle of friends on board with Money SMARTS too! What would she g...

Dec 16, 20211 hr 2 min

368 | Got Stung By A Spruiker: Restarting After Ten Years of Property Mistakes – Chat with Michael

“I read enough book to make me dangerous” That’s the quote from our special guest today. A thirst for knowledge is an excellent virtue to have but in some cases, you might encounter information overload… Or in other rare cases, you might be reading the wrong books or getting advice from mentors with hidden agendas. Unfortunately, today’s Summer Series guest, Michael, is in the latter category. Folks, if you had been stung by a spruiker before, you’d know that it’s not easy getting back on the pr...

Dec 09, 202151 min