One of the biggest derailers for any investor is… Procrastination . So how can you avoid falling into this trap?! Folks this week we’re back with another super-exciting, real Case Study about Annabelle & Jamie (Pstt – These are fake names!). Tune in now to discover the sequencing that Annabelle & Jamie can take to still make this dream a reality, and the frameworks and property plan that’ll stop them from falling into the procrastination trap (or from making more costly mistakes) ever ag...
Oct 27, 2022•1 hr 9 min
Passing on interest rates to tenants. Updating property plans. The future of price growth and… Restructuring your mortgage (is Line of Credit still the best?!) Yep. Folks, we’re back with another ultra-packed Q&A session that’s all about being smart with your money in an unpredictable market. Give it a listen now to get the facts and cut through the noise! Free Stuff Mentioned… Want to be on The Couch? We’re calling all potential 2022/23 Summer Series Guests! If you’d like to share your stor...
Oct 20, 2022•1 hr 2 min
Let's welcome back CoreLogic’s Research Division Founder, Tim Lawless! As Executive Research Director of CoreLogic, Tim heads up a team of analysts in Australia and New Zealand, reporting on property market conditions and the interplay between economic and demographic forces (phew talk about wide coverage!). Free Stuff Mentioned… Want to be on The Couch? We’re calling all potential 2022/23 Summer Series Guests! If you’d like to share your story, reach out to Stig here (We’d love to hear fro...
Oct 13, 2022•1 hr 12 min
With the turbulent state of today’s markets, it’s no surprise that there’s been a lot of noise around the future of Australia’s market and what it means for investors. With many conflicting trends and numbers — and a lack of clarity around the origins of Australia’s inflation — it’s hard to know what remedy is needed from the Reserve Bank of Australia or how to keep successfully investing in such markets. In Part 2 of this educational series, Ben Kingsley, Managing Director of Empower Wealth and...
Oct 11, 2022•33 min
Folks, in honesty, today’s guest needs no introduction – although we’re still going to give him one… A proud husband and father to 7 kids, please welcome to the couch… The Hon Dominic Perrottet MP , NSW Premier and Member for Epping in the NSW Legislative Assembly!!!! Together, we’re pulling back the curtain on NSW’s newest property reforms, and examining his role in the scrapping of Queensland’s diabolical land tax! From solving the impending housing affordability crisis to helping everyday Aus...
Oct 06, 2022•48 min
Overnight Update: This video was filmed & produced before the UK’s mini-budget was scrapped. Folks, Ben’s RBA Monthly Update doesn’t get much bigger than this… The Reserve Bank of Australia has once again lifted interest rates, property market sentiment is shifting fast, and despite all, Australia’s retail spending remains at record high levels. Tune in now to find out if we have finally broken the 50 basis point hike rate trend as we slowly rise above a neutral cash rate. Meanwhile, on the ...
Oct 04, 2022•1 hr 2 min
Want to know what’s actually going on with Australia’s anxiety-inducing rental crisis ? Or where the market is really heading (based on insider’s data and knowledge?!) Well, folks, we’ve got an extremely wise and exciting guest sitting on the couch today to share just this! Please welcome…. Eleanor Creagh! She is the Senior Economist at REA Group (the brains behind realestate.com.au) and is a trusted financial commentator. Specialising in property, financial markets and macroeconomic policy, she...
Sep 29, 2022•1 hr 17 min
IMPORTANT NOTE: This recording was filmed and produced before Queensland’s Land Tax was scrapped. With a number of policy changes on the cards, in our third episode of “Talking Property Tax with Julia Hartman,” Ben and Julia cover… Salary Sacrificing For Cars: How do Salary Sacrificing and Novated Leases work? Plus, how can you tell if either is beneficial for you? Electric Vehicles – What are the changes to Federal Government’s policy and when is the best time to buy? Private Health Insurance –...
Sep 25, 2022•1 hr 1 min
Folks often believe that it isn’t possible to achieve everything they want in life. But what if, with the right sequencing and frameworks…it was possible to tick off everything on your bucket list?! Starting off with an investment property that isn’t faring so well but with 2 steady incomes, we uncover how – through the power of frameworks, sequencing and paper trading – they can achieve ALL their life goals. So how will they do it?! Listen now to find out! Free Stuff Mentioned… PIPA’s 2022 Brea...
Sep 22, 2022•1 hr 7 min
To sell, or not to sell, that is the question being asked by Queensland’s property investors. We’re back with yet another gigantic Q&A, involving one of the most contested issues in Australia’s property market: Queensland’s New Land Tax. We’ll be revealing the realistic options that property investors have and as Bryce says, how to defeat “the monsters under the bed” when it comes to scary situations like this. And we balance out these topical questions with some evergreen challenges faced b...
Sep 15, 2022•1 hr 10 min
Have you ever wondered if there’s a “right” way – or smart life hack – to pay off debts? Like is it better to pay off your investment property….before your Principal Place of Residence ?! Well folks, we have just the Q&A for you today where we tackle this very question and answer: Does this really shave off any debt?!? At the core of this Q&A is how folks can maximise their opportunities and be money smart… From renting your home as a holiday house to transferring a negatively geared pro...
Sep 08, 2022•1 hr 2 min
Inflation is at a 20-year high at 6.1% – and continuing to rise. So how has the Reserve Bank of Australia responded to its September cash rate? Tune in to find out and uncover if Australia’s cash hikes are set to slow down soon…or if the RBA’s new forecast reveals otherwise. Across the globe, the inflation story continues to unfold and trade tensions between Russia and the Eurozone simmer. We see oil prices and energy suppliers shifting which leaves the question: How will it impact Australia? Pl...
Sep 06, 2022•48 min
Market sentiment is in a hairy place. Every day costs are rising , people are worried and purse strings are being pulled tighter. So how can you make sure you’re not leaving any money on the table? Well, from our experience, one of the biggest “money pits” people fall into is their mortgage loans. Specifically, folks don’t know how to find – and maintain – the best rate for them. Here’s the deal… When folks first start with their mortgages, all the banks are jumping with great offers. But it’s w...
Sep 01, 2022•1 hr 22 min
Folks — full disclosure — today’s episode was NOT originally in the plan. Today you’ll be listening to Bryce interviewing Ben Kingsley as the Chair of the Property Investment Professionals of Australia (PICA) on Australia’s greatest renter’s tax ever introduced . Free Stuff Mentioned… Complete PIPA’s 2022 Sentiment Survey: Let us know your experiences and have your voice heard on issues such as QLD’s Land Tax. This is perhaps the most important Sentiment Survey ever done – Click here to complete...
Aug 25, 2022•1 hr 29 min
With higher interest rates and tighter budgets on the forecast, some folks have been left wondering… “How does lifting interest rates – when everything is already so expensive – actually help with inflation??” And for today’s episode – what do interest rates and inflation have to broccoli and property?! To answer this, we’re holding a special 101-crash course in inflation to explain why the Reserve Bank of Australia has taken its course of action and Ben dovetails it all together to demystify ho...
Aug 18, 2022•1 hr 14 min
Continuing from last week’s episode, we’re back with PART 2 of Do You Need a Buyers Agent in Today’s Market? As we’ve said since our earliest podcast episodes, folks end up paying in 1 of 4 ways , and choosing to work with a Buyers Agent means you’re also choosing to pay in the best way… (especially in today’s market, you don’t want to be paying in any of the other ways…) This week we’ll be diving deeper into this concept and unpacking the 5 benefits that Buyers Agents bring to property hunters ...
Aug 11, 2022•2 hr 32 min
If you’ve been listening to the podcast recently, you’d know that we’ve been encouraging folks out there to keep investing despite today’s property market – basically, to be “greedy when others are fearful,” in the wise words of Warren Buffet! But…how are you supposed to get into the market – or even make progress – when you don’t have the experience or the time to invest? Folks, the answer is a Buyers Agent ! We’ll be deep diving into what a Buyers Agent actually does, the #5 critical roles the...
Aug 04, 2022•2 hr 32 min
As we welcome in a new financial year, we welcome another not-so-surprising change… The Reserve Bank of Australia has once again lifted the cash rate by 50 basis points , bringing the official rate to 1.85%. This marks the most aggressive rate rise in a 3-month period since 1994 (If you’re wondering, back then the RBA lifted the cash rate by 200 basis points) Tune in as Ben breaks down what this hike means in the big picture and unpack these key themes: Is the world’s biggest economy in a recess...
Aug 02, 2022•44 min
“ How old is TOO old to start investing?!?” Like…how do Offset , Interest-Only & Principal Interest Only accounts work (in practical terms) to help you retire your debt? What are the fundamentals of Amortisation (we promise it’s not as scary as it sounds) and when are you too old to refinance a loan?? We’re answering how you can use all of this to best position yourself for retirement, plus… For single parents, Ben provides his #1 piece of advice to for building wealth into your retirement a...
Jul 28, 2022•1 hr 3 min
Imagine, as a child, being diagnosed with an incurable cancer of the central nervous system. Imagine being told that you only have a 4% chance of survival. Now imagine being offered hope – a shot at life – as a patient in a new cancer drug trial. But…as the days and months creep by, seeing all the other children slowly passing away, one by one, until you are the only survivor left. Folks, this gut-wrenching, heart hammering vision is the TRUE story of Michael Crossland , the man who survived and...
Jul 21, 2022•1 hr 26 min
“It was almost considered rude in our family to be talking about how money is generated and how much of it is generated, and where it goes. We were sort of told to mind our own business…” Folks, we’re finishing our 2022 Winter Series on a high with a guest with an amazing tale that shows the undeniable power of changing your mindset to change your life … Today’s special guest – Alex – grew up in a household where discussing money was actually considered….rude :O. And this seed grew into a tree o...
Jul 14, 2022•1 hr 18 min
“I wouldn’t be going on holidays, I wouldn’t be going on those trips or just those little things, I guess the little voice in the back of my head going, “Oh, you sure you can afford that?” Folks, today’s guest has been through a remarkable journey. He’s transformed from a state of Financial Anorexia to achieving Financial Peace of Mind – but his tale doesn’t begin as you might think. Jack didn’t grow up scrounging for pennies for the bus or living under a tight budget. Instead, he grew up in a h...
Jul 07, 2022•59 min
And just like that, we’re back with another jam-packed economic and RBA update! This month saw the RBA lift cash rates by yet another 50 basis points , bringing the cash rate to 1.35% – the biggest month-on-month increase in 22 years and the highest cash rate since early June 2019. Here are our other key themes for this month’s economic update: The world’s leading economies are going to manufacture an economic slowdown to curb global inflation What do we need to do to break our current upswing i...
Jul 05, 2022•44 min
“I thought investing was for RICH people, and that’s just what it was. It was something a normal person didn’t do, and now our eyes are open – the possibilities are endless really.” Growing up in a household with a tight budget and parents working double jobs to feed a family of seven, our second Winter Series guest didn’t have a lot of money conversations around the table… In fact, there was none. Born and bred in Dublin, Anthony graduated into a culture where holidays were funded by loans and ...
Jun 30, 2022•56 min
As Australia descends into winter, what better way to celebrate the chill than by kicking off our 2022 Winter Series ?! In this special edition series, we’ll be deep-diving into some of our listener’s personal stories, going behind the scenes to share their challenges and triumphs and exploring how they’re successfully investing in property thanks to the power of planning. We’ve got a very special lineup of guests, all with very different money stories but all with 1 thing in common… They’ve eac...
Jun 23, 2022•58 min
While we love to have some good AFL banter on the show, this week’s episode is all about a star from another Aussie sport… We’re jumping into the world of NRL (National Rugby League) with one of its most prominent athletes who played fullback, wing, centre and five-eighth for the Brisbane Broncos. Representing Australia at an international level and playing in the Queensland State of Origin… We’re extremely chuffed to welcome Darius Boyd to the couch! He captained the Brisbane Broncos from 2017 ...
Jun 16, 2022•1 hr
It’s been a while since we’ve said this (which makes it even more exciting!!)… Ben reckons he’s found his new FAVOURITE QUESTION!!!! That’s because this question is something EVERYONE can relate to: Do I need to choose between building wealth or living the lifestyle you want?! Folks, this is the type of thing that we deal with on an everyday basis! We’re using our years of battle-hardened experience and razor-sharp knowledge to outline what this question essentially boils down to, revealing how ...
Jun 09, 2022•1 hr 1 min
The RBA has released its June update and boy is there a lot going on! Not only do we have a new Federal Government behind the wheel, but after lifting interest rates for the first time in 11.5 years in its May update , this month saw the RBA lift cash rates by a massive 50 basis points, bringing the cash rate to 0.85%. A certain sector within the property market is also facing a new threat… how will it impact the wider industry if it crumbles under pressure? Tune in to this episode where Ben exp...
Jun 07, 2022•43 min
Have you ever wondered what the BIGGEST influences are on an investor’s success?! Is it passion, personality, time, experience, learnt market timing or even luck?! Or are you just born with a “business brain” ?! Well folks, our very special guest today can actually narrow an investor’s success down to just 3 things!! And if you’ve got that covered, well according to him…you’re basically going for gold! This awesome guest – Scott Phillips – is the Chief Investment Officer at the Motley Fool Austr...
Jun 02, 2022•1 hr 28 min
We repeat! Do NOT land the plane during a storm!! What do we mean by this…? Well, in our minds, changing your investment plan due to changing circumstances is kinda like planning a flight and lifting off the runway and then hitting stormy weather. Should you try and land the plan in the middle of the storm?!? You’ll have to tune in to the episode to find out what we think!! Since it’s a Q&A of course we’re flying this plane over looooads more ground like… Advice for a 16-year-old property in...
May 26, 2022•1 hr 13 min
