The Property Couch - podcast cover

The Property Couch

Bryce Holdaway & Ben Kingsleythepropertycouch.com.au

Each week, Bryce Holdaway and Ben Kingsley bring their conversational style to The Property Couch, where they educate their community on the fundamentals of property, finance, and money management. They delve into the latest industry data, trends, and best practices, making complex concepts understandable and engaging.

Since its launch in February 2015, The Property Couch has become Australia’s premier property investing podcast. Bryce and Ben draw on over 25 years of personal investing experience and extensive work with thousands of clients through Empower Wealth, their multi-award-winning national property and wealth advisory firm.

With a consistent ranking in the Top 5 of the Investing Category charts and an impressive 4.8-star rating from more than 2,300 reviews on Apple Podcasts, The Property Couch is essential for anyone serious about building a passive income through property investing.

As best-selling authors of two books, Bryce and Ben don’t hold back in sharing their deep knowledge, personal experiences, and lessons learned including both their successes and their mistakes. Known for their fun banter, they make learning about these topics enjoyable and insightful.

But the podcast isn’t just about Bryce and Ben. They love learning from others too, and regularly bring in top minds from Australia and around the world to discuss topics like property, economics, lending, money management, investing mindsets, high performance, and habit and behaviour building.

Their true mission? To help you achieve financial peace and live your ‘Lifestyle By Design.’ They’re so dedicated to your success that they’ve even developed Moorr, a free money management app designed to help you set and achieve your goals, manage your finances, oversee property investments, and track wealth creation over time.

As Ben often says when wrapping up each episode, “Knowledge is empowering, but ONLY if you act on it.”

YT: https://www.youtube.com/@thepropertycouchaustralia

IG: https://www.instagram.com/thepropertycouch/

Episodes

235 | Money Hacks from the Money Queen - Chat with Effie Zahos

Folks, we’re up and about today! Because not only is our dear friend Effie Zahos … aka the Money Queen … finally back on the Couch with us (It was WAAAY back in Episode 105 that we last checked in with her)… there’s also been a bit of a rate movement this week… the first in nearly 3 years! (Well, that, and our footy teams’ played each other on the weekend and Bryce came out on top of ol’ mate Kingsley!!) What this rate movement means is a little more money in the bank for mortgage owners, which,...

Jun 06, 20191 hr 20 min

RBA June 2019 - Why there's more to this Rate Cut than you think...

So… no surprises here folks. We’ve got a rate cut! Phillip Lowe already indicated RBA’s decision to cut the cash rate two weeks ago in his Address to the Economic Society of Australia . Nonetheless, we are still excited to share that the cash rate is now at 1.25% . AND there are heaps to unpack today folks and is probably the longest RBA Commentary that Ben has ever done. Before we get there, here are a few resources that he’s mentioned: RBA’s Statement on Monetary Policy – May 2019 The Morrison...

Jun 04, 201925 min

234 | Have We Bottomed Out Sooner Than We Thought? The Exclusive Data Insights from Louis Christopher from SQM Research

Well, well, well…. Have we hit the bottom of the market folks??? In the shadows of the election — aka the Coalition’s surprise victory — it appears that confidence has returned to the property market! And now the crystal ball question — “ When’s the bottom of the property market happening?” may not be as cryptic (or as distant from us!!) as we first thought! So. What do we mean by this? Well, let’s put it another way… We jumped on a plane last week especially to bring you back the insights from ...

May 30, 20191 hr 25 min

233 | Is it Tick, Tick... Boom? Post Election & Off the Plan Pain with Angie Zigomanis from BIS Oxford Economics

Well, folks — Australia’s officially had their say after Saturday’s voting spree… and The Coalition are holding tight on its power for another term! Which surprised a lot of us. BUT there is a silver lining… … Negative Gearing has survived another day!! Which basically means… NO dumb policy is about to cripple the property market any time soon!! But the question remains… what are we in for now?? Joining us today is Angie Zigomanis , Senior Manager at BIS Oxford Economics and he’s got his binocul...

May 23, 20191 hr 6 min

232 | Are All Tenants the Same?

Have you ever thought about WHO will be living in your investment property Chances are, you have! Because folks… an investment property is pretty useless without a tenant/s in it!! After all, you need these guys to help pay off your mortgage! So. Are they all the same?? What TYPES of tenants are out there and what can you expect from each one? Well, here’s the deal… we think there are FOUR tiers of tenants. Let’s meet them, shall we? Oh, and FYI: Ben’s “Did You Know” is off the charts… we don’t ...

May 16, 201954 min

231 | Q&A: How Will Changes to Negative Gearing Impact Investors?

Have you ever wanted to know how the changes to negative gearing will affect YOU??? Because folks, let’s face it… Labor’s policy to turn the lights out on negative gearing isn’t just going to affect the property market and potentially the ENTIRE Australian economy… the policy IS going to impact property investors, whether we like it or not. So we want you to be prepared and know what’s coming our way! And that’s why earlier in the week, we asked our Facebook Tribe , “What’s your #1 Question on N...

May 09, 20191 hr 3 min

RBA May 2019 Announcement - Have they finally pulled the trigger?

With zero inflation for the quarter and an upcoming election, this month’s RBA Cash Rate is probably one the most interesting ones we’ve had for a while! It’s that time of the month again which means the RBA Board has met and announced the official cash rate. And wow! There must be an intense discussion going on within the board. Here’s a quick update on what’s been happening: The inflation numbers for the March quarter are out and yes, we’ve got zero inflation which brings the annualised inflat...

May 07, 20199 min

230 | From Residential to Commercial Investing: How this guy quit his Day Job at 28 – Chat with Scott O’Neill

Folks, if you’ve sussed out the title, you’ll know that today we’re visiting a space we don’t normally explore — and that’s investing in COMMERCIAL property! If you’re a regular listener, you’ve definitely cottoned on to the fact that we obviously have an agenda towards residential investing but our bias doesn’t necessarily mean that you can’t reach success by other means of investing. And walking proof of this is Scott O’Neill , Founder and Director of Rethink Investing who is an experienced an...

May 02, 20191 hr 14 min

229 | How to Release Your Money Fears - Chat with Denise Duffield-Thomas

Folks, did you know that almost all of us have buried “bad feels” about money lurking somewhere inside us?? And this contributes — rather significantly — to how we spend and earn our hard-earned money… whether we’re aware of it or not! That long-forgotten moment you witnessed when you were five?? … Still remembered it! The way your parents spoke about money?? Basically, your psych has stored all your money stories somewhere… and these little tell-tales resurface at the best and worst of times. S...

Apr 25, 20191 hr 9 min

Bonusisode - Negative Gearing Policy removed from Labor's Homepage

Folks, if you haven’t noticed the level of activities that had been happening on our show recently, there were heaps of things going on regarding Labor’s Proposed Negative Gearing policies. Long story short.. Two weeks ago, Ben as the Chair of Property Investors Council of Australia (PICA), discovered that Labor and the Parliamentary Budgeting Office (PBO) had been using incorrect data in their costing for the proposed Negative Gearing Policy. Since then, Ben had been speaking to researchers, ag...

Apr 18, 201912 min

228 | Ownership Structure & Trusts with Julia Hartman - Everything You Need to Know About Property Tax (PART 2)

Here we go, folks…. Property Tax PART 2 is finally here!!So, let’s get down to the Ownership Structure, Trusts and SMSF insights you need! If you tuned into Episode 226, then you’ll know we have none other than The #1 [...] CONTINUE READING The post Episode 228 |Ownership Structure & Trusts with Julia Hartman – Everything You Need to Know About Property Tax (PART 2) appeared first on The Property Couch . LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: http...

Apr 18, 20191 hr 1 min

Bonusisode with Ross Greenwood on the Money News!

Yes you’ve heard it right yesterday! Ben was on the Money News with Ross Greenwood! Folks, if you haven’t tune in to the Money News yet, do yourself a favor and check out their podcast. We tune in to the [...] CONTINUE READING The post Bonusisode with Ross Greenwood on the Money News! appeared first on The Property Couch . LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://ww...

Apr 12, 201911 min

227 | Exposed: “Dodgy Data” Driving Labor’s Negative Gearing Policy

Folks, let’s just say… it’s been a week!!! You know that exclusive story we shared with you in last week episode ?? Well, it’s, ahh, hit the headlines… BIG TIME! Don’t know what we’re talking about? Here’s a Quick Recap… Ben was listening to Chris Bowen (Shadow Treasurer of the Labor Party) on ABC’s Insiders: The Interview. Bold Statement made. Rather bold in fact ( Listen to ABC’s audio here ). Chris Bowen quotes that 96% of properties negatively geared are Established Properties. Ben nearly “l...

Apr 11, 201954 min

226 | Capital Gains Tax 101 with Julia Hartman - Everything You Need to Know About Property Tax (PART 1)

Property Tax… let’s have a real conversation about it folks! Because if we’re being honest— even with 40-odd years of industry know-how between us — there’s still a bit of property tax knowledge we could use too. And if you’ve listened to us for a while now, you’ll also know that, when it comes to tax, we’re only allowed to talk about “Statements of Fact” — as we’re not qualified to give advice in this area. So it’s GREAT NEWS that today’s guest is absolutely, well and truly, qualified to dish o...

Apr 04, 20191 hr 19 min

RBA April 2019 Announcement - Are you prepared for what's to come?

Folks, we’ve got a very FULL week ahead of us! Firstly, it’s the first Tuesday of the month which means the RBA Board has met and announced the official cash rate. And tonight at 7:30 PM (AEDT) is Budget Night ! We’ll be hearing from Treasurer Josh Frydenberg and many are expecting some cash splurge. As indicated by the recent economic data, we need some good old stimulus in the economy. This is then followed by a reply from the Labor party on Thursday! Do they agree? Do they not? Not to mention...

Apr 02, 201913 min

Bonusisode - Are You Money Fit?

Yes, it’s finally here!! After weeks of teasing, we’re finally ready to release this to you! Have you ever wondered how are you performing? If you’re doing good, bad or ok compared to your peers? Well, the wait is now over! Our Money Fit segment is available on the Platform right this moment and is built with that sole purpose in mind. We’ve decided to launch with the Annual Surplus Cashflow chart but there will be many more charts and filters to come so stay tuned! What are you waiting for? LIS...

Mar 29, 201910 min

225 | Breaking News with Dr Shane Oliver - Are We in Store for a Global Recession?

Folks, we have a very special guest today … Dr Shane Oliver , Head of Investment Strategy and Chief Economist at AMP Capital !! So, if you’re keen to hear the latest economic news across the property AND stock market, or you want the intel on how the cogs of the economy run … then you’d best hit play on this one! To give you an idea, Shane Oliver is responsible for determining AMP Capital’s investment strategy and asset allocation and also provides economic forecasts and analysis to asset-class ...

Mar 28, 20191 hr 2 min

224 | Turia Pitt – From Burned Alive to Investing in Grit, Triumph and Property

Folks, it’s likely that today’s guest — Turia Pitt — needs little or no introduction! Chances are, her name’s familiar to you… and that’s because Turia became a household name when, at 24, her life was turned upside down when she became trapped in a grass fire while competing in a 100km ultramarathon. And not only did she manage to SURVIVE the severe burns to 65% of her body… she’s also gone on to absolutely THRIVE in an ultimate story of triumph! Indeed, Turia has well and truly beaten the odds...

Mar 21, 201943 min

Bonusisode | Our own AFL Footy tipping team and epic prizes for grabs!

It’s the first day of the season and we’ve got a Footy competition this year folks! For all the AFL lovers out there, we would like to include you in our intense and engaging footy banter!! And for all the non-AFL fans we thought we’ll spare you from all the footy talks this year. So here’s the perfect platform to mingle with everyone that likes to talk footy. And of course, what’s the point of a footy tipping if there are no prizes to be won? Here’s what we have to offer at the end! 1st – A FRE...

Mar 21, 20193 min

223 | Q&A - How to Overcome your Fear/Uncertainty in Taking The Next Step?

Folks, feeling a bit scared to take that necessary “leap of faith” on the property market? If you do, it’s not your fault. In fact… it’s actually pretty normal!! So, we’ve taken a leaf out of last week’s episode where we answered some of your questions on the BIGGEST CHALLENGES you’re having in a market downturn…and we’re going to dive in on the fear and uncertainty piece! Because a little bit of fear is normal… but if it gets in the way of you and your future, it becomes a BIG, BIG problem. To ...

Mar 14, 201958 min

222 | Q&A - The Biggest Challenges You Face in a Market Downturn

“What’s your BIGGEST Challenge when it comes to building a portfolio in the Current Market?” … Folks, this is the question we threw out on Facebook and to our tribe of listeners who receive our emails … and we received a FLOOD of answers back! So it seems a few of you are facing a pickle or two as we speak. Well, to help you out, today we’re going to unpack quite a few of these and, with a bit of luck, dish out the gold into how to SOLVE some of these problems…. because pickles are meant for the...

Mar 07, 201958 min

RBA March 2019 Announcement - When should you expect the next rate cut?

It’s the first Tuesday of the month folks… which means the RBA Board has met and announced the official cash rate for March 2019! As widely anticipated, the Cash Rate has remained at 1.5%. Now if you tuned in to last week’s episode with Dr Andrew Wilson , you would notice that he forecasted the next rate cut to be as early as April! Bill Evans, Chief Economist at Westpac on the other hand, is anticipating not one, but two rate cuts in the second half of the year. What has triggered this and what...

Mar 05, 20198 min

221 | Dr. Andrew Wilson - The Scare Campaign We Had To Have

“Housing markets shouldn’t be leading monetary policy; they’re a response to monetary policy.” — Dr Andrew Wilson. Folks, our guest for this week is Dr Andrew Wilson , Chief Economist at My Housing Market , who is sounding more bullish than bearish when it comes to Australia’s property market and overall economic outlook! To give you an idea, Dr Wilson provides comprehensive property market insights and is a highly-regarded and prolific housing market speaker, as well as a keynote presenter for ...

Feb 28, 20191 hr 18 min

220 | Sell or Hold? The $64 million question.

Folks, “the $64 million dollar question” — and the decision that comes with it — has the potential to either CRIPPLE or COMPLETE an investor’s property portfolio! And the expensive and decisive question is this… “ Should I sell or hold onto my property? ” Who knows, maybe YOU are currently mulling over this exact question right now? Or maybe you’ve invested in a not-too-great property, but you don’t know if you should keep it. Or maybe, just maybe, you’re like a lot of us… and you simply don’t k...

Feb 21, 201958 min

Bonusisode | The Changes to Broker Regulation that will Impact Investors

We’ve got Phil Tarrant from Smart Property Investment Podcast and Alex Whitlock, the Mortgage Business Director at Momentum Media for today’s Bonusisode folks! What are we chatting about? Well, it’s all about the future of the mortgage broking industry following the Banking Royal Commission’s Final Report and how will it impact the consumers moving forward. It’s not very often that we have a trade-specific podcast, but as this will have a significant impact when it gets rolled out, we thought it...

Feb 18, 201950 min

219 | How going from 30 properties to Bankruptcy shaped this riches to rags... and back again story! Chat with Julie Ann Cairns

Wow-wee does this episode contain ALL the gold… and then some!!! Unlike a “rags to riches” story, today’s very special guest — Julie Ann Cairns — shares her personal experience of living RICHES to RAGS… and how she finally managed to overcome the money pattern that kept resurfacing in her life. Of course, today Julie’s life’s mission is to empower people to live an abundant life free from false beliefs — and in this spirit, she wrote The Abundance Code – How to Bust the 7 Money Myths for a Rich ...

Feb 14, 20191 hr 6 min

218 | Banking Royal Commission's Final Report and The Warning Signs of an Economy in Trouble

Folks, while we’d love to bring you GOOD news all the time, unfortunately, some things — like the economy! — are simply out of our hands So if you heard from us this morning because you receive our VIP emails ( download the free chapter of Make Money Simple Again if want to be a part of our tribe), then you’ll know that the economy in not looking…… ahh…… too crash hot. Here’s why.. As we’ll soon explain, there’s quite a few reasons why the Australian economy’s underperforming — but here’s the TO...

Feb 07, 20191 hr 7 min

RBA Feb 2019 Announcement - What's causing the deterioration in our economy?

Today’s RBA announcement is more important than all of last year’s “business as usual” announcements… which is why Ben has dedicated more time to explaining it this time around. Yes, the Cash Rate has remained at 1.5%. But that’s more to this episode than just the cash rate. Why? Because there are now more data flowing in, suggesting that over the last quarter of last year, the economy appears to be in sharp decline. In this episode, Ben explains to you why he thinks this is happening, what’s go...

Feb 05, 201922 min

217 | Lindsay Olsen - Rentvesting his way to Lifestyle Design on the Gold Coast!

All good things must come to an end folks! And such is true for our Summer Series… because today is the FINAL EPISODE!!! BUT we’re ending the sunny vibe with a BANG as Couch listener Lindsay Olsen joins us to share how he and his family will retire on $2,000 a week in passive income! The Surprise? We are part of Lindsay’s A-Team! So, if you were one of the folks who told us you were keen to hear from someone we’re helping… Now’s that chance. Lindsay, 33, a father of a 9-month-old and a husband t...

Jan 31, 201940 min

216 | Margaret Lomas - Everything You Need To Know To Invest In 2019!

Folks, our Summer Series just wouldn’t be complete without the Titan of property investing paying a visit!! So here to give you the insights is none other than one of Australia’s most recognised and respected Property Experts…… Margaret Lomas! As the Director and Founder of Destiny Financial Solutions , a best-selling author of EIGHT property investment books and the host of the brand new Web TV show, My Property TV , Margaret is an active property investor, a Qualified Property Investment Advis...

Jan 29, 201935 min