The Property Couch - podcast cover

The Property Couch

Bryce Holdaway & Ben Kingsleythepropertycouch.com.au

Each week, Bryce Holdaway and Ben Kingsley bring their conversational style to The Property Couch, where they educate their community on the fundamentals of property, finance, and money management. They delve into the latest industry data, trends, and best practices, making complex concepts understandable and engaging.

Since its launch in February 2015, The Property Couch has become Australia’s premier property investing podcast. Bryce and Ben draw on over 25 years of personal investing experience and extensive work with thousands of clients through Empower Wealth, their multi-award-winning national property and wealth advisory firm.

With a consistent ranking in the Top 5 of the Investing Category charts and an impressive 4.8-star rating from more than 2,300 reviews on Apple Podcasts, The Property Couch is essential for anyone serious about building a passive income through property investing.

As best-selling authors of two books, Bryce and Ben don’t hold back in sharing their deep knowledge, personal experiences, and lessons learned including both their successes and their mistakes. Known for their fun banter, they make learning about these topics enjoyable and insightful.

But the podcast isn’t just about Bryce and Ben. They love learning from others too, and regularly bring in top minds from Australia and around the world to discuss topics like property, economics, lending, money management, investing mindsets, high performance, and habit and behaviour building.

Their true mission? To help you achieve financial peace and live your ‘Lifestyle By Design.’ They’re so dedicated to your success that they’ve even developed Moorr, a free money management app designed to help you set and achieve your goals, manage your finances, oversee property investments, and track wealth creation over time.

As Ben often says when wrapping up each episode, “Knowledge is empowering, but ONLY if you act on it.”

YT: https://www.youtube.com/@thepropertycouchaustralia

IG: https://www.instagram.com/thepropertycouch/

Episodes

Bonusisode with What You Will Learn!

Hope you’re enjoying our Summer Series folks! For this Australia Day long weekend, we thought we’ll share one of our recent chat with the boys at What You Will Learn podcast ! It’s weird being on the side of the microphone we gotta say but great questions from the guys on the book, Make Money Simple Again . Have a listen and if you haven’t got the book yet, you can grab a copy at 20% OFF! Just use this code: TPC20 and you can buy it here . p.s. Not ready to buy the book yet? No worries! Download...

Jan 25, 201946 min

215 | Jordan Bill - How Money S.M.A.R.T.S. Transformed Their Family's Life

Folks, if there’s one thing we love… it’s a good TRANSFORMATION story!! And today’s guest had a transformation that seriously shocked us! Here’s why this radical change was so impressive… Today’s guest and #TPC listener Jordan Bill USED TO think, “He who dies with the most money wins” … AND he knows that being dragged to his dad’s worksite as a kid, and being asked to move all those bricks and straighten those nails taught him a valuable life lesson…… Working hard pays off. BUT how?? Jordan has ...

Jan 24, 201948 min

214 | Fiona Bengtsson - From Near Bankruptcy to 11 Renovations and counting!

Folks, there are some stories that are just meant to be told… and listener Fiona Bengtsson DEFINITELY lives one of these stories! Here’s the plot line… Fiona, a teacher by trade, and her husband Andreas, a tradie, had three kids and a small business when things started to go pear-shaped. With their company growing faster than it could fund itself, Fiona and Andrea began feeding their OWN money into the company, hoping the return would pay off. Instead, what happened was this... They borrowed mon...

Jan 22, 201940 min

213 | Jane Slack-Smith - How to Adjust your Renovation Strategy for 2019?

Guess who’s back folks??! … Our very dear friend, Australian Property Expert and THE person you want on your side if you’re planning on renovating for profit… Jane Slack-Smith, Founder of Your Property Success and The Ultimate Guide to Renovation !!! Not only has Jane built an impressive multimillion-dollar portfolio of her own, but also this ex-Explosive Engineer (she’s a very smart cookie) has been equally successful at transforming her own clients’ lives, particularly when it comes to propert...

Jan 17, 201929 min

212 | Stuart Wemyss - The Common Sense Approach to Superannuation, Royal Commission and Negative Gearing

Our Summer Series is all about hearing from the heavy hitters in property investing so you can score the best investment tips in record time… … and today is no different! Joining us for his 3rd appearance on the Couch is Stuart Wemyss, Founder of ProSolution , an independent financial and mortgage broking firm ! You might recognise his voice from Episode 81 | Does investing for the long term actually matter? and Episode 172 | The 5 Rules for Mastering the Game of Building Wealth where Stuart dis...

Jan 15, 201934 min

211 | Jillian Stewart - How to Build a Portfolio OUTSIDE the Capital Cities

Folks, we’ve got another real-life investor story joining the Summer Series! And this time, our listener Jill Stewart has swapped her headphones for the microphone to share her own investment journey!! Unlike the 8-person town she grew up in — “Come By Chance” — Jill’s impressive 10+ property portfolio has been the result of working hard, putting money aside for the future, consistently educating herself and doing things differently… And she’s here to explain how it’s possible to build a portfol...

Jan 10, 201943 min

210 | John Hartill - How to Recover from Making Every Mistakes Possible in the Investing Game

Folks, our Summer Series continues with ANOTHER ripper guest! And not only is today’s guest a very special TPC listener (!!) but also…. he is a REAL LIFE INVESTOR! But there’s a problem… John Hartill has learnt a lot of things the hard way. Unfortunately, he made mistakes along the way that, if we’re being completely honest, have cost him a small fortune. Over his property investment journey (expanding a couple of decades now) John has been spruiked to, sold to and, sadly, bought really bad prop...

Jan 08, 201928 min

209 | Veronica Morgan - From the Coalface of the Sydney Property Market

With 2019 officially off the ground, we thought we’d organise a reunion with our good friend “Ronnie”… A.K.A the one and only Veronica Morgan , who is ABSOLUTELY qualified to give you the heads up on how to find an investment grade asset in this Buyer’s Market! ( Shhhh… don’t tell her we called her “Ronnie” here ) Folks, if you’ve been listening to us for a little while now, it’ll come as no surprise that Veronica Morgan was Bryce’s co-host back in the days of Location, Location, Location Austra...

Jan 03, 201937 min

208 | Tom Panos - Making MORE Money While You Sleep in 2019

Happy New Year Folks!! And what better way to kick off the FIRST DAY of 2019 than with a brand new episode on our Summer Series ??!! Not to mention, we’re also dropping the secret of how YOU can make more money in this year! To help us welcome in your year of wealth is Tom Panos , Real estate coach, trainer and Founder of Real Estate Gym who has been an active property investor for the past 25 years! If you missed his earlier episode on the Couch — Episode 120 | Secret to Making Money While You ...

Jan 01, 201922 min

207 | Pete Wargent - The Real Story Behind the Charts

Folks, The Summer Series continues, this time in the shadow of Christmas… BUT that doesn’t mean we’ve stopped gifting very special guests!! Joining us today is no stranger to property investment or The Property Couch… Pete Wargent !! You might remember him back on Episode 139 | Pete Wargent, Multimillionaire at Age 33: How did he do it? And that title explains a lot of what Pete’s about — achieving financial independence. And, yep, he personally did it for himself at the ripe age of 33 too. To g...

Dec 27, 201830 min

206 | Nerida Conisbee - What's Happening Around the Ground in the Australian Property Market?

What’s better than Christmas day…..???? A brand new episode on Christmas day!!! HO, HO, HO, Merry Christmas, folks!!! We spotted a little something under the tree… and it looks like… a perfectly-wrapped PROPERTY MARKET SPECIAL!!!!! And here to unwrap this gold is none other than the Chief Economist of REA, Nerida Conisbee !!! And she’s absolutely nothing less than one of Australia’s leading property market experts!! Yep, this will be Nerida’s third time on the Couch…. We spoke to her back in Epi...

Dec 25, 201829 min

205 | Jack Henderson - Expelled at 15 and 3 properties by 22!

As part of our brand new Summer Series, we put a request out there to see if any of our Couch Tribe were interested in sharing their story… the result? Today’s guest!!! Folks, our very own listener, Jack Henderson , is here to explain his own property investment journey and how he’s managed to go — yep! — from being expelled at 15 to owning THREE properties by the impressive age of 22!! The million-dollar question is… how did he do it? Let’s hear the story straight from our star guest, shall we?...

Dec 20, 201835 min

204 | Peter Koulizos - What he'd like to do about Negative Gearing?

Folks, it’s time to rip out the straw hat, grab your sunnies and chuck on your thongs… because TODAY IS THE FIRST DAY OF OUR SUMMER SERIES!! This means this: 2 Episodes of The Property Couch each week — Tuesday and Thursday — kicking off RIGHT NOW all the way until Thursday 31st January! Yep. That’s 7 unstoppable weeks of nothing but the best guests, double time! And joining us for our first-ever episode of the season to dive into the implications of the proposed changes to Negative gearing is n...

Dec 18, 201841 min

203 | How to Choose the Right Property Manager – Chat with Lauren Robinson

Folks if there’s one thing a property investor wants… it’s to make sure that their asset is taken care of! And an invaluable way to do this is to make sure you have quality tenants who will respect your property and obviously pay their rent on time. But you also need the assurance that (touch wood) if the worst-case scenario were to play out, you’d have someone on your side to protect you and your asset and, importantly, hold the right person accountable. …. This is where having the right proper...

Dec 14, 201852 min

202 | We warned you to Prepare for Winter… Did You?

Over 2 ½ years ago, waaay back in Episode 66 , we warned you that Winter Was Coming… The question is folks… did you prepare? We really hope you did. Because if you caught ABC’s three-part 7:30 Report this week or you read the OECD Housing Report that came out on Monday, then you’ll know that the Australian housing market isn’t the flavour of the month at the moment. We’ve all seen that the property market come off its peak, and this, combined with the credit crunch following APRA’s lending restr...

Dec 13, 20181 hr 11 min

201 | Money Lessons for Kids

Today’s show is a special shout-out to our parent-folk out there! Heck, if you just want some foundation money management tips, you’ll find some golden nuggets here too! What we’re about to unpack is a framework-stacked episode featuring THE Money Lessons for Kids — more specifically, how to teach your kids about money! Because, let’s face it, money makes the world go ‘round… so if our young folk aren’t given a proper head start as to how it all works, their futures will be impacted. It really i...

Dec 06, 20181 hr 8 min

RBA Dec 2018 Announcement - Stock Market Corrections

It’s the first Tuesday of the month Ben… which means the RBA Board has met and announced the official cash rate! Ben’s update today focuses on not only the cash rate but on the biggest story of the last six weeks as well… the stock market corrections! Plus, Ben explains why Scott Morrison’s latest announcement signals the timing of the upcoming election, and how this will impact the economy moving forward. So… for the last Cash Rate announcement of 2018, what will be RBA’s decision on the cash r...

Dec 04, 20187 min

200 | Paul Clitheroe - Timeless Wisdom from the Original “Money” Guru

Folks, it’s finally here…… our 200TH EPISODE!!!!!!!!!! Pheeeeeeeeeeuuuuuuuuppppp!!!! (This is as close as we can get to a Party Horn sound.) And, boy, do we have a legendary episode for you!!! To give you an idea folks — when we locked in today’s guest, Ben was cartwheeling and high-fiving all over the joint. And for good reason… because joining us today is none other than THE “ Money” man himself, Mr Paul Clitheroe!!! Look, we probably don’t need to tell you that from 1993 – 2002, Paul Clithero...

Nov 29, 20182 hr 52 min

199 | Q & A - Future Proofing your Portfolio, Changing Loan Structure and Equity Release

Folks, with State Election around the corner and the Federal Election less than a year away, it’s time to future-proof your portfolio. The market has changed and will continue to change. We’ve also got some challenges in the Macro landscape as well — lending regulations, potential changes to negative gearing and interest rate rises, just to name a few. So you might be asking yourself, “How is it still possible to build a property portfolio and earn $2K per week in passive income with all of this...

Nov 22, 201842 min

198 | Nine Ways to Navigate the Credit Crunch

Folks, if you’re playing the long-term game in property investing, you’ve got to know how to navigate the credit crunch! And what do we mean by this?? … You MUST build financial muscle in order to succeed at the game of lending! Because folks you can NOT save your way to a passive income. You just can’t. What you need is access to credit and the ability to optimise this credit so that it works in your absolute best interest. But of course, there’s an elephant in the room here, isn’t there?? The ...

Nov 15, 201851 min

197 | Our Embarrassing True Stories: What Was Money Like in Our Own Lives?

Normally personal stories about money stay secret… up until this episode! The truth is folks — it’s not really the “done” thing to have a conversation about money, is it? Almost always, there’s this societal expectation to throw money matters — the real truth of your financial situation— off the table and bury it in the overflowing junk drawer. After all, talking about money is embarrassing, right? Well… not anymore!! Today folks, we’re attempting to lead by example — so we’re simply going for i...

Nov 08, 201852 min

RBA Nov 2018 Announcement - When Will RBA Move Rates?

Hello folks, as promised, we’ll be posting Ben’s short commentary on the RBA Cash Rate Decision on a regular basis! Let us know if you like this segment below! So, on this Melbourne Cup Tuesday, what will be RBA’s decision on the cash rate? Let’s start with some positive news! The seasonally adjusted unemployment rate has unexpectedly dropped to 5% in September 2018, the lowest job rate since April 2012 while markets estimated 5.3%. But what about wage growth? Ben will be unpacking how this will...

Nov 06, 20184 min

196 | Q & A - Negative Gearing Changes - Should I Still Invest in Property?

“Labor risks $12bn housing hit over ending negative gearing” — if you’re like us folks… this headline has us all concerned!! And the concern didn’t stop at the headline. As we read on, the full news article , published by The Australian on the weekend, highlighted that the $32 billion plan to end negative gearing would — quote — lead to a fall in new housing construction of up to 42,000 dwellings over five years and 32,000 fewer jobs across the country, according to independent modelling — end q...

Nov 01, 201850 min

195 | Property Bubble or Property Balloon?

Folks, no doubt you’re aware there’s been a shift in the property market. House prices have dropped. This weekend’s Auction Clearance Rates here in Melbourne were below 50%. So it’s obvious that Sydney and Melbourne have come off their peak. And back in Episode 66 (over 2 years ago now), we warned you that Winter was Coming… Well, let’s just say “Winter is Here”. So where’s the good news? And what is a Property Balloon? Today we’re going to go “up in the clouds” to see the 30,000ft view of the m...

Oct 25, 20181 hr 8 min

194 | Seven Tips to Trap Surplus Cash

Folks, have you ever wanted to trap surplus cash and have more money? If you want to get your hands on the tips to do exactly this, then this is the episode for you! Because coming your way right now are the 7 Tips to Trap Surplus Cash ! Did you know : this will take us to over 100 money management tips! ‘Cos there are 95 tips in our book, Make Money Simple Again . For the folks who haven’t got a copy of MMSA , you can head to our homepage ( thepropertycouch.com.au ) and pick up a FREE Chapter o...

Oct 18, 201857 min

193 | The Top 50 Significant Urban Areas & Busting the 10-Year Property Investing Myth!

Folks, we’re on the back end of a great — but late — night!!! And we come with some equally crazy news!!! Because after the success of last night’s Sold Out Live Webinar… we’ve decided to pick the sleep from of our eyes and do a ONE-TIME only Encore Webinar . So if you weren’t able to get in because the webinar was already filled, then you can get a second chance to come along! OR… if you came along when we were having “a moment” with the internet (yep, it’s the beauty of being alive folks!)… We...

Oct 11, 201833 min

192 | How do you compare to other property investors PLUS the Tech Platform that Outperforms any "Money Hack"!

Before we get into unpacking the recently produced PIPA Sentiment Survey ( download here )…. Let’s play a game, folks! It’s kinda like Charades… except we don’t act out anything. Or sing. Or draw. Or dance. Actually, all we do is tell you the exact words… BUT we say these words slowly, so it’s still really exciting! Okay, ready? First word: Money. Second word: SMARTS. Third word: Platform!!! ! Yep. It’s finally happened, folks! THE PROPERTY COUCH HAS ITS OWN MONEY SMARTS PLATFORM — and it’s Live...

Oct 04, 201856 min

191 | Seven Steps to Make Money Simple Again

Spoiler Alert: we’re practically giving away our new book, folks! Because today we’re revealing the 7 Steps of managing your money… the exact steps that we reveal in our brand new book (coming out next week), Make Money Simple Again ! And why would we give away the gold hidden in a book that’s not even hit the shelf yet? Simple. We want every Australian to be a smarter money manager — and with sky-rocketing credit-card debt levels in the country, we don’t think this is currently happening. So if...

Sep 27, 20181 hr 5 min

190 | Q&A - Addressing Media Alarmists, Investing in Your 50s and The Truth About Lenders Mortgage Insurance…

If you’ve heard the latest media reports, folks, you might have reason to believe the property market is all bricks and slaughter… but is that really the case? Today on the Couch, we’re addressing media alarmists — the recent noise shouting out alarms that they’ll be a total housing crash in Australia! So… is there any truth to the gloom and doom? PLUS, we’re deep-diving into investing later in life and what this really looks like for people in their fifties, including the ramifications of inves...

Sep 20, 201848 min

189 | Q & A - Vic Residential Tenancy Changes and “Legoland” in a Good Location

Folks, today we’re tackling your questions around some tough topics! Because chances are, you’ve heard about the amendments that’ve recently been passed on Victoria’s Residential Tenancies Act — laws that allow tenants to keep pets and make ‘minor’ modifications to the property, regardless of the landlord’s wishes. So we’re going to give our take on this, as well as take a deep dive on “Legoland” and whether or not these properties are worth considering if they’re sitting in a good location. Plu...

Sep 13, 201850 min