"Spending money is a shortcut to most of the feelings we crave in our lives." In this episode I'm taking you through 7 pesky little happenings that make you want to spend money, and how to break the habit of giving in and emptying your bank account in the process. From having a bad body image day to getting good news, there's always something waiting to send us into a spending frenzy. But the good news is, you can learn to master it. I share a smorgasbord of alternative behaviours and mindset sh...
Apr 10, 2024•45 min•Ep. 145
SWOT’s going on everyone? This week, we're diving into the grit of what it's like to hit the books as mature age students and unpacking the whole "cost" of it. We're chatting about the pressure cooker of societal and cultural expectations, questioning why there's this idea that you have to jump straight from high school into higher education. Remember: it's totally cool to take your time and dive into studying when it feels right for you. So, if you're contemplating hitting the books as a mature...
Apr 08, 2024•38 min•Ep. 144
It's me and the mic again my friends for another solo episode, and this week we're talking all about finding your financial chill girl. Let's face it: stressing about money SUCKS A$$ – and because our brains are such drama queens, often we stress more than we actually need to. Enter: the financial chill girl. In this episode I'm teaching you the principles of mental and financial resilience to help you build a sense of chill around your money and approach money management from a resilience-first...
Apr 03, 2024•37 min•Ep. 143
We’re diving back into the comments section, this time we spill the beans on the pricey pitfalls of convenience, from occasional valet parking to a regular house cleaner. Join us as we swap stories and bounce ideas off each other about when to indulge in life's little luxuries and when to hold back. It's all about finding that sweet spot where convenience fits into our lives without breaking the bank or compromising our values. Grab a cuppa and tune in as we dish out plenty of food for thought o...
Apr 01, 2024•35 min•Ep. 142
In this episode, I'm sharing insights into my approach to managing my finances - what I like to call being a "hot b*tch" with money. I break down six key steps to master this mindset with confidence, and a touch of sass. On the fun side, it’s things like crafting a budget that fits your life, not the other way around. On the other hand, it’s tricker things like critically reviewing your spending habits that eventually help you to be more in control and aware of your financial standing. Working t...
Mar 27, 2024•26 min•Ep. 141
This episode was recorded on the lands of the Boonwurrung People of the Kulin Nation. This land was never ceded, it always was and always will be Aboriginal Land. The Comment Section is back for another juicy ep! This week we’re talking luxury money sh*t, and the link between consumerism and self-perception. With Soho House's expansion into Sydney, we dissected the allure and exclusivity surrounding the global members' club, and its lavish amenities and strict membership criteria. We also compar...
Mar 25, 2024•38 min•Ep. 140
Buying clothes again after a full year of not buying ANY... what's that like?! Well gang, I'm taking you inside my brain. Being back in the big wide world outside of my challenge bubble (I didn't buy any clothes in 2023) has been humbling. While I learned so much last year and completely fell in love with my existing wardrobe, having the option of buying again has been more difficult to navigate than I expected. In this episode, I take you through how I'm approaching solidifying my new approach ...
Mar 20, 2024•24 min•Ep. 139
This episode was recorded on the lands of the Boonwurrung People of the Kulin Nation. This land was never ceded, it always was and always will be Aboriginal Land. Welcome to The Comments Section: money sh*t chat with your hosts, Emma Edwards and Victoria Shakeshaft. In this 10 week special series from The Broke Generation, we'll be in your ears every Tuesday with chaotic conversations about money, life, and trying to exist as a grown-up, in a manner so unhinged it almost resembles the comments s...
Mar 18, 2024•31 min•Ep. 138
What’s your relationship like with your money? Are you an awesome, supportive friend? A lazy roommate? Maybe you’re more of a strict and toxic boss? This episode I’m helping you to understand if you’re in a toxic relationship with your money, and what you can do to improve it. It’s essential to understand your financial behaviours and why you do what you do when it comes to making financial choices. I’m talking about proactive steps, like tackling financial admin tasks or making tough financial ...
Mar 13, 2024•28 min•Ep. 137
Content warning: This episode discusses topics of family violence and financial abuse. In this episode, I talk with Serina McDuff, the acting CEO of Respect Victoria, shedding light on recognising early signs of financial abuse in relationships. Our conversation explores the need for open dialogue about finances, challenging societal norms, and fostering communication to create safe and consensual financial dynamics. These conversations can be with your own partner, family members and friends, a...
Mar 06, 2024•44 min•Ep. 136
My book, "Good With Money" is finally out! This book goes beyond finances; it's about self-discovery, understanding spending habits, and reshaping your relationship with money. I’ll guide you through the book's five sections, exploring non-financial narratives and the intricacies of personal psychology in money management, complete with bonus page turning ASMR. I’m also sharing excerpts, with a sneak peek into the themes of financial empowerment and confidence explored in the book. I hope it bec...
Feb 28, 2024•29 min•Ep. 135
I'm sharing 12 money lessons that really made a difference in how I handle my finances. We're talking about things like planning for the long term, being smart about spending in a world full of temptations, and making sure your spending matches up with what really matters to you. I also get into understanding your own 'money story,' the importance of not always going for instant rewards, and saving money without a specific goal in mind. Take a listen to get all my tips and tricks for building a ...
Feb 21, 2024•46 min•Ep. 134
Inspired by my friend Peta's podcast episode on setting standards in business (go listen if you're a business owner), today's quickie episode gets you thinking about the standards you're living by with your own personal finances. The habits we engage with create standards that we live by, and interrogating these standards can help us get out of our own way and start living to our full potential. We explore the standards you might be accepting in your finances, and how you can look at raising you...
Feb 14, 2024•21 min•Ep. 133
In this week's episode I'm joined by author of Kids Ain't Cheap, Ana Kresina. Ana joins us to talk about the realities of managing your finances as a parent, how we can prepare if we're planning to have children, and how it can change the way we think about money as a whole. Highlights: addressing our fears around the financial aspect of having children, and unpacking where that comes from and how to manage it the multifaceted cost of having kids preparing our finances ahead of having children n...
Feb 07, 2024•50 min•Ep. 132
I hired a stylist and I'm taking you on a deep dive into what my experience was like, what happened when we went shopping, and the things I learned about my consumption habits. I recorded this episode just hours after I completed my personal shopping session to give you the real raw insights into what it was like as a curvy, jiggly gal trying on endless items of clothing in the space of 4 hours. Highlights: The relationship between consuming clothes and how I feel about my body The ways I'd prev...
Jan 29, 2024•41 min•Ep. 131
In this episode, we're diving deep into goal setting in a way you might not have considered before. We'll be looking at what goes into setting goals, how goals actually work, and why it actually doesn't matter if you achieve them or not. The simple presence of having goals can be enough to change your behaviour for the better. Highlights: The incomes vs outputs method of building conscious action The magical blend of conscious and subconscious action towards a goal The actual function of goals i...
Jan 24, 2024•41 min•Ep. 130
In this episode I’m joined by positive psychology practitioner and author of Choose Joy, Sophie Cliff, to discuss how we can inject a little more joy into our lives. Highlights: What actually is joy and how can we define what it means to us? Why joy is so often linked to spending and consumption How to find joy without spending any money Reprogramming your brain to notice the little moments that make you happy Why we’re so used to dwelling on the negatives Balancing good and bad days, moments, a...
Jan 17, 2024•1 hr 4 min•Ep. 129
It’s the long awaited wardrobe freeze update! In this episode, I’m sharing my reflections on completing a year without buying any clothes. I share the challenges and the wins, diving into what I discovered about myself and my existing wardrobe. I also unpack the strategies that got me through the year, and the importance of mental preparation and finding balance in various life aspects. From weight fluctuations to rediscovering treasures in my closet, I’m sharing the valuable lessons learned dur...
Jan 10, 2024•1 hr 7 min•Ep. 128
It’s 2024, and I’ve set 24 goals for myself, my finances, and my business. From spontaneous trips to doubling my podcast listenership, these goals reflect a mix of building on past achievements and future growth. Balancing bold targets, such as running a live event, with practical steps like monthly business strategy reviews, I'm determined to make 2024 a transformative year. Join me on this journey and share your 2024 goals too! Plus, if you fancy leaving a podcast review on Apple Podcasts or a...
Jan 03, 2024•49 min•Ep. 127
In this last episode of The Broke Generation podcast for 2023, we’re diving into the annual Guided Reflection, exploring the highs and lows of our individual financial journey this past year. I’ll walk you through some helpful questions and introduce my LILAC framework (Leave, Improve, Learn, Achieve, Carry) to gain insights into your successes, challenges, and major life events and to help you plan for the upcoming year. Now armed with this valuable data, it's time for you to sit with it, empow...
Dec 27, 2023•42 min•Ep. 126
Welcome to part two of my Year in Review! In case you missed the first part, it dropped last Thursday, so be sure to give that a listen. Today, we're diving in from July, where I'm sharing the highs and lows of juggling running my own business, writing a book and everything else that life felt like throwing at me! From working to the bone on my book, to dealing with the challenges of maintaining mental health, we're covering it all. Despite some very heavy challenges, the second half of the year...
Dec 20, 2023•39 min•Ep. 125
Strap in for part one of a two-part year in review extravaganza! I walk you through each month, sharing the behind-the-scenes of my life, money, and business. From navigating the challenges of self-employment, to the complexities of health issues and the exciting inception of the year-long wardrobe pause challenge, this year has been non-stop! In between everything else, I have also been writing a book (available for preorder now!), and in this episode I’m giving you a peak behind the curtain ab...
Dec 13, 2023•57 min•Ep. 124
‘Tis the season for reflection! This episode I’m kicking off with a review of my 23 goals for 2023, both my achievements and setbacks, and exploring the reasons behind why some goals weren’t met - and whether I’ll be giving them another crack next year. I’m sharing insights into my own personal growth over the year, the challenges I faced, and the emotions tied to achieving my goals. I also share personal highlights, such as overcoming the mental hurdle of getting a new car and the importance of...
Dec 06, 2023•42 min•Ep. 123
In today's episode, I’m sharing a personal technique I've been using to boost my productivity and achieve goals - making promises to myself. When you make a promise to a friend, you work hard to keep that promise, right? So it’s time to treat yourself with the same level of respect and commitment! I’m covering four big reasons why this approach is effective and how it can be applied to various aspects of life, not just your finances. I also have a little challenge for you, to help build momentum...
Nov 29, 2023•26 min•Ep. 122
Have you got your card details at the ready for Black Friday tomorrow? Maybe you’re hanging out till the Cyber Monday deals instead? I’m swooping in with this episode just before tomorrow’s frenzy with a bit of insight into the psychological aspects that can influence our spending behaviour during sale periods. The current economic landscape, marked by reserved spending and consistent interest rate hikes, can make even the most disciplined saver more susceptible to the allure of a good sale. Now...
Nov 22, 2023•29 min•Ep. 121
By now, you've probably heard me talk about the significance of aligning your personal values not just with savings and investments but also with your day-to-day spending. In this episode, I'm highlighting the importance of recognising and understanding your natural spending tendencies and how they shape your financial behaviour. It's about mastering the art of blending your financial choices seamlessly with your unique personality and priorities! Like most things, there are pitfalls and excepti...
Nov 15, 2023•34 min•Ep. 120
If you’ve clicked on this episode it’s probably because you’re fighting that nagging feeling that you’re ‘behind’ in life. It's a topic that resonates with all of us, consuming our thoughts more often than we'd like to admit. Featuring voice notes from listeners, sharing their own experiences with this all-too-familiar sensation, and how to navigate the complex feeling of being behind in life. Feeling behind isn't just about the numbers; it's about the choices we make, the experiences we gather,...
Nov 08, 2023•46 min•Ep. 119
It’s the final guest episode of the year and I am so excited to be joined by Annelise McCarthy, owner and founder of ‘Her Speaking Coach’. This week, we're delving into the often intimidating world of confidence, communication, and self-belief as Annelise explores the five factors that frequently hinder women from speaking confidently: fear of judgement, perfectionism, imposter syndrome, comparison, and people-pleasing. We discuss how these factors can be interconnected and how they can impact o...
Nov 01, 2023•1 hr 8 min•Ep. 118
It’s the penultimate guest episode of the year! This week I’m joined by Kate Campbell, financial educator, and co-host of the Australian Finance Podcast - and now author! We discussed the value of investing and how it connects with our life goals. Kate emphasised the importance of reframing your identity as an investor and starting small to build confidence. We also explored how personal values and experiences can shape financial decisions and the significance of questioning advice from others. ...
Oct 18, 2023•53 min•Ep. 116
This week I’m grooving into another solo episode, looking into eight low-effort ways to enhance your finances without much hassle. We all know life's a bit rough these days. Whether it's dealing with the cost of living or just bracing for the unexpected, it's been one heck of a rollercoaster. But guess what? We're in this together, and I've got some tricks up my sleeve to make it a bit easier. So, grab your coffee, give this episode a listen, and get ready to upgrade your financial game. I'd lov...
Oct 11, 2023•24 min•Ep. 117
