Got a long walk or drive planned? Queue up this ep, because it’s a long one! Joined by Jess Brady, I delve into the world of personal finance, shedding light on the psychological aspects that often overshadow the numbers. Jess, is an expert in financial psychology and founder of Green House, a financial literacy program. We explore two distinct mindsets: financial stragglers and financial strivers. Financial stragglers tend to avoid accountability and justify their financial behaviour, while fin...
Oct 04, 2023•1 hr 12 min•Ep. 114
Last week’s episode was all about breaking free from the spending hamster wheel and highlighted the importance of recognising the underlying emotional needs that drive our spending behaviours. Today, I'm delving deeper into this topic by exploring some common money beliefs that might be holding you back. These beliefs often linger in the background, quietly influencing our financial decisions, without us ever really noticing. Let's dive right in! First up, the belief that "money will always be t...
Sep 27, 2023•33 min•Ep. 113
Have you found yourself in a spending hamster wheel? Stuck in a cycle that seems impossible to break, with an urge to spend money, even when it doesn't align with your goals? This solo episode I’m breaking down the cycle, showing you how to identify what motivates your spending, and understand the emotional needs behind the spending. I’m sharing my own experiences of being stuck in this cycle and feeling like my financial outcomes were out of my control. I've learned to step off that hamster whe...
Sep 20, 2023•38 min•Ep. 112
In this episode I’m joined by Trenna Probert, as we tackle the big area of finance a lot of us don’t want to think about - retirement. Trenna is the co-founder of Super Fierce, a platform dedicated to helping people retire with financial security. Trenna is a passionate advocate for financial security, especially for women and minorities. Our discussion revolved around redefining retirement as a positive and integral part of life, challenging the negative narratives surrounding it. Trenna emphas...
Sep 13, 2023•1 hr 1 min•Ep. 111
You have successfully launched your side hustle. Congratulations! However, you might be wondering how to sustain and expand it further. Join your host, Emma Edwards, in the last episode of her side hustle school mini-series as she shares key things you can do with the side hustle you have created to ensure its longevity, or know when it's time to call time. Episode Highlights: [00:01] Episode intro and what’s in for you today [02:49] What to do with the side hustle you have created [02:51] Doing...
Sep 07, 2023•25 min
Managing time and money effectively in your side hustle is essential for its success and personal fulfilment. Time management involves setting clear priorities, creating a structured schedule, and minimising distractions. By planning and allocating specific time blocks for your side hustle, you can ensure consistent progress without sacrificing your primary responsibilities. On the financial front, budgeting and tracking expenses are crucial. Keep a close eye on your earnings and expenses, reinv...
Sep 06, 2023•28 min
Marketing yourself and attracting clients and customers is essential for the success of your side hustle. To effectively promote your side hustle, you need to leverage the lowest-hanging fruits by distilling your marketing to the essential need-to-dos to get the most opportunities. Marketing your side hustle ensures that your client can find you, give you money when they want to give it to you, and tell their friends about your product. With so much competition, so many ads, and so much informat...
Sep 05, 2023•22 min
Getting set up and off the ground with a Minimum Viable Product (MVP) is a pivotal phase in building a successful side hustle. The MVP is the initial version of a product that serves as a foundation upon which further enhancements are made. During this crucial stage, you have to identify the core features and functionalities essential to solving the target problem or meeting the target audience's specific needs. Join your host, Emma Edwards, in episode two of the Side Hustle School mini-series a...
Sep 04, 2023•22 min
Welcome to the side hustle school miniseries! In episode one, we're diving into the foundations of what you're going to offer in your side hustle, and answer key questions to help you gain that all-important clarity on next steps. When selecting, conceptualising, and refining your side hustle, strategic decisions around the "Who," "Why," and "What" are pivotal to ensure a commercial application upon launch. Identifying your target audience ("Who") and understanding their needs, preferences, and ...
Sep 03, 2023•22 min
In this episode, I'm going solo to share some key areas of my finances that I’m working on at the moment, as I navigate full-time self-employment. This new phase has prompted me to reconsider my money mindset, as it’s no longer just my personal finances I have to consider, it’s also my businesses. I’m unpacking how easy it is to fall into the comparison trap, and discuss what I’m doing to manage my financial behaviour - my wardrobe freeze is still going strong, and it’s led to some unexpected re...
Aug 30, 2023•28 min•Ep. 110
Hey everyone, welcome to this rustic AF episode of The Broke Generation Podcast where I basically record as though I'm leaving an unfiltered voice note in your Whatsapp. Okay, I edited out some coughs and sneezes, but otherwise it's a total brain dump, so, go easy on me! In this chat I dive into the phenomenon that is GIRL MATH, and breakdown what I like about it, what I don't, and how it's affecting the conversation around women's finances. Highlights: Is Girl Math purchase assessment, or just ...
Aug 29, 2023•28 min
In this episode, I had the pleasure of chatting with corporate development and communication consultant Annie McCubbin. Annie’s work centres on exploring the intersections of critical thinking, and decision-making, and their role in protecting our lives from unnecessary conflict and self-sabotage. Annie sheds light on the fascinating ways our minds work and how narratives can often outweigh facts. We delve into topics like confirmation bias, illusion of transparency, and spotlight effect—common ...
Aug 23, 2023•44 min•Ep. 109
In this solo episode, I reflect on the "sliding doors” moments that shaped the course of my life. From last-minute university decisions, to an offhand comment from a dissertation tutor, I unpack how these choices led me down a career path I hadn’t considered. Fast forward to a lucrative job offer, which promised financial success and growth within a startup. Despite the allure, I listened to my gut and declined, opting to focus on my freelancing and passion project, The Broke Generation. It’s ea...
Aug 16, 2023•29 min•Ep. 108
How to sell yourself an employer, with Tanaz Byramji Get ready for an info-packed chat with career expert Tanaz Byramji! In this episode, Tanaz dishes out advice all about one of the scarier parts of being an adult - job hunting! We’re discussing how to take a purpose-driven approach to job hunting and application strategies that can help you land your next job! Tanaz will show you how to boost your application game, and improve your chances of nailing that next interview. From crafting effectiv...
Aug 09, 2023•1 hr 5 min•Ep. 107
This episode I’m joined by Business and Manifestation Coach Kira Matthews, together we demystify the woo-woo and embrace the practical power of manifestation, uncovering its impact on your financial journey. Kira shares her personal transformation journey, and how overcoming self-limiting beliefs, and embracing abundance helped to create her dream life. We also discuss her ‘90-day model’, and the significance of setting time-bound and actionable goals, along with the (sometimes essential) role o...
Aug 02, 2023•57 min•Ep. 106
This week, I have the pleasure of chatting with Emma Wilson, the 1st and only Turning 30 Coach, about how to embrace this transformative decade without succumbing to societal pressures or being let down by the narratives we tell ourselves. During our conversation, we delve into common fears and anxieties about approaching 30, especially the struggles women face as they age. Whether it's the pressure to achieve relationship milestones or the looming threat of the 'biological clock,' Emma provides...
Jul 26, 2023•56 min•Ep. 105
I’m 6 months into my wardrobe freeze, and this episode I’m diving deep into the emotions, revelations, and insights that came from redefining my relationship with fashion and consumption. The initial excitement of novelty has worn off, and I’ve realised that the real challenge lies in finding creativity with the items I already have - and there have been moments when I just wanted to buy something new, especially when it comes to special occasions like weddings or birthdays! A major factor that ...
Jul 19, 2023•40 min•Ep. 104
This week I caught up with Shelley Johnson, non-boring HR Consultant and all-around powerhouse. Shelley and I talk about what makes a workplace toxic, how you can recognise the warning signs, and practice self-compassion as you navigate your way out. Episode highlights: “Orange Flags” to look out for in a workplace Recognising when you’re in a toxic environment Rediscovering your sparkle after leaving one Empowering yourself in the next stage of your journey “If you’re in a job and you’re thinki...
Jul 12, 2023•49 min•Ep. 103
Have you ever thought about wanting to be famous? There's more to fame than meets the eye, and exploring its true meaning can help us understand our own aspirations. Join this conversation with Toni Lodge and get the golden nuggets of wisdom from everyone's favourite “Internet Sister,” author of I Don’t Need a Therapy, and co-host of the Toni and Ryan Podcast. In this episode, Toni shares what it is like to have the desire to be famous from a young age, what happens when you actually get it, and...
Jul 06, 2023•1 hr 5 min•Ep. 102
In this episode I share my 5 step mid year money reset process to help you zoom out of your money, farm data from the first 6 months of the year, and set new goals for the second half of 2023. See omnystudio.com/listener for privacy information.
Jun 28, 2023•23 min•Ep. 101
It's the 100th episode of The Broke Generation Podcast! Yeehawwww!! In this fun bitsy episode, I take you through a goal review of my 23 Goals for 2023 episode that I recorded earlier this year, talk about financial priorities and why they matter, progress and the things we forget about how far we've come, and some of the best things I've ever spent money on. PLUS we hear from YOU about your financial priorities and best ever purchases. Thank you so much for listening and being a part of the sho...
Jun 21, 2023•1 hr 14 min•Ep. 100
In this episode I'm joined by Evan Lucas, economist and author of Mind Over Money. Evan and I have a really candid chat about financial behaviour, financial beliefs, and why humanising money is the key to healthier financial experiences for all. Where to find Evan: https://www.investsmart.com.au/author/evan-lucas/11669 Mind Over Money: https://www.booktopia.com.au/mind-over-money-evan-lucas/book/9781922611482.html - Sign up to The Glue: my weekly feel good finance newsletter www.thebrokegenerati...
Jun 14, 2023•1 hr 2 min•Ep. 99
In this LONG juicy solo episode I take you through 32 things I've learned by 32! (It wasn't until a decent 30 mins into recording that I realised, sh*t, 32 things is A LOT. Ha! But we ploughed on). I know you all love fun list-style podcasts from time to time, so buckle in and join me for some birthday reflections as I hit the big 3-2. Wanna fang me some love for my birthday? Leave a review on Apple Podcasts to help more people find the show Share the show to your stories on social media Sign up...
Jun 07, 2023•1 hr 20 min•Ep. 98
Identifying and healing your money wounds with Karen Eley In both personal and professional spheres, "Money Wounds" presents as an inescapable encounter. The pursuit of financial stability and success often comes with its fair share of challenges and setbacks that tend to trigger our dormant money wounds. Whether big or small, these wounds can manifest in various ways, causing us to feel shame about money, perceive it as psychologically unsafe, avoid financial discussions, and struggle to act ra...
May 31, 2023•48 min•Ep. 97
How to stop pulling money out of your savings "Pulling Money out of our savings " is a common behaviour and brain thought among many of us. We are not all born financially savvy or natural savers. We are not naturally inclined towards delayed gratification and saving. However, pulling money out of our savings for whatever reason is one of those things that hold us back, but when we work on stopping this behaviour from happening in the long run, it can propel us much faster toward our goals. Pull...
May 24, 2023•44 min•Ep. 96
In this week's episode I'm joined by family lawyer, Bec Dahl, to talk about protecting yourself financially in a relationship. Please note this information relates to Australian family law only. Family law differs by country, and the mechanisms discussed in this episode are quite specific to Australia. Highlights: How assets work in a relationship, both before, during and after separation The difference between de facto relationships and marriage Binding financial agreements and how they work Ho...
May 17, 2023•45 min•Ep. 95
In this episode I'm joined by Rebecca Maher, co-founder of MoneyHappy. Rebecca and I talk about the intersection between money and career, and how our career wellbeing impacts our financial wellbeing. Highlights: How our job choices are directly linked to our financial outcomes – and why it's not talked about enough How money factors into your career decisions throughout your life The value of having "a plan" Are employers paying enough!? Communication in your career Where to find Rebecca: http:...
May 10, 2023•58 min•Ep. 94
How to feel wealthier in your everyday life Feeling wealthier in everyday life is not solely dependent on the amount of money one has. While financial resources can provide certain comforts and opportunities, there are various other factors that contribute to a sense of wealth and contentment. Shifting one's perspective and finding happiness in what one already has can greatly enhance their overall well-being. In today's episode, Emma Edwards dives into the intriguing topic of feeling wealthier ...
May 03, 2023•31 min•Ep. 93
In this episode I talk to money coach, Laura Ann Moore, about saving money, improving your relationship with money, boosting your habits, and understanding how our beliefs inform our behaviour. I LOVED this conversation and I hope you do too! Highlights: How Laura's childhood experience made her a saver How our individual experiences form unique beliefs Learning how to safely spend money and let go of frugality and scarcity The intersection of emotion and logic Money mindfulness techniques to in...
Apr 26, 2023•55 min•Ep. 92
In this episode I speak to personal branding expert Yaren Iffet about what it actually means to have a personal brand, and how it can help you develop in your career and in your life. Highlights: personal branding isn't LinkedIn posts and starting a blog how to dig into what your personal brand could be the benefits of connecting through your personal brand Where to find Yaren: Instagram: @yareniffet.au Get her free personal branding guide: https://yareniffet.mykajabi.com/personal-branding-ebook...
Apr 19, 2023•36 min•Ep. 91
