In this episode I chat to Slow Fashion Stylist, Jenna Flood from @ironicminimalist, about clothing consumption and our mutual commitment to not buy any clothing in 2023. Together we talk about our own experiences with clothing consumption, including why we knew we wanted to do a wardrobe freeze. Highlights: Understanding the habits behind our consumption patterns Noticing our impulses Lessons from 3 months of no buy How it feels to walk away from stuff we'd have otherwise bought How we're findin...
Apr 12, 2023•48 min•Ep. 90
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Apr 05, 2023•29 min•Ep. 89
In this episode, I share 8 tips on managing the cost of living crisis and wage stagnation in a way that goes beyond just spending less (though I do address some ways of doing that!). Highlights: the importance of focusing on OUR situation, not the widespread panic widening the gap between your income and expenses changing payment dates where to get financial help if you're experiencing hardship Mentioned in this episode: ASIC Financial Hardship : https://moneysmart.gov.au/managing-debt/financial...
Mar 29, 2023•36 min•Ep. 88
In this solo episode I take you through the concept of the financial comfort zone, what it is and how it informs our financial behaviour. Much like comfort zones in our broader everyday lives, financial comfort zones can keep you stuck in certain sets of circumstances, and make it difficult to make changes even when it feels counterintuitive to stay where we are. Insights in this episode have been extracted from my graduate studies in Financial Psychology, so buckle up and get ready to get to kn...
Mar 22, 2023•25 min•Ep. 87
In this episode I'm joined by fashion psychologist (!) Shakaila Forbes Bell to discuss the complex relationship we have with our clothes, and how we can consume clothes in a more positive, mindful and conscious way. Highlights: how clothes relate to our identity how our self esteem relates to the way we shop Shakaila's 4, 3, 2, 1 rule for mindful clothing consumption how we can embrace fashion psychology to foster greater enjoyment of our clothing a psychologists take on where we go from here in...
Mar 15, 2023•50 min•Ep. 86
In this solo episode I share ten questions that will get you thinking deeeeeply about your beliefs about money, and why you are the way you are with your finances. You know I believe that getting to know yourself is an act of financial empowerment, and this episode will give you a taste of why. Where to find me: Instagram: @the.brokegeneration Blog: www.thebrokegeneration.com Disclaimer: Information contained in this podcast is for entertainment purposes only and should not be considered financi...
Mar 08, 2023•30 min•Ep. 85
In this episode I'm joined by Casey Benjamin to talk about knowing yourself, leading yourself, and understanding yourself on a deeper level. Highlights: What it means to lead yourself How consumption is screwing with our understanding of ourselves How our money habits and beliefs can tell us a lot about who we really are What it means to know yourself and how it can change your life Why knowing yourself is about more than aesthetic TikToks and becoming 'that girl' Where to find Casey: https://ww...
Mar 01, 2023•47 min•Ep. 84
In this solo episode I unpack how our love language can interact with the way we think and feel about money, where we see value in our money, and how we can use our money to better serve our needs. Highlights: How your love language can impact the way you spend money How to honour the needs of your love language with how you spend and manage your money How understanding your needs can improve the way you manage your money. Where to find me: Instagram: @the.brokegeneration TikTok: @the.brokegener...
Feb 22, 2023•31 min•Ep. 83
In this solo episode I share some common money mistakes I used to make and how I overcame them. Reflecting on financial progress beyond just huge savings numbers is so important to staying committed to your money journey. Tiny little changes to your habits, beliefs or attitudes to money are just as powerful, so make time to look back on how you’ve evolved, too. Highlights: Sharpening up the way I spend on groceries The impacts of money leaks Identifying areas of financial mindlessless The power ...
Feb 15, 2023•27 min•Ep. 82
In this episode I'm joined by lifestyle management expert Caroline Brunne to talk about balancing and managing our mental load... I know, how IDEAL! Caroline talks us through what our mental load is, how it varies from person to person, and some practical tips we can take to take a literal weight off our minds. Here are all the links to things mentioned in this podcast episode, and everywhere you can find Caroline and Organise, Curate, Design. Website: https://www.organisecuratedesign.com/ 6 wee...
Feb 08, 2023•50 min•Ep. 81
In this solo episode I dive deep into the links between self esteem and money, and question whether a lack of self love could be sabotaging your financial progress. Highlights: Why we spend money to feel better How to recognise feelings of unworthiness How our own sense of self links to our financial perspective The impacts of not knowing our worth in the workplace or in business The trap of trying to buy our emotions or soothe with ‘stuff’ - Sign up to my weekly feel good finance newsletter www...
Feb 01, 2023•34 min•Ep. 80
In this episode I’m joined by positive psychology practitioner and author of Choose Joy, Sophie Cliff, to discuss how we can inject a little more joy into our lives in 2023. Highlights: What actually is joy and how can we define what it means to us? Why joy is so often linked to spending and consumption How to find joy without spending any money Reprogramming your brain to notice the little moments that make you happy Why we’re so used to dwelling on the negatives Balancing good and bad days, mo...
Jan 25, 2023•1 hr 3 min•Ep. 79
Where to find me: Instagram: @the.brokegeneration Blog: The Broke Generation | Destination for Hot Mess Millennials See omnystudio.com/listener for privacy information.
Jan 18, 2023•41 min•Ep. 78
In this chatty bonus episode I go through 23 goals I have for 2023. Some are financial, some are lifestyle and some relate to business, and might give you some ideas on where to start with your own goal setting, or just be a juicy listen if you fancy a nosey into where my focus is going this year in a more candid way. I'll do a review episode at the end of the year to see which ones I achieved and which I didn't. These goals are just a bit of fun, some of them are more serious than others, but t...
Jan 16, 2023•32 min
**GET SPECIAL ACCESS TO $100 OFF SARAH’S COURSE WITH CODE TBG100.** https://stopsurvivingstartthriving.thinkific.com/courses/stop-surviving-start-thriving?fbclid=PAAaZwz7JtvzlxdEV161g0pM7t4DIzIx2gHOLEb0NMQYvvoND5xNCttWp6eSc In this episode I’m joined by Sarah Scully-Leaf to discuss how to make 2023 your year of peace. Not peace as in lighting a candle and soaking in the bath (but go wild if that’s your thing). But peace in terms of peace with yourself, peace with your life, peace with your persp...
Jan 11, 2023•44 min•Ep. 77
Welcome to 2023! In this episode I chat through my plans and goals for 2023 in life, money and business. Highlights: Goals and challenges with taking The Broke Generation to the next level Moving on from my first year full time self employed Finding more joy in my life Embracing freedom and possibility Getting back to saving after a rocky couple of years - Sign up to my weekly feel good finance newsletter www.thebrokegeneration.com/subscribe , where you’ll also nab access to my free 7 daily task...
Jan 04, 2023•40 min•Ep. 76
It’s that time of year again! For the last episode of 2022, I’m bringing you another year in review. In this episode I talk through each month of 2022 and reflect on what happened, what I learned, and how it shaped my year. Highlights: Leaving my job to go full time self employed Money wobbles in self employment Going back to the UK for the first time since Covid Reaching 2.5 years in therapy and reflecting on my progress Going back to studying Reflecting on what I want from my life and business...
Dec 14, 2022•1 hr 16 min•Ep. 75
In this super low-fi podcast episode, I'm joined by my HUSBAND to share all the details about organising our micro wedding after 9 years together. We answer all your questions, from budget to family dynamics, and why we chose to marry the way we did. Highlights: How much we spent, full cost breakdown The process of a micro wedding Managing family expectations Why a small wedding was right for us Things to consider when planning a micro wedding Mentioned in this episode: JustMarried Weddings: www...
Dec 14, 2022•43 min
In this episode I take you through how to reflect on your year in money, and prepare for an informed fresh start in 2023. Highlights: Reflecting on your year and making connections to your finances How to set informed plans and goals for 2023 Letting go of failures Spotting patterns in your beliefs and behaviours Regaining a fresh perspective for your next year in money Purchase your Reflect & Reset tickets – you'll get the replay of session one and live access to session two on 18th Jan. ht...
Dec 07, 2022•25 min•Ep. 74
In this episode I’m joined by female empowerment coach Jess Pinili to discuss all things self sabotage and improving your relationship with yourself. What does empowerment actually look like? Why we get inspired by TikTok videos but never actually take action The things that hold us back from feeling our truest selves How a negative relationship with ourselves can sabotage our money habits Where to find Jess: Instagram: @jesspinili TikTok: @jess.empowermentcoach - Sign up to my weekly feel good ...
Nov 30, 2022•1 hr 1 min•Ep. 73
In this episode I share some top tips and mindset shifts to help you spend sensibly – but still joyfully – this holiday season. However you celebrate, we want it to feel good financially, and that’s exactly what this episode is all about. Sign up to my weekly feel good finance newsletter www.thebrokegeneration.com/subscribe , where you’ll also nab access to my free 7 daily tasks to set up a budget. Where to find me: Instagram: @the.brokegeneration Blog: The Broke Generation | Destination for Hot...
Nov 23, 2022•27 min•Ep. 72
In this episode I am joined by my friend Peta Serras to take a bit of a deep dive into the coaching industry. From life coaching to business coaching to relationship coaching – there’s all kinds of coaching available these days, sometimes costing tens or even hundreds of thousands of dollars (yes, really!). Peta and I discuss the ethics of the coaching industry, what is and isn’t worth your money, the extent to which qualifications come into play, the gendered conversation around coaching, and h...
Nov 09, 2022•41 min•Ep. 70
In this episode I share some insights from a virtual talk I did for a group of University students last year, which takes you through some foundational tips about healthy money management and the power of engaging in positive financial behaviours from a young age. Highlights: The power of learning to save from a young age Understanding your financial habits The basics of budgeting, credit and BNPL Learning delayed gratification Changing your mindset around saving Understanding the context of sal...
Nov 02, 2022•33 min•Ep. 69
In this episode I'm joined by Rachel Service, author of There Has To Be More and CEO of Happiness Concierge. Recently I engaged Rachel to help me structure and develop a speech for a public speaking engagement, and help me overcome an intense fear I'd developed around presenting. Highlights: Finding your own style of public speaking and presenting Developing an audience-first mindset Getting comfortable with nerves and reframing your feelings Understanding your own style and letting go of perfec...
Oct 26, 2022•1 hr•Ep. 68
In this episode I dive into how to overcome emotional spending, break spending cycles and start feeling more in control of your financial decisions. Highlights: Signs you might be emotionally spending, and what this means for you Regret analysis exercise Links to childhood or adolescent experiences How to reprogram your default financial behaviours into more positive ones The difference between emotional spending and healthy spending Learning how to spend in a healthy way and why this changes th...
Oct 19, 2022•55 min•Ep. 67
In this episode I'm joined by Hannah English, author of Your Best Skin, to break down the complex topic of skincare and whether or not you need to break the bank to get that glow. Spoiler alert: you don't. Highlights: Does paying more really mean a better product? Do we REALLY need to buy the fancy SPFs? How we can spend smarter on skincare by schooling up on ingredients What the heck is the deal with pricey LED masks and do the cheap ones work?! How to look after your skin without spending a fo...
Oct 12, 2022•36 min•Ep. 66
In this episode I talk to Hallie Stapleton from H&R Block about all the need-to-knows and secret sauce tips for all of us business owners and/or side hustlers! Hallie talks us through: Getting set up from a tax perspective Things you can and can't deduct When you can deduct expenses, especially in a new business Record keeping Choosing a business structure When to become a company What the heck is BAS!?! ... and more Find out more about H&R Block's suite of small business support at www....
Oct 05, 2022•46 min•Ep. 65
In this episode I dive DEEP into the theories of financial psychology, including what your money story is, why it matters, what research shows about money stories, and how your beliefs and behaviours can be modified to achieve a greater sense of financial confidence. Highlights: Money stories and money scripts in research How money beliefs are developed How beliefs inform behaviours Why our beliefs and behaviours are sometimes contradictory The importance of understanding our beliefs when strivi...
Sep 28, 2022•52 min•Ep. 64
In this episode I'm joined by financial advisor Deline Jacovides to talk all things superannuation (aka retirement savings in Australia!). Deline talks us through how we can engage with our super when we're young and have time on our side, whether the super gap is really closing, and why consolidating your super accounts might NOT be the best thing for you. Highlights - comparing your super performance - insurances within super - should you consolidate your super accounts? - spousal splitting co...
Sep 21, 2022•50 min•Ep. 63
Inspired by my recent bout of financial bad luck, in this episode I take you through 7 mindset tips for keeping positive when your finances are spiralling out of control. Highlights: - knowing when and how to learn from the situation - the emotional benefit of taking action - how to make money the least of your worries during bad times - the importance of preventing financial spirals Sign up to The Glue: my weekly feel good finance newsletter www.thebrokegeneration.com/subscribe, where you’ll al...
Sep 14, 2022•22 min•Ep. 62