In this episode I am joined by Business and Manifestation Coach Kira Matthews to debunk whether or not you can manifest money. Kira talks us through her signature approach to goal setting, why manifestation is more than a woo woo hallmark, and how to apply a practical and logical lens to manifestation to achieve results. Highlights - Manifesting from a practical, logical standpoint - A 90 day approach to goal setting - How to channel the principles of manifestation even as a non-believer Where t...
Sep 07, 2022•56 min•Ep. 61
In this BONUS episode I've brought back home loan expert Daisy Stephens from Finspo to talk us through exactly what we need to be doing if we're coming off a fixed home loan rate in the next 12 months. I've had so many of you tell me you're panicked at the prospect of your fixed rate ending next year and being spat out into the big wide world of high rates – panic not. This episode breaks down what you need to know. Highlights: - when to start thinking about speaking to your lender or broker - h...
Sep 05, 2022•24 min
In this episode I talk through the concept of lifestyle creep, question whether it's actually all that bad, and respond to a listener request for support on how to manage earning more money than you used to. Highlights: - the difference between lifestyle creep and lifestyle elevation - a handy framework with which to leverage every single dollar of extra income, whether once-off or ongoing - how your values can inform how you spend extra income - upgrading your mindset to align with extra income...
Aug 31, 2022•27 min•Ep. 60
TRIGGER WARNING: This episode contains themes of eating disorders and mental health. In this episode I'm joined by Victoria Shakeshaft, better known as @bad.bitch.money on Instagram. We have a juicy chat about all things diet culture, beauty standards, and the ways pressures on the way women look costs us financial confidence, PLUS touch on the role of a financial counsellor, as that's Victoria's job! Highlights: - how money is deeply tied to our self worth - the lasting impacts of diet culture ...
Aug 24, 2022•53 min•Ep. 59
In this episode I am joined by human behaviour expert and advertising agency founder, Dan Monheit. Dan and I talk through why we do the things we do with money, including why we buy stuff we don't need, why we fall for marketing messages, and why it's so difficult to hang onto our money with all the temptations of the modern world. Highlights: - biases we experience every single day that influence our behaviour - the way brands use the idea of 'ownership' to get us to want things we never even k...
Aug 17, 2022•1 hr•Ep. 58
This episode is a recast of a Black Friday sale event pep talk from last year. In the lead up to Afterpay Day in Australia this week, I wanted to remind you of some handy ways to spend safely and prioritise your financial wellbeing. With these tips, you can still snag the things you've been eyeing off if they've come down to a great price, without falling victim to purchase regret and compromising your financial confidence. Highlights: - How to set boundaries around your Afterpay Day spending - ...
Aug 15, 2022•17 min
NOTE: There are a couple of instances in this episode where I completely unconsciously mix up the terms spender and saver (WHOOPS!). If you're listening and thinking, "surely she means saver there" then you're probably right. I had zero idea I was doing it until I listened back! Sorry! This episode follows on from last week's how to SAVE as a natural SPENDER, and offers tips for all the natural SAVERS out there who need a little nudge to remember to enjoy their money. Highlights: - research-base...
Aug 10, 2022•27 min•Ep. 57
It's BONUS EPISODE TIME! Today I'm sharing ten side hustle ideas (no surveys in sight, promise!) that can help you earn extra money pretty quickly. One of those tips is freelancing your skills and services, and to help you out with that I've made available the recording of my Freelance 101 workshop from last year. You can purchase the replay video for just AUD$15 for lifetime access – it's definitely worth checking out if you're wanting to monetise a skill with freelancing. Check it out here: ht...
Aug 10, 2022•22 min
In today's episode I take you through a series of tips to help reprogram your brain as a natural spender so that you can confidently manage your money and embrace your propensity to spend that dollaaaaar. Highlights: Embracing the mindset of a natural saver without trying to be one Why natural spenders are profiled by the media as greedy and lazy How spending and saving tendencies stem from evolutionary behaviour How to embrace being a natural spender and the benefits of being one How to build a...
Aug 03, 2022•25 min•Ep. 56
This BONUS episode was requested by a couple of listeners so I hope this is going to be helpful for lots of you! If you spend money on takeaway or eating out regularly and want to cut back without giving up the things you love, these ten tips will help you form new value-focused habits to ensure you're still getting all the stuff you love, and none of the stuff you don't. Highlights: Understanding what's going on when you're ordering takeaway and how to meet that need without spending a fortune ...
Aug 01, 2022•35 min
In this episode I’m joined by the king of money podcasting, Mr Glen James of My Millennial Money. We talk about the importance of goal setting and creating a broader financial strategy around your money. During this episode we uncover that my partner and I are in a serious coasting mindset right now, and discuss ways to strategically move forward. Mentioned in this episode: My Millennial Money episode 505b: Live Clarity Call with Kayla: https://podcasts.apple.com/au/podcast/my-millennial-money/i...
Jul 27, 2022•52 min•Ep. 55
In this episode I’m joined by couples’ counsellor Jill Dzadey to talk about, well, what nobody seems to be talking about: couples’ therapy! We explore: Why couples’ therapy is still so stigmatised despite the fact society has become so accepting of seeking professional support as an individual The benefits of couples therapy particularly in modern relationships How the relationship paradigm is shifting and the impact that has on our partnerships How to view your relationship as an individual ent...
Jul 20, 2022•52 min•Ep. 54
This is a recast of my January miniseries. The final episode #5 of the Get Your Head in the Game Miniseries takes you through 12 ways to power boost your finances with practical, actionable takeaways you can implement right away. The Get Your Head in the Game miniseries is lovingly sponsored by PocketSmith. Head to Pocketsmith.com/thebrokegeneration to get 50% off your first two months of PocketSmith Premium. Plus, learn more about PocketSmith’s documents feature here: https://www.pocketsmith.co...
Jul 19, 2022•20 min
This is a recast of my January miniseries. Episode #4 of the Get Your Head in the Game Miniseries spills the tea on 8 hot hacks to make money easier in your everyday life. The Get Your Head in the Game miniseries is lovingly sponsored by PocketSmith. Head to Pocketsmith.com/thebrokegeneration to get 50% off your first two months of PocketSmith Premium. Plus, take a tour of PocketSmith’s custom dashboards here: https://www.pocketsmith.com/tour/ Sign up to my weekly feel good finance newsletter ww...
Jul 18, 2022•25 min
This is a recast of my January miniseries. Episode #3 of the Get Your Head in the Game Miniseries takes you through financial habit change and how small actions compound to big results. The Get Your Head in the Game miniseries is lovingly sponsored by PocketSmith. Head to Pocketsmith.com/thebrokegeneration to get 50% off your first two months of PocketSmith Premium. Plus, learn more about PocketSmith’s timeline feature here: https://learn.pocketsmith.com/article/768-using-the-timeline Sign up to...
Jul 17, 2022•14 min
This is a recast of my January miniseries. Episode #2 of the Get Your Head in the Game Miniseries dives into financial values and how to spend in alignment with them. The Get Your Head in the Game miniseries is lovingly sponsored by PocketSmith. Head to Pocketsmith.com/thebrokegeneration to get 50% off your first two months of PocketSmith Premium. Plus, learn more about PocketSmith’s transactions feature here: https://learn.pocketsmith.com/article/503-transaction Sign up to my weekly feel good f...
Jul 16, 2022•17 min
This episode is a recast of my January miniseries. Episode #1 of the Get Your Head in the Game Miniseries is all about wiping the financial slate clean for the year ahead. The Get Your Head in the Game miniseries is lovingly sponsored by PocketSmith. Head to Pocketsmith.com/thebrokegeneration to get 50% off your first two months of PocketSmith Premium. Sign up to my weekly feel good finance newsletter www.thebrokegeneration.com/subscribe, where you’ll also nab access to my free 7 daily tasks to ...
Jul 16, 2022•14 min
In this episode I chat to Daisy Stevens from Finspo: a digital mortgage broker making it easier to get a great home loan, and pay it off faster. Daisy and I talk through: What the heck is going on with interest rates What that means for your finances as a home owner What refinancing is and how it works Why we feel reluctant to refinance (and why we shouldn’t!) Ways to keep on top of your home loan and interest rate Where to find out more about Finspo Website: finspo.com.au Instagram: @getfinspo ...
Jul 13, 2022•46 min•Ep. 53
In this episode I go through the light and dark of credit cards to help you better understand the risks, rewards, and how to use credit responsibly. I go through: How interest accumulates on a credit card The psychology of why we spend more when paying on credit What minimum payments mean How credit can impact your ability to get a mortgage How credit card rewards points work How to assess a credit card’s perks How to spend responsibly on a credit card And how to recognise when credit isn’t serv...
Jul 06, 2022•47 min•Ep. 52
Today’s episode was created in partnership with H&R Block. I am joined by Sindy Rogers from H&R Block to talk about all things taxes. We debunk what tax brackets really mean and why getting a payrise won’t mean paying a higher tax rate on all your income, what deductions we can make and how to ensure we’re compliant, and the hard hitting questions like ‘will the ATO find out about my crypto profits’ and ‘why do I pay so much tax on my second job’. H&R Block have a suite of affordable...
Jun 29, 2022•55 min•Ep. 51
In this BONUS episode of the podcast I break down how to change your approach to grocery shopping and meal planning in order to save more money amidst the cost of living crisis. I take you through: how to optimise your shopping list for maximum money and waste saving how to access the benefits of batch cooking without the monotony how to create meals with flexible ingredients so you're not left paying $15 for a cauliflower how to make the most of every ingredient you buy; and how to learn about ...
Jun 28, 2022•19 min
Hey everyone, today is my 31st birthday so I've recorded a little catch up episode to update you on where I'm at, and shared 10 thoughts about turning 31. After this episode the podcast will be taking a short 3 week break and returning on June 30. Where to find me: Instagram: @the.brokegeneration Blog: The Broke Generation | Destination for Hot Mess Millennials See omnystudio.com/listener for privacy information....
Jun 08, 2022•45 min
In today’s episode I take you through 10 easy ways to feel more wealthy in your everyday life, without earning a single cent more. Often our financial attitudes and behaviours have as much, if not more, impact on our financial reality than the actual numbers. Implement some of these handy tips into your money routine and feel more abundant in an instant. - Sign up to The Glue: my weekly feel good finance newsletter www.thebrokegeneration.com/subscribe , where you’ll also nab access to my free 7 ...
Jun 01, 2022•31 min•Ep. 51
In today’s episode I unpack the mental health benefits of romanticising your life, your habits and your money, and share ten easy ways to start implementing romanticisation into your everyday. - Sign up to The Glue: my weekly feel good finance newsletter www.thebrokegeneration.com/subscribe , where you’ll also nab access to my free 7 daily tasks to set up a budget. Where to find me: Instagram: @the.brokegeneration Blog: The Broke Generation | Destination for Hot Mess Millennials Disclaimer: Info...
May 25, 2022•24 min•Ep. 49
In this episode I chat to my mortgage broker, Alistair Jordan, about all the confusing stuff that comes with first home buying, to help you feel more confident going into the process. We talk through different types of home loans, how brokers work, the difference between fixed and variable loans, different home loan features, and what the heck happens at settlement. Where to find Al: Instagram: @woodrow_finance_group Website: https://www.woodrowfinancegroup.com.au/ Email: ajordan@woodrowfinanceg...
May 18, 2022•49 min•Ep. 48
In today's episode I take you through the stages of behaviour change and how we can leverage this knowledge to make changes to our lives and our habits – for good. Sign up to my weekly feel good finance newsletter www.thebrokegeneration.com/subscribe , where you’ll also nab access to my free 7 daily tasks to set up a budget. Where to find me: Instagram: @the.brokegeneration Blog: www.thebrokegeneration.com Disclaimer: Information contained in this podcast is general in nature and should not be c...
May 11, 2022•33 min•Ep. 47
In this episode I’m joined by founder of The Millennial Crisis, Demi Kotsoris. Demi talks us through the concept of a millennial crisis, why we’re all having one, and how community could be the key to fixing our generation’s many woes. Demi and I also chat about many of the questions we all find ourselves asking every single day, in the hope you’ll feel less alone in your millennial crisis. Where to find Demi and The Millennial Crisis: Instagram: @themillennialcrisis TikTok: @themillennialcrisis...
May 04, 2022•52 min•Ep. 46
In this episode I’m joined by Mhari Todd, aka The Roadblock Coach. Qualified coach and specialist in helping people overcome their roadblocks, Mhairi takes us through how we can overcome our financial roadblocks and get out of our own way, by healing our relationship with money and seeing the importance of nurturing it like any other relationship. Where to find Mhairi: Instagram: @theroadblockcoach Website: https://revolvecoaching.co.uk/ - Sign up to The Glue: my weekly feel good finance newslet...
Apr 27, 2022•57 min•Ep. 45
In today’s episode I’m joined by Mel Miller from Saver Plus – a financial literacy program for low income Australians that teaches long term savings habits and a $500 matched savings challenge to supercharge savings progress. Here’s where to find out more about Saver Plus for yourself or a friend or family member, and all the eligibility and intake information you need: https://www.bsl.org.au/services/saving-and-managing-money/saver-plus/ - Sign up to my weekly feel good finance newsletter www.t...
Apr 20, 2022•41 min•Ep. 44
In today’s episode I am sharing some top tips for pet owners on budgeting and money management for your furry family members, PLUS being joined by Dr Teagan Lever from Pet Circle to spill more tea on how to save money when parenting a pet. Find out more about how Pet Circle can help you #PetBetter at petcircle.com.au or @petcircle on Instagram. - Sign up to my weekly feel good finance newsletter www.thebrokegeneration.com/subscribe , where you’ll also nab access to my free 7 daily tasks to set u...
Apr 13, 2022•34 min•Ep. 43
