In this episode I discuss why mortgage brokers are better than direct lenders. They are able to shop your scenario around to find the best fit for you without you having to do all the leg work. This episode with help you make the correct step when building generation wealth though real estate. Intro sponsored by William Leonard Roberts II Home Buyer Education Email: [email protected] Real Estate Referral Network- https://www.houserichshow.com/referralHome Buying & Credit Co...
Jul 14, 2022•7 min
In this episode I discuss why mortgage brokers are not inherently better than direct lenders. The broker is a middle man in the mortgage process which connects the borrower with a lender that fits best for you. This episode with help you make the correct step when building generation wealth though real estate. Intro sponsored by Shawn Corey Carter III Home Buyer Education Email: [email protected] Real Estate Referral Network- https://www.houserichshow.com/referralHome Buying &a...
Jul 11, 2022•7 min
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Jul 11, 2022•2 min•Season 2Ep. 1
Almost 100 years after the government took their land, it has been returned. This week, the Los Angeles Board of Supervisors unanimously approved that a beachfront property known as Bruce’s Beach be transferred back to the descendants of its former owners, Willa and Charles Bruce. The Bruces bought their little corner of Los Angeles in 1912 and, in an era when segregated beaches were common, constructed the West Coast’s first resort for black people, the Guardian reported...
Jul 07, 2022•9 min
Today I chatted with Steven Stack a black millennial entrepreneur who became a debt free millionaire at the age of 31 through leveraging real estate and investing. We also discus building generational wealth and how higher rates and inflation actual benefit land lords and property owners. Steve's IG-https://www.instagram.com/stackingwithstack/ Linktree- https://linktr.ee/stackingwithstack Me Email: [email protected] Real Estate Referral Network- https://www.houserichshow.com/referral Home ...
Jul 05, 2022•53 min
A Central Texas family was left scrambling after a builder canceled the contract for a new house they were building. The couple was six months into the process and had already sold their current home when they learned the new one, they’d been putting money toward wouldn’t be theirs after all. This has happened various times in the Dallas Fort Worth Market and is something you definitely should be looking out for. Make sure you are always using a realtors for new construction. I shar...
Jun 30, 2022•15 min
Mortgage points are pre-paid interest, they are used by your lender to buy down the interest. They can be used for you benefit and if you're uniformed they can be used to take advantage of you as most people are just looking for the lowest interest rate. Watch the full video for this great mortgage, real estate, home buying tip. As always real estate in the key to generational wealth, go get you some. @coinsnculture Leave a review to get a FREE copy of my point comparison worksheet This is a sho...
Jun 28, 2022•10 min
I (@Coinsnculture) tell the story about how I at the time a 21 yr old millennial got a down payment to help purchase my 1st property and ended house hacking the property for 5 yrs without my roomie knowing I owned the place. I also list some random things I found out as a 1st time home owner. Real estate is the key to building generational wealth in the black (or any) community. This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth...
Jun 23, 2022•18 min
In this episode I go over all of the factors that impact your mortgage interest rate. The federal reserve raising the bench mark rate only indirectly impacts your mortgage interest. There are 6 factors you can control but also 5 you have no control over. Tune in to check them out. This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap. Ho...
Jun 21, 2022•12 min
I break down the number about the viral 40x rent rule in NYC and why this is actually about the same in every city. I also go on a mini rant about living below your means as well and discuss how this is really the same ratio when buying a house. This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap. Home Buyer Education Email: hello@houserichs...
Jun 16, 2022•8 min
In this episode I cover the million dollar LA real estate market, landing high profile clients online, is million dollar listing LA real, buying real estate in foreign countries and a lot more tune in. Work w. Nathaniel- https://www.getzelsgroup.com/HIs- IG https://www.instagram.com/getzelsgroup/?hl=en This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealt...
Jun 14, 2022•52 min
This is a breakdown of the VA loan requirement from who is eligible, down payment requirements, VA funding fee, DTI, PMI, loan limits and appraisals. It basically everything you need to know. If I missed something don't hesitate to leave a comment. This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap. Home Buyer Education Email: hello@houseri...
Jun 09, 2022•11 min
In this episode I talk to George aka @thewealthyg about establishing the mindset in his early 20s to retire from the corporate world, why real estate wasn't quick enough and how partnering with other and mentorship lead him to establishing this Turo business which accelerate the process. George is definitely building black wealth through his endeavors. His IG-https://www.instagram.com/thewealthyg/Linktree- https://www.thewealthyg.com/links This is a show for millennial first time home buye...
Jun 07, 2022•47 min
A lot of people perception on where the housing market is based on what they hope will happen But what do the actual numbers say. I went to https://www.census.gov/ so you don't have to. This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap. Home Buyer Education Email: [email protected] First Time Home Buyer School- https://www.facebook.co...
Jun 02, 2022•11 min
I go over Ericka's journey from moving from NC to Texas, delivering pizza and eventually into entrepreneurship. She breaks down what tax liens are and how to actually make money without every stepping into the tax the where the lien is. She has built up a youtube community of over 60,000 followers to teach the benefits of real estate in the black community. Ericka's YouTube @Ericka Williams Classy Climb Smartphone Money Ericka's IG-https://www.instagram.com/erickasclassy...
May 31, 2022•44 min
I want to acknowledge those those died fighting for this country as well as the ones that weren't deemed "worthy" enough to get honored. I cover (read) a Time article written by OLIVIA B. WAXMAN where she covers David Blight’s 2001 book Race and Reunion: The Civil War in American Memory. It talks about the previous enslaved people that started memorial day to honor their fellow fallen soldiers. https://time.com/5836444/black-memorial-day/ This is a show for millennial first time home buyers look...
May 30, 2022•5 min
I breakdown how student loans impact conventional loans (Fannie Mae and Freddie Mac), FHA loans, USDA loans and VA loans. This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap. Home Buyer Education Email: [email protected] First Time Home Buyer School- https://www.facebook.com/groups/fthbschool Home Buying & Credit Courses-https://coi...
May 26, 2022•6 min
These are actionable step you should take if your looking to buy a home this year or any year. We talk about identifying your budget, qualifying v affordability, loan types and working backwards to find your purchase price. This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap. Home Buyer Education Email: [email protected] First Time Home...
May 19, 2022•16 min
I chat w/ Jared T Ross a Metaverse consultant about what the Metaverse is, digital real estate, virtual real estate, block chain, NFTs & more https://www.instagram.com/jaredtross/ Free NFT Masterclass https://www.nftequation.com/replay Linktree https://www.liinks.co/jaredtross This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap. Home Buye...
May 17, 2022•40 min
I break down NACA from a guidelines perspective. I cover down payment and credit requirements, DTI needed, income limits, fees and why the process takes longer for some than it does for others. If you're looking to build wealth via real estate tune into this episode This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap. Home Buyer Education Email: he...
May 12, 2022•14 min
I'm joined by Darryl Dibbs of EXP and #ResGrp real out of Detroit. We break down why and how as little as 5 years ago you could buy property in Detroit for a few thousand dollars via the Detroit Land Bank to where things are today. We also cover why Detroit is bouncing back and some 1st time home buyer tips. If you're looking to build generational wealth through real estate in the Detroit area tune in. #detroitrealestate #detroitlandbank Darryl IG-https://www.instagram.com/darryldibbs/Link...
May 10, 2022•44 min
In this episode I talk about what you can do about rising interest rates, how they should impact your decision to buy a home and ways to lower your interest rate. This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap. Home Buyer Education Email: [email protected] First Time Home Buyer School- https://www.facebook.com/groups/fthbschool Home Buyi...
May 05, 2022•10 min
In this episode I talk to KayR about his journey from growing up in Philly. Buying his 1st property in 2009 right in the middle of the housing crisis. Growing his portfolio to 105 and hiring his family to help manage it. Tips for new landlord and more. KayR's IG-https://www.instagram.com/kayjayconsulting/website-https://www.kayjayconsulting.net/ This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a w...
May 03, 2022•41 min
In this episode I cover mortgage lending guidelines, the FHA self-sufficiency test, strategies for different different property and more. It basically what you need to know to get started. This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap. Home Buyer Education Email: [email protected] First Time Home Buyer School- https://www.facebook...
May 02, 2022•11 min
I talk with Gene about losing $350k on his 1st real estate deal, tax, creative financing strategies, infinite banking and more. This black entrepreneur from Chicago used his losses to accomplish big wins and obtain financial independence using real estate. This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap. Home Buyer Education Email: hello@houser...
Apr 26, 2022•43 min
The FHA loan is a good loan program but make sure you understand these 7 things before you get one. *How many FHA loans you can have at once *The actual down payment *The amendatory clause *FHA self-sufficiency test *Not the lowest down payment *Community property guidelines This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap. Home Buyer Education ...
Apr 21, 2022•12 min
This week I talk with Lamon Woods a black entrepreneur out of Louisiana about his journey from making less than $30,000/yr to owning 114 properties and counting. We discuss working with a mentor, how his wife was his biggest supporter, using small banks for 100% financing, networking and more. He is definitely building wealth through real estate Lamon's IG-https://www.instagram.com/1_800hustla/ This is a show for millennial first time home buyers looking to buy their 1st home and bui...
Apr 19, 2022•41 min
The FHA 203K loan is a great way to build equity by buying the worse home on the block and fixing it up by rolling the rehab costs into the loan. This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap. Home Buyer Education Email: [email protected] First Time Home Buyer School- https://www.facebook.com/groups/fthbschool Home Buying & Cr...
Apr 14, 2022•10 min
I talked to Rod Stanback about this journey from investor to starting his own hard money lending company Flip Funding. How hard money lending works, who hard money is best for and how to get started in the business. This black entreprenuer is build a lasting legacy and black wealth through real estate. Rod's IG -https://www.instagram.com/rod_hardmoney/ Link tree- https://linktr.ee/RodStanback This is a show for millennial first time home buyers looking to buy their 1st home and build genera...
Apr 12, 2022•51 min
In this weeks video I breakdown how a gift of equity works. This is a tool to keep real estate in the family essentially for free. You use the equity in the property to buy the property. This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap. Home Buyer Education Email: [email protected] First Time Home Buyer School- https://www.facebook.com/gro...
Apr 07, 2022•8 min
