This is a crash course on what to do in order to buy your 1st home. In this podcast I break down the mental and process of preparing to become a home owner to getting the keys. We talk about *what to think about before you talk to a lender and realtor *the 3 things your lender evaluates *should you talk to a lender or realtors 1st *different loan types I Wanted to keep this video relatively short but if you have questions just ask. If you're looking to buy your 1...
Apr 05, 2022•30 min
Man I have bunch of these stories where folks have for lack of a batter terms just waisted my time. These three scenarios were moving to Japan 3 days after going under contract, the person not actually having a job & some one just deciding to pay cash the day of closing. This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap. Home Buyer Educ...
Mar 31, 2022•13 min
In this episode I talk with Stephen Lewis the co-owner of Ink Realty about transitioning from an underwriter to a realtor. Building a tech platform, Homematchx, to connect to connect buyers and sellers and bring more transparency to the home buying process. We also discuss creative ways to win deals in this market and building a home from scratch. This black entrepreneur is building generational wealth for this family through real estate. Stephen IG- https://www.instagram.com/steveinkrealt...
Mar 29, 2022•53 min
In this video I break down the pros and cons of a home equity line of credit versus a cash-out refi so you can help determine which one may better fit your needs. These are both great ways to pull equity out of your home. This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap. Home Buyer Education Email: [email protected] First Time Home Buyer S...
Mar 24, 2022•11 min
This episode is a must listen for anyone looking to grow their presence on social media. I talk to @Safiya Martin about transitioning from a career in the medical field to becoming Philly's #1 mobile notary. We also discuss marketing, her journey into residential real estate and how to actually grow your brand on YouTube and TikTok. Safiya's TikTok -https://www.tiktok.com/@safiyamartin_ Safiya's IG- https://www.instagram.com/safiyamartin/ Safiya's YouTube: https://www.you...
Mar 22, 2022•48 min
Equifax, Experian and TransUnion are making sweeping changes to how they report medical debt in collections beginning this summer. How this impacts the home buying process… This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap. Home Buyer Education Email: [email protected] First Time Home Buyer School- https://www.facebook.com/groups/fth...
Mar 19, 2022•6 min
Here's a free tutorial on how to remove inquires from your credit report. The steps are at the 11 min mark but you should watch the whole video. How inquires actually impact your credit/FICO score and how they impact you qualifying for a mortgage. This is a longer more detailed version of the video I did a few months back. This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealt...
Mar 17, 2022•15 min
Did you know 60% of hotels are actually owned by individuals. You don’t have to be a rich guy with a monocle. You do need to bring some money to the table but there are other factors that are equally important. This black female entrepreneur is striving to increase the hotel ownership rate in the black community. Tune into this week’s episode to find out what they are. Davonne’s IG - https://www.instagram.com/davonnereaves/ Linktree - https://www.instagram.com/davonnereaves/ This is a show for m...
Mar 15, 2022•35 min
So bring awareness is great but unless you have a time machine. We need to take action to do better and make other so better in the future. We’ll talk about interviewing you lender, are brokers better than direct lender and a little bit more. In full disclosure I worked for Wells Fargo about 4 yrs ago. This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealt...
Mar 13, 2022•10 min
This is the best way to house hack in order to build generational wealth. Apply this theory using an FHA or VA loan to start your real estate portfolio and it will set you up for success. Then you get the dream home. This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap. Home Buyer Education Email: [email protected] First Time Home Buyer School...
Mar 10, 2022•11 min
Tyron McDaniel of Houston Vintage Homes breaks down how to take a lot form scratch and build a home on it. The type of lot he mentioned to buy was very eye opening. We also discuss how to keep your contractor on schedule, what adds value to a home and dive into why gentrification is a good thing and it helps to build wealth in the black community. IG-https://www.instagram.com/houstonvintagehomes/ Linktree-https://taplink.cc/houstonvintagehomes This is a show for millennial first time...
Mar 08, 2022•53 min
Yes you can repair you own credit just like you could change your own oil. I have no issue with credit repair but their are a lot of bogus people out there trying to take advantage of other people's lack of knowledge. If you're looking for tips to fix your credit in order to become a home owners this episode is for you. This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black we...
Mar 03, 2022•11 min
This week I talk to Phillip Washing Jr a black entrepreneur and the Chief Investment Officer (and owner) of Stone Hill Wealth Management & host of one of the top investing podcasts "Wealth Building Made Simple". If you want to stat investing or just wants to add some more tools to your portfolio this is the episode for you. Real estate isn't the only way to build wealth see this episode for more. Podcast- http://askphillip.phillipwashingtonjr.com/ His IG- https://www.instagram.co...
Mar 01, 2022•1 hr
In this week's topic I break down how to go from 0 - 12 doors in 12 months using the FHA loan. This is how to use the FHA guidelines and 1 loophole to your advantage to build your real estate portfolio. If you have questions about house hacking this is the episode for you. This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap. Home Buyer Educat...
Feb 24, 2022•10 min
In this episode I sit down with black real estate investors Eric and Jamiel of the monopoly bros. They are two investors from Detroit met at a networking event in Detroit and after purchasing single family properties decided to make the leap into the commercial space. They have purchased a 52-unit building in Detroit and are looking to scale their portfolio even more. They did it through cold calling, networking, and listen to the episode to get the rest. This is a show for millennia...
Feb 22, 2022•41 min
You need to be interviewing your mortgage lender. For instance matching quotes, down payment assistance, turn times and programs. This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap. Home Buyer Education Email: [email protected] First Time Home Buyer School- https://www.facebook.com/groups/fthbschool Home Buying & Credit Courses-htt...
Feb 17, 2022•11 min
In this episode I speaking Scottie Smith II about buying and renovating his 1st home at 19, becoming a broker at 21, hosting Dallas 1st ever foreclosure bus tour, developing affordable housing is Dallas and his new project a 15+ cabin lake side retreat, The Retreat @ Lake Noire, which is just 90 miles outside of Dallas. This black entrepreneur is building black generational wealth through real estate development. Invest in the project: https://www.smallchange.co/projects/Retreat-at-Lake-No...
Feb 15, 2022•44 min
JP Morgan Chase's program allows up to $5000 towards your cash to close, check the episode for the details and let me know what questions you have. This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap. Home Buyer Education Email: [email protected] First Time Home Buyer School- https://www.facebook.com/groups/fthbschool Home Buying &...
Feb 10, 2022•7 min
In this week's episode I talk to Sam Dolciné of Black Real Estate Dialogue (BRED) and getting into podcasting and hitting 200k downloads. Building relationships online, out of state investing and his online BRED Community. This black entrepreneur supports uses his platorm to promotes the stories of other real estate investors. BRED IG- https://www.instagram.com/blackrealestatedialogue/ LinkTree - www.blackrealestatedialogue.com/links This is a show for millennial first time home buyers loo...
Feb 08, 2022•49 min
Per federal guidelines there is a minimum criteria borrowers must meet to qualify for home loans, however lenders are free to implementing additional guidelines known as mortgage overlays to decrease the likelihood that borrowers will default on their home loan. This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap. Home Buyer Education Email: hello@...
Feb 07, 2022•3 min
I breakdown how to use premium pricing This may be better to watch on YouTube, heres the link https://youtu.be/625hQWvdbrs This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap. Home Buyer Education Email: [email protected] First Time Home Buyer School- https://www.facebook.com/groups/fthbschool Home Buying & Credit Courses-https://co...
Feb 03, 2022•10 min
I talk fatherhood, black entrepreneurship, out of state investing, brand building, building digital products, investing as a team and much worth w/ Charles Olgelsby aka Todd Capital the options king of Tweet Talk: The Black Wealth Podcast and The Millionaire Talk Show with Todd and Michelle. This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap. Home...
Feb 01, 2022•55 min
Tips and trick on buying a new construction home. Interim financing, construction timelines and big and small builders. This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap. Home Buyer Education Email: [email protected] First Time Home Buyer School- https://www.facebook.com/groups/fthbschool Home Buying & Credit Courses-https://coinsncultu...
Jan 21, 2022•10 min
I talk about the NACA program, life as a landlord, financial freedom, building a brand and much more w Andre Haynes. This black entrepreneur used the NACA rules to build generational wealth for him and his family. @renissance125 Andre's IG-https://www.instagram.com/renaissance125/ Linktree-https://linktr.ee/Renaissance125 YouTube-https://www.youtube.com/channel/UCXyTgZK_jyl1p-n5xdh1sRA/videos This is a show for millennial first time home buyers looking to buy their 1st h...
Jan 18, 2022•43 min•Season 1Ep. 11
Response to the article Jim Jones posted about fair housing. Solutions: NACA, VA loans, USDA & what a loan officer looks for. This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap. Home Buyer Education Email: [email protected] First Time Home Buyer School- https://www.facebook.com/groups/fthbschool Home Buying & Credit Courses-https://c...
Jan 13, 2022•10 min•Season 1Ep. 10
I chat w/ Jared T Ross a Metaverse consultant about what the Metaverse is, digital real estate, virtual real estate, block chain, NFTs & more. Learn to build wealth by purchasing digital real estate. Black wealth https://www.instagram.com/jaredtross/Free NFT Masterclass https://www.nftequation.com/replayLinktree https://www.liinks.co/jaredtross This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real esta...
Jan 11, 2022•40 min•Season 1Ep. 9
I talk to Steve( @shotbyslim ) and Chris Lovell (@ christhemoneymom ) about how their are building their real estate portfolio in LA through multi-family properties and have their eyes set on properties on the East coast and internationally. The couple is using house hacking to build their real estate portfolio and build wealth. Connect with @Christhemoneymom-Link Tree https://linktr.ee/christhemoneymom https://christhemoneymom.com/ This is a show for millennial first time home buyers look...
Jan 04, 2022•49 min•Season 1Ep. 8
In this episode I cover 10 actionable steps to becoming a homeowner from credit to DTI to who to talk to. This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap. Home Buyer Education Email: [email protected] First Time Home Buyer School- https://www.facebook.com/groups/fthbschool Home Buying & Credit Courses-https://coinsnculture.gumroad.com...
Jan 03, 2022•10 min•Season 1Ep. 7
Breaking down your mortgage FICO/credit score. Payment history – 35 percent of your FICO score. ... The amount you owe – 30 percent of your credit score. ... Length of your credit history – 15 percent of your credit score. ... Mix of credit in use – 10 percent of your credit score. ... New credit – 10 percent of your FICO score. #ficoscore #creditscore #credittips This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate....
Dec 28, 2021•8 min•Season 1Ep. 6
I talk with J Rashad Thomas the former President of NAREB's chapter of the Dallas Association of Realtist and fair housing, his real estate business and tips for 1st time home owners and realtors. He is the homeownership ambassador and focused on building wealth through home ownership especially in the black community. Connect with J Rashad here. https://www.instagram.com/homeownership_ambassador/ This is a show for millennial first time home buyers looking to buy their 1st home and build ...
Dec 21, 2021•33 min•Season 1Ep. 5
