Don’t Wait Till Your 65 to Retire

Many people use the age 65 as their target retirement age. At that age you can begin to receive Medicare to cover your healthcare needs. However, most people now need to wait until 66 or 67 to collect unreduced Social Security benefits. And if you decide to call it quits at 65 you can expect to enjoy 20 or more years of retirement.

Today’s 65-year-olds are largely healthy and likely to live longer than earlier generations. But that doesn’t mean they’re not starting to feel the wear and tear of an aging body and mind. And it is not going to get any easier. None of us will ever be any younger than we are today. Even if you don’t feel old yet, you are growing older with each passing day. As your body ages your options to explore and experience new things tends to become more limited. 

All these descriptions of retiring at 65 is what helps me with my mentality in my late thirties! Which is to live now and don’t wait to retire! 

I have found that Covid has turned a leaf over in me that sincerely has brought the young little girl out of me all over again! The one that seeks out for adventure, spontaneity and pure joy from being outdoors & with family and friends! 

This life doesn’t have to be lived later after all the years of hard work instead I’m noticing that through hard work we can also take time off and travel the places that the heart desires! I believe in this so much last September we purchased a sprinter van to help make these dreams come true! We leave when we can and stay to do life. We create and make memories and also love our hearts passion in the health and fitness industry! We are moving one day at a time towards our dream life which is so be happy, joyful and imperfectly perfect for our own life! 

Rejoice in the desires of the heart. 

Breathe. 

Believe. 

& become every single day! Be a risk taker and don’t wait till later to live your best life! Instead live it now! 

It’s possible. 

Xoxo, 

Camie Cragg