Allen Pollack , Chief Operating Officer, Tech Consultant Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development. In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automatin...
Mar 06, 2024•13 min
Alice Alvey , Master CMB Vice President Partner Education and Training at Union Home Mortgage She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness. Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996....
Mar 06, 2024•2 min
Alice Alvey , Master CMB Vice President Partner Education and Training at Union Home Mortgage She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness. Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996....
Mar 06, 2024•14 min
Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBS Live! He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every b...
Mar 06, 2024•5 min
Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBS Live! He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every b...
Mar 06, 2024•10 min
Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBS Live! He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every b...
Mar 06, 2024•4 min
2.26.24 Bears May Find "Trouble Every Day" --------------------------------- Well, CASH about to get UPSET From watchin' Jay’s DELAY. He’s checkin' out / the news Until his eyeballs fail to see. On January 31, during Jay Powell's press conference, he said that the committee would begin to explore slowing sales of its Treasury portfolio. Some analysts think the language indicates Quantitative Tightening slows later than sooner, while others opined it slows sooner. The market continues to trade si...
Mar 06, 2024•1 min
3.04.24 The War Between Bulls and Bears Brings So Many "Questions" --------------------- Why do Bears never get an answer when they're knocking at the door? Because the truth is hard to swallow, that's what the balance war is for. Embrace the balanced war between Bulls and Bears and prepare for a breakthrough. Recent range trading displays the mortgage market wrestling with its love and hate of equilibrium. But, it’s transitory, like a guillotine dropping with each swing. Whose pipeline is on th...
Mar 06, 2024•1 min
2.19.24 China on Population, "Take It Easy" ---------------------------- Well, we’re buying down the locks. Trying to loosen our loans. Got a world of guidelines on our minds. Let’s look long-term. China’s fertility rate is among the lowest globally. It fell below its replacement rate in 1991. As a result, its population likely will collapse by 50% in 75 years, recently reported by Newsweek. Along the way, the ratio of workers to seniors will drop 50% in 10 years. So, China’s debt burden will cr...
Mar 06, 2024•1 min
Adam DeSanctis , Director of Public Affairs at Mortgage Bankers Association As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-relat...
Mar 06, 2024•2 min
Adam DeSanctis , Director of Public Affairs at Mortgage Bankers Association As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-relat...
Mar 06, 2024•1 min
The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute , and then Les Parker’s TMSpotlight , a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update , followed by David Kittle , Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative updat...
Mar 04, 2024•21 min
The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute , and then Les Parker’s TMSpotlight , a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update , followed by David Kittle , Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative updat...
Feb 27, 2024•47 min
The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute , and then Les Parker’s TMSpotlight , a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update , followed by David Kittle , Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative updat...
Feb 20, 2024•42 min
The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute , and then Les Parker’s TMSpotlight , a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update , followed by David Kittle , Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative updat...
Feb 13, 2024•41 min
Succeeding in the mortgage industry in 2024, like in any other year, requires a combination of industry knowledge, adaptability, excellent customer service, and a keen understanding of market trends. One of the top producers in the industry is sharing his knowledge on what it takes to succeed this year. Alec Hanson, Chief Marketing Officer of Loan Depot is with David Lykken today to discuss this.
Feb 07, 2024•33 min
The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute , and then Les Parker’s TMSpotlight , a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update , followed by David Kittle , Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative updat...
Feb 06, 2024•59 min
Automated Valuation Models, or AVMs, are computer algorithms that use various data points and statistical models to estimate the value of a property. These models consider factors such as property characteristics, location, historical sales data, market trends, and other relevant information. The result is an automated property valuation report, providing an estimated property value without the need for a human appraiser. Today, We have Allan Weiss, Co-Founder of Case-Schiller index share how th...
Jan 31, 2024•38 min
The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute , and then Les Parker’s TMSpotlight , a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update , followed by David Kittle , Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative updat...
Jan 30, 2024•40 min
The mortgage industry, traditionally viewed as conservative and paper-heavy, is undergoing a transformative shift. The catalyst? Technology. In an era where efficiency and customer experience are paramount, mortgage technology emerges as a game-changer, offering a plethora of benefits to lenders. One of the most significant impacts of technology in mortgage lending is process automation. Tasks that once required days, such as underwriting and document verification, are now accomplished in a frac...
Jan 24, 2024•30 min
Show notes: TMSpotlight: 1.22.24 It's A "Love Story" If Buyers Say Yes! ------------------------ Bonds got tired of waiting. Wondering if Jay was ever coming around. Did the Bond buyers buy on Friday? Happy consumers bought by draining savings and using credit cards earlier in the week. Where did the new era of frugality go? Will the Fed reduce its selling of Treasuries (Quantitative tightening) to avoid liquidity problems? Would such action increase inflation and create wild moves like the spri...
Jan 22, 2024•1 hr 8 min
The world of mortgage finance and housing policy is mourning the loss of an amazing iconic leader and friend with the passing of David H. Stevens. As we reflect on his remarkable career, we celebrate his profound impact on the mortgage industry and his enduring legacy. I can think of no better way to honor and remember David, than to listen to the attached interview with David that I had the privilege and honor of recording on June 27 th , 2017. In this interview, you will hear David share how h...
Jan 17, 2024•39 min
The "Buy Before You Sell" solution for mortgages is a strategy that allows homeowners to purchase a new home before selling their current one. This can be particularly useful in a competitive real estate market where finding a new home might be challenging, or when homeowners do not want to rush the sale of their current property. Calque, is a company that is doing this and today we have their CEO at our podcast – Jeremy Foster to share the benefits of their BBYS solution and Amy Smith of Alcova...
Jan 17, 2024•27 min
The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute , and then Les Parker’s TMSpotlight , a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update , followed by David Kittle , Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative updat...
Jan 15, 2024•36 min
The Borrower's Intelligence Platform is ushering in a new era in lending, where data-driven insights are at the forefront of decision-making. This technology not only benefits lenders by reducing risk and improving efficiency but also empowers borrowers by expanding access to credit and providing more personalized loan options. As the lending industry continues to evolve, BIP will play a crucial role in shaping its future. It is a powerful tool that combines the best of data analytics and lendin...
Jan 11, 2024•48 min
The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute , and then Les Parker’s TMSpotlight , a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update , followed by David Kittle , Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative updat...
Jan 08, 2024•43 min
Matthew VanFossen discussed with David Lykken the NAR Lawsuit and how it affects Real Estate Officers and Mortgage Loan Originators. He also discussed their ways on how to get business while the market is off.
Jan 01, 2024•39 min
Stephen Phelan, Chief Pastoral Officer of Movement Mortgage joined David for the Christmas special release of Lykken on Lending to discuss about Movement’s story about loving and valuing their people. He broke it down into three fundamental human need that human heart has to be loved and valued. Please listen and share it with your peers.
Dec 25, 2023•42 min
LinkedIn can be a valuable platform for mortgage professionals to build their network, establish credibility, and grow their business. The success of having a linkedin account is based on several factors, like any other social media platform, depends on consistency and authenticity. Engaging with your network, sharing valuable content, and building meaningful relationships are key to leveraging LinkedIn effectively as a mortgage professional. Our guest today is an expert on helping professionals...
Dec 20, 2023•38 min
The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute , and then Les Parker’s TMSpotlight , a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update , followed by David Kittle , Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative updat...
Dec 19, 2023•59 min
