Created by mortgage professionals for mortgage professionals,
Lykken on Lending is a weekly 60-minute podcast hosted by mortgage veteran, David Lykken, and co-hosted by Marc Helm.
Joining the program each week is Adam DeSanctis with his weekly MBA Mortgage Minute, Les Parker with his Macro Market Update, Matt Graham with a weekly Market Update, David Kittle with Originations Update, Alice Alvey providing a Legislative Update, Allen Pollack with his weekly Tech Update.
The weekly updates are followed by the Hot Topic segment, which is an in-depth discussion about one of the hottest topics related to the mortgage industry.
The program can be heard live each Monday at noon central or downloaded as a podcast.
Each week thousands of industry professionals have found this to be an effective way to stay up on all that is happening in the mortgage industry.
This broadcast is provided to the mortgage industry as a public service compliment of Transformational Mortgage Solutions.
We invite you to join us to listen and learn.
This special episode with Dave Savage of Mortgage Coach talks about his experience interviewing loan originators who are successful in today's market on his podcast. What are they doing to thrive in these challenging times.
The mortgage industry has evolved significantly over the years, with technology playing a pivotal role in transforming how mortgages are originated, processed, and serviced. In 2024, mortgage professionals are presented with a myriad of opportunities to maximize production and efficiency through innovative mortgage technology. One of the companies that we should be looking to is Lender Home Page, they aim to improve the online lending experience for both mortgage professionals and their customer...
The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute , and then Les Parker’s TMSpotlight , a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update , followed by David Kittle , Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative updat...
Top mortgage loan officers thrive by combining industry knowledge, strong customer relationships, technological efficiency, and ethical practices. They adapt to market changes, prioritize education, and continuously improve their skills to succeed in today's competitive mortgage market. One of the top MLOs in the mortgage space is Garrett Locklear, founder of Candid, Inc. with $1Bn lifetime funding, he sat down with David Lykken and discussed what MLOs are doing to succeed in this tough market....
The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute , and then Les Parker’s TMSpotlight , a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update , followed by David Kittle , Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative updat...
Consumer financial data is the bedrock of today's financial ecosystem, shaping lending decisions, financial services, and personal finance management. As individuals and businesses navigate this data-driven world, it is crucial to strike a balance between leveraging the benefits of consumer financial data and safeguarding individual privacy and security. One of the up-and-comers in this arena is Truv, they are on a mission to put the data back in the hands of consumers by providing organizations...
The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute , and then Les Parker’s TMSpotlight , a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update , followed by David Kittle , Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative updat...
In the realm of personal finance, homeowners often find themselves in a unique position of potential wealth creation. This untapped resource lies in the very place they call home – their property's equity. Home Equity Lines of Credit, commonly known as HELOCs, have emerged as a versatile financial tool that allows homeowners to harness the value locked within their homes for a variety of purposes. Whether it's funding home renovations, consolidating debt, covering unexpected expenses, or pursuin...
The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute , and then Les Parker’s TMSpotlight , a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update , followed by David Kittle , Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative updat...
The future of mortgage appraisal is poised to undergo significant transformations driven by technological advancements, changing market dynamics, and evolving consumer preferences. In recent years, the traditional methods of property valuation have been gradually giving way to innovative approaches that leverage data analytics, artificial intelligence, and automation. These emerging trends not only promise greater accuracy and efficiency in the appraisal process but also have the potential to re...
The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute , and then Les Parker’s TMSpotlight , a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update , followed by David Kittle , Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative updat...
The rise of artificial intelligence (AI) in various industries is undeniable. From healthcare and manufacturing to the world of finance, AI is changing the way we operate, offering solutions that are faster, more accurate, and tailored to individual needs. One of the most notable implementations in the mortgage industry is the Angel AI by SunWest Mortgage, The integration of artificial intelligence (AI) into our daily lives is changing the way industries operate, offering automated, precise, and...
Today’s heightened rate environment in the lending space will surely pass soon enough. But as long as it is here, you must know how to navigate through it in order to thrive and survive. Joining David Lykken to share valuable tips about this matter are Dan Catinella of Total Expert and Melissa Wright of American Pacific Mortgage . They discuss the importance of being data-driven in this particular lending climate, focusing more on customer retention and profiles. Dan and Melissa also share how t...
The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute , and then Les Parker’s TMSpotlight , a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update , followed by David Kittle , Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative updat...
It’s not the biggest and flashiest that remains in the game, but the most trusted, consistent, and dependable. This is what Byte Software steadfastly aims for. Driven by its mission to be the most trusted LOS on the planet, Byte Software has been serving mortgage bankers since 1985. In today’s episode, David Lykken sits down with none other than Mark Todd of Byte Software to talk us further into the amazing things they are doing to provide lenders with the freedom to do business the way they wan...
The Federal Reserve's interest rate decision in the run-up to the 2024 Presidential election underscores the intricate balance between macroeconomic management and the more nuanced elements of the financial sector, such as MSRs. Stakeholders in the mortgage industry, as well as broader financial institutions. Given the relationship between interest rates and MSRs, the Federal Reserve's decision will undoubtedly influence MSR dynamics. Today, Doug Duncan, Chief Economist of Fannie Mae, and Adam Q...
James Dwiggins, CEO of NextHome sat down with David Lykken. He explained the background of the three class action lawsuits between the Department of Justice and the National Association of Realtors. The general understanding of these lawsuits is a conspiracy in the industry to prop up commissions and that they collaborated to do that by forcing sellers to pay buyer’s agent commissions. James also has a podcast named Real Estates Insiders Unfiltered with Keith Robinson.
The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute , and then Les Parker’s TMSpotlight , a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update , followed by David Kittle , Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative updat...
In an ever-evolving world, the concept of women's empowerment has emerged as a transformative force driving positive change across societies, industries, and economies. Women empowerment is not merely a buzzword but a powerful movement that champions equality, inclusivity, and the realization of women's full potential. It represents the idea that every woman, regardless of her background, should have the opportunity and support to achieve her dreams, participate in decision-making processes, and...
More than earning a profit, a good lending program goes above and beyond to completely change a homeowner’s life for the better. This is what JPMorgan Chase is doing through their $30 billion racial equity commitment through Correspondent Community Lending Program. David Lykken and Marc Helm explore this even deeper with Taeko Bashaw , the program’s Executive Director, and Cerita Battles , Chase’s Managing Director and Head of Community & Affordable Lending. Together, they share how the Corr...
The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute , and then Les Parker’s TMSpotlight , a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update , followed by David Kittle , Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative updat...
NCS (National Credit-reporting System, Inc.), a full-service credit-reporting agency specializing in third-party validation services and credit intelligence data, offers a unified verification and risk mitigation offering, blending performance and efficient design for today’s mortgage industry leaders. A trusted leader with lenders nationwide since 1978, NCS is a private and family-owned company navigating you through solutions, services, and experience needed to maximize portfolio strength and ...
The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute , and then Les Parker’s TMSpotlight , a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update , followed by David Kittle , Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative updat...
The real estate industry is undergoing a significant transformation, with one of the most notable changes being a shift in the way real estate commissions are structured and paid. Traditionally, real estate agents have earned a commission based on a percentage of the sale price of a property. However, in recent years, there has been a growing movement towards alternative commission structures that aim to make the real estate transaction process more transparent and cost-effective for both buyers...
Core values play a fundamental role in leadership. They serve as guiding principles that dictate behavior and action. For leaders, adhering to these values helps to cultivate trust and guide the organization towards its vision. Let's delve deeper into the importance of core values as the foundation of leadership. It is more than just words on paper. They serve as the foundation upon which effective leadership is built. Leaders who truly internalize and act upon their core values can foster organ...
The rise of artificial intelligence (AI) in various industries is undeniable. From healthcare and manufacturing to the world of finance, AI is changing the way we operate, offering solutions that are faster, more accurate, and tailored to individual needs. One of the most notable implementations in the mortgage industry is the Angel AI by SunWest Mortgage, The integration of artificial intelligence (AI) into our daily lives is changing the way industries operate, offering automated, precise, and...
The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute , and then Les Parker’s TMSpotlight , a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update , followed by David Kittle , Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative updat...
In the vast expanse of leadership literature, John David Mann's "Vagrant: The Inner Journey of Leadership" stands as a poignant testament to the importance of self-awareness, self-reflection, and the personal journey in the quest for authentic leadership. Mann's work delves deep into the heart of leadership, advocating for an introspective approach, rather than the all-too-familiar emphasis on external skills and tactics. Vagrant is not just a book on leadership; it's a treatise on personal grow...
The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute , and then Les Parker’s TMSpotlight , a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update , followed by David Kittle , Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative updat...
The essence of leadership transcends a designated title or a position of authority. True leadership arises from an amalgamation of the right mindset and skillset. Both are vital to driving influence, sparking change, and leading teams or organizations towards a vision. Leadership is a dance between the mind and action, between what one believes and how one acts on those beliefs. When leaders harmonize their mindset and skillset, they not only empower themselves but also those they lead, creating...
